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New India Assurance Company Ltd vs New India Assurance Company Ltd
2021 Latest Caselaw 8798 Ker

Citation : 2021 Latest Caselaw 8798 Ker
Judgement Date : 17 March, 2021

Kerala High Court
New India Assurance Company Ltd vs New India Assurance Company Ltd on 17 March, 2021
             IN THE HIGH COURT OF KERALA AT ERNAKULAM

                             PRESENT

           THE HONOURABLE MR. JUSTICE P.V.KUNHIKRISHNAN

   WEDNESDAY, THE 17TH DAY OF MARCH 2021 / 26TH PHALGUNA, 1942

                       MACA.No.1288 OF 2012

   AGAINST THE AWARD IN OPMV 892/2007 DATED 09-12-2011 OF MOTOR
             ACCIDENT CLAIMS TRIBUNAL , IRINJALAKUDA


APPELLANT/RESPONDENT NO.3:

             NEW INDIA ASSURANCE COMPANY LTD
             PALACE ROAD, THRISSUR, REP. BY ITS MANAGER.

             BY ADV. SRI.LAL K.JOSEPH

RESPONDENTS/PETITIONERS 1 TO 3 AND RESPONDENTS 1 T,2,4 & 5:

      1      OMANA SASIRAM
             W/O. SASIRAM, KOOPLIKKATTIL HOUSE, OMATHUNGAL,
             MATTATHOOR P.O., MUKUNDAPURAM TALUK, PIN-680 684.

      2      RAMKIRAN
             S/O. SASIRAM, KOOPLIKKATTIL HOUSE, OMATHUNGHAL,
             MATTATHOOR P.O., MUKUNDAPURAM TALUK, PIN-680 684.

      3      ANJU S.
             D/O. SASIRAM, KOOPLIKKATTIL HOUSE, OMATHUNGHAL,
             MATTATHOOR P.O., MUKUNDAPURAM TALUK, PIN-680 684.

      4      MERCY JOHN
             W/O. JOHNY, MOYLAN HOUSE,
             CHENNGALOOR DESOM P.O., VETTUKAD, MUPLIYAM VILLAGE,
             MUKUNDAPURAM TALUK, PIN-690 312.

      5      DINESAN E.K.
             S/O. KUMARAN, ELANTHOLY HOUSE, VELLARPADAM, VETTUKAD,
             MUPLIYAM VILLAGE, MUKUNDAPURAM TALUK, PIN-690 312.

      6      VARGHESE C.P.
             S/O. POULOSE, CHERANGADAN HOUSE, MATTATHUR P.O.,
             MONNUMURI, THRISSUR DISTRICT, PIN-680 684.

      7      THE MANAGER
             UNITED INDIA INSURANCE COMPANY LTD., ROUND NORTH,
             THRISSUR.
 MACA.Nos.1288 OF 2012 & 1812/2012



                                     2


             R1   BY   ADV.   SRI.I.J.AUGUSTINE
             R1   BY   ADV.   SRI.BENOJ C AUGUSTIN
             R1   BY   ADV.   SMT.J.KASTHURI
             R1   BY   ADV.   SRI.P.K.MANOJKUMAR
             R1   BY   ADV.   SRI.NAGARAJ NARAYANAN
             R1   BY   ADV.   SRI.PRATHAP PILLAI
             R1   BY   ADV.   SRI.SAIJO HASSAN
             R1   BY   ADV.   SRI.SEBIN THOMAS

     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 17.03.2021, ALONG WITH MACA.1812/2012(B), THE COURT ON THE
SAME DAY DELIVERED THE FOLLOWING:
 MACA.Nos.1288 OF 2012 & 1812/2012



                               3


            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                            PRESENT

          THE HONOURABLE MR. JUSTICE P.V.KUNHIKRISHNAN

  WEDNESDAY, THE 17TH DAY OF MARCH 2021 / 26TH PHALGUNA, 1942

                      MACA.No.1812 OF 2012

 AGAINST THE AWARD IN OPMV 892/2007 DATED 09-12-2011 OF SPECIAL
  COURT FOR EC ACT CASES &MOTOR ACCIDENT CLAIMS TRIBUNAL ,TSR


APPELLANTS/PETITIONERS:

      1      OMANA SASIRAM
             AGED 51, W/O.LATE SASIRAM, KOOPLIKKATTIL
             HOUSE,OMPUTHINGAL, MATTATHUR P.O., MUKUNDAPURAM
             TALUK,THRISSUR DISTRICT.

      2      RAMKIRAN AGED 23 SO.SASIRAM KOOPLIKKATTIL HOUSE
             OMPUTHINGAL, MATTATHUR P.O., MUKUNDAPURAM
             TALUK,THRISSUR DISTRICT.

      3      ANJU.S. AGED 19 SO.LATE SASIRAM KOOPLIKKATTIL HOUSE
             OMPUTHINGAL, MATTATHUR P.O., MUKUNDAPURAM
             TALUK,THRISSUR DISTRICT.

