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The Reliance General vs Shivalingappa And Ors
2025 Latest Caselaw 2404 Kant

Citation : 2025 Latest Caselaw 2404 Kant
Judgement Date : 15 January, 2025

Karnataka High Court

The Reliance General vs Shivalingappa And Ors on 15 January, 2025

                                             -1-
                                                         NC: 2025:KHC-K:199
                                                    MFA No. 200603 of 2018




                              IN THE HIGH COURT OF KARNATAKA

                                     KALABURAGI BENCH

                          DATED THIS THE 15TH DAY OF JANUARY, 2025

                                           BEFORE

                             THE HON'BLE MR. JUSTICE C.M. JOSHI

                          MISCL. FIRST APPEAL NO.200603/2018(MV-D)


                   BETWEEN:

                   THE RELIANCE GENERAL INSURANCE CO. LTD.,
                   4, 8TH BLOCK, ASIAN PLAZA COMPLEX,
                   STATION MAIN ROAD, NEAR SVP CHOWK,
                   KALABURAGI,
                   (BOTH LORRY NO. TN-28/AB-2082
                   AND AMBULANCE NO.AP-09/W-3500
                   INSURED WITH APPELLANT)
                                                               ...APPELLANT
                   (BY SMT. PREETI PATIL MELKUNDI, ADVOCATE)


Digitally signed
                   AND:
by LUCYGRACE
Location: HIGH
COURT OF
KARNATAKA
                   1.   SHIVALINGAPPA S/O. RAJENDRA BIRADAR,
                        SINCE DEAD BY LRS.,

                   A)   RENUKA W/O. SHIVALINGAPPA BIRADAR,
                        AGE: 35 YEARS, OCC: HOUSEHOLD,

                   B)   KAVERI D/O. SHIVALINGAPPA BIRADAR,
                        AGE: 9 YEARS, MINOR,

                   C)   KARTIK S/O. SHIVALINGAPPA BIRADAR,
                        AGE: 7 YEARS MINOR,
                            -2-
                                         NC: 2025:KHC-K:199
                                  MFA No. 200603 of 2018




     LRS., NO.B & C ARE MINORS THROUGH
     THEIR NEXT FRIEND L.R.(A) RENUKA,
     ALL R/O. VILLAGE MATAKI,
     TQ. ALAND,
     DIST. KALABURAGI-585 101.

2.   RASAPPA S/O THOPPALAN,
     AGE: 47 YEARS, OCC: OWNER AND
     DRIVER OF LORRY BEARING NO.TN-28/AB-2082,
     R/O. 9/61, NORTH STREET, VELLAPPALAYAM POST,
     PARAMATHI VELLUR,
     NAMAKKAL DIST.-637 207
     (TN).

3.   ANAND NAIDU P.,
     AGE: MAJOR, OCC: OWNER AND
     CUSTODIAN OF AMBULANCE NO.AP-09/W-3500,
     R/O. 10-4-338, HABEEB NAGAR, NAMPALLI,
     HYDERABAD-500 001
     (AP).
                                         ...RESPONDENTS
(BY SRI SANTOSH BIRADAR, ADV., FOR R1(A) TO R1(C);
[R1(B) AND R1(C) ARE MINORS U/G OF R1(A)];
R2-V/O. DTD. 04.04.2022 NOTICE HELD SUFFICIENT;
R3-V/O DTD. 01.02.2024 NOTICE IS DISPENSED WITH)

      THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF THE MOTOR VEHICLES ACT, PRAYING TO
CALL FOR THE RECORDS AND ALLOW THE ABOVE APPEAL BY
SETTING ASIDE THE IMPUGNED JUDGMENT AND AWARD
DATED 06.10.2017 IN MVC NO.1011/2013 PASSED BY THE
PRL. SENIOR CIVIL JUDGE AND MACT, KALABURAGI.

     THIS APPEAL, COMING ON FOR FINAL HEARING, THIS
DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:


CORAM:   HON'BLE MR. JUSTICE C.M. JOSHI
                                     -3-
                                                    NC: 2025:KHC-K:199
                                             MFA No. 200603 of 2018




                            ORAL JUDGMENT

(PER: HON'BLE MR. JUSTICE C.M. JOSHI)

1. Heard learned counsel appearing for the appellant

and learned counsel appearing for respondent Nos.1A to 1C.

2. Being aggrieved by the judgment and award

dated 06.10.2017 in MVC No.1011 of 2013 passed by the

Principal Senior Civil Judge and Member, MACT,

Kalaburagi, (for short 'Tribunal'), the Insurance Company

is in appeal before this Court.

