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Subair vs The New India Insurance Co.Ltd
2025 Latest Caselaw 5690 Ker

Citation : 2025 Latest Caselaw 5690 Ker
Judgement Date : 18 August, 2025

Kerala High Court

Subair vs The New India Insurance Co.Ltd on 18 August, 2025

M.A.C.A. No.702 of 2020


                                          1

                                                                   2025:KER:62175

               IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                       PRESENT

                THE HONOURABLE MRS. JUSTICE C.S. SUDHA

    MONDAY, THE 18TH DAY OF AUGUST 2025 / 27TH SRAVANA, 1947

                             MACA NO. 702 OF 2020

       AGAINST THE AWARD DATED 02.04.2019 IN OP(MV)NO.495 OF

2016   ON     THE   FILE    OF   THE    MOTOR    ACCIDENTS   CLAIMS    TRIBUNAL,

VATAKARA.

APPELLANT/PETITIONER:

              SUBAIR,
              AGED 27 YEARS,
              S/O.BADARUDHEEN, RESIDING AT KUTTIKATTIL HOUSE,
              CHELIYA, KOYILANDY(PO), KOZHIKODE DISTRICT-673 004.


              BY ADVS.
              SHRI.A.V.M.SALAHUDDEEN
              SMT.A.D.DIVYA




RESPONDENT/3RD RESPONDENT:

              THE NEW INDIA INSURANCE CO.LTD.
              DOOR NO.5/86 P, IIND FLOOR, FAIRMONT BUILDING,
              ERANHIPALAM, WAYANAD ROAD, CALICUT-673 006,
              REPRESENTED BY BRANCH MANAGER.


              BY ADV SHRI.N.S.MOHAMED USMAN


       THIS    MOTOR      ACCIDENT     CLAIMS    APPEAL   HAVING    COME   UP   FOR
HEARING ON 18.08.2025, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 M.A.C.A. No.702 of 2020


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                                                                 2025:KER:62175




                                C.S.SUDHA, J.
                ----------------------------------------------------
                          M.A.C.A. No.702 of 2020
                ----------------------------------------------------
                 Dated this the 18th day of August, 2025

                               JUDGMENT

This appeal under Section 173 of the Motor Vehicles Act,

1988 (the Act) has been filed by the claim petitioner in O.P.(MV)

No.495/2016 on the file of the Motor Accidents Claims Tribunal,

Vatakara (the Tribunal), aggrieved by the amount of compensation

granted by Award dated 02/04/2019. The sole respondent herein is

the third respondent in the petition. In this appeal, the parties and the

documents will be referred to as described in the original petition.

2. According to the claim petitioner, on 21/11/2015 at

about 01:30 p.m., while he was riding motorcycle bearing registration

no.KL-56-G-7237 from Koyilandy side and when he reached the

place by name Arangadath, lorry bearing registration No.KL-04-R-

7227, driven by the second respondent in a rash and negligent manner

dashed against his motorcycle, as a result of which he sustained

2025:KER:62175

grievous injuries.

3. The first respondent/owner and the second

respondent/driver remained ex parte.

4. The third respondent/insurer filed written statement

admitting the policy, but denying negligence on the part of the second

respondent/driver of the offending lorry. The age, occupation and

income were disputed. It was also contended that the amount claimed

was excessive.

5. Before the Tribunal, no oral evidence was adduced

by either side. Exts.A1 to A8 were marked on the side of the claim

petitioner. No documentary evidence was produced by the

respondents. Ext.C1 disability certificate was also marked.

6. The Tribunal on consideration of the documentary

evidence and after hearing both sides, found negligence on the part of

the second respondent/driver of the offending lorry resulting in the

incident and hence awarded an amount of ₹7,71,700/- together with

interest @ 8% per annum from the date of the petition till the date of

realisation along with proportionate costs. Aggrieved by the Award,

2025:KER:62175

the claim petitioner has come up in appeal.

7. The only point that arises for consideration in this

appeal is whether there is any infirmity in the findings of the Tribunal

calling for an interference by this Court.

