Citation : 2024 Latest Caselaw 26867 Kant
Judgement Date : 11 November, 2024
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NC: 2024:KHC:45594
MFA No. 708 of 2020
C/W MFA No. 1953 of 2020
IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 11TH DAY OF NOVEMBER, 2024
BEFORE
THE HON'BLE MR JUSTICE N S SANJAY GOWDA
MISCELLANEOUS FIRST APPEAL NO. 708 OF 2020
C/W
MISCELLANEOUS FIRST APPEAL NO. 1953 OF 2020
(MV-D)
IN MFA No. 708/2020:
BETWEEN:
1. SRI. KUMAR
S/O LATE NANJAPPA
NOW AGED ABOUT 32 YEARS
2. NARAYANAMMA
W/O LATE NANJAPPA
NOW AGED ABOUT 64 YEARS
Digitally signed BOTH ARE RESIDING AT
by KIRAN
KUMAR R JODIKRISHNAPURA VILLAGE,
Location: High NARASAPURA POST,
Court of
Karnataka KOLAR TALUK AND DISTRICT.
...APPELLANTS
(BY SRI. GOPAL KRISHNA N., ADVOCATE)
AND:
1. SRI. C. NAGAPPA
S/O CHINNAPPA
MAJOR BY AGE,
RESIDING AT BETTAGERANAHALLI VILLAGE,
HANUMANAHALLI POST,
MULBAGAL TALUK,
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NC: 2024:KHC:45594
MFA No. 708 of 2020
C/W MFA No. 1953 of 2020
KOLAR DISTRICT-563131.
2. M/s NATIONAL INSURANCE COMPANY LTD
REGIOANL OFFICE
SHUBARAM COMPLEX,
M.G.ROAD, BENGALURU-560001
BY ITS MANAGER
3. SMT. JOTHI S
W/O KUMAR,
MAJOR BY AGE,
RESIDING AT NO.52/C,
12TH CROSS, MAGADI ROAD,
BENGALURU-560023.
...RESPONDENTS
(BY SRI. K.N.SRINIVASA., ADVOCATE FOR R-2;
R-1 IS SERVED AND UNREPRESENTED;
VIDE ORDER DATED:07.03.2023, NOTICE TO
R-3 IS DISPENSED WITH)
THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED 17.09.2018
PASSED IN MVC NO. 8009/2016 ON THE FILE OF THE VIII
ADDITIONAL SCJ AND XXXIII ACMM, MEMBER, MACT,
BENGALURU (SCCH-5), PARTLY ALLOWING THE CLAIM
PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT
OF COMPENSATION.
IN MFA NO. 1953/2020:
BETWEEN:
1. SRI. KUMAR
S/O LATE NANJAPPA
NOW AGED ABOUT 32 YEARS
RESIDING AT
JODIKRISHNAPURA VILLAGE,
NARASAPURA POST,
KOLAR TALUK AND DISTRICT.
...APPELLANT
(BY SRI. GOPAL KRISHNA N.,ADVOCATE)
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NC: 2024:KHC:45594
MFA No. 708 of 2020
C/W MFA No. 1953 of 2020
AND:
1. SRI. C. NAGAPPA
S/O CHINAPPA, MAJOR BY AGE,
RESIDING AT BETTAGERANAHALLI VILLAGE,
HANUMANAHALLI POST,
MULABAGAL TALUK,
KOLAR DISTRICT-563131.
2. M/s NATIONAL INSURANCE COMPANY LTD
REGIONAL OFFICE,
SHUBARAM COMPLEX, M G ROAD,
BENGALURU-560001.
3. SMT. JOTHI S, W/O KUMAR
MAJOR BY AGE
RESIDING AT NO.52/C,
12TH CROSS, MAGADI ROAD,
BENGALURU-560023.
...RESPONDENTS
(BY SRI. K.N.SRINIVASA., ADVOCATE FOR R-2;
NOTICE TO R-3 IS DISPENSED WITH VIDE ORDER
DATED:08.11.2023;
R-1 IS SERVED)
THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED: 17.09.2018
PASSED IN MVC NO.8010/2016 ON THE FILE OF THE VIII
ADDITIONAL SCJ AND XXXIII ACMM, MEMBER, MACT,
BENGALURU SCCH-5, PARTLY ALLOWING THE CLAIM
PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT
OF COMPENSATION
THESE APPEALS, COMING ON FOR FURTHER ORDERS,
THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:
CORAM: HON'BLE MR JUSTICE N S SANJAY GOWDA
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NC: 2024:KHC:45594
MFA No. 708 of 2020
C/W MFA No. 1953 of 2020
ORAL JUDGMENT
1. The claimants are in appeal being dissatisfied with the
quantum of compensation awarded by the Tribunal.
