Citation : 2025 Latest Caselaw 4877 Kant
Judgement Date : 10 March, 2025
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MFA No. 24045 of 2012
IN THE HIGH COURT OF KARNATAKA,
DHARWAD BENCH
DATED THIS THE 10TH DAY OF MARCH, 2025
BEFORE
THE HON'BLE MR. JUSTICE UMESH M ADIGA
MISCELLANEOUS FIRST APPEAL NO. 24045 OF 2012 (MV-I)
BETWEEN:
THE DIVISIONAL MANAGER,
NATIONAL INSURANCE CO. LTD., REP. BY THE ASSISTANT
MANAGER, NATIONAL INSURANCE CO. LTD.,
REGIONAL OFFICE, KUSUGAL ROAD, HUBLI.
...APPELLANT
(BY SRI. S. C. BHUTI, ADVOCATE)
AND:
1. MANJUNATH S/O. TUKARAM BAREMMAPPANAVAR,
AGE 25 YEARS, OCC: AGRICULTURE & BUSINESS,
R/O. R. K. PATIL BUILDING, IIND MAIN, IST CROSS,
DESHPANDENAGAR, HUBLI-29.
Digitally signed
by VISHAL 2. IMAM-HUSSAIN S/O. GOUSUSAB FANIBAND,
NINGAPPA
PATTIHAL AGE 48 YEARS, OCC: OWNER OF M/C,NO.KA-25/A-1772,
Location: High R/O. GANDHI NAGAR, KALAGHTAGI, DIST: DHARWAD.
Court of
Karnataka, ...RESPONDENTS
Dharwad Bench
(BY MISS. POOJA BAGADE, AS AMICUS CURIAE TO REPRESENT
ON BEHALF OF RESPONDENTS)
THIS MISCELLANEOUS FIRST APPEAL IS FILED U/SEC. 173(1)
OF MV ACT, 1988, PRAYING TO CALL FOR THE RECORDS, AND SET
ASIDE THE JUDGMENT AND AWARD DT. 15.06.2011 PASSED IN MVC
NO.935/2009 BY THE FAST TRACT COURT-II, DHARWAD, SITTING AT
HUBLI BY ALLOWING THE INSTANT APPEAL, WITH COSTS, IN THE
INTEREST OF JUSTICE AND EQUITY.
THIS APPEAL, COMING ON FOR FINAL HEARING, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:
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MFA No. 24045 of 2012
ORAL JUDGMENT
(PER: THE HON'BLE MR. JUSTICE UMESH M ADIGA)
This is an insurer's appeal against the judgment and
decree dated 15.06.2011 passed in MVC.No.935/2009 by Fast
Track Court-II, Dharwad.
2. The appellant is respondent No.2 before the trial
Court and respondent No.1 is the claimant and respondent No.2
is the owner of the offending vehicle.
3. It is the contention of the claimant in the petition
that on 11.05.2009, the petitioner and his friend Soudagar
were going by walk at extreme left side of Kalaghtagi, Dharwad
road, to go to Shigigatti village and they met with an accident
at Tumarikoppa cross, around 8.30 p.m, due to rash and
negligent driving of the vehicle bearing registration
No.KA.25/EB-4912 by its rider, as a result of which, the
claimant sustained fracture of right patella and fracture of
upper end of tibia. Initially he had taken treatment in primary
health Centre, Kalaghtagi and for higher treatment he went to
KIMS hospital. He got admitted as in patient from 11.05.2009
till 19.06.2009. He underwent surgery and also took follow up
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treatment. With these reasons, he prayed to award
compensation of Rs.17,50,000/-.
4. Respondent No.2 filed written statement denying
the contentions of the claimant and also denied the facts of the
accident.
5. From the rival contentions, the Tribunal framed the
necessary issues:
1. Whether petitioner proves that on 11.5.2009, when he along with his friend Soudagar were walking, when they were at Tumarikoppa cross on Kalaghatigi-Dharwad road, one Motor-Cycle bearing No.KA.25/EB-4912 riden by its rider in rash and negligent manner came and dashed to petitioner and his friend, so, accident occurred, and petitioner sustained severe injury?
2. Whether petitioner proves that offended motor cycle was insured with R2 Co. on the date of accident?
3. Whether R2 proves that the rider of the motor cycle was not holding valid D.L. as on the date of accident?
4. Whether petitioner is entitled for compensation?
If so, at what rate and from whom?
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5. What order or Award?
6. The claimant to prove his case examined himself as
PW-1 and got marked 59 documents as per Exs.P1-P59. The
respondents have not lead oral evidence, however, got marked
policy of insurance at Ex.R1. After hearing both the parties,
the Tribunal partly allowed the petition and awarded
compensation of Rs.50,000/- and also directed respondent No.2
to pay compensation with interest, by impugned judgment and
award dated 15.06.2011.
7. Being aggrieved by the same, the insurer preferred
this appeal.
8. I have heard the arguments of insurer as well as
the claimant. The claimant is unrepresented. Therefore,
Ms. Pooja Bagade, learned Amicus Curiae has been appointed
to represent the claimant.
9. Learned counsel for insurer - appellant vehemently
contended in the pleading as well as in the evidence that
accident had taken place on 11.05.2009. However, Ex.P6 and
unmarked discharge summary shows that accident had taken
place on 06.05.2009 and he was admitted in KIMS hospital on
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that day. The claimant relies on Ex.P6. The said document
denies the contention of the petitioner that accident had taken
place on 11.05.2009. The said fact clearly indicates that the
said vehicle was falsely implicated by the claimant to claim
compensation. The accident had not taken place as stated by
the claimant and hence prayed to allow the appeal by setting
aside the impugned judgment.
10. Learned Amicus Curiae appointed by the Court
vehemently contends that the insurer has not taken this
contention before the Tribunal. The accident had taken place
on 11.05.2009, which is stated in the prosecution papers. Date
of accident stated in Ex.P6 might be incorrect. It might be due
to mistake of the doctor in mentioning wrong date in the
certificate as 06.05.2009 instead of 11.05.2009. On the basis
of the said mistake of the doctor, it cannot be held that the said
vehicle was falsely implicated and no accident had taken place
on 11.05.2009. The Tribunal has considered the materials
available on record and rightly granted the relief. There is no
infirmity in the said findings and prays to dismiss the said
appeal.
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11. The main question arises for determination is:
i. Whether the clamant is able to prove the
accident had taken place on 11.05.2009 by the
offending vehicle?
My finding to the above question is in the 'Negative' for
the following reasons.
12. As rightly submitted by learned counsel for the
appellant, pleadings, evidence of PW-1, charge sheet and its
enclosures excluding Ex.P6, shows that accident had taken
place on 11.05.2009. However, Ex.P6 was got marked in the
evidence of PW-1. It is wound certificate and it was obtained
by the police inspector and it was enclosed along with charge
sheet. The document shows that claimant visited Primary
Health Centre, Kalaghtagi on 06.05.2009 around 8.30 p.m. He
visited the hospital at 10.00 pm and he was examined by
Senior Specialist Kalaghtagi at 10.05 p.m and he was X-Rayed
on 06.05.2009 with X-ray No.3100. On the basis of the x-ray,
it was found that he had sustained "fracture of right supra
cardylac femur with right femur lateral tibial condyle and
fracture of patella." The claimant has produced photo copy
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of patient discharge card given by KIMS Hospital. It appears
that it was photo copy and it was not marked but said
document also reveals that accident had taken place on
06.05.2009 and he was admitted to the hospital on 06.05.2009
and was discharged on 19.06.2009.
13. The claimant did not explain the inconsistency in
the date of accident and his admission to hospital prior to the
date of accident. He did not examine the doctor, who issued
Ex.P6 to clarify the same. Ex.P6 indicates that accident had
taken place on 06.05.2009 and he sustained injury. As per
Charge-sheet claimant met with an accident on 11.05.2009.
Both the facts do not align. Therefore, the claimants utterly
failed to prove and establish that he sustained injury in motor
vehicle accident that had taken place on 11.05.2009.
14. The Tribunal did not consider these facts i.e.
inconsistency in the date of accident as stated in Ex.P6 and
date of accident mentioned in pleadings and evidence of PW-1.
The said inconsistency creates serious doubt in the contention
of the claimant that was not taken note by the Tribunal. It also
appears that the appellant did not bring the said fact to the
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notice of Tribunal. Therefore, there was no reference on the
said inconsistency of the date of accident and the date of
wound certificate, the claimant suffered injury before accident
indicates that, it is not genuine case, produced before the
Tribunal. In view of these reasons, I answer the above said
question in the 'Negative' and proceed to pass the following:
ORDER
i. The appeal is allowed.
ii. The impugned judgment and award dated
15.06.2011 passed in MVC.No.935/2009 by the Fast Track Court-II, Dharwad, sitting at Hubballi is set aside.
iii. The claim petition is dismissed.
If any amount is deposited by the appellant - insurer,
same shall be refunded in its favour on due identification.
Registry is directed to send back the records to the
Tribunal.
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The High Court Legal Services Committee is directed to
pay the fees of Rs.10,000/- to Ms. Pooja Bagade, learned
Amicus curiae and her service is highly appreciated.
Sd/-
(UMESH M ADIGA) JUDGE
AG /CT-AN
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