P.R.Gangadharan vs Branch Manager
2021 Latest Caselaw 13176 Ker

             IN THE HIGH COURT OF KERALA AT ERNAKULAM
                               PRESENT
        THE HONOURABLE MR. JUSTICE P.B.SURESH KUMAR
  WEDNESDAY, THE 23RD DAY OF JUNE 2021 / 2ND ASHADHA, 1943
                      WP(C) NO. 11771 OF 2021
PETITIONER/S:

         P.R.GANGADHARAN
         AGED 60 YEARS
         S/O.RAGHVAN, PUNATHIL HOUSE, MURINGOOR, KINFRA
         P.O., CHALAKUDY-680 309.
         BY ADVS.
         JOHNSON JOSE PANJIKKARAN
         P.H.RIMJU


RESPONDENT/S:

         BRANCH MANAGER
         CANARA BANK, CHALAKUDY BRANCH, CHALAKUDY-680 307.



         BY SRI.M.G.K. NAMBIAR, STANDING COUNSEL


THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
23.06.2021,     THE   COURT   ON   THE   SAME   DAY   DELIVERED   THE
FOLLOWING:
 W.P.(C) No.11771 of 2021                      2



                             W.P.(C) No.11771 of 2021
                       -----------------------------------------------
                                       JUDGMENT

Petitioner has been enjoying an overdraft facility from

the respondent bank. He seeks directions to the respondent to

permit him to liquidate the liability in the loan account in

convenient instalments. It is alleged that that as the operation of

the account was irregular for some time, coercive steps are being

taken by the respondent to realise the outstanding in the loan

account.

2. The learned Standing Counsel for the respondent

submits that no steps whatsoever have been taken against the

petitioner for realisation of the balance outstanding in the loan

account.

In the light of the submission made by the learned

Standing Counsel for the respondent, the writ petition is

premature and the same is accordingly dismissed.

Sd/-

P.B.SURESH KUMAR, JUDGE PV

APPENDIX OF WP(C) 11771/2021

PETITIONER ANNEXURE Exhibit P1 TRUE COPY OF THE GST CERTIFICATE ISSUED ON 17.07.2018.

Exhibit P2 TRUE COPY OF THE STATEMENT OF ACCOUNT FOR A PERIOD OF 01.11.2020 TO 26.05.2021.

Exhibit P3 TRUE COPY OF THE DISCHARGE SUMMARY ISSUED BY ST.JAMES HOSPITAL, CHALAKUDY DATED NIL.