Citation : 2024 Latest Caselaw 15641 Ker
Judgement Date : 6 June, 2024
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE M.A.ABDUL HAKHIM
THURSDAY, THE 6TH DAY OF JUNE 2024 / 16TH JYAISHTA, 1946
WP(C) NO. 33199 OF 2014
PETITIONER:
VINOD SANKAR
AGED 38 YEARS
S/O.KUTTAN NAIR,
KARIVEETIL,AMBALAPARA,
OTTAPALAM TALUK,
PALAKKAD DISTRICT
BY ADV SRI.P.JAYARAM
RESPONDENTS:
1 SECRETARY,
AMBALAPPARA SERVICE CO-OPERATIVE BANK LTD.
P.O. AMBALAPARA,
PIN 679 512.
2 THE SPECIAL SALE OFFICER
AMBALAPARA SCB GROUP, OFFICE OF THE ASSISTANT
REGISTRAR CO-OPERATIVE SOCIETIES (GENERAL),
OTTAPALAM - 679 101.
3 THE ASSISTANT REGISTRAR GENERAL CO-OPERATIVE
SOCIETIES
SUNDARA IYER ROAD, OTTAPPALAM - 679 101.
4 ABDUL SHBEER SO. ECHAYIL HAMSA ARAVAKKADU
AMABALAPPARA P.O.
PALAKKAD DISTRICT PIN 679 512.
5 STATE OF KERALA
REPRESENTED BY SECRETARY, DEPARTMENT OFCO-OPERATION
GOVERNMENT SECRETARIAT,THIRUVANANTHAPURAM - 695
001.
BY ADVS.
SRI.R.SREEHARI
SRI.K.RAJESH SUKUMARAN
C.P.SABARI(K/973/2010)
SRI.BIMAL K NATH-SR.GP,SMT.K.B.SONY-GP
THIS WRIT PETITION (CIVIL) HAVING FINALLY BEEN HEARD ON
06.06.2024, ALONG WITH WP(C) 22454/2016, THE COURT ON THE
SAME DAY DELIVERED THE FOLLOWING:
WP(C)NOs.33199/2014 & 22454/2016
2
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE M.A.ABDUL HAKHIM
THURSDAY, THE 6TH DAY OF JUNE 2024 / 16TH JYAISHTA, 1946
WP(C) NO. 22454 OF 2016
PETITIONER:
VINOD SANKAR
KARIVEETIL,
AMBALAPARA,
OTTAPALAM TALUK,
PALAKKAD DISTRICT.
BY ADV SRI.P.JAYARAM
RESPONDENTS:
1 SECRETARY,
AMBALAPPARA SERVICE CO-OPERATIVE BANK LTD.
AMBALAPPARA SERVICE CO-OPERATIVE BANK LTD.,
P.O. AMBALAPARA,
PIN - 679 512.
2 THE SPECIAL SALE OFFICER
AMBALAPARA SCB GROUP,
OFFICE OF THE ASSISTANT REGISTRAR,
CO-OPERATIVE SOCIETIES (GENERAL),
OTTAPALAM - 679 101.
3 THE ASSISTANT REGISTRAR GENERAL
CO-OPERATIVE SOCIETIES,
SUNDARA IYER ROAD,
OTTAPALAM
PIN - 679 101.
4 THE JOINT REGISTRAR OF CO-OPERATIVE SOCIETIES
GENERAL
CIVIL STATION,
PALAKKAD
PIN - 678 001.
WP(C)NOs.33199/2014 & 22454/2016
3
5 ABDUL SHABEER SO.ECHAYIL HAMSA
ARAVAKKADU,
AMBALAPPARA P.O.,
PALAKKAD DISTRICT,
PIN-679 512.
6 STATE OF KERALA
REPRESENTED BY SECRETARY, DEPARTMENT OF CO-
OPERATION, GOVERNMENT SECRETARIAT,
THIRUVANANTHAPURAM -695 001.
BY ADVS.
SRI.R.SREEHARI
SRI.K.RAJESH SUKUMARAN
SRI.SACHIN VYAS
C.P.SABARI(K/973/2010)
SRI.BIMAL K NATH-SR.GP,SMT.K.B.SONY-GP
THIS WRIT PETITION (CIVIL) HAVING FINALLY BEEN HEARD
ON 06.06.2024, ALONG WITH WP(C).33199/2014, THE COURT ON
THE SAME DAY DELIVERED THE FOLLOWING:
WP(C)NOs.33199/2014 & 22454/2016
4
JUDGMENT
1. The Petitioner in both these writ petitions is the same person.
W.P(C) No.33199/2014 is filed by the petitioner challenging Ext.P2
order of the 2nd respondent dated 28/10/2014 by which Ext.P1
Application dated 14/08/2014 submitted by the petitioner under Rule
83 of the Kerala Co-operative Societies Rule to set aside the sale was
dismissed.
