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The Manager vs Anita And Ors
2025 Latest Caselaw 6354 Kant

Citation : 2025 Latest Caselaw 6354 Kant
Judgement Date : 18 June, 2025

Karnataka High Court

The Manager vs Anita And Ors on 18 June, 2025

Author: Mohammad Nawaz
Bench: Mohammad Nawaz
                                              -1-
                                                      NC: 2025:KHC-K:3192-DB
                                                     MFA No. 201624 of 2021


                   HC-KAR



                               IN THE HIGH COURT OF KARNATAKA,

                                     KALABURAGI BENCH

                            DATED THIS THE 18TH DAY OF JUNE, 2025

                                           PRESENT
                         THE HON'BLE MR. JUSTICE MOHAMMAD NAWAZ
                                             AND
                            THE HON'BLE MRS. JUSTICE K S HEMALEKHA
                        MISCL. FIRST APPEAL NO.201624 OF 2021 (MV-D)
                   BETWEEN:

                   THE MANAGER,
                   RELIANCE GEN. INS. CO. LTD.,
                   ASIAN PLAZA COMPLEX,
                   SVP CHOWK, STATION ROAD,
                   KALABURAGI.

                                                                ...APPELLANT

                   (BY SMT. PREETI PATIL MELKUNDI, ADVOCATE)

Digitally signed
                   AND:
by
BASALINGAPPA
SHIVARAJ
DHUTTARGAON
                   1.   ANITA
Location: HIGH          W/O VYANKAT BIRAJADAR,
COURT OF
KARNATAKA               AGE: 48 YEARS,
                        OCC: HOUSEHOLD,

                   2.   VYANKAT
                        W/O KASHINATH BIRAJADAR,
                        AGE: 53 YEARS,
                        OCC: NIL,

                   3.   JYOTI
                        D/O VYANKAT BIRAJADAR,
                        AGE: 21 YEARS,
                        OCC: HOUSEHOLD,
                           -2-
                                     NC: 2025:KHC-K:3192-DB
                                    MFA No. 201624 of 2021


HC-KAR



     BANGALE PLOT LOHARA,
     TQ: LOHARA, DIST: OSMANABAD,
     NOW RESIDING, NEAR OVER HEAD TANK,
     OM NAGAR, SEDAM ROAD,
     KALABURAGI - 585 101.

4.   ISMAIL KADRI
     S/O RAHAMUD KADRI,
     OCC: OWNER OF LORRY,
     HASEGAON VILLAGE,
     TQ: AUSA, DIST: LATUR,
     MAHARASHTRA - 413 520.

                                           ...RESPONDENTS

(BY SRI. B. ALI MOHAMMED, ADVOCATE FOR R1 TO R3;
 V/O DATED 20.12.2021 NOTICE TO R4 IS DISPENSED WITH)

      THIS MISCELLANEOUS FIRST APPEAL IS FILED U/S

173(1) OF THE MV ACT, 1988, PRAYING TO SET ASIDE THE

IMPUGNED JUDGMENT AND AWARD DATED 01.10.2021 IN

MVC.NO.1266/2018 PASSED       BY   THE PRL. SENIOR    CIVIL

JUDGE, CJM, KALABURAGI, IN THE INTEREST OF JUSTICE AND

EQUITY.


      THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY,

JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:    HON'BLE MR. JUSTICE MOHAMMAD NAWAZ
          AND
          HON'BLE MRS. JUSTICE K S HEMALEKHA
                                 -3-
                                          NC: 2025:KHC-K:3192-DB
                                         MFA No. 201624 of 2021


HC-KAR



                        ORAL JUDGMENT

(PER: HON'BLE MRS. JUSTICE K S HEMALEKHA)

The insurance company is in appeal assailing the

judgment and award dated 01.10.2021 in

MVC.No.1266/2018 on the file of the Principal Senior Civil

Judge, CJM, Kalaburagi (hereinafter referred to as

'Tribunal' for short), both on liability and quantum of

compensation granted.

2. A road traffic accident occurred on 14.11.2018,

when Ganesh S/o. Vyankat was proceeding from Chennai

to Solapur as a cleaner in lorry bearing registration

No.MH-10/Z-1190. The driver of the lorry drove at a high

speed and in a rash and negligent manner. As a result of

the impact, the driver lost control of the vehicle, causing it

to overturn. In the said accident, Ganesh S/o. Vyankat

sustained grievous injuries and died on the spot. The

claimants who are the parents and sister of the deceased,

filed the claim petition seeking compensation. They

contended that the deceased was employed as a cleaner

NC: 2025:KHC-K:3192-DB

HC-KAR

and earning a monthly income of Rs.15,000/- per month

and they were financially dependent upon his income.

