Sunday, 10, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Bmtc vs Iffco Tokio General Insurance Co Ltd
2025 Latest Caselaw 4526 Kant

Citation : 2025 Latest Caselaw 4526 Kant
Judgement Date : 28 February, 2025

Karnataka High Court

Bmtc vs Iffco Tokio General Insurance Co Ltd on 28 February, 2025

                                                  -1-
                                                              NC: 2025:KHC:8670
                                                          MFA No. 3567 of 2022


                                                                                   R
                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                             DATED THIS THE 28TH DAY OF FEBRUARY, 2025

                                               BEFORE
                           THE HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA
                                  M.F.A. NO. 3567 OF 2022 (MV-DM)

                      BETWEEN:

                      BMTC
                      CENTRAL OFFICE,
                      K. H. ROAD, SHANTHINAGAR,
                      BENGALURU.
                      REP BY MANAGING DIRECTOR
                                                                      ...APPELLANT
                      (BY SMT. RADHA B. P., ADVOCATE)

                      AND:
                      1.    IFFCO TOKIO GENERAL INSURANCE CO. LTD.,
                            3RD FLOOR, RD BLOCK,
                            NO.8, CUNNINGHAM ROAD,
                            BENGALURU-560 052.

                      2.    MANJUNATHA B. N.,
Digitally signed by         S/O. NAGARAJA B. A.,
AASEEFA PARVEEN
                            SHRI. MARUTHI NILAYA,
Location: HIGH
COURT OF                    SHRI. BALAJI AUTOMOBILES,
KARNATAKA                   B. B. ROAD, DEVANAHALLI,
                            BENGALURU-560 010.
                                                                ...RESPONDENTS
                      (BY SRI. PRADEEP B., ADVOCATE FOR R1;
                      SRI. MAHESH K.H., ADVOCATE FOR R2)

                          THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
                      JUDGMENT AND AWARD DATED 13.12.2021      PASSED IN
                      MVC NO.6422/2019 ON THE FILE OF THE III ADDITIONAL
                      JUDGE AND MEMBER, MACT, COURT OF SMALL CAUSES,
                      BENGALURU SCCH-18, PARTLY ALLOWING THE CLAIM
                                 -2-
                                               NC: 2025:KHC:8670
                                           MFA No. 3567 of 2022




PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT
OF COMPENSATION.

     THIS APPEAL, COMING ON FOR DICTATING JUDGMENT,
THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:      HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA


                         ORAL JUDGMENT

Disputing the validity and legality of the order that is

rendered by the Motor Accident Claims Tribunal, Bengaluru

in MVC No.6422/2019 dated 13.12.2021, the present

appeal is filed.

2. Heard Smt.Radha.B.P, learned counsel for the

appellant as well as Sri.Prdeep.B, learned counsel for

respondent No.1. Respondent No.2 did not choose to

submit his contentions.

3. On the ground that its bus bearing registration

No.KA-57-F-1261 met with a road traffic accident due to

which the vehicle got damaged and thereby loss, if

quantified, to a tune of Rs.3,00,000/- is sustained, the

appellant filed a petition claiming compensation of

Rs.3,00,000/- in total. The Tribunal through the impugned

NC: 2025:KHC:8670

order awarded a sum of Rs.83,293/- as compensation

towards damages. Aggrieved by the same, the present

appeal is filed.

4. The matrix of the case as projected by the

appellant before the Tribunal is that on 27.07.2018 at

about 9.05 a.m. while its driver was driving the Volvo bus

bearing registration No.KA-57-F-1261 from

Madanayakanahalli to Manyatha Tech Park and when the

bus reached near Kodegenahalli Gate, the driver of Ashok

Leyland bus bearing registration No.KA-43-5109 drove the

said bus at a high speed and in a rash and negligent

manner and dashed against its bus due to which the bus

was badly damaged. The bus was kept in workshop for

repairs for more than 13 days and thereby huge loss was

sustained.

5. Arguing the matter, Smt.B.P.Radha, learned

counsel for the appellant submitted that through operation

of the bus in question, the appellant was earning

Rs.12,844/- per day. The bus was kept at workshop for

NC: 2025:KHC:8670

more than 13 days for effecting the required repairs.