2. These appeals arise out of an accident which occurred
on 21.10.2016 when Smt.Varalakshmi, a 23 year old
and her daughter Kum.Bhavya, a 01 year old were
killed in the accident. Both of them were inmates in
an Auto Rickshaw which collided with a lorry that had
been insured by respondent No.2/insurer.
3. It is stated that the Auto Rikshaw in which the
deceased were traveling was not insured, and it is
only the lorry which was insured. The claimants
proceeded to initiate proceedings against the insurer
of the lorry as well as the owner of the Auto Rikshaw.
4. The Tribunal has come to the conclusion that both the
driver of Auto Rikshaw and the driver of lorry were
responsible for the accident in equal proportions. It
has thereafter proceeded to award a sum of
NC: 2024:KHC:45594
Rs.11,29,000/- for the death of Varalakshmi, and a
sum of Rs.5,75,000/- for the death of Bhavya.
5. The Tribunal has made the insurer of the lorry liable
to the extent of only 50%.
6. Being aggrieved by this attribution of negligence to
the extent of 50% and, in the alternative, the
direction to the claimants to proceed only against the
lorry to the extent of 50%, the claimants are in
appeal.
7. The learned counsel for the claimants placed reliance
on the judgment rendered by the Hon'ble Supreme
Court in Khenyei's case1 in which the Apex Court
has held as follows:
"22. What emerges from the aforesaid discussion is as follows :
22.1 In the case of composite negligence, plaintiff/claimant is entitled to sue both or any one of the joint tort feasors and to
Khenyei vs. New India Assurance Company Limited & others, (2015) 9 SCC 273
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recover the entire compensation as liability of joint tort feasors is joint and several.
22.2. In the case of composite negligence, apportionment of compensation between two tort feasors vis a vis the plaintiff/claimant is not permissible. He can recover at his option whole damages from any of them.
22.3. In case all the joint tort feasors have been impleaded and evidence is sufficient, it is open to the court/tribunal to determine inter se extent of composite negligence of the drivers. However, determination of the extent of negligence between the joint tort feasors is only for the purpose of their inter se liability so that one may recover the sum from the other after making whole of payment to the plaintiff/claimant to the extent it has satisfied the liability of the other. In case both of them have been impleaded and the apportionment / extent of their negligence has been determined by the court/tribunal, in main case one joint tort feasor can recover the amount from the other in the execution proceedings."
8. He submits that even though the claimants had
arrayed both the tort-feasors as respondents in the
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claim petitions, the claimants would be entitled to
proceed against any one of the tort-feasors and the
tort-feasor who is made liable to pay the
compensation can recover this amount from the other
tort-feasor in an execution proceeding.
9. He therefore submits that restricting the liability of
the insurer of the lorry to the extent of only 50%
would be contrary to said decision.
10. In my view, the Hon'ble Supreme Court has clearly
stated that in a case of composite negligence, it would
be open for the claimants to recover the whole
damages from any one of the tort-feasors and the
apportionment that is done by the Tribunal was only
to determine the inter se liability and to facilitate one
tort-feasor to proceed against the other tort-feasor in
an execution proceeding.
11. In that view of the matter, the finding of the Tribunal
that the insurer of the lorry would be liable only to the
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extent 50% cannot be sustained and accordingly, it is
set aside.
In MFA No. 708 of 2020:
12. As far as the compensation is concerned, as noticed
above, Varalakshmi was a 23 year old as on the date
of accident and there was no proof of her actual
income. As the accident occurred in the year 2016,
her notional income could have been taken as
Rs.9,500/- and to that 40% (Rs.3,800/-) would have
to be added as future prospects (Rs.13,300/-) and
1/3rd (Rs.4,433/-) have to be deducted towards her
personal expenses. Her net income would be
Rs.8,867/-. Consequently, claimant No.1 would be
entitled to a sum of Rs.19,15,272/- (Rs.8,867/- x 12
x '18') towards loss of dependency.
13. Appellant/claimants, being the husband and mother-
in-law, would each be entitled to a sum of
Rs.48,400/- i.e., Rs.96,800/- towards loss of love
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and affection, and a sum of Rs.36,300/- towards
conventional heads.
14. Consequently, the award of the Tribunal is modified
and the claimants would be entitled to the following
compensation:
As awarded As awarded
Sl. by the by this
Nature of Heads
No. Tribunal Court
(In Rs.) (In Rs.)