2. It is revealed from Ext.P1 that the sale was conducted on
21/07/2014 with respect to 82.5 cents of land belonging to the
petitioner. During the pendency of W.P(C) No.33199/2014, sale was
confirmed as per Order dated 28/01/2016 passed by the Joint
Registrar of Cooperative Societies and hence WP(C) No.22454/2016
is filed by the petitioner challenging the said Order producing it as
Ext.P1.
3. Ext.P1 in W.P(C) No. 22454/2016 shows that the property was
sold for an amount of Rs.10,75,000/- to the 4 th respondent in W.P(C)
No.33199/2014.
WP(C)NOs.33199/2014 & 22454/2016
4. The contentions of the petitioner are that the property was sold
without complying the procedures prescribed under Rule 81 of the
Kerala Co-operative Societies Rules, without proper publication for a
low price and that the entire property was not required to be sold for
realizing the debt.
5. Both the writ Petitions are admitted and have been remaining in
this Court without any interim order in favour of the petitioner.
6. It is submitted by the learned counsels for the petitioner that the
auction purchaser has not taken delivery of the property till this date
and the property has still been remaining with the petitioner.
7. Going by the pleadings in W.P(C) No.33199/2014, the petitioner
has got a contention that he had approached this Court earlier by filing
W.P(C) No.718/2014 and this Court had granted facility to pay the debt
in instalments but Bank did not permit him to liquidate liability in
instalments.
8. The 1st respondent Bank has filed Counter Affidavits in both the WP(C)NOs.33199/2014 & 22454/2016
writ petitions opposing the prayers in the writ petition. The 1 st
respondent filed I.A.No.1/2014 in both the Writ Petitions with a prayer
to accept documents producing copy of the judgment dated
28/01/2014 in W.P(C) No.718/2014 as Ext.R1(a) by which instalment
benefit was directed to be granted to the petitioner and Letter dated
15/02/2014 giving instalment benefit to the petitioner as Ext.R1 (b).
9. I heard the learned counsels for the petitioner, the 1 st respondent,
& the Auction Purchaser and the Learned Government Pleader for
official respondents.
10. The learned Counsel for the petitioner cited the decisions - Ram
Kishun &Others v. State of UP & Others [AIR 2012 (SC) 2288],
Antony.P.X. v. State of Kerala & Others [2017 (3) KLT 261], Thampi
v. Kunnathunad Taluk Primary Co-operative Agrl. & R.D Bank Ltd
[2012(3) KLT 628] and People's Urban Co-operative Bank Ltd v.
Mohanan [1992 (2) KLT 745] in support of his contentions.
11. Citing Ram Kishun's case, the learned Counsel for the
petitioner argued that the authority has to make a proper valuation WP(C)NOs.33199/2014 & 22454/2016
before fixing a reserve price for conducting an auction. He referred to
Para 9 that a right to hold property is a constitutional right as well as a
human right and a person cannot be deprived of this property except in
accordance with the provisions of the statute.
12. He cited Anotony.P.X case that in view of rule 85 of the Kerala
Co-operative Societies Rules it is imperative for the Sale Officer to sell
the immovable property that is sufficient to discharge the amount due.
He argued that no such enquiry was conducted before effecting the
sale in the present case.
13. He cited Thampi's case which mandates that only a minimum
extent of land, that is required to settle the liability should be sold.
14. He cited People's Urban Co-operative Bank Ltd's case
holding that sale can be set aside even without an application in that
regard from the defaulter.
15. On the other hand, the learned counsel for the 1 st respondent-
Bank submitted that he had not made any application for sale of a WP(C)NOs.33199/2014 & 22454/2016
portion of a property before effecting sale. Exts. R1(a) and R1(b) would
show that he was aware of the sale proceedings before the date of
sale. Though this Court by Ext.R1(a) directed the 1 st respondent to give
instalment facility to the petitioner and the Bank issued Ext. R1(b)
Letter granting instalment facility the same was not availed by the
petitioner. On the other hand, he filed the present writ petitions with an
incorrect statement that the Bank did not permit the petitioner to
liquidate the liability in instalments. He invited my attention to the
endorsement in Ext. R1(b) by which the wife of the petitioner received
Ext. R1(b).
