Raji K. R vs The Authorized Officer, Piramel ...
2023 Latest Caselaw 5049 Ker

                     IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                      PRESENT
                       THE HONOURABLE MR. JUSTICE T.R.RAVI
       THURSDAY, THE 13TH DAY OF APRIL 2023 / 23RD CHAITHRA, 1945
                             WP(C) NO. 15337 OF 2022
PETITIONER:

              RAJI K. R.
              AGED 39 YEARS
              KODENTHUNDIL VEEDU,
              AMBALATHUMBHAGOM PORUVAZHY,
              KOLLAM, KERALA - 690 520.
              BY ADVS.
              V.JOHN MANI
              JACKSON JOHNY
              VARGHESE SABU
              K.K.SETHULAKSHMI
              DIANA LAURANCE PAUL

RESPONDENT:

              THE AUTHORIZED OFFICER, PIRAMEL CAPITAL AND HOUSING FINANCE
              LIMITED
              (FORMERLY KNOWN AS DEWAN HOUSING FINANCE CORPORATION LTD.),
              GROUND FLOOR, REGENT PLAZA, CMS COLLEGE ROAD, BAKER
              JUNCTION, KOTTAYAM - 686001.
              BY ADV DENU JOSEPH

     THIS     WRIT    PETITION   (CIVIL)   HAVING   COME   UP   FOR   ADMISSION   ON
13.04.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 WPC No.15337 of 2022
                                  2




                          T.R. RAVI, J.
               ------------------------------------
                 W.P.(C.) No.15337 of 2022
               ------------------------------------
              Dated this the 13th day of April, 2023

                           JUDGMENT

Counsel for the petitioner submits that the entire

loan amount has been paid.

The writ petition is hence disposed of directing

the respondent to return the documents if the entire

loan amount is cleared and there are no other further

lien over the said document.

Sd/-

T.R.RAVI JUDGE SKP/13-04 WPC No.15337 of 2022

APPENDIX OF WP(C) 15337/2022

PETITIONER'S EXHIBITS:

EXHIBIT P1 TRUE COPY OF THE LOAN AGREEMENT DATED 03.11.2014 ISSUED BY THE RESPONDENT TO THE PETITIONER.

EXHIBIT P2 TRUE COPY OF THE FIXED DEPOSIT RECEIPT DATED 22.11.2018 ISSUED TO THE PETITIONER BY DHFL. EXHIBIT P3 TRUE COPY OF THE BANK STATEMENT OF THE PETITIONER IN SBI BANK ACCOUNT PORUVAZHY BRANCH BEARING ACCOUNT NO.67215114383. EXHIBIT P4 A TRUE COPY OF THE FD INTEREST STATEMENT BEARING FD NO.915523 ISSUED BY THE DHFL KOTTAYAM BRANCH.

EXHIBIT P5 TRUE COPY OF THE POSSESSION NOTICE DATED 24.03.2022 ISSUED BY THE RESPONDENT TO THE PETITIONER.

EXHIBIT P6 TRUE COPY OF THE REPRESENTATION DATED 02.05.2022 MADE BY THE PETITIONER TO THE RESPONDENT WITH RESPECT TO THE INTEREST DUE ON FIXED DEPOSIT AND OUTSTANDING LIABILITY ON HOME LOAN ACCOUNT.

EXHIBIT P7 TRUE COPY OF THE REPRESENTATION DATED 02.05.2022 MADE BY THE PETITIONER TO THE RESPONDENT WITH RESPECT TO THE CLOSURE OF THE FIXED DEPOSIT.

EXHIBIT P 8 A TRUE COPY OF THE NO OBJECTION CERTIFICATE DATED 12/01/2023 ISSUED BY THE RESPONDENT TO ME IS PRODUCED HEREWITH AND MARKED AS EXHIBIT.P.8. RESPONDENTS' EXHIBITS: NIL TRUE COPY

P.A. TO JUDGE