3. Respondent No.2 - insurance company denied

the averments made in the claim petition and also

disputed its liability to pay the compensation amount.

4. The claimants examined claimant No.1 as PW.1

and got marked Ex.P1 to P9. On the other hand, the

insurance company examined one witness as RW.1, but

did not choose to mark any documents.

5. The Tribunal upon considering the oral and

documentary evidence, held that the accident occurred is

due to the rash and negligent driving of the lorry driver

and the deceased sustained grievous injuries and died on

the spot. Accordingly, the Tribunal fixed the liability on

the insurance company and awarded compensation of

Rs.18,87,000/- with interest at the rate of 6% p.a. from

the date of the petition till the date of realization.

NC: 2025:KHC-K:3192-DB

HC-KAR

6. Heard the learned counsel appearing for the

insurance company and the learned counsel appearing for

the claimants and perused the material on record.

7. Smt. Preethi Patil Melkundi, learned counsel

appearing for the appellant - insurance company would

contend that the Tribunal has failed to consider that the

deceased was negligent and had contributed to the

occurrence of the accident. It is argued that contributory

negligence ought to have been attributed to the deceased.

In the absence of such a finding, the judgment and award

passed by the Tribunal warrants interference by this Court.

The learned counsel further contends that the

compensation awarded by the Tribunal is on the higher

side, and therefore, requires modification.

8. Per contra, learned counsel appearing for the

claimants vehemently contended that FIR was registered

against the driver of the lorry and that the deceased being

a cleaner, could not have contributed to the accident,

hence, question of contributory negligence does not arise,

NC: 2025:KHC-K:3192-DB

HC-KAR

as contended by the insurance company - appellant

herein. It is further submitted that the Tribunal, after duly

considering the FIR, charge sheet, crime details and other

police records, which rightly establish the rash and

negligent driving of the lorry by its driver, has rightly held

that the accident occurred due to the rash and negligent

driving of the driver of the lorry. Therefore, fastening the

liability on the insurance company is justified, which

warrants no interference by this Court.

9. Having heard the learned counsel on both sides,

the point that arises for consideration is:

"Whether the Tribunal was justified in fastening the liability on the insurance company and whether the compensation awarded is just and reasonable?"

10. The Tribunal, while dealing with the issue of

negligence has considered the documents including the

FIR, statement, charge sheet and other police records

marked as per Ex.P1 to P6. Based on these materials, the

NC: 2025:KHC-K:3192-DB

HC-KAR

Tribunal held that the charges were leveled against the

driver of the lorry involved in the accident. Accordingly,

negligence was rightly attributed to the driver of the lorry.

Upon consideration of both oral and documentary

evidence, the Tribunal has rightly concluded that the

accident occurred is solely due to the rash and negligent

driving of the lorry driver, which resulted in death of

Ganesh S/o. Vyankat. Therefore, the findings of the

Tribunal that there was no contributory negligence on part

of the deceased has been properly arrived at and warrants

no interference.

11. So far as the compensation awarded and

assessed by the Tribunal is concerned, it has awarded a

sum of Rs.17,76,600/- towards loss of dependency. In

arriving at this figure, the Tribunal considered the notional

income of the deceased as Rs.11,750/- per month, in the

absence of any documentary evidence to establish actual

income. This notional income was determined as per the

guidelines of High Court Legal Service Authority for

NC: 2025:KHC-K:3192-DB

HC-KAR

accidents occurring in the year 2018. As the deceased

was bachelor, 50% was rightly deducted towards personal

expenses. Considering the age of the deceased was 22

years, the Tribunal applied the appropriate multiplier '18'.

Additionally, 40% was added towards future prospects as

per the decision of the Apex Court in the case of National

Insurance Co. Ltd., Vs. Pranay Sethi1. The calculation

of compensation under the head of loss of dependency is

therefore in consonance with settled law and is just and

proper.

12. Further the award of Rs.80,000/- under the

head of loss of consortium to the parents, and Rs.15,000/-

each towards funeral expenses and loss of estate is also

just and proper. The Tribunal having considered the entire

matter in light of the law laid down by the Apex Court, has

rightly awarded the compensation which warrants no

interference by this Court and point for consideration is

answered accordingly and we pass the following:

(2017) 16 SCC 680

NC: 2025:KHC-K:3192-DB

HC-KAR

ORDER

i. The Miscellaneous First Appeal is hereby is dismissed.

ii. The amount in deposit is remitted back to the Tribunal.

iii. The trial Court records to be returned forthwith.

iv. No order as to cost.

Sd/-

(MOHAMMAD NAWAZ) JUDGE

Sd/-

(K S HEMALEKHA) JUDGE

MCR

 
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