Citation : 2024 Latest Caselaw 10620 Ker
Judgement Date : 11 April, 2024
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
THURSDAY, THE 11TH DAY OF APRIL 2024 / 22ND CHAITHRA, 1946
WP(C) NO. 12656 OF 2024
PETITIONER(S):
SUJATHA. K. R
AGED 61 YEARS
W/O SATHYAN, PANJAVALLY HOUSE, MANNAM DESAM, MANNAM.
P.O, NANDIKULANGARA, KOTTUVALLY VILLAGE, NORTH PARAVUR
TALUK, ERNAKULAM DISTRICT, PIN - 695013
BY ADVS.
P.S.SUJETH
M.R.REENA
RESPONDENT(S):
1 THE SPECIAL SALE OFFICER
OFFICE OF THE GANDHI SMARAKAM- SERVICE SAHAKARANA BANK
GROUP ASSISTANT REGISTRAR, NORTH PARAVUR, ERNAKULAM
DISTRICT, PIN - 683513
2 THE SECRETARY
THE PARAVUR MAHILA SAHAKARANA- SANGHAM LTD. NO. 1259,
NEAR MOOKAMBIKA TEMPLE, NORTH PARAVUR. P.O, ERNAKULAM
DISTRICT, PIN - 683513
SMT.MABLE.C.KURIAN, SR.GOVERNMENT PLEADER
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
11.04.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C) NO. 12656 OF 2024
2
JUDGMENT
The limited plea of the petitioner is that
the respondent - Bank be directed to allow her
to pay off the overdue amount in her loan
account in 20 equal monthly installments, so
as to have it regularised. She submitted that
she is constrained to make this request
because of the financial constraints she is
facing and hence being unable to make payment
in lump sum.
2. The endorsements on the files of this
case indicate that the petitioner has already
taken out notice to the first respondent by
Email and in fact, when this matter was
considered by this Court on 02.04.2024, I
requested the learned Government Pleader to
make arrangements, through the Liaison
Officer, to inform the respondent - Bank
appropriately. She today confirms that this
has been done.
WP(C) NO. 12656 OF 2024
3. It is rather distressing that the first
respondent has still refused to appear before
this Court. However, this cannot be a reason
for this Court to refrain from passing
appropriate orders.
4. In the afore circumstances, I allow
this writ petition, leaving liberty to the
petitioner to approach the Bank with an
appropriate representation seeking any
relief/claim that she may make; and if this is
done within a period of two weeks from the
date of receipt of a copy of this judgment,
the same shall be considered by the competent
Authority of the said Bank, after affording
her an opportunity of being heard, thus
culminating in an appropriate order and
necessary action thereon without any avoidable
delay thereafter.
5. Needless to say, until such time as the
afore is done and the resultant order
communicated to the petitioner, the interim WP(C) NO. 12656 OF 2024
order granted by this Court on 26.03.2024 will
continue to be in operation.
I, however, clarify that I have not
entered into the merits of the claims of the
petitioner and that they are left to be
decided by the respondent - Bank
appropriately.
Sd/-
DEVAN RAMACHANDRAN JUDGE
Mn WP(C) NO. 12656 OF 2024
APPENDIX OF WP(C) 12656/2024
PETITIONER EXHIBITS Exhibit -P1 THE TRUE COPY OF THE SALE NOTICE DATED 21-02- 2024, ISSUED TO THE PETITIONER Exhibit -P1(a) THE TRUE COPY OF THE SALE NOTICE DATED 21-02- 2024, ISSUED TO THE DAUGHTER OF THE PETITIONER Exhibit -P2 THE TRUE COPY OF THE REPRESENTATION DATED 25- 02-2024 SENT BY THE PETITIONER
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