Citation : 2022 Latest Caselaw 2031 Kant
Judgement Date : 9 February, 2022
1
IN THE HIGH COURT OF KARNATAKA
KALABURAGI BENCH
DATED THIS THE 9TH DAY OF FEBRUARY 2022
PRESENT
THE HON'BLE MR. JUSTICE S.R.KRISHNA KUMAR
AND
THE HON'BLE MRS. JUSTICE K.S.HEMALEKHA
MFA NO.202454/2019 (MV)
BETWEEN:
The Deputy Manager (Legal),
Future Gen. India Ins. Co. Ltd.,
Pasadena No.18/1 (Old No.125/A),
IIIrd Floor, Ezone Building,
Ashoka Pillar road, Jainagar,
1st Block, Bangalore-560011.
(Now represented by Authorized
Signatory, Deshpande Nagar,
Hubli).
... Appellant
(By Smt. Preeti Patil Melkundi, Advocate)
AND:
1. Vaishali @ Varsha W/o Navanath Kshirasagar,
Age: 33 years, Occ: Household work & Coolie,
2. Bhakti D/o Navanath Kshirasagar,
Age: 10 years, Occ: Nil.,
2
3. Samskar S/o Navanath Kshirasagar,
Age: 07 years, Occ: Nil,
4. Suman W/o Namadev Kshirasagar,
Age: 63 years, Occ: H.H.Work,
Resp. No.2 and 3 herein are minor
M/G by Resp.No.1 herein natural Mother,
All R/o Dobale Galli,
Vijaypur-586101.
5. Dasharat S/o Rajaram Jadhav,
Age: Major, Occ: Owner of truck
Its No.MH-11/M-5726,
R/o: Tondal, Tq: Khandala,
Dist: Satara-415002.
... Respondents
(By Sri.Basavaraj.R.Math, Advocate for R1 & R4;
R2 & R3 are minors U/g of R1;
R5 served)
This Miscellaneous First Appeal is filed under Section
173 (1) of the Motor Vehicles Act, praying to call for the
records and allow the above appeal by setting aside the
impugned judgment and award dated 29.07.2019 in MVC
No.1529/2014 passed by the IIIrd Addl. District and
Sessions Judge & MACT IV, Vijaypur.
This appeal coming on for admission this day,
K.S. Hemalekha J., delivered the following:
3
JUDGMENT
The insurance company has preferred this appeal
assailing the judgment and award dated 29.07.2019, passed
in MVC.No.1529/2014, by the III Additional District & Sessions
Judge & Motor Accident Claims Tribunal, Vijayapura
(hereinafter referred to as "the Tribunal" for short) questioning
the liability and quantum of compensation awarded by the
Tribunal.
2. The claimants filed the petition in
MVC.No.1529/2014 under Section 166 of the Motor Vehicles
Act, 1988 ("the Act" for short) claiming compensation of
Rs.46,50,000/- on account of death of one Navanath S/o
Namadev Kshirasagar, who succumbed to the injuries
sustained in a fatal road traffic accident that occurred on
27.02.2014, when the deceased was proceeding on a
motorcycle bearing registration No.MH-10/AP-9334 from
Solapur towards Indian Sugar Manufacturing Company Ltd.
along with the pillion rider by name Siddeshwar Patil S.o
Shankar Patil. When they reached Solapur - Vijaypur Road, a
lorry bearing registration No.MH-11/M-5726 came from the
opposite direction from wrong side in a rash and negligent
manner and dashed against the motorcycle of the deceased,
due to which the deceased sustained grievous injuries and
succumbed to the injuries while on the way to the hospital.
The claimants are the wife, children and mother of the
deceased and the deceased was the only sole bread winner of
the family and the entire family was depending upon the
income of the deceased.
3. In pursuance of the notice issued by the Tribunal,
respondent Nos.1 and 2 appeared and filed their written
statement.
