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Raju A vs The Manager United India Insurance Co ...
2024 Latest Caselaw 22279 Kant

Citation : 2024 Latest Caselaw 22279 Kant
Judgement Date : 3 September, 2024

Karnataka High Court

Raju A vs The Manager United India Insurance Co ... on 3 September, 2024

                                                  -1-
                                                                NC: 2024:KHC:35911
                                                              MFA No.6339 of 2023




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU
                             DATED THIS THE 3RD DAY OF SEPTEMBER, 2024
                                                BEFORE
                           THE HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA
                       MISCELLANEOUS FIRST APPEAL NO.6339/2023 (MV-I)


                      BETWEEN:

                      RAJU .A
                      S/O LATE APPAJI
                      AGED ABOUT 30 YEARS
                      R/O. GANJAM, K.G.ROAD
                      S.R.PATNA TOWN AND TALUK
                      MANDYA DIST - 571 438.
                                                                      ...APPELLANT
Digitally signed by   (BY SRI. VIJAY KUMAR T, ADV.,)
AASEEFA PARVEEN
Location: HIGH
COURT OF
KARNATAKA             AND:

                      1.    THE MANAGER
                            UNITED INDIA INSURANCE CO., LTD.,
                            KANTHARAJ URS ROAD
                            MYTHIR ORCADE
                            NEAR SARASWATHI TALKIES
                            SARASWATHIPURAM
                            MYSORE CITY - 570 001.

                      2.    K.V. NAGARAJU
                            S/O S.K. VEERABHADRAPPA
                            MAJOR, R/A NO.7, IST CROSS
                            SANJEEVINI NAGARA
                            HEGGANAHALLI CROSS
                            V.N. POST, BANGALORE - 570 091.
                                                                   ...RESPONDENTS
                      (BY SRI. B.A. RAMAKRISHNA, ADV., FOR R1
                      V/O DTD: 26.09.2023 NOTICE TO R2 IS D/W)
                               -2-
                                             NC: 2024:KHC:35911
                                           MFA No.6339 of 2023




     THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 27.10.2021 PASSED IN MVC
NO.609/2019 ON THE FILE OF THE ADDITIONAL SENIOR
CIVIL JUDGE, MACT, SRIRANGAPATNA, PARTLY ALLOWING THE
CLAIM PETITION FOR COMPENSATION AND SEEKING
ENHANCEMENT OF COMPENSATION.

     THIS APPEAL, COMING ON FOR FINAL HEARING, THIS
DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:    HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA

                      ORAL JUDGMENT

Heard Sri.Vijay Kumar.T learned counsel for the appellant

as well as Sri.B.A.Ramakrishna learned counsel for respondent

No.1 insurance company.

2. The claimant is before this Court seeking

enhancement of compensation and disputing the findings given

by the Motor Accident Claims Tribunal, Srirangapatna in the

orders rendered in MVC No.609/2019 dated 27.10.2021. On the

ground that he sustained grievous injuries in a road traffic

accident and became permanently disabled, the appellant filed

a petition claiming compensation of Rs.21,20,000/- in total.

The Tribunal through the impugned order awarded a sum of

Rs.5,47,002/- as compensation attributing contributory

negligence to an extent of 30% upon the appellant.

NC: 2024:KHC:35911

3. The only grounds that were urged and argued by

Sri.Vijay Kumar T learned counsel for the appellant are in

respect of the amount awarded under the head loss of future

earnings and the amount awarded under the head loss of

income during laid up period. Learned counsel states that the

appellants sustained grievous injuries due to the accident and

took treatment as inpatient for 20 days and thereafter as out

patient for 6 to 8 times. Though the Doctor i.e., PW2 assessed

the disability as 40%, the Tribunal took the disability as 30%

and awarded a meager sum as compensation. Learned counsel

also states that the Tirbunal awarded a sum of Rs.28,000/-

only under the head loss of earnings during laid up period and

the appellant could not attend his normal pursuits for more

than a year. Learned counsel thereby seeks for enhancement of

compensation.

4. The submission that is made by

Sri B.A.Ramakrishna learned counsel for respondent No.1 on

the other hand is that the Tribunal taking into consideration the

totality of evidence has awarded a just sum as compensation

and therefore, the award needs no interference.

