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Sri M Sundar vs Smt Nagamma @ Nagarathnamma
2024 Latest Caselaw 27062 Kant

Citation : 2024 Latest Caselaw 27062 Kant
Judgement Date : 12 November, 2024

Karnataka High Court

Sri M Sundar vs Smt Nagamma @ Nagarathnamma on 12 November, 2024

Author: N S Sanjay Gowda

Bench: N S Sanjay Gowda

                                       -1-
                                                     NC: 2024:KHC:45843
                                                  MFA No. 1262 of 2015
                                              C/W MFA No. 1671 of 2015
                                                  MFA No. 6226 of 2018
                                                         AND 1 OTHER


                  IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                   DATED THIS THE 12TH DAY OF NOVEMBER, 2024

                                     BEFORE
                    THE HON'BLE MR JUSTICE N S SANJAY GOWDA
                  MISCELLANEOUS FIRST APPEAL NO. 1262 OF 2015
                                     (MV-I)
                                      C/W
                  MISCELLANEOUS FIRST APPEAL NO. 1671 OF 2015
                                     (MV-I)
                  MISCELLANEOUS FIRST APPEAL NO. 6226 OF 2018
                                     (MV-D)
             MISCELLANEOUS FIRST APPEAL NO. 64 OF 2019 (MV-D)


             IN MFA No. 1262/2015:

             BETWEEN:

             1.    M.SUNDAR
Digitally          S/O MARADA CHALAM
signed by
KIRAN              MAJOR,
KUMAR R            RC OWNER OF KA-16-B-4137
Location:          R/O MASKAL MATTI VILLAGE
HIGH COURT
OF                 MASKAL POST, HIRIYUR TALUK
KARNATAKA
                   CHITRADURGA DISTRICT-572143
                                                           ...APPELLANT
             (BY SRI. SHASHIDHARA R., ADVOCATE)

             AND:

             1.    LAKSHMANA
                   S/O LATE THIMMABHOVI @ THIMMANNA
                   AGED ABOUT 46 YEARS
                   OCCUPATION:AGRICULTURIST
                   R/O HOOVINAHOLE VILLAGE AT POST
                           -2-
                                       NC: 2024:KHC:45843
                                    MFA No. 1262 of 2015
                                C/W MFA No. 1671 of 2015
                                    MFA No. 6226 of 2018
                                           AND 1 OTHER


     HIRIYUR TALUK
     CHITRADURGA DISTRICT-572143.

2.   THE MANAGER
     RELIANCE GENERAL INSURANCE CO LTD
     IST FLOOR, MAGANUR COMPLEX
     B D ROAD, NEAR KSRTC BUS STAND
     CHITRADURGA TOWN-577501
                                       ...RESPONDENTS
(BY SRI. N R RANGEGOWDA., ADVOCATE FOR R-1;
    SRI.B.PRADEEP., ADVOCATE FOR R-2)

      THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED:06.12.2014
PASSED IN MVC NO.4/2013 ON THE FILE OF THE SENIOR
CIVIL JUDGE, ADDITIONAL MACT, HIRIYUR, AWARDING
COMPENSATION OF Rs.2,40,720/- WITH INTEREST @ 7.5%
P.A. FROM THE DATE OF PETITION TILL REALIZATION.

IN MFA NO. 1671/2015:

BETWEEN:

1.  LAKSHMANA
    S/O LATE THIMMABHOVI @ THIMMANNA,
    NOW AGED ABOUT 46 YEARS,
    R/AT HOOVINAHOLE VILLAGE,
    HIRIYUR TQ, CHITRADURGA DISTRICT-577599.
                                          ...APPELLANT
(BY SRI. N.R.RANGEGOWDA., ADVOCATE)

AND:

1.   M SUNDAR
     S/O MARADA CHALAM, MAJOR,
     R/O MASKAL MATTI VILLAGE,
     MASKAL POST, HIRIYUR,
     CHITRADURGA DISTRICT-577527.

