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Aravindashan vs The Oriental Insurance Company Ltd
2025 Latest Caselaw 8582 Ker

Citation : 2025 Latest Caselaw 8582 Ker
Judgement Date : 10 September, 2025

Kerala High Court

Aravindashan vs The Oriental Insurance Company Ltd on 10 September, 2025

                                                  2025:KER:67218

            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                             PRESENT

             THE HONOURABLE MRS. JUSTICE C.S. SUDHA

WEDNESDAY, THE 10TH DAY OF SEPTEMBER 2025 / 19TH BHADRA, 1947

                     MACA NO. 1220 OF 2020

        AGAINST THE AWARD DATED 28.09.2017 IN OPMV NO.1394 OF

2015 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, PERUMBAVOOR

APPELLANTS/PETITIONERS:

    1      ARAVINDASHAN
           AGED 58 YEARS
           S/O. KUTTYKRISHANA KURUPPU, KALARIKKAL HOUSE,
           KONDOTTY, CHOWARA, ALUVA.

    2      AMBAREESH KRISHNA
           AGED 29 YEARS
           S/O. ARAVINDASHAN, KALARIKKAL HOUSE, KONDOTTY,
           CHOWARA, ALUVA.

    3      ANJANA KRISHNA
           AGED 26 YEARS
           D/O. ARAVINDASHAN, KALARIKKAL HOUSE, KONDOTTY,
           CHOWARA, ALUVA.

           BY ADV SRI.A.N.SANTHOSH
RESPONDENT/2ND RESPONDENT:

           THE ORIENTAL INSURANCE COMPANY LTD.
           PATTAMANA BUILDINGS, PUMP JUNCTION,
           RAILWAY STATION ROAD, ALUVA- 683101,
           REPRESENTED BY ITS MANAGER.

           SRI.JITHIN SAJI ISAAC
           DR.ELIZABETH VARKEY


     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 10.09.2025, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
                                                              2025:KER:67218
MACA NO. 1220 OF 2020

                                      2




                             C.S.SUDHA, J.
             ----------------------------------------------------
                      M.A.C.A. No.1220 of 2020
             ----------------------------------------------------
             Dated this the 10th day of September 2025

                            JUDGMENT

This appeal has been filed under Section 173 of the Motor

Vehicles Act, 1988 (the Act) by the claim petitioners in O.P.(MV)

No.1394/2015 on the file of the Motor Accidents Claims Tribunal,

Perumbavoor, (the Tribunal), aggrieved by the amount of

compensation granted by Award dated 28/09/2017. The sole

respondent herein is the second respondent/insurer in the petition.

In this appeal, the parties and documents will be referred to as

described in the original petition.

2. According to the claim petitioners, on 25/02/2015 at

09:00 a.m., while the deceased was pillion riding on motorcycle

bearing registration no.KL-41-G-9903 ridden by the first

respondent through Angamaly-Aluva NH 47 road, due to the rash 2025:KER:67218 MACA NO. 1220 OF 2020

and negligent riding of the latter, the vehicle lost control, as a result

of which the deceased sustained grievous injuries to which she

succumbed. A sum of ₹17,00,000/- was claimed as compensation

under various heads.

3. The first respondent/owner-cum-rider of the offending

vehicle remained ex parte.

4. The second respondent/insurer filed written statement

admitting the existence of a valid policy in respect of the offending

vehicle, but denied negligence on the part of the first respondent.

5. Before the Tribunal, no oral evidence was adduced by

either side. Exts.A1 to A12 were marked on the side of the claim

petitioners and Ext.B1 was marked on the side of the second

respondent/insurer.

6. The Tribunal on consideration of the documentary

evidence and after hearing both sides, found negligence on the part

of the first respondent/owner-cum-rider of the offending vehicle

resulting in the incident and hence awarded an amount of 2025:KER:67218 MACA NO. 1220 OF 2020

₹13,20,700/- together with interest @ 8% per annum from the date

of the petition till realisation along with proportionate costs.

Aggrieved by the Award, the claim petitioners have come up in

appeal.

7. The only point that arises for consideration in this appeal

is whether there is any infirmity in the findings of the Tribunal

calling for an interference by this Court.

8. Heard both sides

9. The award of compensation by the Tribunal under the

following heads is challenged by the claim petitioners -

Notional income

It is submitted by the learned counsel for the claim petitioners

that the deceased, a 49-year-old lady, was working in a Carton

Company earning ₹10,000/- per month. However, the Tribunal

fixed the notional income at ₹7,000/- which is quite low even going

by the dictum in Ramachandrappa v. Manager, Royal Sundaram

Alliance Insurance Co. Ltd, (2011) 13 SCC 236. Hence, the income 2025:KER:67218 MACA NO. 1220 OF 2020

needs to be appropriately enhanced.

9.1. In the light of the dictum in Ramachandrappa (Supra),

the notional income of the deceased is fixed as ₹10,000/- per

month.

Treatment expenses

10. In paragraph no.9 of the impugned Award, the Tribunal

based on Ext.A11 series awarded an amount of ₹1, 17,280/- under

this head. However, when the final amount was computed, this

amount was omitted to be added. Hence, an amount of ₹1,17,280/-

as per Ext.A11 series is also awarded to the claim petitioners.

Addition to be made towards future prospects

11. It is fairly conceded by the learned counsel for the claim

petitioners that the addition to be made towards future prospects is

25%, whereas the Tribunal has wrongly added 30%. Therefore, the

addition to be made shall be 25%.

12. The impugned Award is modified to the following

extent:

2025:KER:67218 MACA NO. 1220 OF 2020

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal (in ₹) Tribunal (in ₹) (in ₹)

1. Loss of 8,00,000/- 10,64,700/- 14,62,500/-

dependency [(7,000+30%) [(10,000+25%) x12x13x3/4] x12x13x3/4]

2. Loss of estate 1,50,000/- 15,000/- 15,000/-

(No Modification)

3. Expenses for 2,000/- 5,000/- 5,000/-

      transport                                             (No Modification)
 4.   Treatment            1,15,000/-            Nil           1,17,280/-
      expenses
 5.   Damage to clothes     1,000/-            1,000/-          1,000/-
                                                            (No Modification)
 6.   Funeral expenses      50,000/-          25,000/-          25,000/-
                                                            (No Modification)
 7.   Pain & sufferings    1,00,000/-         10,000/-          10,000/-
                                                            (No Modification)
 8.   Love and affection   3,00,000/-         1,00,000/-       1,00,000/-
                                                            (No Modification)
 9.   Loss of consortium 2,00,000/-           1,00,000/-       1,00,000/-
                                                            (No Modification)
      Total                17,18,000/-       13,20,700/-      18,35,780/-
                            limited to
                           17,00,000/-

In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹5,15,080/- (total

compensation = ₹18,35,780/- that is, ₹13,20,700/- granted by the 2025:KER:67218 MACA NO. 1220 OF 2020

Tribunal plus ₹5,15,080/- granted in appeal) with interest at the rate

of 8% per annum from the date of petition till date of realization

(excluding the period of 877 days delay in filing the appeal) and

proportionate costs. The second respondent/insurer is directed to

deposit the aforesaid amount before the Tribunal within a period of

60 days from the date of receipt of a copy of the judgment. On

deposit of the amount, the Tribunal shall disburse the amount to the

claim petitioners at the earliest in accordance with law after making

deductions, if any.

Interlocutory applications, if any pending, shall stand closed.

Sd/-

C.S.SUDHA JUDGE

NP

 
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