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The Oriental Insurance Company Ltd vs Mohanlal
2024 Latest Caselaw 10430 Kant

Citation : 2024 Latest Caselaw 10430 Kant
Judgement Date : 16 April, 2024

Karnataka High Court

The Oriental Insurance Company Ltd vs Mohanlal on 16 April, 2024

Author: Jyoti Mulimani

Bench: Jyoti Mulimani

                                                   -1-
                                                              NC: 2024:KHC:15089
                                                            MFA No. 7177 of 2014




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                               DATED THIS THE 16TH DAY OF APRIL, 2024

                                               BEFORE
                              THE HON'BLE MS. JUSTICE JYOTI MULIMANI
                      MISCELLANEOUS FIRST APPEAL NO.7177 OF 2014(MV-D)
                      BETWEEN:

                      THE ORIENTAL INSURANCE COMPANY LTD.,
                      BRANCH OFFICER,
                      JAYADEVA HOSTEL BUILDING,
                      B.H.ROAD, TIPTUR,
                      THROUGH REGIONAL OFFICE,
                      SUMANGALA COMPLEX,
                      2ND FLOOR, LAMINGTON ROAD,
                      HUBLI-580 020.
                      BY DULY CONSTITUTED ATTORNEY.
                      REPRESENTED BY ITS ASSISTANT MANAGER.
                                                                    ...APPELLANT
                      (BY SRI. M.S.SRIRAM., ADVOCATE)

                      AND:

                      1.    MOHANLAL
                            S/O JAWANMAL,
Digitally signed by
PREMCHANDRA M R             AGED ABOUT 60 YEARS,
Location: HIGH
COURT OF
KARNATAKA             2.    REKHABAI
                            W/O MOHANLAL,
                            AGED ABOUT 56 YEARS,

                            BOTH ARE RESIDENT OF
                            SHANABOGARA STREET,
                            ARASIKERE TOWN,
                            HASSAN DISTRICT-573 201.

                      3.    H.S.VENKATESHA KUMARA
                            S/O H.N.SATHYANARAYANA SETTY,
                            AGED ABOUT 70 YEARS,
                                 -2-
                                                NC: 2024:KHC:15089
                                            MFA No. 7177 of 2014




    R/O BEHIND TELEPHONE EXCHANGE,
    ARASIKERE TOWN-583 125.
    (OWNER OF THE CAR BEARING NO.KA-13-M-6727).
                                       ...RESPONDENTS
(BY SRI. H.T.JAGADEESH., ADVOCATE FOR R1 AND R2;
    SRI. RAVICHANDRA.S.N., ADVOCATE FOR R3)

      THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF THE MOTOR VEHICLES ACT, 1988,
AGAINST THE JUDGMENT AND AWARD DATED:07.08.2014
PASSED IN MVC NO.1604/2013 ON THE FILE OF THE SENIOR
CIVIL JUDGE AND JMFC, ARASIKERE.

      THIS MISCELLANEOUS FIRST APPEAL IS COMING ON FOR
DISMISSAL,       THIS    DAY,   THE     COURT     DELIVERED       THE
FOLLOWING:
                            JUDGMENT

Sri.M.S.Sriram., learned counsel for the appellant,

Sri.H.T.Jagadeesh., learned counsel for respondents 1 and 2

and Sri.Ravichandra.S.N., for respondent No.3 have appeared

in person.

2. Though the appeal is listed today for dismissal, it is

heard finally.

3. For the sake of convenience, the parties are

referred to as per their status and ranking before the Tribunal.

NC: 2024:KHC:15089

4. The claimants filed a claim petition under Section

163(A) of the Motor Vehicles Act seeking compensation and

urged several contentions. In response to the notice, the

respondents appeared through their counsel and filed written

statement denying the petition averments. Among other

grounds they prayed for dismissal of the petition.

Based on the above pleadings, the Tribunal framed

issues, parties led evidence and marked the documents. The

Tribunal vide Judgment dated:07.08.2014 allowed the Claim

Petition in part and awarded compensation of Rs.2,44,500/-

with 6% interest per annum from the date of petition till the

date of deposit. The Insurance Company has assailed the

Judgment of the Tribunal in this appeal on several grounds as

set-out in the Memorandum of appeal.

5. Learned counsel for the respective parties have

urged several contentions. Heard, the contentions urged on

behalf of the respective parties and perused the appeal papers

and the records with utmost care.

6. The point that requires consideration is whether the

Judgment of the Tribunal requires interference.

NC: 2024:KHC:15089

7. Sri.M.S.Sriram., learned counsel for the Insurance

Company submits that a memo has been filed furnishing the

copy of the Insurance Policy of Maruti Swift car bearing

Registration No.KA-13-M-6727 and the same may be placed on

record and appropriate order may be passed.

Submission is noted. Memo along with the copy of

Insurance Policy is placed on record.

Perused the Insurance Copy with utmost care. A perusal

of the same depicts that the Insurance Company has collected

a premium amount of Rs.100/- (Rupees One Hundred only) for

PA for Owner Cum-Driver. The PA cover under Section III for

registered owner cum driver is Rs.2,00,000/- (Rupees Two

Lakhs only) (CSI). Hence, the quantum of compensation

awarded by the Tribunal is liable to be modified holding that

the claimants are entitled for compensation of Rs.2,00,000/-

(Rupees Two Lakhs only).

8. For the reasons stated above the Judgment

dated:07.08.2014 passed by the Court of Senior Civil Judge

and MACT, Arsikere is modified holding that the claimants are

entitled for compensation of Rs.2,00,000/- (Rupees Two Lakhs

NC: 2024:KHC:15089

only) with 6% interest per annum from the date of petition till

realization.

The Insurance Company is directed to deposit a sum of

Rs.2,00,000/- (Rupees Two Lakhs only) with 6% interest per

annum from the date of petition till realization.

9. Resultantly, the Miscellaneous First Appeal is

allowed.

The Registry concerned is directed to transmit the

amount in deposit, if any to the Tribunal forthwith for

disbursement.

Sd/-

JUDGE MRP

 
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