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Reliance General Insurance Company ... vs Leelakrishnan M.B
2025 Latest Caselaw 418 Ker

Citation : 2025 Latest Caselaw 418 Ker
Judgement Date : 1 July, 2025

Kerala High Court

Reliance General Insurance Company ... vs Leelakrishnan M.B on 1 July, 2025

                                                          2025:KER:47716
M.A.C.A.No.285 of 2020
                                       1

                IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                    PRESENT

                 THE HONOURABLE MRS. JUSTICE C.S. SUDHA

   TUESDAY, THE 1ST DAY OF JULY 2025 / 10TH ASHADHA, 1947

                             MACA NO. 285 OF 2020

           AGAINST THE AWARD DATED 23.09.2019 IN OPMV NO.933 OF

2015       ON   THE   FILE    OF   MOTOR   ACCIDENT   CLAIMS   TRIBUNAL,

THIRUVANANTHAPURAM.

APPELLANT/3RD RESPONDENT:

                RELIANCE GENERAL INSURANCE COMPANY LIMITED
                KOCHIN, ERNAKULAM NOW REPRESENTED BY ITS LEGAL
                CLAIMS MANAGER, REGIONAL OFFICE,
                VISHNU BUILDING, KADAVANTHRA P.O.,
                KOCHI-682 020.


                BY ADVS.
                SRI.MATHEWS JACOB (SR.)
                SHRI.P.JACOB MATHEW




RESPONDENTS/PETITIONERS:

       1        LEELAKRISHNAN M.B.
                AGED 59 YEARS
                S/O.MADHAVAN PILLAI, REVATHY, PALLIVILA,
                PERUMKADAVILA P.O., THIRUVANANTHAPURAM,
                PIN-695 124.

       2        SUGATHAKUMARI,
                AGED 52 YEARS
                W/O.LEELAKRISHNAN, REVATHY, PALLIVILA,
                PERUMKADAVILA P.O.,
                THIRUVANANTHAPURAM, PIN-695 124.
                                                 2025:KER:47716
M.A.C.A.No.285 of 2020
                               2

     3      LINU KRISHNAN.L.S.,
            AGED 27 YEARS,
            REVATHY, PALLIVILA, PERUMKADAVILA P.O.,
            THIRUVANANTHAPURAM, PIN-695 124.


            BY ADVS.
            SRI.SUMAN CHAKRAVARTHY
            SMT.K.R.RIJA



      THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 01.07.2025, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
                                                                2025:KER:47716
M.A.C.A.No.285 of 2020
                                        3

                               C.S.SUDHA, J.
               ----------------------------------------------------
                         M.A.C.A.No.285 of 2020
               ----------------------------------------------------
                    Dated this the 1st day of July 2025

                                 JUDGMENT

This appeal has been filed under Section 173 of the

Motor Vehicles Act, 1988 (the Act) by the third

respondent/insurer in O.P.(MV) No.933/2015 on the file of the

Motor Accidents Claims Tribunal, Thiruvananthapuram (the

Tribunal), aggrieved by the Award dated 23/09/2019. The

respondents herein are the the claim petitioners in the petition. In

this appeal, the parties and the documents will be referred to as

described in the original petition.

2. The claim petitioners are the father, mother and

brother respectively of deceased Liju Krishan. According to the

claim petitioners, on 23/08/2014 at 12:30 p.m., while the deceased

was riding his motorcycle bearing registration no.KL-01-W-1534

from Kesavadasapuram to Paruthipara and when he reached near

the place by name Paruthipara, vehicle bearing registration 2025:KER:47716

no.KL-07-CA-9710 driven by the second respondent in a rash and

negligent manner hit the right handle of the motorcycle as a result

of which he fell down and sustained grievous injuries to which he

succumbed.

3. The first respondent-owner and second

respondent-driver of the offending vehicle remained ex-parte.

4. The third respondent-insurer filed written

statement admitting the policy, but disputing negligence on the

part of the second respondent. The amount claimed under various

heads was also disputed.

5. Before the Tribunal, No oral evidence was

adduced by either side. Exts.A1 to A17 were marked on the side

of the claim petitioners. No documentary evidence was adduced

by the respondents.

6. The Tribunal on consideration of the

documentary evidence and after hearing both sides, found

negligence on the part of the second respondent-driver of the

offending vehicle resulting in the incident and hence awarded an 2025:KER:47716

amount of ₹18,66,600/- together with interest @ 8% per annum

from the date of the petition till realisation along with

proportionate costs. Aggrieved by the Award, the third respondent

has come up in appeal.

7. The only point that arises for consideration in

this appeal is whether there is any infirmity in the findings of the

Tribunal calling for an interference by this Court.

8. Heard both sides.

9. The award of compensation by the Tribunal

under the following heads is challenged by the third

respondent/insurer-

Notional Income

It is submitted by the learned Senior Counsel appearing

for the third respondent/insurer that the notional income of

₹12,000/- fixed by the Tribunal is on the higher side and hence

the same is liable to be reduced. Per contra, it is submitted by the

learned counsel for the claim petitioners that the amount fixed is

reasonable and so no interference is called for.

2025:KER:47716

9.1. The deceased was 26 years old at the time of

the incident. The materials on record show that he had completed

his B.Tech course in Electrical and Electronics Engineering.

Ext.A12 shows that he was included in the shortlist of candidates

for the post of Lower Division Clerk in various departments.

Though an amount of ₹15,000/- was claimed, the Tribunal has

fixed the notional income at ₹12,000/- only, which I find to be

just and reasonable and therefore I find no grounds for

interference.

Compensation for loss of love and affection and consortium

10. Admittedly the claim petitioners are the parents

and the brother of the deceased. Going by the dictums in Magma

General Insurance Co. Ltd. v. Nanu Ram Alias Chuhru Ram,

(2018) 18 SCC 130: 2018 KHC 6697, United India Insurance

Co. Ltd. vs Satinder Kaur @ Satwinder Kaur, AIR 2020 SC

3076: 2023 KHC 760 and New India Assurance Co. Ltd. v.

Somwati, 2020 KHC 6530 : (2020) 9 SCC 644, the parents are

entitled to an amount ₹40,000/- each towards filial consortium.

2025:KER:47716

The third claim petitioner is not entitled to any compensation

under loss of consortium. But he is certainly entitled to

compensation for loss of love and affection. A total amount of

₹1,20,000/- is seen given under this head, which is also correct as

the parents are entitled to a total amount of ₹80,000/- and the third

claim petitioner to an amount of ₹40,000/-. Therefore, I find no

grounds for interference into the impugned Award.

In the result, the appeal sans merit is dismissed.

Interlocutory applications, if any pending, shall stand closed.

Sd/-

C.S.SUDHA JUDGE

Jms

 
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