Sunday, 10, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Iffco Tokio General Insurance vs Chinnappan
2021 Latest Caselaw 10286 Mad

Citation : 2021 Latest Caselaw 10286 Mad
Judgement Date : 22 April, 2021

Madras High Court
Iffco Tokio General Insurance vs Chinnappan on 22 April, 2021
                                                                               C.M.A.No.974 of 2020

                           IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                   DATED: 22.04.2021

                                                       CORAM

                                   THE HON'BLE MR.JUSTICE C.SARAVANAN

                                              C.M.A.No.974 of 2020
                                                      and
                                              C.M.P.No.6125 of 2020

                 Iffco Tokio General Insurance
                   Company Limited,
                 Branch Office,
                 No.148, Vinayaka Complex,
                 2nd Floor, Opp. TVS Showroom,
                 Erode.                                                 ... Appellant

                                                          Vs.
                 1.Chinnappan,
                   S/o.Gojappa
                 2.Karthick,
                   S/o.Annadurai                                        ... Respondents

                       Civil Miscellaneous Appeal filed under Section 173 of Motor
                 Vehicles Act, 1988 against the Judgment and Decree dated 23.04.2019
                 made in M.C.O.P.No.181 of 2018 on the file of the Motor Accidents
                 Claims Tribunal, Special Sub Judge, Krishnagiri.

                                   For Appellant       : Ms.Harini
                                                         for M/s.M.B.Gopalan Associates
                                   For R2              : No appearance

                                                     JUDGMENT

Though there is service of notice on the contesting respondent who

_________ https://www.mhc.tn.gov.in/judis/ Page No 1 of 6 C.M.A.No.974 of 2020

are the claimant before the Tribunal, there is no representation on his

behalf.

2. The Insurance Company is the appellant in this appeal. It is

aggrieved by the impugned Judgment and decree dated 23.04.2019

passed by the Motor Accidents Claims Tribunal, Special Sub Judge,

Krishnagiri in M.C.O.P.No.181 of 2018.

3. By the impugned Judgment and decree, the Tribunal has

awarded a sum of Rs.9,08,000/- as compensation under the following

heads:-

1. Loss of Earning Power Rs.7,80,000/-

2. Medical Expenses Rs. 12,000/-

3. Transport, Nutrition and Attender Charges Rs. 15,000/-

4. Pain and Sufferings Rs. 50,000/-

5. Loss of Amenities and Enjoyment of life Rs. 50,000/-

6. Damages to clothing and articles Rs. 1,000/-

Total Rs.9,08,000/-

4. The nature of injuries suffered by the 1st respondent/claimant are

as follows:-

(i) Fracture of valut of skull

_________ https://www.mhc.tn.gov.in/judis/ Page No 2 of 6 C.M.A.No.974 of 2020

(ii) Fracture of frontal bone both sides extending to anterior cranial Forsa skull base C+

(iii) Colloidal roof, frontal synes sephnoid and ethnoid arl cell septum

(iv) Frontal bone right side extending & superior colloidal rilep

(v) Greater wing of sphenoid right side.

5. The appellant/Insurance Company has filed this appeal solely on

the ground that the Tribunal erred in awarding compensation to the 1st

respondent/claimant by considering 50% disability contrary to evidences

on record in Ex.C1-Disability Certificate issued by the Medical Board at

Government Head Quarters Hospital, Krishnagiri.

6. I have perused the impugned Judgment and decree and the

exhibits that were marked before the Tribunal and the deposition of the

witnesses.

7. In the impugned Judgment and decree, the learned presiding

officer of the Tribunal has noted as under:-

“As per Ex.C1-Disability Certificate issued by the Medical Board at Government Head Quarters Hospital, Krishnagiri, the petitioner's partial permanent disability is 20%. As per the medical evidence on record, the petitioner suffered various grievous injuries. He claims

_________ https://www.mhc.tn.gov.in/judis/ Page No 3 of 6 C.M.A.No.974 of 2020

that he is now unable to continue his avocation as before.

There is no evidence to show that the petitioner was working as Blue Metal Jelly Contractor. However it was noted during enquiry that he could only walk with the help of two attenders and that he could not walk or stand independently and that even his hearing and speech were impaired.”

8. Thus, it is evident that even though the permanent disability has

been assessed at 20%, the 1st respondent/claimant has impaired speech

and hearing ability due to the injuries suffered by him.

9. The nature of injuries suffered by the 1st respondent/claimant

indicates that the injuries occured on the upper part of the body namely

face and the head.

10. Considering the nature of injuries suffered by the 1 st

respondent/claimant, I do not find any mistake in the impugned

Judgment and decree passed by the Tribunal. Therefore, this appeal filed

by appellant/Insurance Company is liable to be dismissed and is

accordingly dismissed.

_________ https://www.mhc.tn.gov.in/judis/ Page No 4 of 6 C.M.A.No.974 of 2020

11. The appellant/Insurance Company is therefore directed to

deposit the compensation awarded by the Tribunal, together with interest

at 9% per annum from the date of numbering of the claim petition till the

date of such deposit, less any amount already deposited by it, within a

period of six weeks from the date of receipt of a copy of this Judgment.

12. On such deposit being made by the appellant/Insurance

Company, the 1st respondent/claimant is permitted to withdraw the same

together with interest accrued thereon, less any amount already

withdrawn in the same proportion as was ordered by the Tribunal. No

costs. Consequently, connected Civil Miscellaneous Petition is closed.

22.04.2021

arb Internet : Yes / No Index : Yes/No Speaking Order/Non-speaking Order

To:

1.The Motor Accidents Claims Tribunal, Special Sub Judge, Krishnagiri.

2.The Section Officer, Vernacular Section, Madras High Court.

_________ https://www.mhc.tn.gov.in/judis/ Page No 5 of 6 C.M.A.No.974 of 2020

C.SARAVANAN, J.

arb

C.M.A.No.974 of 2020 and C.M.P.No.6125 of 2020

22.04.2021

_________ https://www.mhc.tn.gov.in/judis/ Page No 6 of 6

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter