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Karnataka Government Insurance ... vs Sri K. Jayaramappa
2024 Latest Caselaw 882 Kant

Citation : 2024 Latest Caselaw 882 Kant
Judgement Date : 10 January, 2024

Karnataka High Court

Karnataka Government Insurance ... vs Sri K. Jayaramappa on 10 January, 2024

Author: Pradeep Singh Yerur

Bench: Pradeep Singh Yerur

                                          -1-
                                                      NC: 2024:KHC:1212
                                                   MFA No. 4661 of 2021




                   IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                      DATED THIS THE 10TH DAY OF JANUARY, 2024

                                        BEFORE
                    THE HON'BLE MR JUSTICE PRADEEP SINGH YERUR
                   MISCELLANEOUS FIRST APPEAL NO.4661 OF 2021 (MV-I)
              BETWEEN:

                    KARNATAKA GOVERNMENT
                    INSURANCE DEPARTMENT
                    MOTOR BRANCH
                    BENGALURU-560 001
                                                           ...APPELLANT
              (BY SRI MANJU RAYAPPA, AGA)

              AND:
              1.    SRI K.JAYARAMAPPA
                    S/O.KEMPANNA
                    AGED ABOUT 63 YEARS
                    R/AT NO.100
                    KAKACHOKKANDAHALLI VILLAGE
                    SIDLAGHATTA
                    CHICKBALLAPUR DISTRICT

                    ALSO R/AT NO.18, 3RD MAIN
Digitally
signed by B         YELAHANKA, BENGALURU
LAVANYA
              2.    THE CHIEF OFFICER
Location:
HIGH                TOWN MUNICIPAL COUNCIL
COURT OF            VIJAYAPURA
KARNATAKA           BENGALURU RURAL DISTRICT
                                                        ...RESPONDENTS
              (BY SRI J.V.RAMAKRISHNA, ADVOCATE FOR R-1)
                              -2-
                                            NC: 2024:KHC:1212
                                        MFA No. 4661 of 2021




     THIS MISCELLANEOUS FIRST APPEAL FILED U/S.173(1)
OF THE MOTOR VEHICLES ACT, 1988 PRAYING TO SET-ASIDE
THE JUDGMENT AND AWARD DATED 19.09.2018 PASSED IN
MVC NO.39/2013 BY THE SENIOR CIVIL JUDGE AND JMFC,
SIDLAGHATTA AND ETC.

     THIS APPEAL COMING ON FOR ADMISSION THIS DAY,
THE COURT DELIVERED THE FOLLOWING:


                        JUDGMENT

This appeal is preferred by the appellant-Karnataka

Government Insurance Department (KGID) challenging the

judgment and award dated 19.09.2018 passed in

MVC.No.39/2013 by the Senior Civil Judge and JMFC,

Sidlaghatta (for short 'the tribunal'). This appeal is

founded on the premise of exorbitant compensation

awarded by the tribunal.

2. Parties to the appeal shall be referred to as per

their status before the tribunal.

3. Brief facts of the case is as under:

On 29.03.2012 at about 1.30 p.m., when the

claimant was talking to his relative standing on footpath

near Kammasandra gate, Devanahalli Taluk, the driver of

Tractor bearing registration No.KA-04 2593 and Trailer

NC: 2024:KHC:1212

bearing registration No.KA-43 G-54 came in a rash and

negligent manner and hit the claimant and his relative

Sonnappa, as a result, they sustained grievous injuries.

Thereafter, they were shifted to Government Hospital,

Vijayapura where first aid was given and later shifted to

Deeksha Hospital, Yelahanka and the claimant was

admitted as an inpatient in Deeksha Hospital from

29.03.2012 and 30.03.2012 and the claimant sustained

displaced fracture of upper 1/3rd both bones right leg and

deep cut lacerated wound over anteno lateral aspect of

right leg joint below knee joint.

3.1 It is further stated that after discharge, the

claimant took follow up treatment once in a week in a

private Hospital and further stated that he spent

Rs.2,50,000/- towards hospitalisation, medical expenses,

treatment, attendant charges, food and nourishment,

conveyance, transportation and further stated that prior to

the accident, the claimant was doing agricultural work and

earning Rs.15,000/- per month and he was the only

NC: 2024:KHC:1212

earning member of the family and contributed his entire

earning for the maintenance of the family.