Loss of 19,15,272/-
1 10,59,000/- (Rs.8,867/- x 12 x
Dependency '18')
Loss of love and 96,800/-
2 40,000/-
affection
3 Loss of estate 15,000/-
36,300/-
3 Funeral expenses 15,000/-
Total 11,29,000/- 20,48,372/-
15. Thus, claimants are held entitled to the total
compensation of Rs.20,48,372/- as against
Rs.11,29,000/-, along with interest at the rate of six
per cent per annum from the date of petition till its
realization.
16. Out of the total compensation, appellant/claimant
No.1 is entitled to a sum of Rs.19,99,972/- and
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claimant No.2 is entitled a sum of Rs.48,400/- along
with proportionate interest.
17. The Insurance Company is directed to deposit the
amount of compensation awarded within two months
from the date of receipt of a certified copy of this
judgment. Liberty is reserved to the insurer to
proceed against the owner of the auto-rikshaw to
recover the same.
18. On such deposit being made, a sum of Rs.10,00,000/-
shall be invested in the name of claimant No.1 in any
nationalized bank / post office deposit initially for a
period of five years and he is entitled to receive the
periodical interest accrued thereon. Balance amount
shall be released in his favour on proper identification.
19. The entire sum awarded to claimant No.2 with
proportionate interest shall be released in her favour
on proper identification.
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In MFA No. 1953 of 2020:
20. As far as the claim in relation to death of
Kum.Bhavya, the one year old girl is concerned, this
Court in MFA No.11440 of 20112 has laid down
guidelines for determination of compensation in
respect of minors who are killed in a motor vehicle
accident and it has also tabulated a ready reckoner
chart indicating the compensation to be awarded in
case of claim petition by a single parent for the death
of a minor below the age of 15 years.
21. As per Table No.3.13 of said judgment, since the
accident is of the year 2016 and the deceased--
MFA No.11440 of 2011 connected with MFA No.206 of 2018 [Lakshminarayanappa @ Moogappa and others vs. Royal Sundaram Allianz Ins.co.Ltd. and another], disposed on 12.09.2024 Coram: Hon'ble Mr.Justice N S Sanjay Gowda.
Table - 3.1 FOR MINORS BELOW 15 YEARS WITH A SINGLE PARENT A B C D ST ND YEAR 1 METHOD* 2 METHOD AVERAGE OF THE 1ST& ('15' multiplier) 2ND METHODS
2016 10,61,620 14,21,953 12,41,787
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Bhavya was aged one year old, her father (being a
single parent) would be entitled for a compensation of
a sum of Rs. 12,41,787/-.
22. Apart from above, the claimant would also be
entitled to a sum of Rs.36,300/- under
conventional heads.
23. Consequently, the award of the Tribunal is modified
and the claimant would be entitled to the following
compensation:
As As awarded Sl. awarded Nature of Heads by this No. by the Court Tribunal (In Rs.) (In Rs.)
1 Loss of Dependency 5,10,000/-
12,41,787/-
2 Loss of Love and affection 50,000/-
3 Funeral expenses 15,000/- 36,300/-
Total 5,75,000/- 12,78,087/-
24. Thus, the claimant is held entitled to the total
compensation of Rs.12,78,087/- as against
Rs.5,75,000/-, along with interest at the rate of six
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per cent per annum from the date of petition till its
realization.
25. This sum shall be invested in a 'Cumulative Fixed
Deposit' in a nationalised bank of the choice of the
claimant till he reaches the age of 60 years. The
accumulated amount shall be paid to him thereafter.
26. It is made clear that it will be open for the claimant
to approach the Tribunal and seek partial or complete
withdrawal of the accumulated sum at any point in
time by producing material or attendant
circumstances which would satisfy the Tribunal that
there is an overwhelming need of money for him.
27. The Insurer shall also issue a Medical Insurance
Policy in the name of appellant No.1 in MFA No.708 of
2020 to the extent of Rs.10 lakhs, which would come
into effect from the date on which the parent attains
the age of 60 years. An option to purchase an
additional cover by the parents, at their own cost
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(popularly termed as "Top-up Cover" by the Insurers),
shall also be provided.
28. The Insurance Company is directed to deposit the
amount of compensation awarded within two
months from the date of receipt of a certified copy
of this judgment
29. Liberty is reserved to the insurer to proceed against
he owner of the auto-rikshaw to recover the same.
30. These appeals are, accordingly, allowed in part.
Sd/-
(N S SANJAY GOWDA) JUDGE
RK
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