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Tessy Tom vs Icici Bank Limited
2023 Latest Caselaw 9270 Ker

Citation : 2023 Latest Caselaw 9270 Ker
Judgement Date : 25 August, 2023

Kerala High Court
Tessy Tom vs Icici Bank Limited on 25 August, 2023
               IN THE HIGH COURT OF KERALA AT ERNAKULAM
                               PRESENT
                  THE HONOURABLE MR.JUSTICE C.S.DIAS
        FRIDAY, THE 25TH DAY OF AUGUST 2023 / 3RD BHADRA, 1945
                       WP(C) NO. 27208 OF 2023
PETITIONER:

    1       TESSY TOM
            AGED 58 YEARS
            WIFE OF LATE SRI. THOMAS, MAROOR HOUSE, PULIKKALLU
            P.O., ALAPRA KARA, MANIMALA VILLAGE, KANJIRAPPALLY
            TALUK, KANJIRAPPALLY, KOTTAYAM DISTRICT, KERALA, PIN -
            686544, REPRESENTED BY POWER OF ATTORNEY HOLDER MR.
            ANIL THOMAS, AGED 54 YEARS, SON OF SRI. THOMAS,
            KULANGARA HOUSE, IDINJILLAM BHAGOM, PERUNTHURUTHY KARA,
            KAVUMBHAGOM VILLAGE, THIRUVALLA TALUK, PATHANAMTHITTA
            DISTRICT, KERALA,, PIN - 686548

    2       TINU TOM
            AGED 34 YEARS
            DAUGHTER OF LATE SRI. THOMAS PATHADAN HOUSE, AYYAMPUZHA
            P.O., AMALAPURAM KARA, AYYAMPUZHA VILLAGE, ALUVA TALUK,
            HAVING PERMANENT ADDRESS AT MAROOR HOUSE, PULIKKALLU
            P.O., ALAPRA KARA, MANIMALA VILLAGE, KANJIRAPPALLY
            TALUK, KOTTAYAM DISTRICT, KERALA, PIN - 686544
            REPRESENTED BY POWER OF ATTORNEY HOLDER MR. ANIL
            THOMAS, AGED 54 YEARS, SON OF SRI. THOMAS, KULANGARA
            HOUSE, IDINJILLAM BHAGOM, PERUNTHURUTHY KARA,
            KAVUMBHAGOM VILLAGE, THIRUVALLA TALUK, PATHANAMTHITTA
            DISTRICT, KERALA,, PIN - 686548

            BY ADVS.
            LUKE J CHIRAYIL
            AMAL JOSE



RESPONDENTS:

    1       ICICI BANK LIMITED
            CSI ASCENSION SQUARE COLLECTORATE - RAILWAY STATION
            ROAD KOTTAYAM, KERALA REPRESENTED BY ITS AUTHORIZED
            OFFICER & CHIEF MANAGER (LAW) ASSET RECOVERY BRANCH,
            PIN - 686002

    2       THE MANAGER
            ICICI BANK LIMITED 2ND FLOOR, PUSHPAMANGALAM ESTATE
            NEAR BHIMA JEWELLERY N.H. BYEPASS, EDAPPALLY P.O.
 WP(C) NO.27208 OF 2023
                                      2


           COCHIN, ERNAKULAM DISTRICT KERALA,, PIN - 682024

     3     TONY TOM
           AGED 37 YEARS
           SON OF LATE SRI. THOMAS, MAROOR HOUSE AYYAMPUZHA
           P.O, AMALAPURAM KARA, MANIMALA
           VILLAGE,KANJIRAPALLY TALUK NOW RESIDING AT MAROOR
           HOUSE, MAGMITH VFX STUDIO, MEDICAL CENTER ROAD,
           ERNAKULAM, PIN - 682028


OTHER PRESENT:

           SRI PRADEESH CHACKO




      THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON   25.08.2023,   THE   COURT   ON       THE   SAME   DAY   DELIVERED   THE
FOLLOWING:
 WP(C) NO.27208 OF 2023
                                       3




                    Dated this the 25th day of August, 2023

                                JUDGMENT

The writ petition is filed, inter alia, to direct the

respondents to defer further recovery proceedings

pursuant to the order in M.C. No.553/2022 of the Court

of the Chief Judicial Magistrate, Kottayam, for a period

of one week.

2. The petitioners' case is that, aggrieved by the

proceedings initiated by the respondents under the

SARFAESI Act, the petitioners have preferred S.A

No.433/2023 before the Debt Recovery Tribunal-II,

Ernakulam. Along with the S.A, the petitioners have

filed I.A. No.2693/2023, to stay the recovery

proceedings. The petitioners are apprehensive that

during the pendency of the above proceedings, the

respondents may take physical possession of the secured

asset. Hence, the writ petition. WP(C) NO.27208 OF 2023

3. When the writ petition came up for consideration

on 16.8.2023, this Court had called for a report from the

Tribunal to ascertain the status of S.A. No.433/2023.

