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Joji K Philip vs United India Insurance Company ...
2022 Latest Caselaw 1716 Ker

Citation : 2022 Latest Caselaw 1716 Ker
Judgement Date : 16 February, 2022

Kerala High Court
Joji K Philip vs United India Insurance Company ... on 16 February, 2022
        IN THE HIGH COURT OF KERALA AT ERNAKULAM
                               PRESENT
            THE HONOURABLE MR.JUSTICE K.VINOD CHANDRAN
  WEDNESDAY, THE 16TH DAY OF FEBRUARY 2022 / 27TH MAGHA, 1943
                        MACA NO. 3436 OF 2019
FROM THE AWARD DATED 09.01.2019 IN OP(MV) NO. 190/2017 OF MOTOR
                 ACCIDENT CLAIMS TRIBUNAL , PALAKKAD
APPELLANT/PETITIONER:

            JOJI K PHILIP
            AGED 42 YEARS
            S/O K.V. PHILIP, KOOVAKKUNNEL, PAYYANADAM,
            KUMARAMPUTHUR, MANNARKKAD, PALAKKAD DISTRICT - 678
            583
            BY ADV BINOY VASUDEVAN


RESPONDENT/3RD RESPONDENT:

            UNITED INDIA INSURANCE COMPANY LIMITED
            MALABAR FORT BUILDING, OLD KANDATH COMPLEX, G.B.
            ROAD, PALAKKAD - 678 001

            BY ADV SRI.RAJAN P.KALIYATH


     THIS   MOTOR   ACCIDENT   CLAIMS    APPEAL   HAVING   COME   UP   FOR
ADMISSION ON 16.02.2022, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
 M.A.C.A.No. 3436 of 2019
                                 - 2 -
                      K.VINOD CHANDRAN, J
            ------------------------------------------------
                     M.A.C.A.No. 3436 of 2019
           --------------------------------------------------
                 Dated this the 16th day of February, 2022

                              JUDGMENT

The appeal against the award of the Tribunal is only on the

quantum. After hearing the learned counsel for the claimant and the

learned Standing Counsel, this Court is of the opinion that there can

be an enhancement only on the notional income and the disability

percentage, which has been reduced by the Tribunal from that

assessed by the Medical Board.

2. The petitioner though claimed to be a footwear shop owner

has not produced any evidence to prove that. The Tribunal took

Rs.7,000/- as the notional income. Even a coolie as has been decided

in Ramachandrappa v. Manager, Royal Sundaram Alliance

Insurance Company Ltd. : (2011) 13 SCC 236 would be fixed with

a notional income of Rs.10,500/- in the year 2016. In such

circumstances, the notional income is fixed as Rs.10,500/-. As far as

the disability is concerned, the Doctor, who issued the certificate and

examined as PW1 assessed it at 12%. The Tribunal granted 6%. The

certificate shows malunion and reduction in the range of flexion. This

Court is of the opinion that the disability percentage can be increased

to 9%.

M.A.C.A.No. 3436 of 2019

- 3 -

Enhancement is made as per the tabulation below:

  Sl.   Head of Claim                   Amount          Total amount after
  No.                                   awarded by      enhancement in appeal
                                        the Tribunal               (Rs)
                                              (Rs)

  1     Loss of earning                         28000           (10500x4) 42000
  2     Transport to hospital                    3000                           3000
  3     Extra nourishment                        3000                           3000
  4     Damage to clothing                       1000                           1000
  5     Bystander expenses                       1800                           1800
  6     Treatment expenses                      90616                       90616
  7     Pain and sufferrings                    25000                       25000
  8     Loss of future earning power            70560                    158760
                                                            (10500x14x12x9/100)
  9     Loss of amenities and                   15000                       15000
        enjoyment in life
                     Total                   2,37,976                    3,40,176

Amount enhanced - Rs.3,40,176 - Rs.2,37,976=1,02,200/-

2. The Insurance Company shall pay interest for the

amounts awarded by the Tribunal at the rate directed in the impugned

award and for the enhanced amounts at the rate of 5% from the date

of petition. If any amounts have already been paid, the same shall be

granted set off. The claimant(s) shall produce the details of the Bank

account before the Insurance Company/Tribunal within one month

from the date of receipt of a certified copy of this judgment and

amount shall be transferred to the Bank account directly through

NEFT/RTGS mode within a period of one month thereafter. If the Bank

account is not given within the time stipulated, it is made clear that no M.A.C.A.No. 3436 of 2019

- 4 -

interest shall run on the enhanced amount after the period stipulated

by this Court. However, if the Insurance Company fails to deposit the

amount as directed, interest shall run at the rate ordered by the

Tribunal.

The appeal is allowed to the above extent.

Sd/-K.VINOD CHANDRAN JUDGE lsn

 
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