16. The learned counsel for the Auction Purchaser submitted that he
purchased the property as early as on 21.07.2014 by depositing the full
amount of Rs.10,75,000/- and on account of the successive writ
petitions filed by the petitioner, he could not get delivery of the property
till this date and that he has been deprived of the enjoyment of the
property for the last nearly 10 years.
17. After hearing the parties, I find that in Ext.P1 Petition to set aside WP(C)NOs.33199/2014 & 22454/2016
the sale, though the petitioner has raised all sorts of objections, it does
not disclose the details of the material irregularity, mistake or fraud in
publishing or conducting the sale as mandatorily required under Rule
83 of the Cooperative Societies Rules to set aside the sale. He has
made only vague allegations with respect to the value of the property
and publication. Since the petitioner had knowledge about the sale
proceedings, well before the sale he could have objected to the
reserve price for the property and could have requested the Sale
Officer to sell a portion of the property which is required for realizing
the debt. The amount outstanding from the petitioner was
Rs.8,31,678/- as stated by the petitioner and the amount at which the
property was sold was only Rs.10,75,000/-. Hence, prima facie, the
contention of the petitioner that only a portion of the property is
sufficient to discharge the debt is not sustainable. There is no material
before me to show that the property was having any higher valuation.
The petitioner could have sought direction in this regard in the earlier
writ petition. He did not even avail instalment facility granted on the
basis of the earlier writ petition. Though the present writ petitions have WP(C)NOs.33199/2014 & 22454/2016
been remaining in this Court since 2014/2016, the petitioner has not
made any earnest efforts to settle the liability and to avoid the sale till
this date. He has been enjoying the property all along despite the
payment of full value by the Auction Purchaser.
18. I do not find any reason to interfere with the orders impugned in
these writ petitions and the same are accordingly dismissed.
Sd/-
M.A.ABDUL HAKHIM JUDGE sms WP(C)NOs.33199/2014 & 22454/2016
APPENDIX OF WP(C) 22454/2016
PETITIONER EXHIBITS Exhibit P1 TRUE COPY OF THE ORDER NO.1327/2015/A.E.L./K.DIS DATED 28.01.2016 ISSUED BY THE JOINT REGISTRAR OF CO-OPERATIVE SOCIETIES (GENERAL), PALAKKAD.
Exhibit P2 TRUE COPY OF THE APPLICATION DATED 14.08.2014 TO SET ASIDE THE SALE DATED 21.07.2014.
Exhibit P3 TRUE COPY OF THE ORDER NO. 1693/2014/C DATED 28.10.2014 ISSUED BY THE 2ND RESPONDENT.
Exhibit P4 TRUE COPY OF THE LETTER DATED
13.02.2016 SENT BY THE PETITIONER TO
4TH RESPONDENT
Exhibit P5 TRUE COPY OF THE LETTER DATED
29.04.2016 SENT BY THE 3RD RESPONDENT
TO THE PETITIONER.
Exhibit P6 TRUE COPY OF THE SALE NOTICE ISSUED BY
THE 2ND RESPONDENT UNDER RULE 81 (E) OF
THE KERALA CO-OPERATIVE SOCIETIES RULES FOR THE SALE OF THE PETITIONER'S PROPERTY TO BE HELD ON 09/01/2014 TO REALIZE THE DEBT WP(C)NOs.33199/2014 & 22454/2016
APPENDIX OF WP(C) 33199/2014
RESPONDENT EXHIBITS Exhibit R1(a) TRUE COPY OF THE JUDGMENT DATED 28/01/2014, PASSED IN W.P.( C) NO.718/2014, BY THE HON'BLE HIGH COURT OF KERALA Exhibit R1 (b) TRUE COPY OF THE LETTER DATED 15/02/2014 ISSUED BY THE SECRETARY, AMBALAPARA SERVICE CO-OP BANK LTD NO.F.1512 ADDRESSED TO VINOD KUMAR, S/O.KUTTAN NAIR, KARIVEETTIL, AMBALAPARA PETITIONER EXHIBITS Exhibit P1 TRUE COPY OF THE APPLICATION DATED 14- 08-2014 TO SET ASIDE THE SALE DATED 21- 07-2014.
Exhibit P2 TRUE COPY OF THE ORDER NO. 1693/2014/C DATED 28-10-2014 ISSUED BY THE 2ND RESPONDENT.
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