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Tata Aig Gic Ltd vs Sri Ananda C
2023 Latest Caselaw 8863 Kant

Citation : 2023 Latest Caselaw 8863 Kant
Judgement Date : 29 November, 2023

Karnataka High Court

Tata Aig Gic Ltd vs Sri Ananda C on 29 November, 2023

Author: H.T. Narendra Prasad

Bench: H.T. Narendra Prasad

                                              -1-
                                                           NC: 2023:KHC:43180
                                                        MFA No. 7490 of 2022
                                                    C/W MFA No. 8275 of 2022



                        IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                         DATED THIS THE 29TH DAY OF NOVEMBER, 2023

                                           BEFORE
                        THE HON'BLE MR JUSTICE H.T. NARENDRA PRASAD
                   MISCELLANEOUS FIRST APPEAL NO. 7490 OF 2022(MV)
                                             C/W
                   MISCELLANEOUS FIRST APPEAL NO. 8275 OF 2022(MV)


                   IN MFA 7490/2022
                   BETWEEN:

                   TATA AIG GIC LTD.,
                   2ND FLOOR BALAJI TOWERS
                   ABOVE LAKSHMI VILAS BANK
                   OPP. TUMKUR UNIVERSITY
                   TUMKURU 572102.
                   ALSO AT NO.69, II FLOOR, JP & DEVI
                   JAMBUKESHWAR ARCADE
                   MILLERS ROAD, BENGALURU 560052.
                   REPRESENTED BY ITS
                   CHIEF MANAGER CLAIMS LEGAL.
Digitally signed                                                 ...APPELLANT
by
DHANALAKSHMI       (BY SRI. MURALIDHARA N., ADVOCATE)
MURTHY
Location: High     AND:
Court of
Karnataka
                   1.    SRI ANANDA C
                         S/O CHANDRAPPA
                         AGED ABOUT 31 YEARS
                         R/AT DODDABELAVANGALA
                         DODBALLPUR TALUK
                         BENGALURU RURAL DISTRICT
                         NOW R/O KYATHASANDRA VILLAGE
                         TUMKUR 572104.
                            -2-
                                        NC: 2023:KHC:43180
                                     MFA No. 7490 of 2022
                                 C/W MFA No. 8275 of 2022



2.     THE HEAD MASTER
       SRI CHAITHANYA TECHNO SCHOOL
       KYATHASANDRA VILLAGE
       TUMKUR-572104.

                                           ...RESPONDENTS

(BY SRI. M B RYAKHA.,ADVOCATE FOR R1:
 NOTICE TO R2 IS D/W V/O DATED: 24.08.2023)


     THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED:17.06.2022
PASSED IN MVC NO.229/2020        ON THE FILE OF THE I
ADDITIONAL DISTRICT AND SESSIONS JUDGE AND MACT,
TUMAKURU, AWARDING COMPENSATION OF RS.4,12,440/-
WITH INTEREST AT 6 PERCENT P.A. FROM THE DATE OF
PETITION TILL THE TILL REALIZATION.

IN MFA 8275/2022
BETWEEN:

SRI ANANDA C
S/O CHANDRAPPA
AGED ABOUT 31 YEARS
R/AT DODDABELAVANGALA
DODDABALLPUR TALUK
BENGALURU RURAL DISTRICT-561203
NOW R/O KYATHASANDRA VILLAGE
TUMKUR 572104.
                                              ... APPELLANT

(BY SRI. M B RYAKHA, ADVOCATE)

AND:

1.     H M SRI CHAITANYA TECHNO SCHOOL
       KYATHASANDRA
       TUMKUR-572101.

2.     THE MANAGER
       TATA AIG GENERAL INSURANCE CO LTD.,
                            -3-
                                        NC: 2023:KHC:43180
                                     MFA No. 7490 of 2022
                                 C/W MFA No. 8275 of 2022



     2ND FLOOR BALAJI TOWERS
     ABOVE LAKSHMI VILAS BANK
     OPP. TUMKUR UNIVERSITY
     TUMKURU 572101.

