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The Divisional Manager vs Ruksana
2025 Latest Caselaw 4153 Ker

Citation : 2025 Latest Caselaw 4153 Ker
Judgement Date : 17 February, 2025

Kerala High Court

The Divisional Manager vs Ruksana on 17 February, 2025

MACA.152/2016




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                                                 2025:KER:15072

                IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                PRESENT

           THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR

   MONDAY, THE 17TH DAY OF FEBRUARY 2025 / 28TH MAGHA, 1946

                          MACA NO. 152 OF 2016

         AGAINST THE AWARD DATED 21.04.2015 IN OPMV NO.1421 OF

           2010 OF     IV ADDL. M.A.C.T.,   PATHANAMTHITTA

APPELLANT/3RD RESPONDENT IN OPMV 1421/2010

            THE DIVISIONAL MANAGER
            BAJAJ ALLIANCE GENERAL INSURANCE COMPANY LTD.,
            REGIONAL OFFICE, 3RD FLOOR, FINANCE TOWER,
            REPRESENTED BY ITS MANAGER, KALOOR, COCHIN-682017,
            ERNAKULAM.


            BY ADV SEBASTIAN VARGHESE-SC


RESPONDENTS/PETITIONERS 1 TO 4 AND RESPONDENTS 1 AND 2 IN
OPMV 1421/2010

     1      RUKSANA
            D/O.ANCYMOL, CHALUMANNIL HOUSE, KADAKKADU P.O,
            PANDALAM-689501.

     2      MOHAMMED ARIF @ ARIF RASAK (MINOR)
            S/O.ABDUL RASAK, CHALUMANNIL HOUSE, KADAKKADU P.O,
            PANDALAM-689501, REPRESENTED BY SARA BEEVI,
            W/O.DILKAR RAWTHER.
 MACA.152/2016




                                2
                                             2025:KER:15072

     3      HISNA FATHIMA (MINOR)
            D/O.ANCYMOL, CHALUMANNIL HOUSE, KADAKKADU P.O,
            PANDALAM-689501 REPRESENTED BY MRS.SARA BEEVI,
            W/O.DILKAR RAWTHER.

     4      SARA BEEVI
            W/O.DILKAR RAWTHER, CHALUMANNIL HOUSE, KADAKKADU
            P.O, PANDALAM-689501.

     5      RENJITH KUMAR C.S.
            S/O.SREEDHARAN, CHETTIYAMPARAMBIL HOUSE,
            KULAYETTIKKARA P.O., KECHERRY, ERNAKULAM-682315.

     6      MS.POMANNY'S RITE CHOICE
            SUPER STORES PVT.LTD., PENTA TOWER, KALOOR,
            ERNAKULAM-682017.


            BY ADVS.
            A.N.SANTHOSH
            K.N.RADHAKRISHNAN(THIRUVALLA)



      THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY
HEARD ON 17.02.2025, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 MACA.152/2016




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                                                      2025:KER:15072

                            JUDGMENT

Dated this the 17th day of February, 2025

The 3rd Respondent in O.P.(M.V.) No.1421/2010 on the file of the

additional Motor Accident Claims Tribunal, Pathanamthitta is the

appellant herein. (For the purpose of convenience, the parties are

hereafter referred to as per their rank before the Tribunal)

2. The O.P. was filed under under Section 166 of the Motor

Vehicles Act, 1988, by the children and mother of the deceased by name

Abdul Rasakh, who died in a motor vehicle accident that occurred on

5.8.2010. According to them, on 5.8.2010, at about 3.30. p.m., when the

deceased along with some other relatives were travelling in a Maruti

Car, along the Alapuzha-Pandalam road, a lorry bearing registration No.

KL 07-BM-3946 driven by the 1st respondent, in a rash and negligent

manner and in overspeed hit against the car and as a result of which the

deceased along with two other persons died and others sustained

injuries.

3. The 2nd respondent is the owner and 3rd respondent is the

2025:KER:15072

insurer of the offending vehicle. According to the petitioners, the

accident occurred due to the negligence of the driver of the offending

vehicle. The quantum of compensation claimed in the O.P. was

Rs.38,37,000/-.

4. The insurance company filed a written statement, admitting

the accident as well as policy, but disputing the negligence on the part of

the driver of the offending vehicle.

5. The evidence in the case consists of the oral testimonies of

PWs1 and 2 and documentary evidence Exts.A1 to A36. No evidence

was adduced by the respondents.

6. After evaluating the evidence on record, the Tribunal found

negligence on the part of the driver of the offending vehicle, awarded a

total compensation of Rs.32,54,975/- and directed the insurer to pay the

same.

7. Aggrieved by the quantum of compensation awarded by the

Tribunal, the Respondent No.3 preferred this appeal.

8. Now the point that arises for consideration is the following:

2025:KER:15072

Whether the quantum of compensation awarded by the

Tribunal is just and reasonable?

