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Sri S H Keshavmurthy vs M/S Karnataka Bank Limted
2023 Latest Caselaw 168 Kant

Citation : 2023 Latest Caselaw 168 Kant
Judgement Date : 3 January, 2023

Karnataka High Court
Sri S H Keshavmurthy vs M/S Karnataka Bank Limted on 3 January, 2023
Bench: H.P.Sandesh
                             1



      IN THE HIGH COURT OF KARNATAKA AT BENGALURU

          DATED THIS THE 3RD DAY OF JANUARY, 2023

                          BEFORE

           THE HON'BLE MR. JUSTICE H.P. SANDESH


                 R.S.A.NO.1567/2017 (MON)


BETWEEN

SRI S H KESHAVMURTHY
S/O S V HUCHAPPA
AGED ABOUT 40 YEARS
KESHAVA TIFFIN ROOM
MANJUSHREE COMPLEX
NEHRU ROAD
SHIVAMOGGA-577201

                                               ...APPELLANT

(BY SRI R KIRAN, ADVOCATE)


AND


M/S KARNATAKA BANK LIMITED
HAVING ITS REGISTERED HEAD OFFICE AT MANGALORE
BRANCH AT BHANDIGADI COMPLE, NEHUR ROAD
SHIVAMOGGA-577 201
REP. BY ITS BRANCH MANAGER

                                            ... RESPONDENT
                                 2



     THIS R.S.A. IS FILED UNDER SECTION 100 OF CPC
AGAINST THE JUDGMENT AND DECREE DATED 30.11.2011
PASSED IN O.S.NO.262/2002 ON THE FILE OF II ADDITIONAL
SENIOR CIVIL JUDGE, SHIVAMOGGA AND JUDGMENT AND
DECREE DATED 30.03.2017 PASSED IN R.A.NO.38/2012 ON THE
FILE OF THE II ADDITIONAL DISTRICT AND SESSIONS COURT,
SHIVAMOGGA AND ETC.

    THIS R.S.A. COMING ON FOR ADMISSION THIS DAY, THE
COURT DELIVERED THE FOLLOWING:


                        JUDGMENT

This matter is listed for admission. Heard the learned

counsel appearing for the appellant.

2. This appeal is filed challenging the judgment and

decree dated 30.11.2011 passed in O.S.No.262/2002 on the file

of II Additional Senior Civil Judge, Shivamogga and judgment

and decree dated 30.03.2017 passed in R.A.No.38/2012 on the

file of the II Additional District and Sessions Court, Shivamogga.

3. The respondent-Bank has filed a suit before the Trial

Court for recovery of money against appellant herein and this

appellant had raised the contention before the Trial Court that

the ornaments which have been pledged in the respondent-Bank

while borrowing the loan are the genuine ornaments and the

worth of the said ornaments is Rs.98,280/- and after deducting

the claim of Rs.47,763/- made by the respondent-Bank, the

defendant-appellant is entitled for Rs.46,935/- with interest.

Though the said counter claim was made before the Trial Court

in O.S.No.262/2002, the defendant/appellant not paid the Court

fee and hence, the Trial Court though framed the Issue No.2 in

this regard, answered the same partly affirmative and granted

decree against the defendant/appellant herein to pay the amount

which is due to the bank. Being aggrieved by the said judgment

and decree, the defendant/appellant has filed the appeal in

R.A.No.38/2012 and the First Appellate Court on re-appreciation

of both the oral and documentary evidence, considered that

whether the judgment and decree passed by the Trial Court is

capricious, not based on sound principles of law, facts and

probabilities of the case and whether the judgment of the Trial

Court requires to be interfered and answered the Points as

negative in coming to the conclusion that the judgment and

decree passed by the Trial Court not suffers from any infirmities

and confirmed the judgment of the Trial Court.

4. Now, the learned counsel appearing for the appellant

would vehemently contend that genuineness of the ornaments

which have been pledged by the appellant herein has not been

considered by the Trial Court as well as First Appellate Court and

not answered Issue No.1 in a proper perspectve inspite of

framing the same after considering the pleadings of the parties

is not correct and hence, there is a substantive question of law

to consider the material on record.

5. Having heard the learned counsel appearing for the

appellant and also on perusal of the material on record

particularly the judgment and decree of the Trial Court in

O.S.No.262/2002, while considering the claim of the

appellant/defendant, in paragraph 19 discussed that though the

counter claim was made by the defendant/appellant herein, not

paid the Court fee and also in paragraph 20, taken note of the

material on record with regard to the admitted liability on the

part of the defendant/appellant. The learned counsel appearing

for the appellant also vehemently contend that in a criminal

case, this appellant was acquitted and genuineness of ornaments

which have been pledged has not been decided and the First

Appellate Court also erroneously confirmed the judgment of the

Trial Court. Having considering the said submission and also on

perusal of the material on record, the First Appellate Court on

re-appreciation of both oral and documentary evidence raised

the points with regard to whether the Trial Court has committed

an error and given the reasoning that no such error has been

committed by the Trial Court and answered Points No.1 and 2 as

negative. The first and foremost contention of the

defendant/appellant that the genuineness of the ornaments has

not been decided. When the specific defence was taken by the

defendant/appellant that he had pledged the genuine ornaments

with the respondent-Bank and also he was prosecuted in criminal

case for pledging of fake ornaments, he would have made the

payment of Court fee and contested the matter. However, the

Trial Court framed the Issue No.2 and in order to prove the said

Issue also, the defendant/appellant has not taken any steps

either to make payment of Court fee or adduce evidence before

the Trial Court to substantiate his contention. Even he has been

examined himself as DW1, not produced any documents with

regard to his claim. When such being the material available on

record, I do not find any error committed by the Trial Court in

not accepting the contention of the defendant/appellant and the

First Appellate Court also on re-appreciation considered the

material available on record and not committed any error hence,

there is no substantive question of law to frame the same to

admit the appeal. When no document is placed with regard to

the counter claim by making the payment of Court fee to

substantiate his contention, the question of admitting the second

appeal does not arise. No case is made out to invoke Section

100 of CPC to frame substantive question of law.

6. In view of the discussions made above, I pass the

following:

ORDER

The appeal is dismissed.

Sd/-

JUDGE

SN

 
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