3.2 It is further stated that due to the injuries

sustained in the accident, he is now not able to do

agricultural work and he has lost the income and further,

he is suffering from mental agony and discomfort and

financial loss.

3.3 It is further stated that the accident occurred due

to rash and negligent driving of the driver of the above

said tractor and the said tractor belongs to respondent

No.1 and it was insured with respondent No.2 and

therefore, both respondents Nos.1 and 2 are jointly and

severally liable to pay a sum of Rs.10,00,000/- to the

claimant. Hence, the claimant filed a claim petition.

3.4 On service of notice, respondent No.1 was duly

served and appeared through its counsel and filed

objections. Respondent No.2 was placed ex parte vide

order dated 18.01.2014. Respondent No.1 in its

objections stated that the claimant has suppressed the

NC: 2024:KHC:1212

material facts and it is not aware of the age and

occupation of the claimant and further stated that the

claimant was not earning Rs.15,000/- per month from

agricultural work and the claimant has not incurred any

medical expenses for the treatment of injuries and the

claimant has filed a false petition. It further stated

respondent No.2 is the Insurer of the vehicle of

respondent No.1 and the driver of the same had a valid

Driving Licence and therefore, prays for dismissal of the

petition.

3.5 On the basis of pleadings, the tribunal framed

relevant issues for consideration.

3.6 In order to substantiate the issue and to

establish the case, the claimant got examined himself as

PW.1 and got marked documents as Exs.P1 to P13,

whereas, respondent No.1 examined two witnesses as

RWs.1 and 2 and got marked documents as Exs.D1 to

D13.

NC: 2024:KHC:1212

3.7 On the basis of material evidence produced by

the parties, the tribunal awarded compensation of

Rs.7,36,000/- along with interest @ 9% p.a. and held that

respondent Nos.1 and 2 are jointly and severally liable to

pay the compensation. However, respondent No.2-

Insurance Company was directed to deposit the

compensation amount along with interest within one

month from the date of award.

3.8 Being aggrieved by the exorbitant compensation

amount awarded by the tribunal, the appellant-KGID is

before this Court challenging the same.

4. It is the contention of learned Additional

Government Advocate for KGID that the tribunal has

grossly erred in awarding the compensation of

Rs.5,94,000/- towards loss of future income by

considering the functional disability of respondent No.1 at

50% and by considering the income of respondent No.1 at

Rs.9,000/- per month when there being no material to

that effect. He further contended that the Doctor has not

NC: 2024:KHC:1212

been examined. Hence, the tribunal ought not to have

taken 50% disability for the purpose of future loss of

income due to disability.

4.1 It is further contended that the tribunal has

grossly erred in relying on the disability certificate and

identity card for differently abled persons issued by the

Directorate for Empowerment of Differently Abled Senior

Citizens, Bengaluru, for the purpose of taking the

percentage of disability, in the absence of any evidence of

the said documents. As per Ex.P12-disability certificate

and identity card, it is clear that the overall permanent

physical impairment is mentioned as 45%, but the tribunal

has considered the disability at 50%. The tribunal, in

normal course, will take 1/3rd disability to the whole body,

but in this particular case, in the absence of the medical

evidence, the disability certificate shown at 45%, the

tribunal has taken the disability at 50%, thereby awarding

higher compensation to the claimant.

NC: 2024:KHC:1212

4.2 He further contends that the compensation

awarded towards pain and suffering by the tribunal to the

tune of Rs.50,000/- is exorbitant when compared to the

pain and suffering caused to the claimant, due to the

injuries sustained in the accident.

4.3 He further contends that under other heads also,

the tribunal has awarded exorbitant compensation, which

is on the higher side, only to enrich the claimant, though

no material is placed before the tribunal. On these

grounds, he seeks to set aside the judgment and award

passed by the tribunal.

5. Learned counsel for respondent No.1-claimant

contends that there is no illegality or perversity in the

judgment and award passed by the tribunal. On the basis

of material evidence placed on record by the claimant and

on the basis of the cross-examination of witnesses, the

tribunal has rightly arrived at a conclusion of awarding the

compensation, which does not warrant interference at the

hands of this Court.

