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Kerala High Court
R. Rejy vs M/S Star Health & Allied Insurance Co. ... on 11 February, 2026
2026:KER:12703
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE HARISANKAR V. MENON
WEDNESDAY, THE 11TH DAY OF FEBRUARY 2026 / 22ND MAGHA, 1947
WP(C) NO. 18397 OF 2023
PETITIONER:
R. REJY,
AGED 61 YEARS, SON OF V.RAMANKUTTY,
RESIDING AT T.C 94/29, 'SIVASREE',
KANNAMMOOLA, MEDICAL COLLEGE P.O.,
THIRUVANANTHAPRAM, PIN - 695011.
BY ADVS.
SRI.G.RAJAN POTAYIL
SMT.YAMUNA RANI V.G.
SMT.URMILA.M.G
SRI.GOPIKRISHNA S.
RESPONDENTS:
1 M/S. STAR HEALTH & ALLIED INSURANCE CO. LTD.,
REPRESENTED BY ITS MANAGER, REGISTERED
AND CORPORATE OFFICE, NEW TANK STREET,
VALLUVAR KOTTAM HIGH ROAD, NUNGAMBAKKAM,
CHENNAI, PIN - 600034.
2 THE MANAGER,
M/S. STAR HEALTH & ALLIED INSURANCE CO. LTD.,
BRANCH OFFICE, DIRECT AGENT,
THIRUVANANTHAPURAM, PIN - 695014.
2
W.P.(C) No18397 of 2023
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BY ADVS.
SRI.R.S.KALKURA
SRI.HARISH GOPINATH
SRI.H.KIRAN
SRI.P.I.NAJUMAL HUSSAIN
THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON
11.02.2026, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
3
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JUDGMENT
There was no representation for the petitioner on
02.02.2026 as well as today. Therefore, this writ petition would
stand dismissed for non-prosecution.
Sd/-
HARISANKAR V. MENON
JUDGE
anm
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APPENDIX OF WP(C) NO. 18397 OF 2023
PETITIONER'S EXHIBITS
Exhibit P1 THE TRUE COPY OF THE AWARD DATED 24.01.2023
PASSED BY THE PERMANENT LOK ADALATH IN O.P
NO. 34/2022.
Exhibit P2 THE TRUE COPY OF THE PETITION IN O.P NO.
34/2022 DATED 18.05.2022.
Exhibit P3 THE TRUE COPY OF THE AFFIDAVIT FILED BY THE
PETITIONER IN LIEU OF CHIEF EXAMINATION IN
O.P NO. 34/2022.
Exhibit P4 THE TRUE COPY OF INSURANCE POLICY BEARING
RENEWAL ENDORSEMENT NO.
P/181126/01/2022/000555 ISSUED BY THE 1ST
RESPONDENT COMPANY.
Exhibit P5 THE TRUE COPY OF THE DISCHARGE SUMMARY DATED
13/12/2021 ISSUED BY INDIA HOSPITAL.
Exhibit P6 THE TRUE COPY OF SURGICAL CASE RECORD OF UID
NO. 21/1127 ISSUED BY INDIA HOSPITAL.
Exhibit P7 THE TRUE COPY OF US SCAN ABDOMEN & PELVIS
REPORT DATED 02.12.2021 ISSUED FROM DEVI
SCANS PVT. LTD.
Exhibit P8 THE TRUE COPY OF INPATIENT BILL DATED
13.12.2021 ISSUED BY INDIA HOSPITAL.
Exhibit 9 THE TRUE COPY OF MEDICAL BILL DATED
07.10.2021 ISSUED FROM SABU MEDICALS.
Exhibit P9(a) TRUE COPY OF THE MEDICAL BILL DATED
16.12.2021 ISSUED FROM THE ARRANNU MEDICALS.
Exhibit P9(b) TRUE COPY OF THE MEDICAL BILL DATED
18.12.2021 ISSUED FROM AMMA MEDICALS.
Exhibit P10 THE TRUE COPY OF US SCAN SCROTUM REPORT DATED
24.06.2016 ISSUED FROM DEVI SCAN PVT. LTD.
Exhibit P11 THE TRUE COPY OF INPATIENT BILL DATED
29.06.2017 ISSUED FROM INDIA HOSPITAL.
Exhibit P12 THE TRUE COPY OF THE CLAIM LETTER DATED
11.01.2022 SUBMITTED TO THE 1ST RESPONDENT
COMPANY.
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Exhibit P13 THE TRUE COPY OF E-MAIL COMMUNICATION DATED
02.04.2022 ISSUED BY GRIEVANCE REDRESSAL
OFFICER OF THE 1ST RESPONDENT.
