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Sri. Narasappa vs National Insurance Co. Ltd
2024 Latest Caselaw 27194 Kant

Citation : 2024 Latest Caselaw 27194 Kant
Judgement Date : 13 November, 2024

Karnataka High Court

Sri. Narasappa vs National Insurance Co. Ltd on 13 November, 2024

Author: N S Sanjay Gowda

Bench: N S Sanjay Gowda

                                               -1-
                                                          NC: 2024:KHC:46156
                                                        MFA No. 5942 of 2018




                        IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                         DATED THIS THE 13TH DAY OF NOVEMBER, 2024

                                            BEFORE
                          THE HON'BLE MR JUSTICE N S SANJAY GOWDA
                   MISCELLANEOUS FIRST APPEAL NO.5942 OF 2018(MV-D)
                   BETWEEN:

                   1.    SRI. NARASAPPA
                         AGED ABOUT 66 YEARS
                         S/O. LATE NARASIMHAPPA

                   2.    SMT. GANGAMMA
                         AGED ABOUT 59 YEARS
                         W/O. NARASAPPA

                   3.    SMT. NANJAMMA
                         AGED ABOUT 36 YEARS
                         D/O. NARASAPPA

                   4.    SRI. N. RAMAKRISHNAPPA
                         AGED ABOUT 31 YEARS
                         S/O. NARASAPPA

                   5.    SRI. N. PRAKASH
Digitally signed         AGED ABOUT 29 YEARS
by KIRAN                 S/O. NARASAPPA
KUMAR R
Location: HIGH           ALL ARE R/AT C/O. SHIVAKUMAR
COURT OF
KARNATAKA                NO.112, 8TH CROSS, 17TH MAIN
                         SWATHANTHRAYODHARANGAGARA
                         NARASIMHASWAMY LAYOUT
                         LAGGERE, BENGALURU-560 058

                         PERMANENT RESIDENTS OF
                         HALE UPPARAHALLI
                         HOSUR HOBLI, GOWRIBIDANUR
                         CHICKABALLAPURA DISTRICT-561 208.
                                                               ...APPELLANTS
                   (BY SRI NAGARAJA REDDY D., ADVOCATE)
                           -2-
                                      NC: 2024:KHC:46156
                                    MFA No. 5942 of 2018




AND:

1.   NATIONAL INSURANCE CO. LTD.
     NO.144, SHUBHARAM COMPLEX
     M.G. ROAD, BENGALURU-560 001
     REP. BY ITS MANAGER

2.   SRI. SURESH BABU
     MAJOR
     S/O. DASAPPA
     KADARANAHALLI
     KURUDI POST
     GOWRIBIDANUR TALUK
     CHICKABALLAPURA DISTRICT-561 208.

3.   SRI. K. R. SIDDARAJU
     MAJOR
     S/O. RAMAPPA
     DURUDI VILLAGE AND POST
     GOWRIBIDANUR TALUK
     CHICKABALLAPURA DISTRICT-561 208.

4.   SRI. SIKHANDAR
     MAJOR
     S/O. NOORULLA
     R/O. HOSUR VILLAGE
     GOWRIBIDANUR TALUK
     CHICKABALLAPURA DISTRICT-561 208.

5.   SRI. MUBARAK AHMED
     MAJOR
     S/O. NAYAZ AHMED
     R/O. 5TH BLOCK, NAGAMANGALA
     MANDYA DISTRICT-571 432.
                                         ...RESPONDENTS
(BY SRI A. N. KRISHNA SWAMY, ADVOCATE FOR R-1;
     VIDE ORDER DATED 24.01.2024, NOTICE TO R-2 AND R5
     IS HELD SUFFICIENT;
     VIDE ORDER DATED 14.12.2023, NOTICE TO R-3 IS
     HELD SUFFICIENT;
     R-4 IS SERVED AND UNREPRESENTED)
                               -3-
                                             NC: 2024:KHC:46156
                                        MFA No. 5942 of 2018




     THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED 08.06.2017
PASSED IN MVC NO.3891/2012 ON THE FILE OF THE X
ADDITIONAL JUDGE, COURT OF SMALL CAUSES, BENGALURU,
MACT, [SCCH-16], PARTLY ALLOWING THE CLAIM PETITION
FOR COMPENSATION AND SEEKING ENHANCEMENT OF
COMPENSATION.

    THIS MFA, COMING ON FOR ADMISSION, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:     HON'BLE MR JUSTICE N S SANJAY GOWDA


                    ORAL JUDGMENT

1. The claimants are in appeal challenging the

attribution of negligence to the extent of 50% on the

deceased and also seeking enhancement.

2. The occurrence of the accident and the liability of the

insurer to pay the compensation is not in dispute.

3. The Tribunal has come to the conclusion that driver

of the Tata Ace which caused the accident and

against whom a chargesheet had been laid was not

completely negligent and as per the photograph at

Ex.P-11, it could be ascertained that the deceased

was trying to overtake the auto rickshaw and in the

NC: 2024:KHC:46156

process, collided with the auto rickshaw, suffered

injuries and succumbed to the same. In my view,

this reasoning of the Tribunal cannot be accepted as

only on the basis of the photograph, one cannot

come to the conclusion as to the manner in which the

accident had occurred.

4. In this case, admittedly, the driver of the Tata Ace

vehicle, who was available, was not examined to

even establish that there was some negligence on

the part of the rider of the motorcycle and since the

motorcycle rider was killed in the accident, obviously

the evidence of the Tata Ace autorickshaw was

crucial to determine negligence. Since the police

have also investigated and found that he had caused

the accident, the Tribunal ought to have inferred that

the accident was as a result of the negligence on the

part of the driver of the auto rickshaw. The Tribunal

has committed an error in placing reliance on the

NC: 2024:KHC:46156

acquittal of the driver of the auto rickshaw to also

come to the conclusion that he was negligent.

5. In a criminal case, if the prosecution failed to prove

the guilt of the accused, that would not amount to

recording a finding that there was no negligence on

the part of the driver of the offending vehicle under

the proceedings under the Motor Vehicles Act. The

negligence of a driver is estimated by the MACT on

the principle of preponderance of probabilities and

not on the proof beyond reasonable doubt.

6. As stated above, since the driver of the Tata Ace was

not examined, the attribution of negligence on the

deceased was wholly incorrect and consequently,

that finding is set aside and it is held that the driver

of the Tata Ace was alone responsible for the

accident, as a consequence of which its insurer would

be liable to pay the compensation.

NC: 2024:KHC:46156

7. As far as compensation is concerned, it is noted that

the Tribunal has taken the income at Rs.10,000/-

and applied the multiplier of '16', which cannot be

found fault with and I am therefore of the view that

the sums awarded by the Tribunal are just and

proper and do not require any interference.

Consequently, the appeal is allowed only to the

extent of setting aside the finding of the Tribunal that

the deceased had contributed to the extent of 50%

and it is hereby held that the driver of the auto

rickshaw was completely responsible for the

accident.

8. However, the claimant would not be entitled to

interest for the delayed period as per order dated

24.01.2024.

Sd/-

(N S SANJAY GOWDA) JUDGE

HNM

 
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