Thereby the appellant sustained loss of Rs.12,844/- each

day. Though through the evidence of Pw.3 and Ex.P10 -

Income and Loss statement, the appellant established the

loss sustained, without appreciating the same, the Tribunal

awarded meager sum of Rs.83,293/- towards damages

and therefore, awarding the sum claimed, the appeal may

be allowed.

6. The submission that is made by the learned

counsel for respondent No.1 Sri.Pradeep.B on the other

hand is that the total loss sustained by the appellant itself

is Rs.9,000/-. However, the Tribunal awarded a sum of

Rs.83,293/- as damages and thus the appeal itself is not

maintainable. Learned counsel also stated that for

effecting the required repairs, one day is more than

sufficient. Learned counsel also contended that the

witnesses who were produced by the appellant, during the

course of cross examination clearly admitted that the

spare buses were available at the relevant period which

NC: 2025:KHC:8670

itself establishes that the appellant did not sustain any

loss. Learned counsel also contended that as loss of

revenue was not established before the Tribunal, the

appellant is not entitled for any further sum towards

damages. In support of the submission thus made, learned

counsel for respondent No.1 placed reliance upon the

decision that is rendered by this Court of Dharwad Bench

in the case between North West Karnataka Transport

Corporation vs. Pushpaja and Another in MFA

No.22143/2009 dated 10.01.2014.

7. For claiming any sum towards damages due to

disfunction or malfunction of a vehicle and the resultant

loss sustained, the claimant is required to establish in

certain terms the following facts:

(i) That the vehicle in question was damaged in the course of accident.

(ii) The extent of damage caused to each part of the vehicle.

(iii) Exact time that is required to be spent for effecting the required repairs.

NC: 2025:KHC:8670

(iv) The sum incurred for effecting such repairs including replacement of damaged parts through spare parts if any and payment of charges to the mechanic for effecting those repairs.

(v) Amount if any spent for shifting the vehicle from the place of accident to the Garage.

(vi) The sum which was being earned through use of said vehicle.

(vii) The expenditure that was being incurred per day for plying the said vehicle on road including its maintenance.

(viii) The net profit that was being received.

(ix) Whether there was any possibility for substituting the said vehicle with any spare vehicle and if so whether it was done.

(x) In case the vehicle was substituted by spare vehicle, the loss if any sustained even after such substitution.

(xi) Amount if any incurred for engaging or hiring another vehicle.

8. In the case on hand, the appellant failed to

produce such cogent and convincing evidence to show that

NC: 2025:KHC:8670

13 days period was actually required to effect the required

repairs. By the evidence that is brought on record it is

clear that the vehicle in question remained at Hebbal

Police Station for 2 days. For what purpose it was there at

Police Station for the said period and why the appellant

failed to take immediate steps claiming custody of the

vehicle for effecting the required repairs is not made clear

anywhere. Also by the evidence that is brought on record,

it is clear that the appellant entered into an agreement

with M/s. Embassy Services Private Limited for a period of

36 months. As per the version of the appellant the vehicle

could not be put in use for 13 days. No convincing material

is on record to show that M/s. Embassy Services Private

Limited deducted the amount payable for 13 days during

which the vehicle was not provided as per the version of

the appellant. Without these facts being clearly brought on

record, it is not possible to hold that the vehicle was kept

idle for 13 days for the reason of effecting required repairs

and that the said period is essential for effecting repairs

NC: 2025:KHC:8670

and also that the appellant sustained loss due to non-

operation of the vehicle for the said period.

9. The Tribunal subjecting the entire evidence to

scrutiny i.e., the evidence of Pws.1 to 3 and Exs.P1 to P30

came to a just conclusion with regard to each and every

aspect of the case and ultimately held that the appellant is

entitled to damages to a tune of Rs.83,293/-.

10. Therefore, this Court is of the view that there

are no grounds whatsoever to interfere with the well

reasoned order of the Tribunal. Thus this Court ultimately

holds that the appeal lacks merits and deserves dismissal.

Resultantly, the appeal stands dismissed without

costs.

Sd/-

(DR.CHILLAKUR SUMALATHA) JUDGE

NS CT:TSM

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter