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A.V.Saju vs The National Insurance Company Ltd
2025 Latest Caselaw 5367 Ker

Citation : 2025 Latest Caselaw 5367 Ker
Judgement Date : 21 March, 2025

Kerala High Court

A.V.Saju vs The National Insurance Company Ltd on 21 March, 2025

MACA NO. 604 OF 2018             1




                                                                 2025:KER:24586
           IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

          THE HONOURABLE MR.JUSTICE JOBIN SEBASTIAN

 FRIDAY, THE 21ST DAY OF MARCH 2025 / 30TH PHALGUNA, 1946

                        MACA NO. 604 OF 2018

        AGAINST   THE    ORDER/JUDGMENT     DATED    15.09.2017    IN    OPMV

 NO.961 OF 2013 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, PERUMBAVOOR

 APPELLANT/PETITIONER:

       A.V.SAJU​
       AGED 54 YEARS, S/O.VARKEY,
       ATHIRAMPUZHA HOUSE,KOMBANAD.P.O.- 683546.

       BY ADVS. ​
       SRI.TONY THOMAS(INCHIPARAMBIL)​
       SRI.P.THOMAS GEEVERGHESE​

 RESPONDENT/2ND RESPONDENT:

       THE NATIONAL INSURANCE COMPANY LTD.​
       2ND FLOOR,MULLAPPILLY
       BUILDING,A.M.ROAD,P.B.NO.24,PERUMBAVOOR-683542.


       BY ADVS. ​
       KUM.AMMU MANOHARAN NARAYANAN​
       SRI.P.G.JAYASHANKAR​


       THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN COME UP
 FOR   HEARING    ON    21.03.2025,   THE    COURT    ON   THE    SAME    DAY
 DELIVERED THE FOLLOWING:
 MACA NO. 604 OF 2018             2




                                                                2025:KER:24586
                           JUDGMENT

The petitioner in O.P.(M.V.) No. 961 of 2013 on the file Motor

Accidents Claims Tribunal, Perumbavoor has preferred this appeal

seeking enhancement of compensation awarded by the tribunal on

account of the injuries sustained by him in a motor accident that

occurred on 26.03.2013.

2. The case of the petitioner in brief is as follows:-

On 26.03.2013, at about 9.40 a.m., while the petitioner

was riding his motorcycle bearing registration No. KL-40-B-9572

through Aluva - Perumbavoor KSRTC road, an autorickshaw bearing

registration No. KL-40-C-4064 driven by the 1st respondent in a rash

and negligent manner tried to overtake the motorcycle through its

left side and suddenly turned to the right side without giving any

signal and hit against the petitioner's motorcycle. Due to the

impact of the hit, the petitioner was thrown to the road causing

severe injuries on him.

3. The owner-cum-rider of the offending autorickshaw was

arrayed as 1st respondent, whereas, the insurer of the said

autorickshaw was arrayed as the 2nd respondent. The insurer of the

motorcycle ridden by the petitioner was arrayed as the 3rd

respondent.

2025:KER:24586

4. The 2 nd respondent contested the petition by filing a

written statement mainly disputing the quantum of compensation

claimed. However, the 2nd respondent admitted insurance coverage

for the autorickshaw involved in the accident.

5. During trial, from the side of the petitioner, Exts.A1 to

A14 were produced and marked. The disability certificate issued by

the medical board was produced and marked as Ext.C1. No

evidence, whatsoever, was adduced from the side of the

respondents.

6. After trial, the tribunal came to the conclusion that the

accident occurred solely due to the rash and negligent driving of the

autorickshaw bearing No. KL-40-C-4064 by the 1st respondent, and

being the insurer, the 2nd respondent was held liable to pay the

compensation. The compensation was quantified as Rs. 3,36,983/-

with interest at the rate of 8% per annum from the date of petition

till realisation and proportionate costs. Seeking enhancement of the

compensation awarded by the tribunal, the petitioner has come up

with this appeal.

7. I heard Sri.Tony Thomas Inchiparambil, the learned

counsel appearing for the appellant, and Sri.P.G.Jayashankar, the

learned Standing Counsel for the respondents.

2025:KER:24586

8. The learned counsel for the petitioner would submit that

the compensation awarded by the tribunal under various heads is

too meager and not in consonance with the gravity and nature of

the injuries sustained by the petitioner in the accident and not

sufficient to compensate the consequent hardships and

inconveniences caused to him. Per contra, the learned Standing

Counsel appearing for the respondents contended that the

compensation awarded is just, fair, and reasonable and warrants no

interference.

9. From the rival contentions raised, it is gatherable that the

main dispute that revolves around this appeal is with respect to the

quantum of compensation awarded by the tribunal. Admittedly, the

petitioner is a person blessed with a government job. At the time of

the accident, he was working as a Class IV Employee in the

Re-survey Department. In this case, there is no evidence to show

that the petitioner lost his job because of the injuries sustained in

the accident, or there was a reduction in his salary because of the

accident. Moreover, even the petitioner is not having such a case.

