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Ancy Abraham vs M/S.National Insurance Company Ltd
2025 Latest Caselaw 420 Ker

Citation : 2025 Latest Caselaw 420 Ker
Judgement Date : 1 July, 2025

Kerala High Court

Ancy Abraham vs M/S.National Insurance Company Ltd on 1 July, 2025

M.A.C.A.No.1180 of 2020
                                    1

                                                  2025:KER:47814

            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                 PRESENT

             THE HONOURABLE MRS. JUSTICE C.S. SUDHA

   TUESDAY, THE 1ST DAY OF JULY 2025 / 10TH ASHADHA, 1947

                          MACA NO. 1180 OF 2020

      AGAINST THE AWARD DATED 17.10.2019 IN OPMV NO.858 OF
2017 ON THE FILE OF THE MOTOR ACCIDENT CLAIMS TRIBUNAL,
PERUMBAVOOR.
APPELLANTS/PETITIONERS:

     1      ANCY ABRAHAM,
            AGED 57 YEARS,
            W/O. LATE ABRAHAM VARGHESE,
            PAYYAPPILLY HOUSE, AISWARYA NAGAR,
            THAIKATTUKARA, ALUVA.

     2      ALEN ABRAHAM,
            AGED 27 YEARS
            S/O. LATE ABRAHAM VARGHESE, PAYYAPPILLY HOUSE,
            AISWARYA NAGAR, THAIKATTUKARA, ALUVA.

     3      ANNA ANN ABRAHAM,
            AGED 32 YEARS
            D/O. LATE ABRAHAM VARGHESE, PAYYAPPILLY HOUSE,
            AISWARYA NAGAR, THAIKATTUKARA, ALUVA.


            BY ADV SHRI.A.N.SANTHOSH
RESPONDENT/3RD RESPONDENT:

            M/S.NATIONAL INSURANCE COMPANY LTD.
            1ST FLOOR, MARIA PLAZA, RAJAGIRI SERVICE ROAD,
            KALAMASSERY P.O. ERNAKULAM 683 104,
            REPRESENTED BY ITS MANAGER.


            BY ADV SHRI.P.JACOB MATHEW


      THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 01.07.2025, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
 M.A.C.A.No.1180 of 2020
                                        2

                                                              2025:KER:47814



                               C.S.SUDHA, J.
               ----------------------------------------------------
                         M.A.C.A.No.1180 of 2020
               ----------------------------------------------------
                   Dated this the 1st day of July 2025

                                JUDGMENT

This appeal has been filed under Section 173 of the

Motor Vehicles Act, 1988 (the Act) by the claim petitioners in

O.P.(MV) No.858/2017 on the file of the Motor Accidents Claims

Tribunal, Perumbavoor (the Tribunal), aggrieved by the amount

of compensation granted by Award dated 17/10/2019. The sole

respondent herein is the third respondent in the petition. In this

appeal, the parties and the documents will be referred to as

described in the original petition.

2. The claim petitioners are the wife and children

of deceased Abraham Varghese. According to the claim

petitioners, on 29/05/2017 at about 05:00 p.m., while the deceased

was getting into a private bus bearing registration no.KL-7/BJ-

9452 driven by the second respondent at Premier Junction bus

stop, Kalamassery, the second respondent abruptly took the bus

2025:KER:47814

forward, causing him to fall down from the bus, as a result of

which he sustained grievous injuries to which he succumbed.

3. The first respondent-owner and the second

respondent-driver of the offending bus remained ex-parte.

4. The third respondent-insurer filed written

statement admitting the policy, but denying negligence on the part

of the second respondent. The amount claimed under various

heads was also disputed.

5. Before the Tribunal, no oral evidence was

adduced by either side. Exts.A1 to A7 were marked on the side of

the claim petitioners. No documentary evidence was adduced by

the respondents.

6. The Tribunal on consideration of the

documentary evidence and after hearing both sides, found

negligence on the part of the second respondent-driver of the

offending bus resulting in the incident and hence awarded an

amount of ₹5,48,753/- together with interest @ 8% per annum

from the date of the petition till realisation along with

proportionate costs. Aggrieved by the Award, the claim

2025:KER:47814

petitioners have come up in appeal.

7. The only point that arises for consideration in

this appeal is whether there is any infirmity in the findings of the

Tribunal calling for an interference by this Court.

8. Heard both sides.

9. The award of compensation by the Tribunal

under the following head is challenged by the claim petitioners-

Notional income

It is submitted by the learned counsel for the claim

petitioners that the deceased, a 67-year-old businessman was

earning ₹25,000/- per month. However, the Tribunal fixed the

notional income at ₹9,000/-, which is quite low and hence needs

to be enhanced.

9.1. Though the allegation was that the deceased was a

businessman running a parcel service, no material was produced

to substantiate the same. However, in the light of the dictum in

Ramachandrappa v. Manager, Royal Sundaram Alliance

Insurance Company Ltd, (2011) 13 SCC 236, the notional

2025:KER:47814

income can be fixed at ₹11,000/- per month.

10. The impugned Award is modified to the

following extent:

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal Tribunal (in ₹) (in ₹) (in ₹)

1. Loss of 10,00,000/- 3,60,000/- 4,40,000/-

         dependency                                      (11,000/- x 12 x 5
                                                               x 2/3)
2.       Expenses for       20,000/-        10,000/-         10,000/-
          transport                                      (No modification)
3.        Damage to          3,000/-         1,000/-         1,000/-
           clothes                                       (No modification)
4.          Funeral         30,000/-        15,000/-         15,000/-
           expenses                                      (No modification)
5.        Love and         1,50,000/-       50,000/-         50,000/-
          affection                                      (No modification)
6.        Pain and         50,000/-         15,000/-         15,000/-
          suffering                                      (No modification)
7.      Loss of estate     1,00,000/-       15,000/-         15,000/-
                                                         (No modification)
8.         Loss of         2,00,000/-
         consortium
           Spousal                          40,000/-         40,000/-
         consortium-                                     (No modification)

           Parental                         40,000/-         40,000/-
         consortium-                                     (No modification)


9.         Medical          10,000/-         2,753/-         2,753/-
           expenses                                      (No modification)
            Total          1,56,3000/-     5,48,753/-       6,28,753/-
                            limited to
                           10,00,000/-



                                                           2025:KER:47814




In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹80,000/- (total

compensation = ₹6,28,753/- that is, ₹5,48,753/- granted by the

Tribunal + ₹80,000/- granted in appeal) with interest at the rate of

8% per annum from the date of petition till date of realization

(excluding the period of 119 days delay in filing the appeal) and

proportionate costs. The third respondent/insurance company is

directed to deposit the aforesaid amount before the Tribunal

within a period of 60 days from the date of receipt of a copy of

the judgment. On deposit of the amount, the Tribunal shall

disburse the amount to the claim petitioners at the earliest in

accordance with law after making deductions, if any.

Interlocutory applications, if any pending, shall stand closed.

Sd/-

C.S.SUDHA JUDGE

Jms

 
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