             BY ADVS.
             SRI.NAGARAJ NARAYANAN
             SMT.J.KASTHURI
             SRI.BENOJ C AUGUSTIN
             SRI.PRATHAP PILLAI
             SRI.SEBIN THOMAS
             SRI.I.J.AUGUSTINE
             SRI.SAIJO HASSAN
             SRI.SWATHY DAS

RESPONDENTS/RESPONDENTS:

      1      MERCY JOHNY
             W/O.JOHNY, MOYLAN HOUSE, CHENGALOOR DESOM P.O.,
             THRISSUR DISTRICT 680 312.

      2      DINESAN E.K. SO.KUMARAN ELANTHOLY HOUSE
             VELLARAPADAM
             VETTUKAD, MUPLIYAM VILLAGE, MUKUNDAPURAM TALUK
 MACA.Nos.1288 OF 2012 & 1812/2012



                               4

             680312.

      3      THE MANAGER NEW INDIA INSURANCE CO.LTD. PALACE ROAD
             THRISSUR 680001.

      4      VARGHESE C.P. SO.POULOSE CHERANGADAN HOUSE
             MATTATHUR P.O.
             MOONNUMURI, THRISSUR DISTRICT 680 692.

      5      THE MANAGER UNITED INDIA INSURANCE CO.LTD. ROUND
             NORTH
             THRISSUR - 680001.

             R1, R5 BY ADV. SRI.P.K.MANOJKUMAR

     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 17.03.2021, ALONG WITH MACA.1288/2012, THE COURT ON THE SAME
DAY DELIVERED THE FOLLOWING:
 MACA.Nos.1288 OF 2012 & 1812/2012



                                    5




                      P.V.KUNHIKRISHNAN, J.
                     --------------------------------
                  MACA.Nos.1288 / 2012 & 1812/2012
                     -------------------------------
                Dated this the 17th day of March, 2021

                             JUDGMENT

These two appeals are filed against the award dated

9.12.2012 in O.P.(MV) No.892/2007 on the file of the Motor

Accidents Claims Tribunal, Irinjalakuda by the third respondent

and petitioners in the above claim petitions. It is a claim petition

filed under Section 166 of the Motor Vehicles ACT. The claim

petition was filed by Sasidharan alias Sasi Ram for compensation

for the injury sustained to him in a motor vehicle accident.

Pending the claim petition, he died and his legal heirs were

impleaded as additional petitioners No.2 to 4. As per Ext.A21

postmortem certificate, it is found that the deceased/first

petitioner died due to the complications subsequent to the

injuries sustained to him. The finding in the postmortem report

is like this: "The deceased died due to hypostatic pneumonia

due to prolonged immobilization due to the head injury

sustained."

MACA.Nos.1288 OF 2012 & 1812/2012

2. The short facts are like this: on 19.1.2007 at 2.30 p.m.,

while the deceased was riding a motor cycle bearing registration

No.KL-45-6894 along with his friend through Pudukad-Mupliyam

public road from west to east and when they reached at Santhi

Nagar, a tipper lorry bearing Reg.No.KL-8/AK 2920 driven by the

second respondent in a rash and negligent manner came from

east to west and hit the motorcycle driven by the deceased

causing serious injuries to the deceased. He was immediately

taken to Elite Hospital Koorkenchery and thereafter he was

admitted in different hospitals. Subsequently, he succumbed to

the injuries on 29.12.2010.

3. To substantiate the case, the claimants produced Exts.

A1 to A21. PW1 to PW3 were examined on the side of the

claimants. After going through the evidence and the documents,

the Tribunal found that the appellants are entitled an amount of

Rs.9,97,309/- with interest at the rate of 7.5% from the date of

petition till realisation. Aggrieved by the quantum of

compensation, the claimants filed M.A.C.A.1812/2012. The third

respondent Insurance Company filed M.A.C.A.No.1288/2012. MACA.Nos.1288 OF 2012 & 1812/2012

4. Heard the counsel for the appellants and the counsel

for the fifth respondent who is the Manager, United India

Insurance Company.

5. The counsel for the appellant in M.A.C.A.1288/2012

submitted that since the case is treated as a death case, the

Tribunal erred in granting compensation for loss of earning and

permanent disability because the Tribunal already awarded

compensation for loss of dependency. The counsel submitted

that the compensation awarded in the other heads is on a higher

side. The counsel for the appellants/claimants submitted that the

quantum of compensation awarded by the Tribunal is too low

considering the loss sustained by the claimants. I will first

consider M.A.C.A.1288/2012.

M.A.C.A.1288/2012.

6. As far as the argument of the appellant about the

granting compensation for loss of earning, I think, the Tribunal is

justified in granting the same because the accident was

happened on 19.1.2007 and the original first petitioner died only MACA.Nos.1288 OF 2012 & 1812/2012

on 29.12.2010. In the claim petition, the loss of earning claimed

by the deceased was from 19.1.2007 to 20.1.2008. The Tribunal

awarded only an amount of Rs.48,000/-. In the facts and

circumstances of the case, according to me no interference is

necessary to the amount awarded for loss of earning.

