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The National Insurance Company ... vs J.Ringu
2021 Latest Caselaw 15685 Mad

Citation : 2021 Latest Caselaw 15685 Mad
Judgement Date : 4 August, 2021

Madras High Court
The National Insurance Company ... vs J.Ringu on 4 August, 2021
                                                                                    C.M.A.No.2424 of 2016

                               IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                  DATED : 04.08.2021

                                                       CORAM

                            THE HONOURABLE MR.JUSTICE ABDUL QUDDHOSE

                                              C.M.A.No.2424 of 2016 &
                                               CMP.No.17056 of 2016

                      The National Insurance Company Ltd.,
                      No.751, Mount Road,
                      Chennai – 6.                                            ...        Appellant

                                                         Vs
                      1.J.Ringu
                       (Minor represented by her father Jaburaram)

                      2.Thalapathi Kumara Vickram.                            ...      Respondents

                      PRAYER: Civil Miscellaneous Appeal filed under Section 173 of the Motor
                      Vehicles Act 1988 against the decree and judgment passed in
                      MACTOP.No.57 of 2014 dated 21.07.2015 on the file of the Motor
                      Accident Claims Tribunal, 5th Small Causes Court, Chennai.


                                  For Appellant            : Ms.N.B.Surekha
                                  For Respondent 1         : Mr.P.Chinnaraj
                                  For Respondent 2         : Not ready in notice




                      1/8



http://www.judis.nic.in
                                                                                C.M.A.No.2424 of 2016

                                                      JUDGMENT

(Heard through Video conferencing) This civil miscellaneous appeal has been filed by the Insurance

Company challenging the quantum of compensation awarded by the

Tribunal under the impugned award dated 21.07.2015 passed by the Motor

Accident Claims Tribunal (5th Court of Small Causes, Chennai) in

MCOP.No.57 of 2014.

2. The Insurance Company has challenged the impugned award only

on the ground that the quantum of compensation awarded by the Tribunal to

the first respondent/claimant is excessive.

3. Heard Ms.N.B.Surekha, learned counsel for the Appellant

Insurance Company and Mr.P.Chinnaraj, learned counsel for the first

respondent/claimant. The second respondent has remained exparte both

before the Tribunal as well as this Court.

4. The Tribunal under the impugned award directed the Appellant

Insurance Company to pay the first respondent/claimant a compensation of

http://www.judis.nic.in C.M.A.No.2424 of 2016

Rs.4,07,000/- as detailed hereunder:

                                      Heads             Award Amount
                                                             (Rs.)
                              Medical Expenses                   2,000/-
                              Attender Charges                   5,000/-
                              Disability Compensation         4,00,000/-
                              Total                           4,07,000/-



5. The learned counsel for the Appellant Insurance company would

submit that the Tribunal has erroneously applied the ratio laid down by the

Hon'ble Supreme Court in the case of Mallikarjun vs. National Insurance

Company and another reported in 2013 SC SCJ 2445 while assessing the

disability compensation payable to the first respondent/claimant. She would

submit that the injuries sustained by the first respondent/claimant will not

enable her to claim compensation as per the decision of the Hon'ble Supreme

Court in Mallikarjun's case referred to supra. She would submit that the

first respondent/claimant has sustained only one fracture namely shaft of

femur of the right. She would also submit that excepting for filing of OP

chit, which has been marked as Ex.P6 before the Tribunal, the first

respondent/claimant has not filed any other document to prove that due to

http://www.judis.nic.in C.M.A.No.2424 of 2016

the injuries sustained by her, she was hospitalised for a long period of time.

6. As rightly contended by the learned counsel for the Appellant

Insurance Company, though the first respondent/claimant has suffered only

one fracture as seen from the disability certificate which has been marked as

Ex.P13 before the Tribunal, the compensation assessed by the Hon'ble

Supreme Court in Mallikarjun's case referred to supra cannot be made

applicable to the facts of the instant case. In Mallikarjun's case referred to

supra, the accident victim was hospitalised for 58 days continuously and he

has sustained multiple grievous injuries and he had also undergone several

surgeries. But in the case on hand, excepting for only one fracture and when

the accident victim has also not filed sufficient documents to prove that she

was hospitalised for the said fracture, the Tribunal ought not to have applied

the ratio laid down by the Hon'ble Supreme Court in Mallikarjun's case

referred to supra. Therefore, this Court is of the considered view that the

ratio laid down by the Hon'ble Supreme Court in Mallikarjun's case

referred to supra will not apply to the facts of the instant case.

