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United India Insurance Co., Ltd vs Hosabi W/O Goli Gouda
2024 Latest Caselaw 10539 Kant

Citation : 2024 Latest Caselaw 10539 Kant
Judgement Date : 18 April, 2024

Karnataka High Court

United India Insurance Co., Ltd vs Hosabi W/O Goli Gouda on 18 April, 2024

                                          -1-
                                                     NC: 2024:KHC-D:6491
                                                  MFA No. 100979 of 2015




                  IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH

                       DATED THIS THE 18TH DAY OF APRIL, 2024

                                        BEFORE
                    THE HON'BLE MR JUSTICE VIJAYKUMAR A.PATIL
             MISCELLANEOUS FIRST APPEAL NO. 100979 OF 2015 (MV-D)

             BETWEEN:

             UNITED INDIA INSURANCE CO. LTD,
             DIVISIONAL OFFICE, KAIKINI ROAD,
             KARWAR, REPRESENTED BY
             ITS SENIOR DIVISIONAL MANAGER.
                                                               ...APPELLANT
             (BY SMT. PREETI SHASHANK, ADVOCATE)

             AND:

             1.   SMT. HOSABI W/O. GOLI GOUDA,
                  AGED ABOUT 53 YEARS,
                  R/O. KADLEKOPPA, KADLE,
                  TQ: HONAVAR, DIST: UTTAR KANNADA.
             2.   SRI. GOLI S/O. HAMMU GOUDA,
                  AGED ABOUT 60 YEARS,
                  R/O. KADLEKOPPA, KADLE, TQ: HONAVAR,
                  DIST: UTTAR KANNADA.
Digitally
signed by    3.   SRI. NAGAPPA S/O. GOLI GOUDA,
JAGADISH T
R                 AGED ABOUT: 24 YEARS, R/O. KADLEKOPPA,
Location:         KADLE, TQ: HONAVAR, DIST: UTTAR KANNADA.
HIGH COURT
OF
KARNATAKA    4.   SRI. NARAYAN GANGADHAR MADIWAL,
                  AT AND POST: VALGALLI, TQ: KUMTA.
                                                             ...RESPONDENTS
             (BY MISS. GAYATRI S. R., ADV. FOR
                 SRI. T. M. NADAF FOR R1 TO R3;
                 NOTICE TO R4 DISPENSED WITH)

                  THIS MFA IS FILED U/S. 173(1) OF MV ACT, 1988, PRAYING
             TO CALL FOR THE RECORDS CONNECTED WITH MVC NO.10/2014 ON
             THE FILE OF THE COURT OF THE ADDITIONAL MOTOR VEHICLE
             ACCIDENTS CLAIMS TRIBUNAL, AT: HONAVAR, EXAMINE THE SAME
             AND MODIFY THE AWARD DATED 30.12.2014 TO REDUCE THE
             COMPENSATION TO JUST LEVEL IN THE INTEREST OF JUSTICE.
                                   -2-
                                              NC: 2024:KHC-D:6491
                                           MFA No. 100979 of 2015




     THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY, THE
COURT DELIVERED THE FOLLOWING:

                              JUDGMENT

Though this appeal is listed for admission, with the

consent of learned counsel for the parties, it is taken up for

final disposal.

2. This appeal is filed by the appellant/insurance

company challenging the quantum of compensation awarded by

the Tribunal under judgment & award dated 30.12.2014 passed

in MVC No.10/2014 by the Addl. MACT, Honavar (for short,

'Tribunal').

3. Heard Smt. Preeti Shashank, learned counsel

appearing for the appellant and Smt. Gayatri S.R, learned

counsel for Sri.J.M. Nadaf, appearing for respondent No.1 to 3.

4. Learned counsel for the petitioner submits that

Tribunal has committed grave error in assessing the income of

the deceased and also in applying the deduction. Further

learned counsel submits that the Tribunal has also committed

error in awarding total compensation to the claimants. Hence,

she seeks to re-assess the same by allowing the appeal.

NC: 2024:KHC-D:6491

5. Per contra, learned counsel Smt. Gayatri S.R,

appearing for respondent No.1 to 3, supports the impugned

judgment and award of the Tribunal and submits that taking

note of the age of the deceased as 28 years and his avocation,

the Tribunal has rightly assessed the income and awarded the

compensation, which does not call for any modification. Hence,

she seeks for dismissal of the appeal.

6. I have heard the arguments of learned counsel for

the respective parties and perused the material available on

record.

7. In a road accident dated 24.05.2013, one Sri.

Janardhan S/o Goli Gouda was aged about 28 years as per PM

report and sustained grievous injuries and later succumbed to

those injuries. The dependants have filed claim petition seeking

compensation for accidental death of Janardhan S/o Goli

Gouda. This court taking note of the age and avocation of the

deceased has re-assessed the compensation by notionally

assessing his income at Rs.7,000/- per month placing reliance

on notional income chart prepared by the KSLSA. The claimants

would be entitled to an addition of 40% of the assessed income

towards future prospects, as the deceased was aged 28 years.

NC: 2024:KHC-D:6491

There is no dispute with regard to age of the deceased as 28

years, applicable multiplier of 17 and deduction of 50% towards

personal and living expenses of the deceased as he was

bachelor at the time of accident. Thus, the claimants would be

entitled to modified compensation on the head of loss of

dependency at Rs.9,99,600/- (Rs.7,000 + 40% x 12 x 17 -

50%).

8. Further the claimants/respondents would be entitled

to Rs.16,500/- each towards loss of estate and funeral

expenses including 10% escalation. Thus, each claimant would

be entitled to Rs.44,000/- towards loss of consortium

including 10% escalation.

9. Thus, the claimant would be entitled to modified

compensation on the following heads:

                        Particulars                       Amount
                                                          (in Rs.)
           Loss of dependency                              9,99,600/-
           Loss of estate                                 16,500/-
           Funeral expenses                               16,500/-
           Loss of consortium (Rs.44,000x3)             1,32,000/-
                            Total                     11,64,600/-

                                               NC: 2024:KHC-D:6491





10. Thus, the claimants shall be entitled to total

compensation of Rs.11,64,600/- as against Rs.5,50,000/-

awarded by the Tribunal.

11. In the result, I pass the following:

ORDER

a) Appeal stands allowed in part.

b) The impugned judgment and award of the

Tribunal is modified to an extent that the

claimants would be entitled to total

compensation of Rs.11,64,600/- as against

Rs.5,50,000/- awarded by the Tribunal.

c) The enhanced compensation amount shall

carry interest at the rate of 6% per annum

from the date of petition till the date of

payment.

d) The Insurer shall deposit the enhanced

compensation with accrued interest before

the Tribunal within six weeks from the date of

receipt of certified copy of this judgment.

NC: 2024:KHC-D:6491

e) The apportionment, deposit and disbursement

of enhanced compensation shall be made as

per award of the Tribunal.

f) Draw modified award accordingly.

Sd/-

JUDGE

RKM Ct-an

 
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