4. Respondent No.1/owner of the offending vehicle
contended that the accident occurred due to the sole
negligence on the part of the deceased, who was the rider of
the motorcycle bearing registration No.MH-10/AP-9334 and
hence, the respondent is not liable to pay any compensation
amount to the claimants.
5. Respondent No.2/insurance company filed
objections, inter alia contended that the accident occurred due
to the negligence on the part of the deceased rider of the
motorcycle, who lost control and fell down and thus, the
accident occurred on his own accord. It is further contended
that the lorry bearing No.MH-11/M-5726 was falsely implicated
in the accident and the insurance company is not liable to pay
compensation to the claimants as the rider of the motorcycle
on his own accord caused the accident.
6. The Tribunal, on the basis of the rival pleadings of
the parties, framed the following:
ISSUES
1. Whether the petitioners prove that on 27.02.2014 at about 08.30 p.m. near Seena River, on Solapur-Vijayapur road, Navanath S/o. Namadev Kshirasagar, met with road traffic accident due to actionable negligence on the part of the driver of Lorry bearing its Reg.No.MH-11/M-5726 and sustained fatal injuries?
2. Whether the petitioners prove the age and income of the deceased?
3. Whether the petitioners are entitled for compensation? If so, to what quantum and from which of the respondents?
4. What order or award?
ADDL. ISSUE
1. Whether respondent No.2 proves the violations of terms and conditions of insurance policy?
7. In order to substantiate their case, the claimants
examined the wife of the deceased as PW.1 and two other
witnesses as PWs.2 and 3 and got marked documents at
Exs.P-1 to P-17. On the other hand, the respondent
examined the Assistant Manager of the insurance company as
RW.1 and one Siddeshwar Patil as RW.2 and got marked the
documents at Exs.R-1 and R-2.
8. The Tribunal, on the basis of the pleadings,
evidence and material on record held that the accident
occurred due to the rash and negligent driving on the part of
the driver of the said lorry, due to which the deceased
succumbed to the injuries and fastened the liability on the
insurance company and awarded compensation of
Rs.27,07,640/- which is rounded off to Rs.27,07,700/- with
interest at 6% per annum from the date of claim petition till
realization under the following heads:
1. Loss of dependency and Rs.17,51,760/-
expectancy
2. Loss of consortium Rs.25,000/-
3. Loss of estate Rs.20,000/-
4. Loss of love and affection Rs.25,000/-
5. Towards funeral expenses Rs.10,000/-
6. Future prospects -50%. Rs.8,75,880/-
Total Rs.27,07,640/-
9. Being aggrieved by the fastening of liability and
the quantum of compensation awarded by the Tribunal, the
insurance company is in appeal.
10. Heard learned counsel for the appellant/insurance
company and learned counsel for the respondent/claimants.
11. Smt. Preeti Patil Melkundi, learned counsel for
the appellant / insurance company would contend that the
fastening of liability by the Tribunal is without considering the
specific contention of the insurance company that the accident
occurred due to the negligence on the part of the rider himself
and that the lorry bearing registration No.MH-11/M-5726 was
falsely implicated in the alleged accident.
12. It is further contended that the Tribunal has not
considered the evidence of RW.2, the pillion rider of the
motorcycle in proper perspective.
13. Insofar as the quantum of compensation is
concerned, it is contended that the award of compensation to
the extent of Rs.17,51,760/- under the head loss of
dependency and Rs.8,75,880/- towards future prospects is
much on the higher side and hence, sought for reduction of
compensation awarded by the Tribunal.
14. Per contra, Sri Basavaraj R. Math, learned
counsel for the claimants would contend that the Tribunal
looking into the evidence and material on record has rightly
held that the accident has occurred due to the rash and
negligent driving of the lorry bearing registration No.MH-11/M-
5726 and the Tribunal considering the actual income of the
deceased and in view of the judgment of the Hon'ble Apex
Court has awarded compensation which is fair, just and proper
compensation and the same does not call for any interference
at the hands of this Court.
