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National Insurance Co. Ltd vs Ramayya Pujari S/O Ningappa And Ors
2025 Latest Caselaw 2075 Kant

Citation : 2025 Latest Caselaw 2075 Kant
Judgement Date : 8 January, 2025

Karnataka High Court

National Insurance Co. Ltd vs Ramayya Pujari S/O Ningappa And Ors on 8 January, 2025

                                              -1-
                                                            NC: 2025:KHC-K:74
                                                      MFA No. 200896 of 2017




                             IN THE HIGH COURT OF KARNATAKA,

                                     KALABURAGI BENCH

                          DATED THIS THE 8TH DAY OF JANUARY, 2025

                                           BEFORE
                             THE HON'BLE MR. JUSTICE C M JOSHI

                        MISCL. FIRST APPEAL NO.200896 OF 2017 (MV-I)

                   BETWEEN:

                   NATIONAL INSURANCE CO. LTD.,
                   THROUGH ITS BRANCH MANAGER, RAICHUR,
                   NOW REPRESENTED BY
                   ITS DIVISIONAL MANAGER,
                   NATIONAL INSURANCE CO. LTD., GULBARGA.

                                                                 ...APPELLANT
                   (BY SRI. S.S. ASPALLI, ADVOCATE)

                   AND:

                   1.   RAMAYYA PUJARI S/O NINGAPPA,
                        AGE: 40 YEARS, OCC: AGRICULTURE & COOLIE,
                        R/O GUDLERDODDI, VENGALAPUR,
Digitally signed        TQ. DEODURGA, DIST. RAICHUR-584 101.
by LUCYGRACE
Location: HIGH
COURT OF           2.   AMBRESH S/O HANUMANTHRAYA,
KARNATAKA
                        AGE: 35 YEARS,
                        OCC: DRIVER OF ALFA AUTO,
                        R/O B. GANEKAL VILLAGE,
                        TQ. DEODURGA-584 101.

                   3.   HANUMANTHRAYA S/O HANUMAPPA,
                        AGE: MAJOR, OCC: OWNER OF AUTO
                        BEARING REGN. NO.KA-36/A-3704,
                        R/O HOUSE NO.303/2,
                        B. GANEKAL VILLAGE,
                        TQ. DEODURGA-584 101.
                              -2-
                                          NC: 2025:KHC-K:74
                                    MFA No. 200896 of 2017




4.   CHOLAMANDALAM MS GEN. INSU. CO. LTD.,
     NIRMALA BUILDING,
     OPP. COSMO POLITIAN CLUB, BELLARY.

5.   SHIVAPPA
     S/O RANGAYYA GUDLERDODDI,
     AGE: MAJOR,
     OCC: OWNER OF MOTOR CYCLE KA-36/Y-6357,
     R/O GOOGERADODDI,
     TQ. DEODURGA-584 101.

                                            ...RESPONDENTS

(BY SRI. PUNITH MARKAL, ADV. FOR R1;
    SRI. SHRIDEVI B. ALBA, ADV. FOR R2;
    SRI. MANJUNATH MALLAYYA SHETTY, ADV. FOR R4;
    R3 - SERVED BUT UN-REPRESENTED;
    V/O DTD. 29.07.2024, NOTICE TO R5 IS NOT NECESSARY)

     THIS MFA IS FILED UNDER SECTION 173(1) OF THE
MOTOR VEHICLES ACT, PRAYING TO SET ASIDE THE
JUDGMENT AND AWARD IN MVC NO.8/2016 (NEW) MVC
NO.540/2012 (OLD) DATED 09.01.2017 PASSED BY THE
SR. CIVIL JUDGE AND MACT, DEODURGA, BY ALLOWING THE
ABOVE APPEAL.

    THIS APPEAL COMING ON FOR ADMISSION, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:


CORAM:   HON'BLE MR. JUSTICE C M JOSHI


                      ORAL JUDGMENT

(PER: HON'BLE MR. JUSTICE C M JOSHI)

By the consent of both the counsel, the matter is

taken up for final disposal, though it is slated for

admission.

NC: 2025:KHC-K:74

This appeal is directed against the judgment and

award dated 09.01.2017 passed in MVC No.08/2016

(New), MVC No.540/2012 (Old) by the learned Senior Civil

Judge and Member, MACT, Deodurga.

2. By the impugned judgment, the Tribunal has

awarded a sum of Rs.54,720/- as compensation together

with interest at 6% p.a. and directed the owner of the two

wheeler and the insurance company - respondent Nos.4

and 5 therein to deposit the same at the ratio of 25:75.