9. Heard Sri. Sebastian Varghese, the learned Standing Counsel

appearing for the 3rd respondent/appellants, and Sri.A.N. Santhosh, the

learned Counsel for the petitioners

10. The Point: In this case the accident as well as valid policy of

the offending vehicle are admitted. One of the contentions raised by the

learned counsel for the 3rd respondent is regarding the negligence on the

part of the 1st respondent. The Tribunal found that the accident occurred

due to the negligence of the 1 st respondent namely, the driver of the

lorry. The petitioners produced Exhibit A7, the certified copy of the

charge sheet in Crime No.976/2010 of Thiruvalla Police Station

involved in the crime registered by the police in respect of the accident,

in which the negligence was found against the 1 st respondent. In

addition to the same, they have examined PW2, one of the occurrence

witnesses cited by the police in the charge sheet. He also deposed

evidence to the effect that the accident occurred due to the negligence of

2025:KER:15072

the lorry driver. No contra evidence was adduced by the 3 rd respondent.

In the above circumstances, the Tribunal was justified in finding that the

accident occurred due to the negligence of the 1st respondent.

11. Another contention raised by the learned counsel for the 3 rd

respondent is regarding the notional income of the deceased. According

to the petitioners, the deceased was a wholesale fish vendor getting a

monthly income of Rs.30,000/-. However, the Tribunal fixed his

monthly income at Rs.16,000/-, on the basis of the evidence that he has

the right to collect toll from a fish market, from where he was getting

income daily and that he used to remit Rs.200/- per day in a Service Co-

operative Bank and in addition to that he has other chitty transactions

also. In the above circumstances, the finding the tribunal that the

deceased has a monthly income of Rs.16,000/- is liable to be accepted

and I do not find any grounds to interfere with the same.

12. On the date of accident, the deceased was aged 41 years.

Therefore, 25% of the monthly income is liable to be added towards

future prospects, as held in the decision in National Insurance Co.Ltd

2025:KER:15072

v Pranay Sethi [(2017) 16 SCC 680] and the multiplier to be applied is

14, as held in Sarla Verma v. Delhi Transport Corporation, (2009) 6

SCC 121. Since the deceased was married who left behind 4 dependents,

towards personal and living expense, 1/4 of the income is liable to be

deducted, as held in Sarla Verma (supra). In the above circumstances,

the loss of dependency will come to Rs.25,20,000/-

13. The Tribunal has awarded Rs.1,00,000/- towards loss of

estate, Rs.25,000/- towards funeral expenses, and Rs.3,25,000/- towards

love and affection. According to the learned counsel for the 3 rd

respondent, the compensation awarded on these heads are on the higher

side. In the light of the decision in Pranay Sethi (supra), the appellants

are entitled to get a consolidated sum of Rs.15,000/- towards loss of

estate, Rs.15,000/- towards funeral expenses, and the dependents

(parents, children and spouse) are entitled to get a sum of Rs.40,000/-

each towards loss of consortium, with an increase of 10% in every three

years. Hence, towards loss of estate and funeral expense they are

entitled to get a sum of Rs.18,150/- each. Towards loss of consortium,

2025:KER:15072

petitioners together are entitled to get a compensation of Rs.1,93,600/-

(48,400 x4).

14. Since compensation for loss of consortium was given, further

compensation for love and affection cannot be granted, in view of the

decision in New India Assurance Company Ltd. v. Somwati and

Others, (2020)9 SCC 644. Therefore, the compensation awarded

towards love and affection is to be deducted. The Tribunal has not

awarded any compensation towards loss of consortium.

15. Towards the head 'pain and sufferings', the Tribunal has

awarded Rs.50,000/-, which according to the learned counsel for the 3 rd

respondent, is on the higher side. The deceased died in this case 9 days

after the accident. Considering the facts, the compensation awarded

towards the head 'pain and suffering' is reduced to Rs.30,000/-

16. No change is required, in the amounts awarded on other

heads, as the compensation awarded on those heads appears to be just

and reasonable.

17. Therefore, the petitioners/appellants are entitled to get a total

2025:KER:15072

compensation of Rs.29,14,075/-, as modified and recalculated above and

given in the table below, for easy reference:

Sl.

 No.           Head of Claim         Amount awarded by    Amount Awarded in
                                      Tribunal (in Rs.)    Appeal (in Rs.)
   1   Loss of dependency           26,20,800/-           25,20,000/-
   2   Pain and suffering           50,000/-              30,000/-
   3   Funeral expenses             25,000/-              18,150/-
   4   Transport to hospital        1,000/-               1,000/-
   5   Damage to clothes            1,000/-               1,000/-
   6   Loss of love and affection   3,25,000/-            Nil
   7   Medical expenses             1,32,175/-            1,32,175/-
   8   Loss of estate               1,00,000/-            18,150/-
   9   Loss of consortium           Nil                   1,93,600/-
       Total                        32,54,975/-           29,14,075/-
       Reduced Rs.3,40,900/-


18. In the result, this Appeal is allowed in part, and the 3 rd

respondent is directed to deposit a total sum of Rs.29,14,075/- (Rupees

Twenty Nine Lakh Fourteen Thousand and Seventy Five Only), less the

amount already deposited, if any, along with interest at the rate ordered

by the Tribunal, from the date of the petition till realisation/deposit,

within a period of two months from today.

19. On depositing the aforesaid amount, the Tribunal shall disburse

2025:KER:15072

the entire amount to the petitioners, in the ratio fixed by the Tribunal,

excluding court fee payable, if any, without delay, as per rules. O

n depositing the aforesaid amount, the Sd/-

ll disburse the entire amount to the petitioners C. PRATHEEP KUMAR, JUDGE sou.

 
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