NC: 2024:KHC:1212

6. Having heard learned Additional Government

Advocate and learned counsel for appellant-claimant, the

accident occurred on 29.03.2012. There is no dispute with

regard to occurrence of accident, involvement of vehicle

and the injuries sustained by the respondent-claimant.

7. Though the claimant has stated that he was an

agriculturist and earning a sum of Rs.15,000/- per month,

no proof of income is produced. However, the tribunal has

taken the income of minimum wages at Rs.9,000/- per

month. When there is no proof of income, the notional

income of the Legal Services Authority chart prescribes

Rs.7,000/- per month for the accident of the year 2012.

The same is required to be taken in this case. The age of

the claimant though stated as 65 years, there is no

documentary proof to that effect. In the cross-

examination, the age is stated as 57 years and also as 65

years.

8. As per Ex.P11-election identity card, the age of

the claimant is shown as 67 years as on the date of the

- 10 -

NC: 2024:KHC:1212

accident. Therefore, the age is taken as 67 years. The

appropriate multiplier would be '9' instead of '11', which is

applied by the tribunal.

9. The claimant has produced the disability certificate

at Ex.P13, which discloses that there is a permanent

disability of 45%. However, the tribunal has taken

disability at 50%. In my opinion, the tribunal is

incompetent to take the disability @ 50% when the

opinion expressed by the Doctor, who is expert and

competent to say about the disability. Therefore, the loss

of future earning capacity due to disability would be

Rs.3,40,200/- (Rs.7,000/- x 12 x 9 x 45%) as against

Rs.5,94,000/- by the tribunal.

10. Towards loss of earning during laid-up period,

this Court deems it appropriate to award Rs.28,000/-

(Rs.7,000/- x 4).

11. The receipts with regard to medical expenses

produced by the claimant is to the tune of Rs.9,000/-,

- 11 -

NC: 2024:KHC:1212

whereas the tribunal has awarded Rs.20,000/- towards

medical expenses without any basis. Hence, this Court

deems it appropriate to award Rs.9,000/- under this

head.

12. The compensation awarded by the tribunal

towards travelling expenses, future medical expenses, loss

of expectation of life, loss of amenities, damages of pain

and suffering does not call for interfere and the same is

retained.

13. Learned Additional Government Advocate

vehemently argued that the interest may be reduced as it

is not in consonance with the Act. Accepting the

submission of learned Additional Government Advocate,

the interest is reduced to 6% in consonance with Section

34 of CPC.

14. In view of the above, the claimant would be

entitled to a total compensation of Rs.4,97,200/- as

against Rs.7,36,000/- as mentioned in the table below:

- 12 -

                                                    NC: 2024:KHC:1212





              Heads                          Amount in Rs.
Loss of future earning capacity                 3,40,200-00
due to disability
Loss of earning during laid up                           28,000-00
period
Medical expenses                                        9,000-00
Traveling expenses                                     10,000-00
Future medical expenses                                10,000-00
Loss of expectation of life                            25,000-00
Loss of amenities                                      25,000-00
Damages for pain and suffering                         50,000-00
              TOTAL                                 4,97,200-00

15. Accordingly, I pass the following:

ORDER

i) The appeal is allowed-in-part;

ii) The judgment and award dated 19.09.2018

passed in MVC.No.39/2013 by the Senior Civil

Judge and JMFC, Sidlaghatta, is modified;

iii) The compensation amount of Rs.7,36,000/-

awarded by the tribunal is reduced to

Rs.4,97,200/- along with interest @ 6% p.a.

from the date of petition till realisation;

iv) The entire compensation amount shall be

deposited within a period of four weeks from

the date of receipt of a copy of this order;

- 13 -

                                             NC: 2024:KHC:1212





      v)    Out    of    the     compensation    amount     of

Rs.4,97,200/-, Rs.1,00,000/- shall be kept in

Fixed Deposit in any Nationalised Bank and

remaining amount shall be disbursed in favour

of the claimant upon proper verification;

vi) The original records shall be transmitted to the

jurisdictional tribunal forthwith.

Pending interlocutory application does not survive for

consideration and the same pales into insignificance.

Sd/-

JUDGE

LB

 
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