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Bannurao And Ors vs Sai Agency And Anr
2025 Latest Caselaw 3834 Kant

Citation : 2025 Latest Caselaw 3834 Kant
Judgement Date : 11 February, 2025

Karnataka High Court

Bannurao And Ors vs Sai Agency And Anr on 11 February, 2025

                                                  -1-
                                                                NC: 2025:KHC-K:973
                                                           MFA No. 204328 of 2023




                                 IN THE HIGH COURT OF KARNATAKA,

                                         KALABURAGI BENCH

                            DATED THIS THE 11TH DAY OF FEBRUARY, 2025

                                               BEFORE
                                 THE HON'BLE MR. JUSTICE C M JOSHI

                            MISC. FIRST APPEAL NO.204328 OF 2023 (MV-D)
                       BETWEEN:

                       1.   BANNURAO S/O BILLA RATHOD,
                            AGE: 46 YEARS, OCC: AGRICULTURE,

                       2.   JANABAI W/O BANNURAO,
                            AGE: 42 YEARS, OCC: HOUSEHOLD,

                       3.   RAJESH S/O BANNURAO,
                            AGE: 23 YEARS, OCC: STUDENT,

                            ALL ARE R/O DEVI NAGAR THANDA,
                            BHATAMBRA, TQ. BHALKI,
                            DIST. BIDAR-585 328.

                                                                     ...APPELLANTS
          Digitally
          signed by
          LUCYGRACE
LUCYGRACE Date:
                       (BY SRI. BASAVARAJ R. MATH, ADVOCATE)
          2025.02.14
          11:19:03 -
          0800
                       AND:

                       1.   SAI AGENCY REPRESENTED BY
                            MAHADEV S/O NAMDEV AKANDERI,
                            AGE: 69 YEARS, OCC: BUSINESS,
                            R/O 103, B. PRAKASH NAGAR,
                            CHETAN NIWAS, NEAR NARAHARE CLASSES,
                            DIST. LATUR-413 512,
                            (OWNER OF VEHICLE BEARING REG.
                            NO.MH.24/AU.2438).
                              -2-
                                            NC: 2025:KHC-K:973
                                    MFA No. 204328 of 2023




2.   THE MANAGER,
     HDFC ERGO GENERAL INSURANCE COMPANY LTD.,
     OPP. K.I.M.S. HOSPITAL GATE, P.B. ROAD,
     VEERUPAKSHA BUILDING, VIDYA NAGAR,
     HUBLI-580 021,
     (VIDE POLICY NO.2315202459132900000,
     VALID FROM 18.10.2018 TO 17.10.2019).
                                            ...RESPONDENTS
(BY SRI. MANJUNATH MALLAYYA SHETTY, ADV. FOR R2;
V/O DTD. 02.01.2024, NOTICE TO R1 IS DISPENSED WITH)

      THIS MFA IS FILED UNDER SECTION 173 (1) OF THE
MOTOR VEHICLES ACT, PRAYING TO ENHANCED THE AWARD
AMOUNT BY MODIFYING THE IMPUGNED JUDGMENT AND
AWARD DATED 14-02-2023 PASSED BY THE SENIOR CIVIL
JUDGE AND ADDL. MACT., BHALKI IN MVC NO.368/2019.

      THIS APPEAL COMING ON FOR FINAL HEARING, THIS

DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:      HON'BLE MR. JUSTICE C M JOSHI

                      ORAL JUDGMENT

(PER: HON'BLE MR. JUSTICE C M JOSHI)

Heard the learned counsel for the appellants and the

respondent No.2.

02. Being aggrieved by the judgment and award

passed in MVC.No.368/2019 by the learned Senior Civil

Judge and Additional MACT, Bhalki, the petitioners are

before this Court seeking enhancement of compensation.

NC: 2025:KHC-K:973

03. The factual matrix of the case is that on

25.05.2019, the son of the petitioners No.1 and 2 and

brother of the petitioner No.3 by name Rahul was traveling

on the motorcycle bearing Reg.No.KA-39-K-9444 and a

Mahindra pick-up vehicle bearing Reg.No.MH-24-AU-2438

came in high speed, rash and negligent manner collided

with the motorcycle, resulting in the deceased - Rahul

sustaining a grievous injuries and later he died in the

hospital. The petitioner alleged that the accident was due

to the negligence on the part of the driver of the offending

vehicle. The deceased was aged about 20 years and had

completed his ITI Training and was a skilled worker. As

such, he was to be appointed at Alfa Infra Equipments

India Private Limited, at Nagapur (Maharastra State) on a

monthly salary of Rs.15,000/-. It is submitted that the

petitioners have lost their bread earner. Therefore, they

are entitled for compensation.

NC: 2025:KHC-K:973

04. The petition was opposed by the respondent

No.2 - insurance company contending that the

compensation claimed is highly exaggerated and

speculative. It denied the age, income and occupation of

the deceased. It was alleged that there was no insurance,

the terms and conditions of the policy were violated. As

such, the respondent No.2 - insurance company is not

liable to pay the compensation to the petitioners.

