Citation : 2022 Latest Caselaw 1943 Kant
Judgement Date : 8 February, 2022
IN THE HIGH COURT OF KARNATAKA
DHARWAD BENCH
DATED THIS THE 08 T H DAY OF FEBRUARY, 2022
BEFORE
THE HON'BLE MR.JUSTICE S.VISHWAJITH SHETTY
M.F.A. No.103178/2017 (MV)
BET WEEN
THE B RANCH MANAGER,
NATIONAL INSURANCE COMPANY LIMITED,
KALADGI ROAD, MELLIG ER I COMPLE X,
BAGALKOT, T HROUGH ITS
THE DIV IS IONAL MANAGER,
NATIONAL INSURANCE COMPANY LIMITED,
DIV IS IONAL OFFICE
RAMDEV GALLI, B ELAGAVI,
REPRES ENTED BY ITS
DULY SIGNED AU THORITY
ADMINISTRAT IVE OFFICER.
...APPELLANT
(BY SRI.NAGANGO UNDA R.KUPPELURU , ADVOCATE)
AND
1. YAMANAPPA S/O RAMAPPA JALAGERI,
AGE: 59 YEARS, OCC: AGRICULTU RE, NOW NILL
R/O: GADDANAKERI, T Q AND DIST: B AGALKOT.
2. MAHANTESH S/O YALGU RDAPPA HA L ANNAVAR,
AGE: 49 YEARS, OCC: BU SINESS,
R/O: PL OT No.91A, SECTOR No.42,
NAVANAGAR, BAGALKOT .
(OWNER OF THE AU TO RICKSHAW No.KA-29/8 163)
...RESPONDENTS
(BY SRI.C.M.HOSAMANI, ADVOCATE FOR R1)
(R2 SERVED)
2
THIS MISCELLANEOUS FIRST APPEA L IS FILED UNDER
SECTION 173(1) OF MOTOR VEH ICLES ACT, 1988, AGAINST
THE J UDGMENT AND AWARD DATED 22.04.2 017 PASS ED IN
MVC No.546/ 2013 ON THE FILE OF THE MEMB ER, MOTOR
ACCIDENT CLAIMS TRIB UNAL-III, BAGALKOT, AWARDIN G
COMPENSATION O F ` 1,11,000/- WIT H INTER EST AT 8%
P.A. FROM THE DAT E OF PETIT ION TILL ITS DEP OS IT.
THIS APPEA L COMING ON FOR ORDERS, THIS DAY THE
COURT DELIVERED THE FOLLOWING:
JUDGMENT
This app eal has been filed by the insurer of the
offending autorickshaw b earing registration No.KA-29/
8163 challeng ing the judgment and award dated
22.04.2017 p assed by the Motor Accid ent Claims
Tribunal-III, Bag alkot (hereinafter referred to as the
'Tribunal', for brevity) in MVC No.546/2013 insofar as
it relates to saddling the liability to pay the
compensation on the appellant-insurer.
2. Though this appeal is listed for orders, with
the consent of the learned counsels appearing for the
parties, the appeal is taken up for final disposal. The
parties to this appeal are referred to by their
rankings assigned to them before the Tribunal for the
sake of convenience.
3. Brief facts of the case that would be
relevant for the purpose of disposal of this appeal
are:
The claimant had filed MVC No.546/2013
claiming compensation from the owner and insurer of
the offending autorickshaw bearing registration
No.KA-29/8163 contending that on 03.12.2011 when
he was traveling in the offending autorickshaw, the
driver of the autorickshaw who was driving the
vehicle in a rash and negligent manner dashed the
said vehicle against another vehicle bearing
registration No.KA-29/7402 and caused the accident.
In the said accident, the claimant had suffered
grievous injuries and he was admitted to
Dr.Daddennavar Hospital, Bagalkot. It is under these
circumstances, he had filed a claim petition under
Section 166 of the Motor Vehicles Act, 1988 (for
short, the 'Act') which was partly allowed by the
Tribunal and a compensation of `1,11,000/- was
awarded with interest at 8% per annum from the date
of petition till realization. The 2 n d respondent-insurer
of the offending vehicle was directed to deposit the
compensation amount. Being aggrieved by the
judgment and award insofar as it relates to saddling
the liability to pay the compensation, the insurer is
before this Court.
4. Learned counsel for the insurer submits
that the driver of the offending autorickshaw did not
have valid and effective driving licence as on the
date of accident. He submits that he had no valid
permit as on the date of accident and therefore the
Tribunal was not justified in saddling the liability to
pay the compensation on the insurer having regard to
the fact that the offending vehicle was used in
violation of the terms and conditions of the policy
issued by the insurer.
5. Per contra, learned counsel appearing for
the claimant submits that the driver of the offending
autorickshaw was holding a Light Motor Vehicle (non-
transport) driving licence and therefore in view of the
judgment of the Hon'ble Apex Court in the case of
Mukund Dewangan V/s Oriental Insurance
Company Limited reported in (2017) 14 SCC 663,
the Tribunal was justified in saddling the liability on
the insurer of the autorickshaw. He also submits that
the permit which was issued by the competent
authority in respect of the offending autorickshaw
was subsequently renewed and therefore there was
no violation of the terms and conditions of the policy
and the liability of the Insurance Company cannot be
exonerated. Accordingly, he prays to dismiss the
appeal.
6. I have carefully considered the arguments
addressed on both sides and also perused the
material available on record.
7. It is not in dispute that the offending
autorickshaw bearing registration No.KA-29/8163 was
involved in the road traffic accident that had taken
place on 03.12.2011 in which the claimant had
suffered injuries. It is also not in dispute that the
said autorickshaw was duly covered with the
insurance policy issued by the appellant-insurer
which was valid as on the date of accident. As rightly
contended by the learned counsel for the claimant
having regard to the undisputed fact that the driver
of the offending autorickshaw was holding a LMV
(non-transport) driving licence which was valid as on
the date of accident in view of the judgment of the
Hon'ble Apex Court in the case of Mukund
Dewangan, the Tribunal is fully justified in saddling
the liability to pay the compensation on the insurer
of the offending vehicle. Further it is also not in
dispute that the offending vehicle was issued with a
permit by the competent authority and though the
said permit had expired as on the date of accident,
admittedly the same was renewed thereafterwards.
Under the circumstances, I do not find any illegality
or irregularity in the judgment and award passed by
the Tribunal saddling the liability to pay the
compensation to the claimant, on the insurer of the
offending vehicle. Accordingly, the appeal does not
merit consideration and the same is dismissed.
The amount in deposit is directed to be
transferred to the Tribunal for the purpose of
disbursement.
Sd/-
JUDGE
CLK
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