8. Heard both sides.

9. The award of compensation by the Tribunal under

the following heads is challenged by the claim petitioner -

Notional income

It is submitted by the learned counsel for the claim petitioner

that the latter, a 24 year old Interior Designer, was earning ₹15,000/-

per month. However, the Tribunal fixed the notional income of the

claim petitioner at ₹8,000/-, which is quite low and hence, the same

needs to be appropriately enhanced.

9.1. No materials have been produced to substantiate the

allegation regarding the avocation or income. In the light of the

dictum in Ramachandrappa v. Manager, Royal Sundaram

Alliance Co. Ltd, (2011) 13 SCC 236, the notional income of the

claim petitioner can be fixed as ₹10,000/- per month.

2025:KER:62175

Loss of earnings

10. The materials on record show that the claim

petitioner sustained the following injuries-

"1. Type III B Open fracture both bone right leg with raw area.

2. Crush injury right ankle"

He was hospitalized for a period of 119 days. In all probability, he

might have been unable to work for a period of 9 months. Therefore,

he can be awarded - ₹10,000/- x 9months = ₹90,000/-.

11. The learned counsel for the claim petitioner also

advanced arguments to the effect that the compensation that has been

awarded under the other heads are on the lower side and that it needs

to be enhanced. However, on going through the impugned Award, I

find that the amount that has been awarded under all the other heads

are quite reasonable, therefore, no interference into the same is called

for.

12. The impugned Award is modified to the following

extent :

2025:KER:62175

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal Tribunal 1 Loss of earning ₹75,000/- ₹56,000/- ₹90,000/-

(₹10,000/-x 9 months) 2 Transport to ₹20,000/- ₹15,000/- ₹15,000/-

         hospital                                         (No modification)
    3    Extra              ₹50,000/-       ₹95,200/-         ₹95,200/-
         nourishment &                                    (No modification)
         bystander's
         expenses
    4    Medical            ₹25,000/-      ₹1,07,736/-       ₹1,07,736/-
         expenses                                         (No modification)
    5     Damage to          ₹5,000/-       ₹1,000/-          ₹1,000/-
         clothing and                                     (No modification)
         articles
    6    Pain and           ₹50,000/-      ₹75,000/-          ₹75,000/-
         suffering                                        (No modification)
    7    Loss of            ₹25,000/-       ₹60,000/-         ₹60,000/-
         amenities and                                    (No modification)
         enjoyment of
         life
   8     Future treatment   ₹50,000/-       ₹25,000/-         ₹25,000/-
                                                          (No modification)
   9     Permanent          ₹2,50,000/-    ₹2,93,760/-         3,67,200/-
         disability                                            (₹10,000/-
                                                            x12x18x17/100)
   10    Loss of earning    ₹1,00,000/-         --              --
         power                                            (No modification)
   11    Attendance at          --          ₹18,000/-         ₹18,000/-
         home                                             (No modification)
   12    Loss of                --          ₹25,000/-         ₹25,000/-
         marriage                                         (No modification)
         prospects
         Total              ₹6,50,000/-    ₹7,71,696/-        ₹8,79,136/-
                             limited to    rounded to
                            ₹3,00,000/-    ₹7,71,700/-





                                                         2025:KER:62175



In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹1,07,436/- (total compensation

= ₹8,79,136/-, that is, ₹7,71,700/- granted by the Tribunal +

₹1,07,436/- granted in appeal) with interest at the rate of 8% per

annum from the date of petition till the date of realization (excluding

the period of 143 days delay in filing the appeal) and proportionate

costs. The third respondent/insurer is directed to deposit the

compensation with interest and costs before the Tribunal within a

period of 60 days from the date of receipt of a copy of the judgment.

On deposit of the compensation amount, the Tribunal shall disburse

the amount to the claim petitioner at the earliest in accordance with

law after making deductions, if any.

Interlocutory applications, if any pending, shall stand closed.

SD/-

C.S. SUDHA JUDGE

ak

 
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