In the above circumstances, the notional income of the petitioner is

liable to be fixed as 50% of the income he received during the date

of the accident. The salary certificate pressed into service from the

2025:KER:24586 side of the petitioner and marked in evidence as Ext.A8 reveals that

the petitioner was getting a salary of Rs. 16,198/-. After deducting

50%, the income of the petitioner can be reasonably fixed at

Rs. 8,099/- (Rupees Eight Thousand and Ninety Nine only). As the

petitioner was aged 50 years at the time of the accident, in view of

the decision in Sarla Verma v. Delhi Transport Corporation

[2010 (2) KLT 802 (SC)], the multiplier to be reckoned is 11.

The disability certificate issued by the medical board and marked in

evidence as Ext.C1 shows that the petitioner suffered a disability of

4% due to the injuries sustained by him in the accident.

Resultantly, the petitioner is entitled to get an amount of

Rs. 42,763/- [Rs. 8,099/- x 12 x 11 x 4/100] as compensation

under the head of permanent disability. Already an amount of

Rs. 31,680/- has been awarded by the Tribunal under the head of

permanent disability. After deducting the said amount, the

petitioner is entitled to get an amount of Rs. 11,083/- (Rupees

Eleven Thousand and Eighty-Three only) as additional compensation

under the said head.

10. The medical records adduced in this case reveal that the

petitioner had sustained the following injuries in the accident;

●​ Tibial Plateau Fracture ® side;

2025:KER:24586 ●​ Fracture neck of fibula ®.

Of course, the injuries sustained by the petitioner are

grievous in nature. The pain and sufferings endured by the

petitioner in the accident ought not to have been overlooked by the

tribunal while awarding compensation under the head of pain and

sufferings. The tribunal awarded only an amount of Rs.45,000/-

under the head of pain and sufferings. Considering the nature of the

injuries sustained by the petitioner and the treatment procedures

underwent by him, I am of the view that the amount of

compensation awarded by the tribunal under the head of pain and

sufferings is on the lower side. Therefore, I am of the view that an

amount of Rs. 75,000/- is to be awarded under the head of pain and

sufferings. After deducting the already awarded amount of

Rs. 45,000/-, the petitioner is entitled to get an additional

compensation of Rs. 30,000/- (Rupees Thirty Thousand only) as

additional compensation under the head of pain and sufferings.

11. Similarly, the compensation awarded by the tribunal

under the head of loss of amenities and enjoyment in life also

appears to be on the lower side. Only an amount of Rs. 35,000/- is

seen awarded by the tribunal under the head of loss of amenities

and enjoyment in life. As revealed from the medical records, the

2025:KER:24586 petitioner had undergone 37 days of inpatient treatment and he

availed 198 days of leave. If he had not availed those leaves, the

same would have been used by him for other purposes. Therefore,

I am of the view that while awarded compensation under the head

of loss of amenities and enjoyment in life, the hardships and

inconveniences caused to the petitioner due to the injuries

sustained by him in the accident ought not have been ignored by

the tribunal. I am of the view that an additional compensation of

Rs.15,000/- (Rupees Fifteen Thousand only) is to be awarded under

the head of loss of amenities and enjoyment in life.

12. As already stated the petitioner underwent 37 days of

inpatient treatment. However, only a meager amount of Rs.

2,000/- is seen awarded by the tribunal under the head of extra

nourishment. I am of the view that an additional compensation of

Rs. 2,000/- (Rupees Two Thousand only) is to be awarded under the

head of extra nourishment.

13. The compensation awarded by the Tribunal under other

heads appears to be reasonable and justifiable and hence, no

interference is warranted. Hence, an amount of Rs. 58,083/-

(Rs. 11,083/- + Rs. 30,000/- + Rs. 15,000/- + Rs. 2,000/-) has to

be added towards the total compensation awarded by the Tribunal.

2025:KER:24586 In the light of the aforesaid observations and findings, the

appeal is allowed by enhancing the compensation by a further

amount of Rs. 58,083/- (Rupees Fifty Eight Thousand and

Eighty-Three only) with interest at the rate of 7.5% per annum on

the enhanced compensation from the date of claim petition till the

date of deposit, after deducting interest for a period of 55 days, i.e.,

the period of delay in preferring this appeal and as directed by this

Court on 24.02.2023 in C.M. Appln. No.1/2018. The respondent

insurance company is ordered to deposit the enhanced

compensation with interest before the Tribunal with proportionate

costs within a period of three months from the date of receipt of the

certified copy of this judgment.

    ​ ​     ​        ​         ​       ​        ​         ​    ​       ​      ​    Sd/-
                                                                            JOBIN SEBASTIAN
                                                                                 JUDGE
      ANS




​
 

 
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