15. Having given our anxious consideration to the
rival contentions and having perused the material on record,
the points that arise for our consideration in this appeal are:
(i) Whether the Tribunal was justified in fastening the liability on the insurance company?
(ii) Whether the judgment and award of the Tribunal requires any interference insofar as the quantum of compensation is concerned?
(iii) What order?
Point No.1:
16. The date, time and occurrence of the accident
and that the deceased succumbed to the injuries sustained in
a fatal road traffic accident that occurred on 27.02.2014 is not
in dispute. The dispute is with regard to whether the accident
occurred due to the negligence on the part of the driver of lorry
bearing registration No.MH-11/M-5726 or whether the
accident occurred due to the own accord of the deceased/rider
of the motorcycle.
17. Perusal of the documents Ex.P-4 the spot
panchnama and Ex.P-8 the charge sheet, which is leveled
against the driver of the lorry bearing registration No.
MH-11/M-5726 clearly indicate that the accident occurred due
to the rash and negligent driving of the offending vehicle. It is
also seen from the record that the said lorry was seized by the
police authority as on the date of the accident. PW.3 who is
the eyewitness to the accident in an unequivocal terms stated
that the occurrence of the accident is due to the rash and
negligent driving of the driver of the said lorry. The insurance
company, by way of cross-examination of PW.3 could not elicit
anything from the mouth of PW.3 contrary to what was stated
by PW.3 in his evidence. Though the insurance company
tried to contend that the lorry was falsely implicated in the
accident, the evidence of RW.1, who has categorically
admitted that neither complaint nor any investigation was
conducted by the insurance company to substantiate their
stand that the lorry bearing registration No.MH-11/M-5726 was
falsely implicated. Thus, the contention of the insurance
company that accident was created and there was no
negligence on the part of the driver of the lorry does not bring
home the satisfied evidence as required. Thus, in our
considered view, the reasoning of the Tribunal holding that the
accident occurred due to the rash and negligent driving of the
driver of the offending vehicle does not call for any
interference. As a result, we answer point No.1 in the
affirmative.
Point No.2:
18. Insofar as the quantum of compensation is
concerned, the Tribunal has taken the income of the deceased
as per his salary and the documents at Exs.P-11 to P-15.
Ex.P-15 is the salary certificate for the month of January 2014.
Ex.P-17 is the consolidated salary certificate for the months of
November, December and January. Ex.P-16 is the certificate
issued by the General Manager of Indian Sugar Manufacturing
Company. PW.2 has stated in his evidence that the deceased
was a permanent employee and Exs.P-16 and P-17 are the
documents which clearly show that the deceased was a
permanent employee and was earning a gross salary of
Rs.13,126/- per month and the net income of the deceased
was taken as Rs.12,976/-. The Tribunal, taking into
consideration the actual salary of the deceased and applying
the multiplier as per the dictum of the Hon'ble Apex Court in
the case of National Insurance Company Limited vs.
Pranay Sethi [(2017)16 SCC 680], has awarded a sum of
Rs.17,51,760/- under the head loss of dependency and
Rs.8,75,880/- under the head future prospects. Under the
head loss of consortium, the Tribunal has awarded a sum of
Rs.25,000/-. Under the head loss to estate, loss of love and
affection and funeral expenses, the Tribunal has awarded
Rs.20,000/-, Rs.25,000/- and Rs.10,000/- respectively. Thus,
the perusal of the entire judgment and award of the Tribunal
would clearly depict that the award of compensation by the
Tribunal is just, fair and proper compensation and it does not
call for any interference. Thus, point No.2 raised for
consideration is answered in the affirmative holding that the
quantum of compensation awarded by the Tribunal does not
call for any interference.
19. In view of the aforesaid discussion, we pass the
following:
ORDER
(i) The appeal filed by the insurance company is
hereby dismissed.
(ii) The impugned judgment and award dated
29/07/2019 in MVC.No.1529/2014 on the file of
the Tribunal is hereby confirmed.
No order as to costs.
Sd/-
JUDGE
Sd/-
JUDGE S*
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