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Smt. Anusuya D vs Cholamandalam M S Gic Ltd
2023 Latest Caselaw 5864 Kant

Citation : 2023 Latest Caselaw 5864 Kant
Judgement Date : 23 August, 2023

Karnataka High Court
Smt. Anusuya D vs Cholamandalam M S Gic Ltd on 23 August, 2023
Bench: H T Prasad
                                                   -1-
                                                              NC: 2023:KHC:30105
                                                            MFA No. 7587 of 2018




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                              DATED THIS THE 23RD DAY OF AUGUST, 2023

                                                 BEFORE
                           THE HON'BLE MR JUSTICE H.T. NARENDRA PRASAD
                      MISCELLANEOUS FIRST APPEAL NO. 7587 OF 2018 (MV)
                      BETWEEN:

                      1.    SMT. ANUSUYA D
                            W/O LATE DEVA K
                            AGED ABOUT 39 YEARS.

                      2.    KUM YOKSHITHA
                            D/O LATE DEVA K
                            AGED ABOUT 13 YEARS

                      3.    MASTER MANISH
                            S/O LATE DEVA K
                            AGED ABOUT 6 YEARS

                            APPELLANT Nos. 2 & 3 ARE
                            REPRESENTED THROUGH NATURAL
                            GUARDIAN MOTHER SMT ANUSUYA
                            1ST APPELLANT
Digitally signed by
DHANALAKSHMI                ALL ARE R/AT NO.E-170, 10TH CROSS
MURTHY                      WARD NO.1, KAMMAGONDANAHALLI
Location: High              JALAHALLI WEST, BENGALURU-560015.
Court of
Karnataka                                                          ...APPELLANTS
                      (BY SRI. GURUDEV PRASAD K T., ADVOCATE)

                      AND:

                      1.    CHOLAMANDALAM M S GIC LTD
                            T.P.CLAIM HUB, GOLDEN HEIGHTS
                            VI FLOOR, 59TH CROSS
                            4TH M BLOCK, DR.RAJKUMAR ROAD
                            NEAR SUJATHA THEATER
                              -2-
                                          NC: 2023:KHC:30105
                                       MFA No. 7587 of 2018




     BENGALURU-560010
     REP. BY ITS MANAGER.

2.   MR CHAND PASHA
     S/O MANUVAR KHAN
     R/AT VALMIKINAGAR
     BASAVANAHALLI, KASABA HOBLI
     NELAMANGALA TALUK
     BENGALURU RURAL DISTRICT PIN-560020

                                             ...RESPONDENTS
(BY SRI.H.S. LINGARAJ., ADVOCATE FOR R1:
    NOTICE TO R2 IS SERVED AND UNREPRESENTED)


     THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED 04/06/2018,
PASSED IN MVC NO.5774/2017, ON THE FILE OF THE V
ADDITIONAL SMALL CAUSES JUDGE & XXIV ACMM., MEMBER,
MACT, (SCCH-20), MAYO HALL UNIT, BENGALURU, PARTLY
ALLOWING THE CLAIM PETITION FOR COMPENSATION AND
SEEKING ENHANCEMENT OF COMPENSATION.

     THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY,
THE COURT DELIVERED THE FOLLOWING:
                        JUDGMENT

1. This appeal under Section 173(1) of the Motor

Vehicles Act, 1988 (hereinafter referred to as 'the Act', for

short) has been filed by the claimants being aggrieved by

the judgment and award dated 04.06.2018 passed by the

MACT, Bengaluru in MVC No.5774/2017.

NC: 2023:KHC:30105 MFA No. 7587 of 2018

2. Facts giving rise to the filing of the appeal briefly

stated are that on 28.09.2017 at about 07.30 p.m. near

electric transformer, Jhonson godown, Jalahally west,

Bengaluru while the deceased-Deva K was crossing

Kammagonahalli main road, at that time, the driver of the

canter bearing Registration No.KA-52-5532 came in a rash

and negligent manner, so as to endanger human life,

dashed to the deceased. As a result of the aforesaid

accident, the deceased sustained grievous injuries and

succumbed to the injuries.

3. The claimants filed a petition under Section 166 of

the Act seeking compensation for the death of the

deceased along with interest.

4. On service of summons, the respondent No.1

appeared through counsel and filed written statement in

which the averments made in the petition were denied. It

was pleaded that the petition itself is false and frivolous in

the eye of law. The age, occupation and income of the

NC: 2023:KHC:30105 MFA No. 7587 of 2018

deceased are denied. It was further pleaded that the

quantum of compensation claimed by the claimants is

exorbitant. Hence, he sought for dismissal of the petition.

5. The respondent No.2 did not appear before the

Tribunal inspite of service of notice and hence was placed

ex-parte.

6. On the basis of the pleadings of the parties, the

Claims Tribunal framed the issues and thereafter recorded

the evidence. The claimants, in order to prove their case,

examined claimant No.1 as PW-1 and got exhibited

documents namely Ex.P1 to Ex.P13. On behalf of

respondents, one witness was examined as RW-1 but no

document has been produced. The Claims Tribunal, by the

impugned judgment, inter alia, held that the accident took

place on account of rash and negligent driving of the

offending vehicle by its driver, as a result of which, the

deceased sustained injuries and succumbed to the injuries.