7. In view of the above, this Court is constrained to refix the

http://www.judis.nic.in C.M.A.No.2424 of 2016

compensation in the following manner:

(a) The accident happened in the year 2013. The Doctor has assessed

the disability of the first respondent/claimant at 35%. For an accident of the

year, it is settled practice followed by the Courts that the disability

compensation will have to be assessed at Rs.3,000/- per percentage of

disability. In the instant case, the first respondent/claimant has suffered 35%

disability and hence, the disability compensation is assessed by this Court at

Rs.1,05,000/- calculated at Rs.3,000/- per percentage of disability for 35%

disability.

(b) The Tribunal has awarded a compensation of Rs.2,000/- towards

medical expenses which is supported by bills (Ex.P9) and the same is

confirmed by this Court.

(c) The Tribunal has also awarded a compensation of Rs.5,000/-

towards attender charges which in the considered view of this Court is low

and the same has to be necessarily enhanced. Accordingly, the compensation

towards attender charges is enhanced to Rs.20,000/- by this Court.

(d) After giving due consideration to the nature of injuries sustained

by the first respondent/claimant as stated supra, this Court awards a

http://www.judis.nic.in C.M.A.No.2424 of 2016

compensation of Rs.40,000/- towards pain and suffering, Rs.13,000/-

towards transportation, Rs.15,000/- towards extra nourishment, Rs.50,000/-

towards loss of amenities and Rs.5,000/- towards Future Medical Expenses.

8. For the foregoing reasons, the compensation awarded by the

Tribunal is modified as follows:

                                    Heads             Amount           Amount Awarded by
                                                   awarded by the         this Court
                                                      Tribunal               (Rs.)
                                                         (Rs.)
                            Disability                    4,00,000/-             1,05,000/-
                            Medical Expenses                 2,000/-                  2,000/-
                            Attender charges                 5,000/-                 20,000/-
                            Pain and suffering                   --                  40,000/-
                            Transportation                       --                  13,000/-
                            Extra nourishment                    --                  15,000/-
                            Loss of amenities                    --                  50,000/-
                            Future medical                       --                   5,000/-
                            expenses
                            Total                         4,07,000/-             2,50,000/-

9. In the result, this Civil Miscellaneous Appeal is partly allowed by

refixing the compensation payable by the Appellant Insurance Company to

the first respondent/claimant. The Appellant Insurance Company is directed

to deposit the modified award amount of Rs.2,50,000/- after deducting the

http://www.judis.nic.in C.M.A.No.2424 of 2016

amount already deposited if any, together with interest from the date of

claim till the date of deposit and costs to the credit of MCOP.No.57 of 2014

within a period of four weeks from the date of receipt of a copy of this

Judgment. On such deposit being made, since the first respondent/claimant

is a minor, the Tribunal shall deposit the amount lying to the credit of

MCOP.No.57 of 2014 in fixed deposit in any one of the Nationalised Bank

till she attains the age of majority. If the minor attains the age of majority, it

is open for her to file a formal petition to declare her as major. The father of

the minor/first respondent is permitted to withdraw the interest accrued once

in six months for the welfare of the minor.

10. Since the compensation awarded by the Tribunal is reduced by

this Court and if the Appellant Insurance company has already deposited

the entire amount awarded by the Tribunal, it is open for the Appellant

Insurance company to file an appropriate application to withdraw the excess

amount deposited by them before the Tribunal. No costs. Consequently,

connected miscellaneous petition is closed.

04.08.2021 nl

http://www.judis.nic.in C.M.A.No.2424 of 2016

ABDUL QUDDHOSE, J.

nl

Index: Yes/ No Internet: Yes/No Speaking Order/Non-speaking Order

To

1. The 5th Small Causes Court, Chennai

2. Record Section, High Court of Madras.

C.M.A.No.2424 of 2016

04.08.2021

http://www.judis.nic.in

 
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