NC: 2024:KHC:35911

5. A perusal of record reveals that the Tribunal has

awarded a total sum of Rs.7,81,432/- as compensation divided

under following heads and thereafter ordered deduction of

Rs.2,34,430/- towards the contributory negligence of 30% on

part of the appellant.

           Head of compensation             Amount

                                        Rs.40,000/-
  1. Pain, shock and agony
                                        Rs.2,92,152/-
  2. Medical expenses
  3. Food, diet, Nourishment,
  conveyance, and other incidental      Rs.20,000/-
  expenses
  4. Loss of income during treatment    Rs.28,000/-
  period
  5. Towards Future medical             Rs.10,000/-
  expenses
  6. Loss of income towards             Rs.3,71,280/-
  permanent disability
  7. Disappointment and discomfort      Rs.20,000/-
  and loss of amenities
                                        Rs.7,81,432/-
                  TOTAL
  Less 30% of amount due to             Rs.2,34,430/-
  Contributory negligence


6. The Tribunal assessed the whole body disability as

13% which needs no interference. The age of the petitioner is

taken as 26 years which also needs no interference. The

Tribunal for the reasons best known has not added future

prospects. 40% of the actual earnings are required to be added

NC: 2024:KHC:35911

towards future prospects as per the decision of the Hon'ble

Apex Court in National Insurance Company Limited vs. Pranay

Sethi and Others reported in (2017) 16 SCC 680. This Court

does not find any grounds to interfere with the notional income

that is taken by the Tribunal as Rs.14,000/- per month.

Also the appropriate multiplier which is applied i.e., '17'

requires no interference. Thus, the compensation which the

appellant is entitled to under the head loss of future earnings

due to permanent physical disability is as under:

Amount Description In Rs.

          Notional monthly income                     14,000-00
          Annual Income (14,000X12)                 1,68,000-00
          Add 40% towards future prospects          2,35,200-00
          (1,68,000+40%)
          Applying appropriate multiplier '17'     39,98,400-00
          13% being permanent physical              5,19,792-00

disability, loss of future earnings is

7. The Tribunal awarded a sum of Rs.3,71,280/- under

the head loss of future earnings. Thus, the enhancement will be

Rs.1,48,512/- (Rs.5,19,792/- - Rs.3,71,280/-).

8. Coming to loss of earnings during laid up period,

the Tribunal has awarded a sum of Rs.28,000/- only. It is borne

by record that the appellant sustained fracture of left Tibia and

NC: 2024:KHC:35911

through a surgery implants were fixed. It is also brought on

record that the appellant took treatment at NIMHANS Hospital

for the head injury sustained by him. There is no denial of the

fact that the appellant took treatment as inpatient as about 20

days and also took treatment as out patient for 6 to 8 times.

Therefore, this Court is of the view that the appellant would not

have attended his normal pursuits atleast for a period of four

months. Thus, the loss of earnings during laid up period comes

to Rs.56,000/- (Rs.14000X4). The Tribunal as earlier stated has

awarded a sum of Rs.28,000/- under the head loss of income

during treatment period. Thus, the enhancement would be

Rs.28,000/- (Rs.56,000-28,000).

9. In the light of the foregoing discussion, the amount

which the appellant is entitled to in addition to the sum

awarded by the Tribunal is Rs.1,76,512/-

(Rs.1,48,512+Rs.28,000). Out of enhanced sum, in the light of

the contributory negligence on part of the appellant being 30%,

the respondents are liable to pay a sum of Rs.1,23,558.40/-

rounded to Rs.1,23,560/- only (70% of Rs.1,76,512/-) to the

appellant. Thus, the appeal is disposed of with the following:

NC: 2024:KHC:35911

ORDER

(i) The appeal is allowed in part.

(ii) The compensation that is awarded by the Motor Accident Claims Tribunal, Srirangapatna through orders in MVC No.609/2019, dated 27.10.2021 as against respondent Nos.1 & 2 is enhanced by Rs.1,23,560/-.

(iii) Respondent No.1 is directed to deposit enhanced sum within a period of eight weeks from the date of receipt of copy of this order.

(iv) Respondent No.1 is given liberty to recover the same from respondent No.2 by initiating proper proceedings.

(v) The enhanced sum shall carry interest at the rate of 6% per annum from the date of petition till the date of deposit.

(vi) On such deposit, the appellant is permitted to withdraw the entire amount.

Sd/-

(DR.CHILLAKUR SUMALATHA) JUDGE

DS

 
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