2.   THE BRANCH MANAGER
     RELIANCE GIC LTD.,
                             -3-
                                         NC: 2024:KHC:45843
                                      MFA No. 1262 of 2015
                                  C/W MFA No. 1671 of 2015
                                      MFA No. 6226 of 2018
                                             AND 1 OTHER


     1ST FLOOR, MAGANNUR COMPLEX,
     B.D.ROAD, NEAR KSRTC BUS STAND,
     CHITRADURGA TOWN-577527.
                                        ...RESPONDENTS
(BY SRI. R.SHASHIDHARA., ADVOCATE FOR R-1;
     SRI. B. PRADEEP, ADVOCATE FOR R-2)

    THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED:6.12.2014
PASSED IN MVC NO.4/2013 ON THE FILE OF THE SENIOR
CIVIL JUDGE, ADDITIONAL MACT, HIRIYUR, PARTLY
ALLOWING THE CLAIM PETITION FOR COMPENSATION AND
SEEKING ENHANCEMENT OF COMPENSATION.

IN MFA NO. 6226/2018:

BETWEEN:

1.   SRI M SUNDAR
     S/O MARADACHALAM
     AGED ABOUT 49 YEARS,
     R/O MARKANMATTI POST
     HIRIYUR TALUK - 572 143
     CHITRADURGA DISTRICT.
                                              ...APPELLANT
(BY SRI. V B SIDDARAMAIAH., ADVOCATE)

AND:

1.   SMT NAGAMMA @ NAGARATHNAMMA
     W/O LATE MASIYANNA
     AGED ABOUT 33 YEARS,

2.   MASTER CHETHANA
     S/O LATE MASIYANNA
     AGED ABOUT 12 YEARS,

3.   MASTER SACHIN
     S/O LATE MASIYANNA
     AGED ABOUT 11 YEARS,
                           -4-
                                       NC: 2024:KHC:45843
                                    MFA No. 1262 of 2015
                                C/W MFA No. 1671 of 2015
                                    MFA No. 6226 of 2018
                                           AND 1 OTHER




     R-2 AND R-3 ARE MINORS.,
     REPRESENTED BY MOTHER AND NATURAL GUARDIAN
     SMT. NAGAMMA @ NAGARATHNAMMA

4.   SMT. LAKSHMAKKA @ MAHALAKSHMAMMA
     W/O THIMMANNA,
     AGED ABOUT 69 YEARS,

     R-1 RO 4 ARE R/O HOOVINAHOLE VILLAGE,
     HIRIYUR TALUK - 572 143
     CHITRADURGA DISTRICT.

5.  THE RELIANCE GENERAL INSURANCE CO LTD.,
    NO. 28/5, CENTENARY BUILDING
    EAST WING M.G.ROAD,
    BENGALURU - 560 001
    REPRESENTED BY ITS MANAGER.
                                          ...RESPONDENTS
(BY SRI. SURESH.M.LATHUR., ADVOCATE FOR R-1 TO R-3;
    (R-1 TO R-3 ARE LR's OF DECEASED R-4;
     R-2 AND 3 ARE MINORS AND REPRESENTED BY R-1)
    SRI. B.PRADEEP., ADVOCATE FOR R-5)

    THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED:14.06.2018
PASSED IN MVC NO.170/2014 ON THE FILE OF THE SENIOR
CIVIL JUDGE AND ADDITIONAL MACT, AND JMFC, HIRIYUR,
AWARDING     COMPENSATION   OF   RS.6,10,000/-  WITH
INTEREST @ 7.5% P.A. FROM THE DATE OF PETITION TILL
REALIZATION.

IN MFA NO. 64/2019:

BETWEEN:

1.   SMT NAGAMMA @ NAGARATHANAMMA
     W/O SRI:LATE, MASIYANNA,
     AGE:34 YEARS,
     OCC:SHEEP & GOAT REARING
                            -5-
                                         NC: 2024:KHC:45843
                                     MFA No. 1262 of 2015
                                 C/W MFA No. 1671 of 2015
                                     MFA No. 6226 of 2018
                                            AND 1 OTHER


2.   MASTER CHETHANA
     S/O SRI.LATE MASIYANNA,
     AGE:13 YEARS, MINOR,
     Occ: STUDENT

3.   MASTER SACHIN
     S/O SRI.LATE MASIYANNA,
     AGE:12 YEARS,
     MINOR, OCC:STUDENT

     PETITIONER No.2 & 3 SINCE MINOR
     REPRESENTED BY MOTHER AND
     NATURAL GUARDIAN.,
     SMT. NAGAMMA @ NAGARATHANAMMA.