05. The Tribunal framed the appropriate issues and

the father of the deceased was examined as PW.1 and

Ex.P1 to Ex.P.18 were marked. The official of the

respondent No.2 - insurance company was examined as

RW.1 and two witnesses were examined on its behalf as

RW.2 and RW.3 and Ex.R.1 to 12 were marked in the

evidence.

06. After hearing both sides, the Tribunal

considered the notional income of the deceased at

Rs.13,000/- by disbelieving the Ex.P.9 and awarded a total

compensation of Rs.20,60,600/- under the following

heads:-

NC: 2025:KHC-K:973

Sl. Heads Compensation No. Awarded

1. Medical expenses Rs.40,000/-

2. Loss of dependency and future Rs.19,65,600/-

prospects Funeral Expenses and

3. Rs.15,000/-

Transportation of dead body

4. Loss of Consortium Rs.20,000/-

5. Loss of Estate Rs.20,000/-

Total Rs.20,60,600/-

07. Being aggrieved by the same, the petitioners

are before this Court in appeal.

08. The learned counsel appearing for the

petitioners would submit that voluminous documents

regarding the appointment of the deceased and his

educational qualifications produced at Exs.P.9, 10, 11 and

12, were not properly appreciated by the Tribunal. It is

submitted that the deceased - Rahul was a ITI qualified

fitter and he was about to join for his employment on

01.06.2019, but the fate has taken him away from this

world on 25.05.2019. Therefore, he contends that the

income of the deceased as mentioned in Ex.P.9 should

have been considered by the Tribunal.

NC: 2025:KHC-K:973

09. Per contra, the learned counsel appearing for

the respondent No.2 - insurance company would submit

that the author of Ex.P.9 has not been examined.

Therefore, the Tribunal is justified in taking the notional

income at Rs.13,000/- per month.

10. The perusal of Ex.P.9 would show that the

deceased was appointed as a fitter on a consolidated

salary of Rs.15,000/- per month, which was to take effect

from 01.06.2019. Even though, Ex.P.9 could have been

brushed aside by the Tribunal on the ground that the

author of the said document is not examined, but the

marks cards produced by the petitioners at Ex.P.10 (which

are 5 in numbers) and the Ex.P.12 certificate issued by

Ministry of Skill Development and Entrepreneurship,

wherein he was qualified to be a fitter, the same could not

have been ignored by the Tribunal.

NC: 2025:KHC-K:973

11. In normal circumstances, the notional income

would be considered where there is no proof of either the

qualifications of the deceased or the proof of the income.

When Ex.P.10 and Ex.P.12 clearly mentioned that he was

a skilled fitter and he was to be appointed at the salary of

Rs.15,000/- per month, this Court feels that his

qualifications as a fitter and such skill has not been

properly considered by the Tribunal. Therefore, the

notional income could not have been adopted. In that view

of the matter, the income of the deceased deserves to be

taken at Rs.15,000/- per month. By adding 40%

(Rs.6,000/-) to the same as future prospects the

multiplicand is held at Rs.21,000/- per month. Therefore,

the compensation under the head of loss of dependency is

calculated as Rs.21,000/- x 12 x 18 x 50% =

Rs.22,68,000/-.

12. In addition to the above compensation, the

petitioners are also entitled for the compensation under

the head of loss of love and affection at Rs.52,000/-.

NC: 2025:KHC-K:973

Under the head of funeral expenses at Rs.19,500/-, under

the head of loss of estate at Rs.19,500/- is awarded (by

escalating 10% at every 3 years as held in the case of

National Insurance Company Limited vs. Pranay

Sethi1).

13. Therefore, the petitioners are entitled for total

compensation of Rs.2,98,400/- under the following

heads:-

     Sl.    Heads                         Compensation          Awarded

     No.                                  by this Court

     1.     Loss of dependency            Rs.22,68,000/-
     2.     Towards consortium            Rs.52,000/-
            Loss of funeral               Rs.19,500/-
     3.
            expenses
     4.     Towards loss of               Rs.19,500/-
            estate
            Total                         Rs.23,59,000/-
            Less: Awarded by the          Rs.20,60,600/-
            Tribunal
            Total enhancement             Rs.2,98,400/-


14. Hence, appeal deserves to be allowed in part.

Therefore, the following;

(2017) 16 SCC 680

NC: 2025:KHC-K:973

ORDER

I. The appeal is allowed in part.

II. The appellants are entitled for a sum of

Rs.2,98,400/- in addition to what has been awarded

by the Tribunal along with interest at the rate of 6%

p.a. from date of petition till the date of deposit.

III. Rest of the order passed by the Tribunal regarding

apportionment, deposit etc., remain unaltered.

Sd/-

(C M JOSHI) JUDGE

KJJ/SBS

CT: AK

 
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