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Thankamani P.K vs National Insurance Co.Ltd
2022 Latest Caselaw 9920 Ker

Citation : 2022 Latest Caselaw 9920 Ker
Judgement Date : 31 August, 2022

Kerala High Court
Thankamani P.K vs National Insurance Co.Ltd on 31 August, 2022
              IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                PRESENT
              THE HONOURABLE MRS. JUSTICE SOPHY THOMAS
   WEDNESDAY, THE 31ST DAY OF AUGUST 2022 / 9TH BHADRA, 1944
                       MACA NO. 1020 OF 2012
AGAINST THE ORDER/JUDGMENT IN OPMV 1403/2007 OF MOTOR ACCIDENT
                    CLAIMS TRIBUNAL, THALASSERY
APPELLANT/PETITIONER:

             THANKAMANI P.K.
             AGED 52 YEARS
             W/O.P.V LATE SASIDHARAN, WEAVERS STREET, KARIVELLUR
             P.O, KARIVELLUR VILLAGE, TALIPARAMBA TALUK, KANNUR
             DISTRICT

             BY ADV SRI.M.V.AMARESAN



RESPONDENT/RESPONDENT No.3:

             NATIONAL INSURANCE CO.LTD.
             FIRST FLOOR, PERUMAL BUILDING, PERUMBA, PAYYANNUR
             670307

             BY ADV.
             SRI.LAL K.JOSEPH


     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY
HEARD ON 26.08.2022, THE COURT ON 31.08.2022 DELIVERED THE
FOLLOWING:
 MACA No.1020 of 2012                  2


                         SOPHY THOMAS, J.
                   ------------------------------------
                       M.A.C.A No.1020 of 2012
                   ------------------------------------
                Dated this the 31st day of August, 2022

                              JUDGMENT

This appeal has been preferred by the claimant in OP (MV)

No.1403 of 2007 on the file of Motor Accidents Claims Tribunal,

Thalassery, challenging the quantum of compensation awarded by

the Tribunal.

2. The appellant was a 45 year old lady and she met with a

road traffic accident on 07.07.2007 while she was walking through

the side of National Highway at Karivellur. KL-13L/3253 jeep driven

by the 1st respondent in a rash and negligent manner knocked her

down and she sustained injuries. She was rushed to Government

Hosptal, Karivellur and from there she was referred to Thejaswini

Hospital, Mangalore. Even after discharge, she was continuing her

treatment. She approached the Tribunal claiming compensation of

Rs.1,50,000/-, but the Tribunal awarded only Rs.79,500/- and that

is under challenge.

3. The 1st respondent was the driver, 2nd respondent was the

owner and 3rd respondent was the insurer of the offending vehicle.

4. The accident, injuries and the policy of the offending

vehicle are not disputed by the insurer and so, the appeal is directed

only against the insurer.

5. Now let us see whether any interference is warranted in the

impugned award.

6. According to the appellant, she was a Sweeper in KSEB

getting daily wages of Rs.25/-. After her sweeping work, she used

to supply food items and she was earning additional income of

Rs.150/- per day. Even then the Tribunal took her notional income

as Rs.3,000/-. Going by Ramchandrappa vs. Manager, Royal

Sundaram Alliance Insurance Company Limited (AIR 2011 SC

2951), since the accident was in the year 2007, she was eligible to

get her notional income fixed at Rs.4,500/-. The Tribunal

considered loss of earning for four months. But, according to the

appellant, she was hospitalised for 14 days, and even after

discharge, she was continuing her treatment. Implants were

removed only in the year 2009. So, according to her, for about one

year, she lost her earning and the Tribunal failed to note that fact.

7. The appellant suffered bimalleolar fracture of left ankle with

displacement. She had undergone ORIF in 2007 and she was re-

admitted for implant removal in the year 2009. Considering these

facts, this Court is inclined to award loss of earning for eight months

@ Rs.4,500/- which will come to Rs.36,000/-. She was already

awarded Rs.12,000/- towards loss of earning. So, she is entitled to

get the balance Rs.24,000/- towards enhanced compensation for

loss of earning.

8. Towards bystander expenses, she was given only Rs.100/-

per day for 14 days of hospitalisation. Since the accident was in the

year 2007, she was eligible to get minimum of Rs.200/- per day,

and so Rs.1,400/- is awarded towards enhanced compensation for

bystander expenses.

9. For pain and sufferings, the claim of the appellant was

Rs.20,000/-, but the Tribunal awarded only Rs.16,000/-.

Considering the nature of injury, the period of hospitalisation and

the procedures she had undergone including open reduction and

internal fixation, implant removal etc., this Court is inclined to award

Rs.20,000/- and so, she is eligible to get the balance Rs.4,000/- as

enhanced compensation for pain and sufferings.

10. Towards loss of amenities, the appellant was awarded only

Rs.3,000/-. It is true that, she had not suffered any permanent

disability due to the accident. Even then, as she had suffered

fracture of left ankle with displacement and her treatment took

more than one year, this Court is inclined to award Rs.2,000/- more,

as enhanced compensation under the head loss of amenities.

11. The compensation awarded under all other heads seems

to be reasonable and it needs no interference.

   Head of        Amount       Amount awarded    Difference to
    claim       awarded by        in appeal       be drawn as
                the Tribunal                       enhanced
                                                 compensation

Loss of          Rs.12,000/-     Rs.36,000/-      Rs.24,000/-
earning

Bystander        Rs.1,400/-       Rs.2,800/-       Rs.1,400/-
expenses

Pain and         Rs.16,000/-     Rs.20,000/-       Rs.4,000/-
sufferings

Loss of          Rs.3,000/-       Rs.5,000/-       Rs.2,000/-
amenities

    Total       Rs.32,400/-      Rs.63,800/-     Rs.31,400/-



12. In the result, the appellant is entitled to get Rs.31,400/-

(24000+1400+4000+2000) as enhanced compensation.

The respondent/insurer is directed to deposit the enhanced

compensation in the Bank Account of the appellant with interest @

7.5% per annum from the date of petition till realisation within a

period of two months from the date of receipt of a copy of this

judgment. The deposit must be in terms of the directives issued by

this Court in Circular No.3 of 2019 dated 06/09/2019 and clarified in

O.M.No.D1/62475/ 2016 dated 07/11/2019 after deducting the

liabilities, if any, of the appellant towards Tax, balance court fee and

legal benefit fund.

This appeal is allowed accordingly. No order as to costs.

Sd/-

SOPHY THOMAS

JUDGE

smp

 
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