                                          ....RESPONDENTS

(BY SRI. N MURALIDHARA, ADVOCATE FOR R2:
 NOTICE TO R1 IS D/W V/O DATED: 13.1.2023)



     THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED:17.06.2022
PASSED IN MVC NO.229/2020      ON THE FILE OF THE I
ADDITIONAL DISTRICT AND SESSIONS JUDGE AND MACT,
TUMAKURU, PARTLY ALLOWING THE CLAIM PETITION FOR
COMPENSATION     AND    SEEKING    ENHANCEMENT     OF
COMPENSATION.

     THESE APPEALS, COMING ON FOR ADMISSION, THIS
DAY, THE COURT DELIVERED THE FOLLOWING:
                       JUDGMENT

1. MFA No.7490/2022 has been filed by the Insurance

Company and MFA No.8275/2022 has been field by the

claimant under Section 173(1) of Motor Vehicles Act, 1988

(hereinafter referred to as 'the Act') being aggrieved by

the judgment dated 17.06.2020 passed by the I Additional

District & Sessions Judge, Tumakuru in MVC No.229/2020.

2. Facts giving rise to the filing of the appeals briefly

stated are that on 25.07.2019 at about 07.45 a.m., the

NC: 2023:KHC:43180

claimant was traveling in the Bus bearing Registration

No.KA-53-B-0987 as a incharge transport

officer/supervisor of Chaithanya Techno School, Tumkur

with one Assistant Sarojamma in order to transport the

school children, near Bheemasandra on NH-206 road,

Tumkur, the driver of the said bus drove the same in a

rash and negligent manner with high speed and hit to the

Car bearing Registration No.KA-01-AE-1382. As a result

of the aforesaid accident, the claimant sustained grievous

injuries and was hospitalized.

3. The claimant filed a petition under Section 166 of the

Act seeking compensation. It was pleaded that he spent

huge amount towards medical expenses, conveyance

charges, etc. It was further pleaded that the accident

occurred purely on account of the rash and negligent

driving of the offending vehicle by its driver.

4. On service of notice, the respondent No.2 appeared

through counsel and filed written statement in which the

NC: 2023:KHC:43180

averments made in the petition were denied. It was

pleaded that the petition itself is false and frivolous in the

eye of law. The age, avocation and income of the claimant

and the medical expenses are denied. It was further

pleaded that the quantum of compensation claimed by the

claimant is exorbitant. Hence, he sought for dismissal of

the petition.

The respondent No.1 did not appear before the

Tribunal inspite of service of notice and was placed ex-

parte.

5. On the basis of the pleadings of the parties, the

Claims Tribunal framed the issues and thereafter recorded

the evidence. The claimant himself was examined as PW-1

and Dr.Sunil M.C. was examined as PW-2 and got

exhibited documents namely Ex.P1 to Ex.P43. On behalf

of the respondents, neither examined any witness nor

exhibited any document. The Claims Tribunal, by the

impugned judgment, inter alia, held that the accident took

NC: 2023:KHC:43180

place on account of rash and negligent driving of the

offending vehicle by its driver, as a result of which, the

claimant sustained injuries. The Tribunal further held that

the claimant is entitled to a compensation of Rs.4,12,440/-

along with interest at the rate of 6% p.a. and directed the

Insurance Company to deposit the compensation amount

along with interest. Being aggrieved, the present appeals

have been filed.

6. The learned counsel for the Insurance Company has

raised following counter contentions:

a) Firstly, due to accidental injuries, even though the

claimant suffered whole body disability at 9%, due to

disability, he has not suffered any loss. Since he has

continued in his service and the same is evident from

Ex.P37, letter issued by Sri Chaitanya Techno School, the

Tribunal has erred in granting compensation under the

head of future income due to disability.

b) Thirdly, considering the injuries sustained by the

claimant and considering the age and avocation of the

NC: 2023:KHC:43180

claimant, the compensation awarded by the Tribunal under

the heads of 'loss of amenities', 'pain and sufferings' and

other incidental expenses are on higher side. Hence, he

sought for reduction of compensation.

7. The learned counsel for the claimant has raised the

following contentions:

a) Firstly, due to accident, the claimant has suffered

grievous injuries. He has examined the doctor as PW-2.

The doctor in his evidence has stated that the claimant has

sustained permanent disability at 30% to the right lower

limb and 10% to whole body. Due to the said disability, he

was unable to do his day to day work. Therefore, the

Tribunal has rightly granted the compensation under the

head of 'loss of income due to disability'.

b) Secondly, due to the accident, the claimant has

sustained grievous injuries. He was treated as inpatient for

a period of 7 days. Even after discharge from the hospital,

he was not in a position to discharge his regular work. He

has suffered lot of pain during treatment. Considering the

NC: 2023:KHC:43180

same, the compensation awarded by the Tribunal under

the heads of 'loss of amenities', 'pain and sufferings' and

other incidental expenses are on the lower side. Hence, he

sought for enhancement of compensation.

8. Heard the learned counsel for the parties and

perused the judgment and award of the Tribunal.

9. It is not in dispute that the claimant has sustained

injuries in the road traffic accident occurred on 25.07.2019

due to rash and negligent driving of the offending vehicle

by its driver.

10. As per wound certificate, the claimant has sustained

blunt injury, right knee joint, tenderness, swelling and

fracture of right patella. The doctor in his evidence has

stated that the claimant has sustained permanent

disability at 30% to the right lower limb and 10% to whole

body. Therefore, taking into consideration the deposition

of the doctor and injuries mentioned in the wound

NC: 2023:KHC:43180

certificate, the Tribunal has rightly taken the whole body

disability at 9%. Considering the injuries suffered by the

claimant and considering Ex.P37, letter issued by the

employer, it is very clear that from 2012-13 to

22.05.2021, when the letter has been issued, the claimant

has been continued in his service as Transport Incharge in

Sri Chaitanya Techno School. Therefore, it is very clear

that the claimant has not relieved from the service and

therefore, there is no loss of income due to disability.

11. Therefore, considering the evidence of the claimant

and injuries suffered by the claimant, I am of the opinion

that the compensation of Rs.3,02,940/- awarded by the

Tribunal under the head of 'loss of future income due to

permanent disability' is on higher side and the same has

been reduced to Rs.1,50,000/-.

12. Considering the nature of injuries, the compensation

awarded by the Tribunal under other heads is just and

reasonable.

- 10 -

NC: 2023:KHC:43180

13. Thus, the claimant is entitled to the following

compensation:

                              As awarded         As awarded
                                by the             by this
     Compensation under        Tribunal             Court
       different Heads
                                      (Rs.)         (Rs.)

 Pain and sufferings                    40,000         40,000

 Medical expenses                       44,500         44,500

 Food, nourishment,                     15,000         15,000
 conveyance and
 attendant charges

 Loss of future income                3,02,940       1,50,000
 due to permanent
 disability

 Loss of enjoyment of life              10,000         10,000
 due to injuries

                 Total                4,12,440      2,59,500



14. In the result, the following order is passed:

ORDER

a) The appeals are disposed of..

b) The judgment of the Claims Tribunal is modified.

- 11 -

NC: 2023:KHC:43180

c) The claimant is entitled to a total compensation of

Rs.2,59,500/-.

d) The Insurance Company is directed to deposit the

compensation amount along with interest

@ 6% p.a. from the date of filing of the claim

petition till the date of realization, within a period of

six weeks from the date of receipt of copy of this

judgment.

e) The amount in deposit, if any, shall be transferred to

the Tribunal.

f) All pending applications are also disposed of.

Sd/-

JUDGE

HA

 
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