Exhibit P14 THE TRUE COPY OF SURGICAL CASE RECORD UID
NO. 21/1127 ISSUED FROM INDIA HOSPITAL.
Exhibit P14(a) TRUE COPY OF THE ANESTHESIA POST-OPERATIVE
ASSESSMENT DATED 08.12.2021 ISSUED FROM THE
INDIA HOSPITAL.
Exhibit P15 THE TRUE COPY OF LETTER DATED 03.05.2022
ISSUED BY THE 1ST RESPONDENT COMPANY,
REPUDIATING THE CLAIM.
Exhibit P16 THE TRUE COPY OF DISCHARGE CARD DATED
29.06.2017 ISSUED FROM INDIAN HOSPITAL
TRUST.
Exhibit P17 THE TRUE COPY OF DEPOSITION OF THE PETITIONER
AS PW1 IN O.P NO. 34/2022 DATED 14.09.2022.
Exhibit P18 THE RESPONDENTS HAS FILED COUNTER STATEMENT
IN O.P DENYING THE CLAIM OF THE PETITIONER.
THE TRUE COPY OF THE COUNTER STATEMENT DATED
29.06.2022 FILED BY THE RESPONDENTS 1 & 2 IN
O.P NO. 34/2022.
Exhibit P19 THE TRUE COPY OF MEDI-CLASSIC INSURANCE
POLICY (INDIVIDUAL) DATED NIL ISSUED BY THE
1ST RESPONDENT COMPANY.
Exhibit P20 THE TRUE COPY OF LETTER DATED 13.05.2019
ISSUED BY THE AUTHORIZED SIGNATORY OF 1ST
RESPONDENT COMPANY.
Exhibit P21 THE TRUE COPY OF THE LETTER DATED 11.01.2022
MARKED AS EXT.B3 IN O.P NO. 34/2022.
RESPONDENTS' EXHIBITS
Exhibit R1(a) TRUE COPY OF THE POLICY AND SCHEDULE WITH
RESPECT TO POLICY NO. STAR COMPREHENSIVE
HEALTH INSURANCE POLICY (POLICY NO:
P/181126/01/2022/000555) EFFECTIVE FROM
06/05/2021 TO 05/05/2022 IN THE NAME OF THE
PETITIONER DATED 03.05.2021.
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Exhibit R1(b) TRUE COPY OF THE PROPOSAL FORM SUBMITTED BY
THE PETITIONER TO THE RESPONDENTS FOR
ISSUANCE OF POLICY.
Exhibit R1(c) TRUE COPY OF THE REQUEST FOR CASHLESS
HOSPITALIZATION SUBMITTED BY INDIA HOSPITAL,
MELETHAMPANOOR, THIRUVANANTHAPURAM DATED
07.12.2021 TO THE RESPONDENTS.
Exhibit R1(d) TRUE COPY OF THE QUERY LETTER ISSUED BY THE
2ND RESPONDENT TO THE PETITIONER AND M/S.
INDIA HOSPITAL DATED 07.12.2021
Exhibit R1(e) TRUE COPY OF THE CERTIFICATE ISSUED BY DR.
SAROJA NAIR OF M/S. THE INDIA HOSPITAL DATED
07.12.2021.
Exhibit R1(f) TRUE COPY OF THE LETTER OF INTIMATION DATED
07.12.2021 ISSUED BY THE 2ND RESPONDENT TO
M/S. THE INDIA HOSPITAL INFORMING THAT
CASHLESS AUTHORIZATION FOR RS. 16,000/-.
Exhibit R1(g) TRUE COPY OF THE DISCHARGE SUMMARY OF THE
PETITIONER DATED 13.12.2021 ISSUED BY M/S.
THE INDIA HOSPITAL.
Exhibit R1(h) TRUE COPY OF THE CASHLESS AUTHORIZATION
LETTER DATED 13.12.2021 ISSUED BY THE 2ND
RESPONDENT TO THE PETITIONER.
Exhibit R1(i) TRUE COPY OF THE BILL ASSESSMENT SHEET WITH
REGARD TO ADMISSION OF THE PETITIONER FOR
TREATMENT FROM 07.12.2021 TO 13.12.2021 OF
THE 2ND RESPONDENT.
Exhibit R1(j) TRUE COPY OF THE LETTER DATED 11.01.2022
SUBMITTED BY THE PETITIONER TO THE 2ND
RESPONDENT.
Exhibit R1(k) TRUE COPY OF THE LETTER DATED 03.05.2022
ISSUED BY THE 2ND RESPONDENT TO THE
PETITIONER REJECTING HIS CLAIMS.