     ALL ARE R/AT HOOVINAHOLE VILLAGE,
     HIRIYUR TALUK,
     CHITRADURGA DISTRICT-572143.

4.   SMT LAKSHMAKKA @ MAHALASKHMAMMA
     W/O SRI THIMMANNA,
     R/AT HOOVINAHOLE VILLAGE,
     HIRIYUR TALUK,
     CHITRADURGA DISTRICT-572143.
     (SINCE DEAD AND APPELLANTS
     ARE THE SOLE LR's)

                                             ...APPELLANTS
(BY SRI. SURESH M LATUR., ADVOCATE)

AND:

1.   SRI M SUNDAR
     S/O SRI MARADACHALAM,
     MARKANMATTI POST,
     HIRIYUR TALUK,
     CHITRADURGA DISTRICT-572143.

2.   THE MANAGER
     RELIANCE GENERAL INSURANCE COMPANY LIMITED,
     NO.28/5, CENTONARY BLAG,
                               -6-
                                            NC: 2024:KHC:45843
                                        MFA No. 1262 of 2015
                                    C/W MFA No. 1671 of 2015
                                        MFA No. 6226 of 2018
                                               AND 1 OTHER


     EAST WING, M.G.ROAD,
     BENGALURU-56001.
                                       ...RESPONDENTS
(BY SRI. V B SIDDARAMAIAH., ADVOCATE FOR R-1;
    SRI. B.PRADEEP., ADVOCATE FOR R-2)

    THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED. 14.06.2018
PASSED IN MVC NO.170/2014 ON THE FILE OF THE SENIOR
CIVIL JUDGE AND J.M.F.C., ADDITIONAL MACT, HIRIYUR,
PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION
AND SEEKING ENHANCEMENT OF COMPENSATION.

     THESE APPEALS, COMING ON FOR FINAL HEARING, THIS
DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:    HON'BLE MR JUSTICE N S SANJAY GOWDA

                      ORAL JUDGMENT

1. On 13.09.2012, an accident occurred between a two

wheeler and a Tata ACE vehicle, which resulted in the

death of the rider of the motorcycle Masiyanna and

caused grieveous injuries to the pillion rider

Lakshmana.

2. A claim petition was filed by the injured pillion rider -

Lakshmana on 22.10.2013 and thereafter, the legal

representatives of deceased rider of the motorcycle -

Masiyappa filed a claim petition on 16.06.2014.

NC: 2024:KHC:45843

AND 1 OTHER

3. Both these cases were filed at Hiriyur, but were not

clubbed.

4. It was the case of the claimants that the accident

occurred as a result of rash and negligent driving of

the driver of the Tata ACE. However, they did not

choose to make the driver of said Tata ACE a party to

the proceedings.

5. The owner of Tata ACE, though served with notice,

chose to remain unrepresented.

6. The insurer entered appearance and as usual, denied

all the averments in the claim petitions.

7. In the claim petition filed by the injured pillion rider-

Lakshmana, the insurer took up the specific plea that

as per the FIR, one Babu-son of Mani, a resident of

Maskalmatti village was driving the vehicle and he

did not possess a valid driving licence as on the date

of the accident. It was alleged that the owner and the

claimants had colluded with each other and had

NC: 2024:KHC:45843

AND 1 OTHER

changed the name of the driver as Babu @

Balasundar, son of Mani, resident of Maskal Village,

as he had the valid driving licence.

8. The Tribunal, on assessment of the evidence, has

concluded that the accident did occur. It has however

proceeded to record a finding that the injured

claimant had admitted that Mani had two sons

namely Balasundar (elder) and Babu (younger) and

Babu was the resident of Maskalmatti village and

Balasundar was the resident of Maskal village. On the

basis of this evidence, the Tribunal has come to the

conclusion that an attempt was being made to

substitute the driver of the Tata ACE and thereby

exonerated the liability of the insurer. The Tribunal

has accordingly proceeded to hold that the owner of

Tata ACE would be liable to satisfy the compensation.

