Citation : 2021 Latest Caselaw 22782 Ker
Judgement Date : 20 November, 2021
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A.
SATURDAY, THE 20TH DAY OF NOVEMBER 2021 / 29TH KARTHIKA, 1943
MACA NO. 3765 OF 2018
AGAINST THE AWARD DATED 23.06.2018 PASSED IN OP(MV) 651/2015
OF MOTOR ACCIDENT CLAIMS TRIBUNAL VADAKARA, KOZHIKODE
APPELLANTS/PETITIONERS:
1 SOBHA
AGED 50 YEARS
W/O.BALAKRISHNAN, THADATHIL HOUSE,
KALPATHUR P.O., NOCHAD PANCHAYATH,
KOYILANDY TALUK, KOZHIKODE DISTRICT,
PIN - 673 524.
2 SHEEBA
AGED 42 YEARS
W/O. LATE BABU, VADAKEY MAYILADAITHARAMAL HOUSE,
JANAKIYAMUKKU, KIZHPPAYUR P.O., MEPPAYUR,
KOYILANDY TALUK, KOZHIKODE DISTRICT,
PIN - 673 524.
3 ANUSREE
AGED 20 YEARS
D/O. LATE BABU V.M., VADAKEY MAYILADAITHARAMAL
HOUSE, JANAKIYAMUKKU, KIZHPPAYUR P.O., MEPPAYUR,
KOYILANDY TALUK, KOZHIKODE DISTRICT,
PIN - 673 524.
4 AMAL
AGED 14 YEARS
S/O. LATE BABU V.M., VADAKEY MAYILADAITHARAMAL
HOUSE, JANAKIYAMUKKU, KIZHPPAYUR P.O., MEPPAYUR,
KOYILANDY TALUK, KOZHIKODE DISTRICT, PIN - 673
524.
MINOR REPRESENTED BY THE 2ND APPELLANT MOTHER,
SHEEBA,
AGED 42 YEARS, W/O. LATE BABU.
BY ADVS.
ABU MATHEW
SRI.AJU MATHEW
MACA NO. 3765 OF 2018
2
RESPONDENTS/RESPONDENTS:
1 NANU
AGED 46 YEARS
S/O. KANARAN, MELATH HOUSE, KEEZHPAYYUR P.O.,
MEPPAYUR VIA, VATAKARA TALUK, KOZHIKODE DISTRICT,
PIN - 673 524.
2 TATA AIG GENERAL INSURANCE COMPANY LTD.,
15TH FLOOR, TOWER A, PENINSULA BUSINESS PARK,
GANPATRAO KADAM MARG, OFF SENAPATI, BAPAT MARG,
LOWER PAREL, MUMBAI, 400 013,
REPRESENTED BY ITS AUTHORIZED REPRESENTATIVE.
3 KUNHIMON @ KUNHIRAMAN,
AGED 55 YEARS
S/O. LATE KUNHIKANNAN NAIR, VADAKEY
MAYILADAITHARAMAL JANAKIYAMUKKU, KIZHPPAYUR P.O.,
MEPPAYUR,
KOYILANDY TALUK, KOZHIKODE DISTRICT, PIN - 673
524.
BY ADV
SRI.R.AJITH KUMAR (128/84)
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
ADMISSION ON 20.11.2021, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
MACA NO. 3765 OF 2018
3
JUDGMENT
This is an appeal submitted by the petitioners in O.P.(MV) No.651
of 2015 of the Motor Accidents Claim Tribunal, Vatakara. The claim
petition was submitted by them seeking compensation for the death of
one Kunhimadhavi Amma due to the injuries sustained to her in a motor
accident occurred on 18.02.2015. The accident occurred when an auto
taxi bearing Reg.No.KL-56-K-9238 owned and driven by the 1 st
respondent hit her while she was walking through the road. Consequent
to the injuries, she died on 21.02.2015 while undergoing treatment in the
hospital. The deceased was aged 66 years and working as a coolie with
a monthly income of Rs.10,000/-. The 1 st appellant is the daughter of the
deceased, the 2nd appellant is the wife of the predeceased son of the
deceased and the appellants 3 and 4 are the children of the predeceased
son of the deceased. As compensation, an amount of Rs.8 Lakhs was
sought for.
2. The 3rd respondent did not appear. The 1st respondent filed a
written statement admitting the accident but disputed the negligence. It
was also pointed out that the vehicle was covered with a valid insurance
policy and therefore, if at all any amount is found to be payable, that has MACA NO. 3765 OF 2018
to be recovered from the insurance company.
3. The 2nd respondent insurance company filed a written
statement disputing the negligence and the quantum of compensation
claimed. However, the coverage of policy was admitted by them.
4. Evidence in this case consists of oral evidence of PW1 who
is the 1st appellant and Exts.A1 to A6 were marked. No evidence was
adduced from the side of the respondents. After the trial, the Tribunal
passed an Award allowing a total compensation of Rs.3,56,000/- (Rupees
three lakh fifty six thousand only) and the 2 nd respondent was directed to
deposit the said amount along with interest at the rate of 9% per annum.
Being dissatisfied with the quantum of compensation this appeal is filed.