7. Then the counsel submitted that the amount awarded

for permanent disability will not stand in the light of the fact that

there is compensation for loss of dependency. The submission of

the counsel is that the loss of dependency includes the

permanent disability. There is some force in the argument of the

counsel for the appellant. Therefore the compensation amount

awarded for permanent disability is to be set aside. No

interference is necessary as far as the compensation amount

awarded by the Tribunal for all other heads in an appeal filed by

the Insurance Company.

M.A.C.A.1812/2012.

8. In this case, the counsel for the appellant submitted

that the deceased was working as a Sub Contractor, at Chennai MACA.Nos.1288 OF 2012 & 1812/2012

Port-Trust. The counsel submitted that Ext.A17 is the salary

certificate issued by the employer of the deceased who is

examined as PW2. PW2 deposed that the deceased was getting

an amount of Rs.15,000/- per month. The Tribunal fixed the

monthly income as Rs.4,000/-. The Tribunal rejected the

evidence of PW2. According to me, even a coolie will get more

than Rs.4,000/- per month. Therefore considering the fact that

the accident happened in 2007 and also taking the dictum laid

down by the Apex Court in Ramachandrappa V. Manager, Royal

Sundaram Alliance Insurance Co., Ltd.(2011 (13) SCC 236), the

monthly income of the appellant can be safely fixed as

Rs.5,500/-. 10% increase is to be given to it towards future

prospects. Then the monthly income of the deceased can be

safely fixed as Rs.6,050/-. If that is the case, the loss of

dependency is to be re-assessed in the following manner:

Rs.6050x12x11x2/3= Rs.5,32,400/-.

9. From the above amount, an amount of Rs.3,52,000/- is

to be deducted which is the amount awarded by the Tribunal for MACA.Nos.1288 OF 2012 & 1812/2012

loss of dependency. Then the balance amount will be

Rs.1,80,400/-. Then the counsel submitted that only an amount

of Rs.10,000/- is awarded for loss of estate. I think the

appellants are entitled another amount of Rs.5,000/- in that

head. Similarly, no amount is awarded towards funeral

expenses. The appellants are entitled an amount of Rs.15,000/-

towards funeral expenses. The appellants are the wife and

children of the deceased. Therefore, they are entitled consortium

at the rate of Rs.40,000/- each. If that is the case, the

appellants are entitled an amount of Rs.1,20,000/- towards loss

of consortium. From the above amount, Rs.10,000/- each

awarded by the Tribunal for loss of consortium and loss of love

and affection are to be deducted. Then the balance amount

entitled for loss of consortium will be Rs.1,00,000/-. Then the

counsel submitted that the deceased died after three years of the

accident and only an amount of Rs.25,000/- is awarded towards

pain and suffering when the claim was Rs.50,000/-. I think the

appellant is entitled the entire amount of Rs.50,000/- towards

pain and suffering because he suffered about three years. MACA.Nos.1288 OF 2012 & 1812/2012

Therefore, the appellant is entitled an enhanced amount of

Rs.25,000/- towards pain and sufferings.

10. Towards bye-stander's expenses the Tribunal awarded

only Rs.20,000/-. The claim is Rs.48,000/-. Admittedly, the

deceased died after three years from the date of accident.

Considering the entire facts and circumstances of the case, I

think, the appellants are entitled the entire amount claimed for

bye-stander's expenses. Hence, the appellants are entitled

another amount of Rs.28,000/- towards bye-stander's expenses.

Therefore, the enhanced amount entitled by the appellants can

be summarised like this.

    1.   loss of dependency -         Rs.1,80,400/-

    2.   Loss of estate      -        Rs.5,000/-

    3.   Funeral expenses    -        Rs.15,000/-

    4.   Loss of consortium -         Rs.1,00,000/-

    5.   Pain and sufferings -        Rs.25,000/-

    6.   Bye-stander's expenses- Rs.28,000/-

         Total               -        Rs.3,53,400/-
 MACA.Nos.1288 OF 2012 & 1812/2012





       11. Since    I found that     the appellants are not entitled

compensation       for   permanent      disability,     an        amount    of

Rs.1,53,600/-      is to be deducted from the above amount. Thus

the enhanced compensation amount entitled by the appellants is

Rs.3,53,400- Rs.1,53,600/- = Rs.1,99,800/-.

In the result, these appeals are disposed of in the following

manner: M.A.C.A. No.1288/2012 is allowed in part. The

compensation awarded for permanent disability is set aside.

M.A.C.A.1812/2012 is allowed in part. The impugned award is

modified. The appellants are entitled an amount of Rs.1,99, 800/-

with interest at the rate of 7.5% per annum from the date of

application till realisation. The appellant in M.A.C.A.1288/2012

will pay the enhanced amount with interest.

Sd/-

P.V.KUNHIKRISHNAN

JUDGE Al/-

 
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