9. Thereafter, the Tribunal has also proceeded to award

a sum of Rs.2,40,720/- as compensation for the

NC: 2024:KHC:45843

AND 1 OTHER

injured pillion rider and Rs.6,10,000/- for the death

of the rider of the motorcycle Masiyanna.

10. The owner of Tata ACE filed MFA.1262/2015 as

against the award of the Tribunal to the injured -

pillion rider and filed MFA.6226/2018 as against the

award of the Tribunal to the legal representatives of

deceased Masiyanna.

11. The claimants have also filed appeals.

MFA.1671/2015 is filed by the injured pillion rider

seeking enhancement of compensation. MFA.64/2019

is filed by the legal representatives of deceased rider

of the motorcycle Masiyanna seeking enhancement of

compensation.

12. Learned counsel for the owner of Tata ACE contended

that the charge sheet correctly reflected the fact that

the driver of Tata ACE was one Babu @ Balasundar,

son of Mani and the Tribunal has unnecessarily came

to the conclusion that there were two sons of Mani

- 10 -

NC: 2024:KHC:45843

AND 1 OTHER

namely Babu and Balasundar. It is contended that

admittedly, Babu @ Balasundar had possessed a

valid driving licence and therefore, fastening of

liability on the owner would be incorrect.

13. However, learned counsel for the insurer supports

the judgment of the Tribunal and contends that the

owner of the Tata ACE did not appear before the

Tribunal and he cannot be permitted to file an appeal

and contend that the Tata ACE he owned was driven

by one Babu @ Balasundar.

14. The result of the above pleas insofar as the claim

petitions are concerned would not make any material

difference and that is because if the vehicle was

driven by Babu @ Balasundar and if he did not

possess a valid driving licence that would tantamount

to a breach of policy conditions, in which case, the

insurer had to satisfy the compensation and

thereafter had to recover the same from the owner of

- 11 -

NC: 2024:KHC:45843

AND 1 OTHER

the vehicle. Consequently, in my view, it would be

appropriate to decide the claims for enhancement

and remand the cases to the Tribunal only to record

a finding as to whether the vehicle was driven by

Babu @ Balasundar who possessed valid driving

licence or by one Babu who did not possess driving

licence.

15. As far as compensation is concerned, it is noticed

that the deceased Masiyanna was aged 38 years and

the Tribunal has assessed the notional income at

Rs.4,000/-, since there was no proof of actual

income. In such cases, it would be appropriate to

adopt the notional income determined by the

Karnataka State Legal Services Authority, which, for

the accident of the year 2012, would be Rs.7,000/-.

Since the age of the deceased was 38 years, 40%

future prospects requires to the added and since

number of dependents were 4, 1/4th has to be

deducted towards personal expenses from the

- 12 -

NC: 2024:KHC:45843

AND 1 OTHER

notional income, which makes his income to be

Rs.7,350/- (Rs.7,000 + 40% - ¼). Thus, the

claimants would be entitled to Rs.13,23,000/-

(Rs.7,350/- X 12 X 15) towards loss of dependency.

16. The claimants, being mother, wife and children of

deceased, would be entitled to Rs.48,400/- each i.e.,

in all Rs.1,93,600/- towards loss of consortium.

They would also be entitled to Rs.36,300/- under

conventional heads.

17. Thus, in all, the claimants of the deceased Masiyanna

would be entitled to Rs.15,52,900/- along with

interest at 6% p.a. from the date of petition till its

realization.

18. Insofar as the claim of the injured Lakshmana is

concerned, the Tribunal has assessed the income at

Rs.4,500/- and disability at 12%. In my view, since

Lakshmana had suffered fracture of three bones of

his right leg, it would be appropriate to treat the

- 13 -

NC: 2024:KHC:45843

AND 1 OTHER

disability at 15%. Since there was no actual proof of

income, it would be appropriate to adopt the notional

income determined by the Karnataka State Legal

Services Authority, which, for the accident of the

year 2012, would be Rs.7,000/-. Thus, the claimant

would be entitled to Rs.1,76,400/- (Rs.7,000/- X 12

X 14 X 15%) towards loss of earning capacity.

