Wednesday, 13, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Haridasan K.B vs Palliyakkal Service Co-Operative Bank ...
2024 Latest Caselaw 15200 Ker

Citation : 2024 Latest Caselaw 15200 Ker
Judgement Date : 5 June, 2024

Kerala High Court

Haridasan K.B vs Palliyakkal Service Co-Operative Bank ... on 5 June, 2024

Author: Devan Ramachandran

Bench: Devan Ramachandran

               IN THE HIGH COURT OF KERALA AT ERNAKULAM
                               PRESENT
          THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
     WEDNESDAY, THE 5TH DAY OF JUNE 2024 / 15TH JYAISHTA, 1946
                       WP(C) NO. 38405 OF 2023
PETITIONER:

          HARIDASAN K.B, AGED 69 YEARS,
          S/O BALAKRISHNAN CHETTIAR, HARISHREE,
          NORTH PARAVUR. ERNAKULAM DISTRICT, PIN - 683513.

          BY ADVS.
          DEEPAK JOY.K.
          VIDHYA SUGUNAN
          SANDHYA RAMAN
          ANJANA SANJAY
          AJAI JOHN


RESPONDENTS:

    1     PALLIYAKKAL SERVICE CO-OPERATIVE BANK (LTD)
          NO.2232, REPRESENTED BY ITS SECRETARY,
          EZHIKKARA, NORTH PARAVUR,
          ERNAKULAM DISTRICT,, PIN - 683513.

    2     THE SECRETARY
          PALLIYAKKAL SERVICE CO-OPERATIVE BANK (LTD) NO.2232,
          EZHIKKARA, NORTH PARAVUR,
          ERNAKULAM DISTRICT, PIN - 683513.

    3     SPECIAL SALE OFFICER
          CHENDAMANGALAM SCB GROUP,
          OFFICE OF ASSISTANT REGISTRAR OF CO-OPERATIVE SOCIETIES
          (GENERAL), NORTH PARAVUR,
          ERNAKULAM DISTRICT, PIN - 683513.

    4     ASSISTANT REGISTRAR OF CO-OPERATIVE SOCIETIES (GENERAL)
          NORTH PARAUR , ERNAKULAM DISTRICT., PIN - 683513.

    5     JOINT REGISTRAR OF CO OPERATIVE - SOCIETIES (GENERAL)
          ERNAKULAM, CIVIL LANES , PO KAKKANAD,
          KOCHI, PIN - 682030.

    6     THE SECRETARY
          GOVEMMENT DEPARTMENT O F CO-OPERATION,
          JAWAHAR SAHAKARANA BHAVAN, DPI, THYCAUD, P O,
          THIRUVANANTHAPURAM ., PIN - 695014.
 WP(C) NO. 38405 OF 2023
                                   -2-

    7          REGISTRAR OF CO-OPERATIVE SOCIETIES
               JAWAHAR SAHAKARANA BHAVAN, DPI, THYCAUD, P O,
               THIRUVANANTHAPURAM, PIN - 695014.

            BY ADVS.
            M.M.MONAYE
            M.PAUL VARGHESE
            K.V.SANOSH(K/144/2012)
            ANJANA SUGUNAN(K/003577/2022)
            SMT.MABLE C.KURIAN, SR.GP


        THIS    WRIT   PETITION    (CIVIL)   HAVING   COME    UP    FOR
ADMISSION       ON   05.06.2024,   THE   COURT   ON   THE    SAME   DAY
DELIVERED THE FOLLOWING:
 WP(C) NO. 38405 OF 2023
                                  -3-

                             JUDGMENT

Even though there are various assertions,

averments and allegations are made and urged in

this Writ Petition, it is clear that, unless

Exts.P7 and P14 Statutory Appeals preferred by

the petitioner - who is stated to be the

guarantor of a loan availed of from the 1 st

respondent Bank - is finally disposed of,

further recovery action against him would become

untenable.

2. Sri.M.M.Monaye - learned Standing

Counsel for the respondent - Bank, in response,

however, submitted that Ext.P7 Appeal is not

maintainable; while, he conceded that Ext.P14

is. He, therefore, submitted that, if this Court

is so inclined, then the 6th respondent - which

is the Statutory Appellate Authority - can be

directed to dispose of Ext.P14 Appeal within a

time frame, after hearing his client also. He WP(C) NO. 38405 OF 2023

offered that, until such time, further recovery

action against the petitioner would be deferred.