3. Heard the learned counsel appearing for the

appellant and respond No.4.

4. The short point that arise for consideration is,

weather the fastening of the liability to the extent of 75%

on the appellant, who was respondent No.5 before the

Tribunal and 25% on the owner of the two wheeler, who

was respondent No.4 before the Tribunal is proper and

correct?

NC: 2025:KHC-K:74

5. Learned counsel appearing for the appellant as

well as respondent No.4 admit in unison that it is a case of

composite negligence. The petitioner before the Tribunal

was the pillion rider of a two wheeler ridden by respondent

No.4 - Shivappa, who is shown as Yenkappa in the charge

sheet. The auto rickshaw which collided with the

motorcycle was driven by respondent No.1-Amaresh,

owned by respondent No.2-Hanumantharaya and insured

by respondent No.3-Cholamandalam MS General

Insurance Company Limited. The Tribunal framed the

issues that, as to whether the negligence is on the part of

the auto rickshaw driver or not? There was no issue in

respect of the negligence on the part of the rider of the

motorcycle. The Tribunal answered the said issue in the

affirmative, but even then fastened the liability to the

extent of 75% on the appellant/respondent No.5 before

the Tribunal. Learned counsel for the appellant submits

that such conclusion by the Tribunal is uncalled for and the

judgment is bereft of any reasons for fastening such

liability to the extent of 75% on the appellant and 25% on

NC: 2025:KHC-K:74

its insured. It is pointed out that the Tribunal resorting to

Section 128 of the Motor Vehicles Act which calls for taking

suitable precautionary measures in respect of the pillion

rider, holds that there is contributory negligence on the

part of the rider of the motorcycle to the extent of 75%

and directs such compensation to be paid by the appellant

herein.

6. Per contra, learned counsel appearing for

respondent No.4-Insurance Company would submit that

the Tribunal has concluded that there is major contributory

negligence on the part of the rider of the motorcycle and

therefore no interference is required in the impugned

judgment and award passed by the Tribunal.

7. A careful perusal of the impugned judgment

and award would show that the chargesheet was filed

against the rider of the motorcycle as well as the driver of

the auto rickshaw. The issues framed by the Tribunal show

that the burden of proving the negligence on the part of

the driver of the auto rickshaw was on the petitioner, but

NC: 2025:KHC-K:74

there was no such issue as to whether there is any

contributory negligence or not. However, it is pertinent to

note that when the evidence is let in, the Tribunal has to

make an assessment as to who has contributed negligence

in commission of the accident. The records would show

that it was a head on collision between the auto rickshaw

and the motorcycle. Therefore, the investigating agency

had filed chargesheet against both the drivers and

therefore it seems, the Tribunal was inclined to accept the

chargesheet and fastened the liability on both the

tortfeasors.

8. If that is so, the apportionment of the

negligence on the part of the rider of the motorcycle and

the driver of auto rickshaw cannot be in the ratio of 75:25.

It is evident that the petitioner was a pillion rider and

therefore he had nothing to do with any contribution.

However, respondent Nos.4 and 5 before the Tribunal

have not lead any evidence in the matter, but only the

chargesheet alleges that an offence under Section 128 of

NC: 2025:KHC-K:74

the Motor Vehicles Act was committed by the rider. In fact,

the negligence on the part of the rider in the light of

Section 128 of the M.V. Act was not any issue at all. In

that view of the matter, when the charge sheet was filed

against both the drivers, it was incumbent upon the

Tribunal to fasten the liability either in equal proportions

or taking into consideration the nature of the vehicles.

Therefore, fastening liability to the extent of 75% on

respondent No.5 and 25% on respondent No.4 before it

has no logical conclusion.

9. For the above reasons, the appeal deserves to

be allowed in part by holding that the contribution of the

negligence by the rider of the motorcycle and the driver of

the auto rickshaw is in equal proportions. The case being

of composite negligence, the petitioner is entitled for

compensation in entirety either from the owner and

insurer of the auto rickshaw or the owner and insurer of

the two wheeler. Hence, the following:

NC: 2025:KHC-K:74

ORDER

(i) The appeal is allowed in part.

(ii) The petitioner before the Tribunal is entitled for

compensation as determined by the Tribunal in equal

proportions from the insurer of the two wheeler and the

insurer of the auto rickshaw i.e., respondent Nos.3 and 5

before the Tribunal

(iii) Rest of the order passed by the Tribunal

remains unaltered.

(iv) The amount in deposit before this Court is

ordered to be transmitted to the Tribunal.

Sd/-

(C M JOSHI) JUDGE

LG

 
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