The Tribunal further held that the claimants are entitled to

NC: 2023:KHC:30105 MFA No. 7587 of 2018

a compensation of Rs.13,30,000/- along with interest at

the rate of 9% p.a. and directed the Insurance Company

to deposit the compensation amount along with interest.

Being aggrieved, this appeal has been filed.

7. The learned counsel for the claimants has raised the

following contentions:

a) Firstly, the claimants claim that at the time of the

accident and he was earning Rs.24,000/- per month by

working as painter. But the Tribunal is not justified in

taking the monthly income of the deceased as merely as

Rs.9,000/-.

b) Secondly, as per the judgment of the Hon'ble

Supreme Court in the case of MAGMA GENERAL INSURANCE CO.

LTD. -V- NANU RAM [2018 ACJ 2782], each of the claimants are

entitled for compensation of Rs.44,000/- under the head

of 'loss of love and affection and consortium'.

c) Lastly, considering the age and avocation of the

deceased, the overall compensation awarded by the

NC: 2023:KHC:30105 MFA No. 7587 of 2018

Tribunal is on the lower side. Hence, he prays for allowing

the appeal.

8. On the other hand, the learned counsel for the

Insurance Company has raised the following counter-

contentions:

a) Firstly, even though the claimants claim that the

deceased was earning Rs.24,000/- per month, the same is

not established by the claimants by producing documents.

Therefore, the Tribunal has rightly assessed the income of

the deceased notionally.

b) Secondly, on appreciation of oral and documentary

evidence and considering the age and avocation of the

deceased, the overall compensation awarded by the

Tribunal is just and reasonable.

c) Lastly, in view of the Division Bench decision of this

Court in the case of MS.JOYEETA BOSE AND OTHERS -V-

VENKATESHAN.V AND OTHERS (MFA 5896/2018 AND

CONNECTED MATTERS DISPOSED OF ON 24.8.2020), the rate

of interest granted by the Tribunal at 9% p.a. on the

NC: 2023:KHC:30105 MFA No. 7587 of 2018

compensation amount is on the higher side. Hence, he

prays for dismissal of the appeal.

9. Heard the learned counsel for the parties and

perused the judgment and award of the Tribunal.

10. It is not in dispute that Deva K died in the road traffic

accident occurred on 28.09.2017 due to rash and

negligent driving of the offending vehicle by its driver.

11. The claimants claim that deceased was earning

Rs.24,000/- per month. But they have not produced any

documents to prove the income of the deceased. In the

absence of proof of income, the notional income has to be

assessed. As per the guidelines issued by the Karnataka

State Legal Services Authority, for the accident taken

place in the year 2017, the notional income of the

deceased has to be taken at Rs.11,000/- p.m. The

Tribunal considering the law laid down by the Constitution

Bench of the Supreme Court in NATIONAL INSURANCE CO.

NC: 2023:KHC:30105 MFA No. 7587 of 2018

LTD. -v- PRANAY SETHI AND OTHERS [AIR 2017 SC 5157],

has rightly added 25% towards future prospects. Thus,

the monthly income comes to Rs.13,750/-. Since there are

three dependents, it is appropriate to deduct 1/3rd of the

income of the deceased towards personal expenses. Thus,

the monthly income comes to Rs.9,167/-. The Tribunal has

rightly applied the multiplier as '14'. Thus, the claimants

are entitled to compensation of Rs.15,40,056/- (Rs.9,167

*12*14) on account of 'loss of dependency'.

12. In addition, the claimants are entitled to

compensation of Rs.15,000/- on account of 'loss of estate'

and compensation of Rs.15,000/- on account of 'funeral

expenses'. Claimant No.1, wife of the deceased is entitled

for compensation of Rs.44,000/- under the head of 'loss of

spousal consortium'.

13. In view of the law laid down by the Supreme Court in

the case of 'MAGMA GENERAL INSURANCE' (supra), claimant

Nos.2 and 3, children of the deceased are entitled for

NC: 2023:KHC:30105 MFA No. 7587 of 2018

compensation of Rs.44,000/- each under the head of 'loss

of parental consortium'.

14. Thus, the claimants are entitled to the following

compensation:

           Compensation under          Amount in
             different Heads             (Rs.)

          Loss of dependency             15,40,056

          Funeral expenses                   15,000

          Loss of estate                     15,000

          Loss of spousal                    44,000
          consortium

          Loss of Parental                   88,000
          consortium

                           Total        17,02,056




15. In the result, I pass the following order:

ORDER

a) The appeal is allowed in part.

b) The judgment of the Claims Tribunal is modified.

- 10 -

NC: 2023:KHC:30105 MFA No. 7587 of 2018

c) The claimants are entitled to a total compensation of

Rs.17,02,056/- as against Rs.13,30,000/- awarded by

the Tribunal.

d) In view of judgment of the Division Bench of this

Court in the case of 'MS.JOYEETA BOSE' (supra), the

enhanced compensation shall carry interest at 6% per

annum.

e) The Insurance Company is directed to deposit the

compensation amount along with interest from the date of

filing of the claim petition till the date of realization, within

a period of six weeks from the date of receipt of copy of

this judgment.

Sd/-

JUDGE

HA

 
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