Citation : 2025 Latest Caselaw 5955 MP
Judgement Date : 24 March, 2025
NEUTRAL CITATION NO. 2025:MPHC-IND:7825
1 WP-9231-2025
IN THE HIGH COURT OF MADHYA PRADESH
AT INDORE
BEFORE
HON'BLE SHRI JUSTICE SUSHRUT ARVIND DHARMADHIKARI
&
HON'BLE SHRI JUSTICE GAJENDRA SINGH
ON THE 24th OF MARCH, 2025
WRIT PETITION No. 9231 of 2025
DECEASED MUKESH BARE S/O VISHRAM BARE THROUGH LRS.
SMT. MAYA BARE AND OTHERS
Versus
THE COLLECTOR AND OTHERS
Appearance:
Shri Mohd. Rafik Sheikh - Advocate for the petitioner.
Shri Bhuwan Gautam - G.A for the respondent/State.
ORDER
Per: Justice Sushrut Arvind Dharmadhikari
Heard on the question of admission and interim relief.
2. This petition under Article 226 of the Constitution of India has been filed by the petitioner seeking the following reliefs:-
"i) That, in the interest of justice, it is humbly prayed that the Hon'ble Court may be pleased to quash impugned order dated 14.10.2024(Annexure P/1) passed by the learned Chief Judicial Magistrate, Dhar, District Dhar (M.P) and subsequent proceedings initiated by Tehsildar for taking physical possession of the mortgaged property;
ii) That, the Hon'ble Court maybe pleased to issue other suitable writ/order/direction to respondent No.2 to deliver the possession of the subject property back to the petitioners.
iii) Any other relief which this Hon'ble Court deems fit,
NEUTRAL CITATION NO. 2025:MPHC-IND:7825
2 WP-9231-2025 may also be granted."
3. The fact remains that the maintainability of the writ petition inasmuch as filing of writ petitions by the borrower is an abuse of process of the Court. The present writ petition has been filed by the borrower against the proposed action to be taken by the respondent under Sections 13(2) and 13(4) of the SARFAESI Act, 2002, herefore, this writ petition is premature and not maintainable. Even assuming that action is proposed under Section 13(4) of the Act, statutory efficacious remedy is available to the petitioner to file an application under Section 17 of the SARFAESI Act. In the judgment of Apex Court in the case of Phoenix ARC Private Limited Vs. Vishwa Bharati Vidya Mandir and Ors. (Civil Appeal Nos.257-259/2022) , reported
in (2022) SCC online SC 44, wherein the Apex Court has held that the High Court ought not have to entertain the writ petition and issue direction to maintain status-quo. The High Court should be extremely careful and circumspect in exercising its discretion while granting stay in such matters. In these circumstances, the proceedings before the High Court deserves to be set aside. In the judgment of the Apex Court in the case of Radha Kishnan Industries Vs. State of Himachal Pradesh in (Civil Appeal No. 1155/2021), reported in (2021) 6 SCC 771 , wherein the Apex Court has held that where an efficacious alternative remedy is available to the aggrieved person, the High Court has discretion not to entertain a writ/miscellaneous petition.
4. Recently, the Apex Court in the case of M/S South Indian Bank Ltd. & Ors. Vs. Naveen Mathew Philip and Anr. Etc. [2023 Livelaw (SC) 320]
NEUTRAL CITATION NO. 2025:MPHC-IND:7825
3 WP-9231-2025 has deprecated the practice adopted by the High Courts whereby the writ petitions are being entertained in Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (for short SARFAESI Act hereinafter) matters, especially against the private banks when the statute prescribes a particular mode, an attempt to circumvent shall not be encouraged by the writ Court. The litigant cannot avoid the non- compliance of approaching the Tribunal which requires the prescription of fee and use of constitutional remedy as an alternative. The Apex Court has also deprecated the practice of approaching the High Court for consideration of an offer by the borrower.
5. The Apex Court in the case of M/S South Indian Bank Ltd. (supra) further went on to hold that "we deprecate such practice of entertaining the writ petitions by the High Court in exercise of power under Section 226 of the Constitution of India without exhausting the alternative remedy available under the law."
6. In view of the aforesaid and also looking to the fact that the petition is premature, we do not find it proper to entertain this petition. The petitioner would be at liberty to avail the remedy in accordance with law, if so advised.
7. Accordingly, the writ petition is hereby dismissed.
8. No order as to cost.
(SUSHRUT ARVIND DHARMADHIKARI) (GAJENDRA SINGH) JUDGE JUDGE PK
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