3. Smt.Mable C.Kurian - learned Senior

Government Pleader, in response, submitted that

she is not aware if either Exts.P7 or P14 are

still pending before the 6th respondent. She

added that, if it is so, the said Authority is

willing to consider the same, following due

procedure, not later than four months from now.

Taking note of the afore submissions, this

Writ Petition is ordered with the following

directions:

(a) The 6th respondent is directed to take up

Exts.P7 and P14 and dispose of the same, if they

are still pending after affording necessary

opportunities to both sides; thus culminating in

an appropriate orders and necessary action

thereon, as expeditiously as is possible, but

not later than four months from the date of WP(C) NO. 38405 OF 2023

receipt of a copy of this judgment.

(b) I, however, clarify that this Court has

not entered into the merits of the contentions

of Sri.M.M.Monaye that Ext.P7 is not

maintainable, and this is also left open to be

decided appropriately by the 6th respondent

during the afore exercise. His opinion on the

same shall also be reflected in the resultant

order.

(c) If, on the contrary, Exts.P7 and P14

have already been disposed of by the 6 th

respondent, then the said Authority shall ensure

that the resultant order is communicated to the

petitioner, as also to the Bank, within a period

of two months from the date of receipt of a copy

of this judgment.

(d) Until such time as either directions

(a) or (c) above are fully complied with, all

further action pursuant to the sale of the WP(C) NO. 38405 OF 2023

property of the petitioner conducted will stand

deferred; however, clarifying that, depending

upon the decision to be so arrived at, the Bank

will be at liberty to continue further steps

from the stage at which it is available today,

without having to obtain further orders from

this Court.

Sd/-

DEVAN RAMACHANDRAN JUDGE akv WP(C) NO. 38405 OF 2023

APPENDIX OF WP(C) 38405/2023

PETITIONER EXHIBITS

EXHIBIT P1 TRUE COPY OF THE JUDGEMENT IN WPC NO.

15729/2022 DATED 11.10.2022

EXHIBIT P2 TRUE COPY OF THE JUDGEMENT IN CONTEMPT CASE NO. 750/2023 DATED 30.03.2023

EXHIBIT P3 WRIT PETITION IN WPC 18496/2023 FILED BY THE PETITIONER CHALLENGING THE SALE NOTICE WITHOUT DOCUMENTS

EXHIBIT P4 JUDGEMENT IN WPC 18496/2023 DATED 26.07.2023

EXHIBIT P5 PETITION TO SET ASIDE THE SALE

EXHIBIT P6 ORDER DATED 03.10.2023 ISSUED BY THE 4TH RESPONDENT DISMISSING THE PETITION TO SET ASIDE THE SALE .

EXHIBIT P7 APPEAL MEMORANDUM DATED 30.10.2023 FILED BEFORE THE 7TH RESPONDENT

EXHIBIT P8 E- CHALAN EVIDENCING THE REMITTANCE OF THE FEE

EXHIBIT P9 STAY PETITION DATED 30.10.2023

EXHIBIT P10 POSTAL RECEIPT EVIDENCING THE ISSUANCE OF THE APPEAL MEMORANDUM TO THE 7TH RESPONDENT

EXHIBIT P11 POSTAL TRACK RECEIPT EVIDENCING THE ACCEPTANCE OF THE APPEAL MEMORANDUM

EXHIBIT P12 ORDER DATED 06.10.2023 PASSED BY THE 5TH RESPONDENT CONFIRMING SALE WP(C) NO. 38405 OF 2023

EXHIBIT P13 POSTAL COVER EVIDENCING THE DELIVERY OF THE EXHIBIT P12 ORDER

EXHIBIT P14 APPEAL MEMORANDUM FILED BEFORE THE 6TH RESPONDENT

EXHIBIT P15 STAY PETITION FILED ALONG WITH THE APPEAL MEMORANDUM BEFORE THE 6TH RESPONDENT

EXHIBIT P16 POSTAL RECEIPT EVIDENCING ISSUANCE OF THE APPEAL MEMORANDUM BY REGISTERED POST ACKNOWLEDGMENT

EXHIBIT P17 POSTAL TRACK REPORT EVIDENCING THE ACCEPTANCE OF THE CONSIGNMENT BY THE OFFICE OF THE 6TH RESPONDENT

EXHIBIT P18 E-CHALAN DATED 30.10.2023 EVIDENCING THE REMITTANCE OF FEE FOR FILING APPEAL BEFORE THE 6TH RESPONDENT

RESPONDENT EXHIBITS

EXHIBIT R1(A) TRUE COPY OF THE CERTIFICATE OF SALE GRANTED BY THE REGISTRAR DATED 19.10.2023

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter