Citation : 2023 Latest Caselaw 100 Kant
Judgement Date : 3 January, 2023
1 MFA No.202505/2019
IN THE HIGH COURT OF KARNATAKA
KALABURAGI BENCH
DATED THIS THE 3RD DAY OF JANUARY, 2023
BEFORE
THE HON'BLE MS. JUSTICE J.M.KHAZI
MFA NO 202505 OF 2019 (MV)
BETWEEN
1. THE MANAGER
UNITED INDIA INSURANCE COMPANY LTD.,
DOOR NO.12-10-89/1, 1ST FLOOR
ANAGA COMPLEX, NEAR CHANDRA MOULESHWAR
CHOWK, RAICHUR, THROUGH ITS
AUTHORIZED SIGNATORY
...APPELLANT
(BY SRI RAHUL R. ASTURE, ADVOCATE)
AND
1. MALLIKARJUN
S/O SANNA SIDDAPPA
AGE: 34 YEARS
OCC: AGRICULTURE AND TRACTOR OWNER
R/O TUPPADU, TQ MANVI
DIST. RAICHUR-584123, OWNER OF VEHICLE
BEARING REGN. NO.KA-36/TB-4894
2. HOLEYAPPA
S/O BALAPPA ISLAMPUR
AGE: 62 YEARS
OCC: AGRIL. & COOLIE
R/O: PAMANKELLUR
TQ: MANVI, DIST: RAICHUR
2 MFA No.202505/2019
NOW RESIDING AT LINGASUGUR
DIST: RAICHUR-584122
RESPONDENTS
(SRI BASAVARAJ R. MATH, ADVOCATE FOR R1:
SRI SHARANAGOUDA V. PATIL, ADVOCATE FOR R2)
THIS MISCELLANEOUS FIRST APPEAL IS FILED
UNDER SECTION 173(1) OF MV ACT, PRAYING TO SET
ASIDE THE IMPUGNED JUDGMENT AND AWARD DATED
08.08.2019 PASSED BY THE MOTOR ACCIDENT CLAIMS
TRIBUNAL AT LINGASUGUR, IN MVC NO.106/2018, AND
ALSO MODIFY THE AWARD AMOUNT AND SET ASIDE THE
FASTENING OF ENTIRE LIABILITY ON THE APPELLANT, BY
ALLOWING THIS APPEAL.
THIS APPEAL COMING ON FOR ORDERS THIS DAY,
THE COURT DELIVERED THE FOLLOWING:
JUDGMENT
In this miscellaneous first appeal filed under
Section 173(1) of Motor Vehicles Act (hereinafter
referred to as 'the Act' for short), insurance company,
which is arrayed as respondent No.2 has challenged
the quantum of compensation granted in favour of the
claimant/petitioner.
2. For the sake of convenience, the parties
are referred to by their rank before the Tribunal.
3. It is the case of the petitioner that he is an
agriculturist. On 22.12.2015 in between 6-30 to 7-00
p.m., he was returning from his land. When he was
near the land of Shivappa, on Pamanakellur-Harvapur
road, a tractor bearing registration No.KA-36/TB-4894
came from the opposite side in a rash or negligent
manner and dashed against him. In the said accident,
he sustained grievous injuries, resulting in permanent
partial disability. At the time of accident, he was aged
60 years, earning Rs.12,000/- p.m. As owner and the
insurer, respondents are liable to pay the
compensation.
4. Respondents have filed separate written
statements denying the age, occupation, income and
nature of the injuries sustained and also that it has
resulted in permanent partial disability. Respondent
No.1 contended that at the time of alleged accident,
the vehicle was covered by a valid policy and
respondent No.2 has pleaded that its liability, if any,
subject to the terms and conditions of the policy.
5. Based on these pleadings, the Tribunal has
framed necessary issues.
6. In support of his case, the petitioner has
examined himself as P.W.1. He has got marked
Exs.P.1 to 133. On behalf of respondent No.2, R.W.1
is examined and Ex.R.1 is marked.
7. Vide the impugned judgment and award,
the Tribunal has partly allowed the petition granting
compensation in a sum of Rs.6,76,469/- and directed
respondent No.2 to pay the same with interest at the
rate of 9% per annum as detailed below:
Sl.No. Particulars Amount of
compensation
1. Loss of future income due Rs.4,32,000/-
to disability
2. Loss of income during Rs.10,000/-
period of treatment
3. Pain and suffering Rs.50,000/-
4. Medical Expenses Rs.1,54,469/-
5. Attendant charges, rest Rs.10,000/-
and nourishment
6. Transportation charges Rs.10,0000/-
during the period of
treatment
7. Future medical expenses Rs.10,000/-
Total Rs.6,76,469/-
8. The same is challenged by respondent
No.2 on the quantum of compensation.
9. During the course of arguments, learned
counsel for respondent No.2 submitted that in the
absence of evidence to prove the exact income,
having regard to the fact that the accident was during
the year 2015, notional income ought to have been
taken as Rs.8,000/- p.m. instead of Rs.10,000/- p.m.
Though the petitioner claimed that he was aged 60
years at the time of accident, the police records as
well as the medical records indicate that he was 65
years old. Therefore, the proper multiplier is 7 instead
of 9 taken by the Tribunal. He would further submit
that the doctor, who treated the petitioner is not
examined. Even where the medical records are prima
facie taken as correct, 40% disability is with regard to
the particular limb and 1/3rd of it is to be taken as
whole body disability to calculate the loss of future
income, but the Tribunal has taken the entire 40%
disability for this purpose and therefore, it requires
modification.
10. Learned counsel for petitioner submitted
that atleast the disability may be taken at 15%
instead of 13% as argued by the learned counsel for
respondent No.2. He would further submit that loss of
amenities is required to be added.
11. Heard the arguments and perused the
records.
12. Based on the complaint regarding the
accident, after conducting detailed investigation, the
concerned police have filed the chargesheet against
the driver of the offending vehicle. Consequently, the
findings of the Tribunal that the accident was occurred
due to the rash or negligent driving by the driver of
the offending vehicle is correct.
13. Though the petitioner has claimed that at
the time of accident, he was 60 years old, admittedly,
he has not produced any documentary proof of his
age. Therefore, medical records and police records
are required to be taken into consideration for
ascertaining the age of the petitioner. Admittedly, in
these records, the age of the petitioner is given as 65
yeas. Therefore, the Tribunal has erred in accepting
the age of the petitioner as 60 years as reflected in
the claim petition. If the age of the petitioner is taken
as 65 years, then the appropriate multiplier is 7 and
not 9 as taken by the Tribunal. Admittedly, the
petitioner has not produced any document in proof of
his actual income. Therefore, it has to be on the basis
of notional income. The Tribunal has taken his income
as Rs.10,000/- p.m. without any basis. Having regard
to the fact that the accident is of the year 2015, on
the basis of minimum wages, it would be appropriate
to consider the income as Rs.8,000/- p.m. instead of
Rs.10,000/- p.m.
14. Similarly, in the medical records, 40%
disability described is that of the particular limb, it has
to be divided into three in order to ascertaining the
whole body disability. If 40% is divided by three, it
come around 13.3%. Therefore, the whole body
disability is taken at 15%. With these components,
the loss of future income is Rs.8,000/- x 12 x 7 x 15%
Rs.1,00,800/-.
15. Similarly, if the income is taken at
Rs.8,000/- p.m., the loss of income during the
treatment period would come to Rs.8,000/- instead of
Rs.10,000/-. The compensation granted under the
head pain and suffering, medical expenses, attendant
charges, transportation charges and future medical
expenses do not call for any interference. The
Tribunal has not granted any compensation under the
head loss of amenities. Having regard to the nature
of injuries suffered by the petitioner, the same is
quantified at Rs.10,000/-.
16. Thus, in all the petitioner is entitled for
compensation in a sum of Rs.3,53,269/- as against
Rs.6,76,469/- granted by the Tribunal as detailed
below:
Sl. Heads Amount awarded Amount awarded No. by the Tribunal by this Court 1. Loss of future income Rs.4,32,000/- Rs.1,00,800/- due to disability 2. Loss of income during Rs.10,000/- Rs.8,000/- period of treatment 3. Pain and suffering Rs.50,000/- Rs.50,000/- 4. Medical Expenses Rs.1,54,469/- Rs.1,54,469/- 5. Attendant charges, Rs.10,000/- Rs.10,000/- rest and nourishment 6. Transportation Rs.10,000/- Rs.10,000/- charges during the period of treatment 7. Future medical Rs.10,000/- Rs.10,000/- expenses 8. Loss of amenities -- Rs.10,000/- Total Rs.6,76,469/- Rs.3,53,269/-
17. To this extent, the appeal deserves to be
allowed. Accordingly, I proceed to pass the following:
ORDER
(i) The Appeal is allowed in part.
(ii) The petitioner is entitled for total
compensation in a sum of Rs.3,53,269/- together with
interest at 9% p.a. as against Rs.6,76,469/- granted
by the Tribunal.
(iii) Respondent No.3/Insurance company shall
deposit the compensation amount within a period of
six weeks from the date of this order. (If already not
deposited)
(iv) Send a copy of this order to the Tribunal.
Sd/-
JUDGE
RSP
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