5. Heard Sri.Aju Mathew, learned counsel for the appellants
and Sri.R.Ajith Kumar, learned counsel for the 2nd respondent Insurance
Company.
6. Learned counsel for the appellant contends that the amount
awarded by the Tribunal is grossly inadequate, particularly under the
head of 'Loss of dependency'. On the other hand, the learned counsel
for the Insurance Company would support the findings in the award, by
pointing out that reasonable amount has been awarded by the Tribunal MACA NO. 3765 OF 2018
and no interference is warranted.
7. When we come to the question of adequacy of
compensation, the first aspect to be considered is the monthly income
fixed by the Tribunal. The amount taken by the Tribunal is Rs.6,000/-.
The year of accident being 2016, I am of the view that Rs.6,000/- as
monthly income is on lower side. Going by the principles laid down by
the Supreme Court in Syed Sadiq v. Divisional Manager, United India
Insurance Company [(2014) 2 SCC 735] and Ramachandrappa v.
Manager, Royal Sundaram Alliance Insurance Co.Ltd [(2011) 13 SCC
236] under no circumstance, the said amount can be lesser than
Rs.10,000/-, in respect of an accident occurred in the year 2015. In such
circumstances, I am of the view that the monthly income claimed by the
appellants, which is Rs.10,000/- can be accepted as such. At this
juncture, learned counsel for the insurance company would point out
that, the Tribunal made deduction of only ¼ towards personal expenses
while computing the compensation. According to the learned counsel
for the insurance company, none of the parties can be said to be actually
dependent upon the deceased, on account of their relationship as well as
their age factor. As regard to the first appellant who is the daughter of MACA NO. 3765 OF 2018
the deceased, it is to be noted that, she was aged 47 years and cannot be
said to be a person completely depending upon the income of the
deceased. The other appellants are the wife and children of the
predeceased son of the deceased. They also cannot be said to be a
dependent on the deceased, who was aged 66 years at the time of her
death. Even though the learned counsel for the appellant would seriously
oppose the said contention by specifically referring to the deposition of
PW1, I find some force in the contention of the learned counsel for the
insurance company. Considering the advanced age of the deceased, under
no circumstances, it can be concluded that they were completely
dependent upon the deceased for their livelihood. Of course, the
appellants will be entitled for compensation for loss of dependency even
in the absence of complete financial dependence upon the deceased, but
while considering the question of deduction towards personal expenses,
the same has some relevance. In my view, in the facts and circumstances
of the case, a deduction of 1/3 is reasonable and to that extent the finding
of the Tribunal is to be interfered. In such circumstances, with the above
revised monthly income and the revised criteria as to the deduction, the
amount receivable by the appellant under the head of 'Loss of MACA NO. 3765 OF 2018
dependency' is fixed as Rs.4 Lakhs (10000 x 12 x 5 x 2/3). The
Tribunal has already awarded an amount of Rs.2,70,000/- (Rupees two
lakhs seventy thousand only) under this head and hence the additional
amount entitled to by the appellant is Rs.1,30,000/- (Rupees one lakh
thirty thousand only).
8. The other head on which interference is warranted is 'Pain
and sufferings'. It was pointed out that the accident occurred on
18.02.2015 and she died on 21.02.2015 while undergoing treatment.
Considering this aspect, an amount of Rs.10,000/- can be reasonably
fixed as compensation for 'Pain and sufferings'. Even though the
learned counsel for the appellant pointed out that no amount is awarded
under the head 'Loss of consortium', I am not inclined to accept the
same in view of the fact that an amount of Rs.50,000/- is already
awarded under the head of loss of love and affection. Even if the
principles laid down in United India Insurance Co Ltd V. Satinder
Kaur @ Satwinder Kaur and other [ 2020 (3) KHC 760] is applied, only
the 1st appellant can be held to be entitled for compensation for 'Loss of
consortium', which is for an amount of Rs.40,000/-. It was also held in
the said judgment that no additional amount needs to be granted for MACA NO. 3765 OF 2018
'Loss of love and affection'. In the light of the aforesaid observations of
the Hon'ble Supreme Court, the actual entitlement would be only for
Rs.40,000/- but, even though in a different head, the appellants were
awarded Rs.50,000/- for 'Loss of love and affection'. In totality of facts
and circumstances of the case and also in the light of the observations
made as above, I am not interfering in the award of Rs.50,000/- under
the head of 'Loss of love and affection'. The amount of 'Loss of
consortium' can be adjusted as against the amount under the head of
'Loss of love and affection'. So no modification is warranted under the
head of 'Loss of love and affection' or 'Loss of Consortium'.
Thus the total amount entitled by the appellants in addition to the
amounts awarded by the Tribunal is fixed as Rs.1,40,000/- and the said
amount shall be deposited by the 2nd respondent insurance company
along with interest and cost as ordered by the Tribunal within a period of
three months from the date of receipt of this judgment. Apportionment
of the additional amount shall be done in proportion as ordered by the
Tribunal.
Sd/-
ZIYAD RAHMAN A.A.
JUDGE SCS
Publish Your Article
Campus Ambassador
Media Partner
Campus Buzz
LatestLaws.com presents: Lexidem Offline Internship Program, 2026
LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!