3. The factual matrix is as below:

a) On 10.11.2012 at about 5:00 a.m., near

Bogalera Hatti Village on Koodlagi- Chitradurga Main Road

the petitioner/claimant was traveling in an Ambulance

bearing No.AP-09/W-3500 along with one Raju, who was

the Cleaner. When the petitioner parked the vehicle and

was taking rest, the cleaner Raju, who was not having

valid driving license started to drive the same and there

was a head-on collision between the said ambulance and a

truck bearing No.TN-28/AV-2082 coming from the

NC: 2025:KHC-K:199

opposite direction. In the said accident, the petitioner

sustained injuries and he was admitted to the hospital.

The complaint was lodged by the driver of the lorry

against the driver of the ambulance, which was

investigated by the Police and ultimately a charge-sheet

was filed against the driver of the ambulance for negligent

driving as well as for driving the vehicle without a driving

license.

b) Later the petitioner filed a claim petition under

Section 166 of the Motor Vehicles Act, arraying the owner

and insurer of both the vehicles. Incidentally, the insurer

of both the vehicles involved in the accident is one and the

same i.e., the appellant herein. The petitioner contended

that the accident was due to the negligence on the part of

the lorry driver and therefore, the owner and insurer of

the lorry are liable to pay the compensation.

c) The owners of both vehicles didn't contest the

petition before the Tribunal, however, the Insurance

Company appeared and filed its written statement

NC: 2025:KHC-K:199

contending that the accident was due to the negligence on

the part of the driver of the ambulance, who was not

having a valid driving license and seek to draw support

from the charge-sheet in this regard. It was contended

that there was no negligence on the part of the driver of

the lorry and therefore, the Insurance Company is not

liable to pay the compensation to the petitioner.

d) Appropriate issues were framed by the Tribunal

and the petitioner was examined as PW1 and Exs.P1 to

P22 were marked in his evidence. Two witnesses were

examined on his behalf as PWs.2 and 3. The official of the

Insurance Company was examined as RW1 and Exs.D1 to

D4 were marked in evidence. After hearing both the

sides, the Tribunal held that the negligence on the part of

the ambulance driver is not proved and therefore, the

Insurance Company is liable to pay the compensation and

accordingly allowed the petition and compensation was

awarded under different heads as below:

NC: 2025:KHC-K:199

Pain and suffering Rs.40,000/-

     Loss   of   amenities             and     Rs.10,000/-
     employment of life

     Medical Expenses                          Rs.27,500/-

     Attendant   Charges,   food,                Rs.9,500/-
     nourishment  &   conveyance
     charges

     Towards loss of income during             Rs.27,000/-
     period of treatment

                                      Total   Rs.1,14,000/-



4. The Tribunal while dealing with issue No.3 in

the impugned judgment at Para No.14 observes as below:

"However, the driver of the offending vehicle has been charge sheeted for the offence punishable u/s 3 r/w section 181 of the M.V. Act alleging that the offending vehicle driver had no driving licence. However, the respondent No.3 has failed to prove this issue by producing the supportable and believable evidence. The contents of the charge sheet are not the conclusive proof of the offence punishable U/s.3 r/w section 181 of the M.V. Act unless the fact that the driver had no DL

NC: 2025:KHC-K:199

is established by producing the supportable and believable documentary evidence and oral evidence. In this, the respondent No.3 has not examined any concerned officials including the RTO and has not produced any other documents to prove that the offending vehicle driver had no a valid and effective DL. Under such circumstances, it cannot be held that the driver had no a valid and effective DL at the time of accident."

5. The learned counsel appearing for the appellant

submits that the Tribunal totally erred in holding that the

driver of the ambulance was not having a valid driving

license when the charge-sheet which is relied by the

petitioner showed that the driver was not having valid

driving license. It is contended that the primary liability of

proving that the driver was having valid driving license on

the petitioner and only when it was prima facie shown, the

burden shifts upon the Insurance Company to show that

such driving license contended by the petitioner was not

valid or that it was not a driving license at all. Therefore,

it is contended that the Tribunal has erred in shifting the

NC: 2025:KHC-K:199

burden of proving the driving license of the ambulance

driver or the lorry driver upon the Insurance Company.

Thus, she contends that the approach of the Tribunal in

totally burdening the appellant to prove the driving license

was erroneous and it erred in rejecting the charge-sheet

which clearly showed that the ambulance driver was not

having a valid driving license.