4. The Tribunal, by communication dated 24.8.2023,

has informed this Court that S.A. No.433/2023 has been

filed along with I.A. No.2693/2023. The Tribunal would

dispose of the application within one month from the

date the respondents file their counter affidavit.

5. Heard; Sri.Luke J.Chirayil, the learned counsel

appearing for the petitioners and Sri. Pradeesh Chacko,

the learned counsel appearing for the respondents 1 and

2. In view of the limited relief that I propose to pass, I

dispense with notice to the 3rd respondent.

6. Having considered the pleadings and materials

on record, and taking note of the fact that I.A.

No.2693/2023 is pending consideration before the

Tribunal in S.A. No.433/2023, I deem it appropriate to

direct the Tribunal to consider and dispose of WP(C) NO.27208 OF 2023

I.A.No.2693/2023, immediately.

Resultantly, I order the writ petition as follows:-

(i) The Debt Recovery Tribunal -II, Ernakulam is

directed to consider and dispose of I.A.No.2693/2023, in

accordance with law and as expeditiously as possible, at

any rate, within a period of one month from the date of

receipt of a certified copy of the judgment, after

affording the parteis an opportunity of being heard.

(ii) The respondents 1 and 2 would be at liberty to

file their counter affidavit to I.A.No.2693/2023 before

the consideration of the application.

(iii) The respondents 1 and 2 are directed to defer

further recovery proceedings as against the secured

asset till the disposal of I.A.No.2693/2023 in S.A.

No.433/2023.

SD/-

C.S.DIAS, JUDGE

rmm25/8/2023 WP(C) NO.27208 OF 2023

APPENDIX OF WP(C) 27208/2023

PETITIONER EXHIBITS

Exhibit P1 TRUE COPY OF THE UN-NUMBERED SECURITISATION APPLICATION DATED 14.08.2023 (WITHOUT ANNEXURES) HAVING DIARY NUMBER: 1090/2023 ON THE FILES OF THE HON'BLE DRT-II, ERNAKULAM

Exhibit P2 TRUE COPY OF THE UN-NUMBERED I.A. DATED 14.08.2023 IN UN-NUMBERED S.A. HAVING DIARY NUMBER: 1090/2023 ON THE FILES OF THE HON'BLE DRT-II, ERNAKULAM

Exhibit P3 TRUE COPY OF THE JUDGMENT DATED 23.03.2022 IN O.S. NO. 46 OF 2019 ON THE FILES OF THE COURT OF THE SUB JUDGE, PALA

Exhibit P4 TRUE COPY OF THE REQUEST LETTER DATED 15.06.2022 ISSUED BY TESSY TOM TO THE 2ND RESPONDENT

Exhibit P5 TRUE COPY OF THE POSTAL RECEIPT DATED 15.06.2022 HAVING ARTICLE NUMBER RL509590127IN HAVING SENDER NAME AS TESSY TOM

Exhibit P6 TRUE COPY OF THE UNDATED ACKNOWLEDGMENT DUE CARD EVIDENCING THE RECEIPT OF EXT. P4 BY THE 2ND RESPONDENT

Exhibit P7 TRUE COPY OF THE LEGAL NOTICE DATED 03.11.2022 ISSUED BY ADV. AVINASH KRISHNAKUMAR IN PURSUANCE TO M.C. NO. 553 OF 2022 ON THE FILES OF THE HONOURABLE CHIEF JUDICIAL MAGISTRATE COURT, KOTTAYAM

Exhibit P8 TRUE COPY OF THE JUDGMENT DATED 21.11.2022 IN W.P. (C) NO. 36783/2022 ON THE FILES OF THE HON'BLE HIGH COURT OF WP(C) NO.27208 OF 2023

KERALA

Exhibit P9 TRUE COPY OF THE CASE STATUS IN M.C. NO.

553 OF 2022, ON THE FILES OF THE HONORABLE CHIEF JUDICIAL MAGISTRATE COURT, KOTTAYAM

Exhibit P10 TRUE COPY OF THE PETITION DATED 17.08.2022 NUMBERED AS M.C. NO. 553/2022 (WITHOUT EXHIBITS) , ON THE FILES OF THE HONORABLE CHIEF JUDICIAL MAGISTRATE COURT, KOTTAYAM

Exhibit P11 TRUE COPY OF THE NOTICE DATED 09.08.2023 ISSUED BY ADV. AVINASH KRISHNAKUMAR IN FAVOR OF THE PETITIONERS HEREIN

Exhibit P12 TRUE COPY OF THE ORDER DATED 27.07.2023 IN W.P. (C) NO. 24748 OF 2023 (FILING NO.) ON THE FILES OF THE HON'BLE HIGH COURT OF KERALA

 
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