19. Since Lakshmana was hospitalized for nearly 14 days

and had suffered 15% disability to the whole body

and since no amount has been awarded towards loss

of amenities and loss of earning during the laid up

period, it would be appropriate to award a sum of

Rs.50,000/- as against Rs.35,000/- towards pain

and sufferings and Rs.30,000/- towards loss of

amenities and to treat the laid up period as four

months and consequently, a sum of Rs.28,000/-

(Rs.7,000/- X 4 months) is awarded towards loss of

earnings during the laid-up period and a sum of

- 14 -

NC: 2024:KHC:45843

AND 1 OTHER

Rs.25,000/- is awarded as against Rs.15,000/-

towards attendant charges, traveling expenses.

20. A sum of Rs.75,000/- awarded towards medical

expenses and Rs.25,000/- awarded towards future

medical expenses, being based on documentary

evidence, are affirmed.

21. Consequently, the award of the Tribunal is modified

and the following sums are awarded as

compensation:

                                       As                 As
                                    awarded            awarded
  Sl.     Compensation
                                     by the             by this
  No.     under different
                                    Tribunal            Court
              Heads
                                         (Rs.)          (Rs.)

  1.     Pain and sufferings              35,000          50,000

         Loss of future                   90,720        1,76,400
  2.
         earnings

  3.     Medical expenses                 75,000          75,000

         Future medical                   25,000          25,000
  4.
         expenses
                                 - 15 -
                                                  NC: 2024:KHC:45843



                                                     AND 1 OTHER


         Loss of income                          Nil         28,000
  5.     during the laid up
         period

         Attendant charges,                15,000            25,000
  6.     and traveling
         expenses

         Loss of amenities                       Nil         30,000
  7.
         in life

                 Total                   2,40,720 4,09,400/-



22.    Accordingly,    the    claimant      is   held   entitled   for

       compensation      of     Rs.4,09,400/-           as     against

Rs.2,40,720/- along with interest at the rate of 6%

p.a. from the date of petition till its realisation.

23. The Insurance Company is directed to deposit the

amount of compensation awarded in the above cases

within two months from the date of receipt of a

certified copy of this judgment.

24. The apportionment of the compensation in respect of

both the claim petitions shall remain undisturbed.

- 16 -

NC: 2024:KHC:45843

AND 1 OTHER

25. The amount in deposit shall be transferred to the

Tribunal.

26. The amounts deposited by the owner shall be

invested by Tribunal in a fixed deposit in any

Nationalised Bank, till the question regarding the

person who was driving the offending vehicle is

determined by the Tribunal.

27. The matters are remanded to the Tribunal to record a

finding as to whether the vehicle was driven by Babu

@ Balasundar who possessed the valid driving licence

or by one Babu who did not possess the driving

licence. The Tribunal shall club both the claim

petitions and conduct a trial together.

28. The insurer, which has taken up the plea that the

Tata ACE was driven by one Babu, son of Mani,

resident of Maskal Village, who did not possess the

valid driving licence, would have to necessarily

establish the same and the owner of the Tata ACE,

- 17 -

NC: 2024:KHC:45843

AND 1 OTHER

who has contended that Tata ACE was driven by

Babu @ Balasundar - son of Mani, resident of

Maskalmatti Village, who possessed the valid driving

licence, would also have to establish the same.

29. If the Tribunal on assessment of the evidence

adduced by the insurer and the owner comes to the

conclusion that the Tata ACE was driven by Babu @

Balasundar, who possessed a valid driving licence or

Babu, who did not have the driving licence, it shall

accordingly fasten the liability on the insurer or the

owner as the case may be.

30. Since the parties are represented by their respective

counsel before this Court, they are directed to appear

before the Tribunal on 16.12.2024.

31. The appeals are accordingly disposed of.

Sd/-

(N S SANJAY GOWDA) JUDGE

 
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