6. Per contra, learned counsel appearing for the

respondents/claimants (during the pendency of the

proceedings before the Tribunal, the original claimant died

and his legal representatives are brought on record),

submits that the Tribunal though came to the conclusion

that the negligence was on the part of the ambulance

driver and that there was no evidence to show that the

ambulance driver was not having valid driving license, it is

a case of composite negligence and therefore, the claimant

being an inmate of the ambulance, had nothing to do in

contributing the negligence in the matter. Therefore, it is

a case of composite negligence so far as the petitioner is

NC: 2025:KHC-K:199

concerned, therefore, on this count the question whether

the ambulance driver was having valid driving license or

not recede to oblivion. The owner and insurer of the lorry

are squarely liable to pay the compensation to the

petitioner and as such, there is no need for indulgence by

this Court.

7. The fact that the driver of the ambulance was

not having driving license is borne out of the charge-sheet

papers. Evidently the owner of the ambulance has not

appeared before the Tribunal as well as before this Court.

Therefore, the charge-sheet papers, which clearly depict

that the driver of the ambulance was not having driving

license, is not rebutted by any evidence. Apparently the

Insurance Company squarely draws support from the

charge-sheet which is relied by the petitioner to show the

accident. Hence, it was not necessary for the Insurance

Company to say anything else except relying upon the

charge-sheet. The burden of proving that the driver of the

ambulance had a driving license was squarely upon the

- 10 -

NC: 2025:KHC-K:199

petitioner. Therefore, it is evident that the Tribunal erred

in shifting the burden of proof to the Insurance Company

by absolving such burden from the petitioner. It failed to

notice that the primary burden of proving a valid driving

license is on the petitioner when he had approached the

Tribunal. Unless such burden is discharged, the owner

would not shift to the Insurance Company to disprove such

fact.

8. Be that as it may, as rightly pointed out by the

learned counsel for the respondent Nos.1(A) to 1(C) it is a

case of composite negligence. It is a settled principle of

law that a person who is not at all involved in contributing

any part of the negligence in the accident, is at liberty to

go against anyone of the tortfeasors. The petitioner

before the Tribunal had no role to play in the accident. It

is nobody's case that the petitioner having slept in the

ambulance, allowed the Cleaner, who was not having a

valid driving license, to drive the ambulance. In the

absence of any such contention being taken up by any of

- 11 -

NC: 2025:KHC-K:199

the parties, it results in a clear case of composite

negligence and therefore, the owners and Insurers of both

the vehicles are liable to compensate the petitioner.

9. It is worth to note that the propositions of law

laid down by the Apex Court in the case of KHENYEI Vs.

NEW INDIA ASSURANCE COMPANY LIMITED AND

OTHERS1 squarely come into play. It is also worth to

note that such proposition laid down by the Apex Court is

also supported by two Full Bench decisions of this Court in

the case of Ganesh v. Syed Munned Ahmed2, and in the

case of KSRTC v. ARUN3. Under these circumstances,

the appellant herein cannot escape from the liability to pay

the compensation.

10. A feeble attempt is made by learned counsel

appearing for the appellant to contend that the case of

composite negligence is not pleaded. The case of

(2015) 9 Supreme Court Cases 273

1998 SCC OnLine Kar 603:ILR 1999 Kar 403

2003 SCC OnLine Kar 715:AIR2004 Kar 149

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NC: 2025:KHC-K:199

composite negligence need not be pleaded as it emanates

from the facts of the case. A proposition of law which is

applicable to a set of facts has to be inferred and the law

is to be applied. Moreover, it was the case of the

petitioner that there was negligence on the part of the

lorry driver. However, such contention was refuted by the

appellant, but, the Tribunal held that there was negligence

on the part of the ambulance driver by saying he was

having a valid driving licence. Under these circumstances,

the contention of the petitioner that there was negligence

on the part of the lorry driver would definitely amount to

pleading of the facts, which constitute composite

negligence. In that view of the matter, the appellant

being the Insurer of both the vehicles is liable to pay the

compensation to the petitioner, who had nothing to

contribute in the negligence resulting in the accident.

Hence, the appeal fails and as such, the following order is

passed:

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                                                NC: 2025:KHC-K:199





                              ORDER


           i)    The appeal is dismissed.


ii) The amount in deposit before this Court

be transmitted to the Tribunal

forthwith.

Sd/-

(C.M. JOSHI) JUDGE

SBS

CT: AK

 
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