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Santosh Kumar Mahto vs M/S United India Insurance Company Ltd
2025 Latest Caselaw 4968 Jhar

Citation : 2025 Latest Caselaw 4968 Jhar
Judgement Date : 17 April, 2025

Jharkhand High Court

Santosh Kumar Mahto vs M/S United India Insurance Company Ltd on 17 April, 2025

Author: Sanjay Kumar Dwivedi
Bench: Sanjay Kumar Dwivedi
                                                                             2025:JHHC:11592




                     IN THE HIGH COURT OF JHARKHAND AT RANCHI
                                M.A. No. 366 of 2023
                  Santosh Kumar Mahto, aged about 45 years, son of Dharam Nath
            Mahto, resident of Village- Marangmarcha, Sandhi, P.O. Chitarpur, P.S.
            Chitarpur, District- Ramgarh                                ... Appellant
                                          -Versus-
            1. M/s United India Insurance Company Ltd., represented through
                 Divisional Manager, City Centre, Sector-IV, B.S. City, P.O. & P.S. B.S. City,
                 District- Bokaro
            2. Ram Lagan Mahto, son of Late Maheshwar Mahato
            3. Pako Devi, wife of Ram Lagan Mahato
            4. Ambika Kumari, daughter of Ram Lagan Mahato
                 All residents of Telidih Road, Chas, P.O. & P.S. Chas, District- Bokaro
                                                                         ... Respondents
                                             -----
                CORAM:      HON'BLE MR. JUSTICE SANJAY KUMAR DWIVEDI
                                             -----
                For the Appellant            : Mr. Ajit Kumar, Advocate
                                               Mr. Pankaj Verma, Advocate
                For Respondent No.1          : Mr. Mukesh Kumar Dubey, Advocate
                For Respondent Nos.2 to 4    : Mr. Nikhil Ranjan, Advocate
                                             -----
06/17.04.2025        Heard Mr. Ajit Kumar, learned counsel for the appellant-owner cum

driver of the alleged vehicle, Mr. Mukesh Kumar Dubey, learned counsel for

the respondent no.1-insurance company and Mr. Nikhil Ranjan, learned

counsel for respondent nos. 2 to 4-claimants.

2. This appeal has been preferred against the judgment and award dated

13.01.2022 passed by the learned District Judge-V-cum-Presiding Officer,

Motor Accident Claims Tribunal, Bokaro in Motor Accident Claim Case No.133

of 2018.

3. Larned counsel for the appellant-owner cum driver of the vehicle

submits that I.A. No.10648 of 2024 has been filed for condoning the delay of

505 days in preferring the present miscellaneous appeal. He submits that the

delay has occurred due to illness of the appellant.

4. Learned counsel for the respondent no.1-insurance company submits

that there is nothing on record to suggest that the appellant was ill as no

2025:JHHC:11592

document to that effect has been annexed. He further submits that before

the learned Tribunal, notice has already been effected upon the appellant and

in spite of that, he has not appeared. He submits that the driving license of

the driver cum owner of the alleged vehicle was not there for driving the

commercial vehicle and that finding is also there against the appellant herein

and in view of that, the learned Tribunal has been pleased to grant

compensation in favour of the claimants and directed the insurance company

to satisfy the same and recover that amount from the owner of the vehicle.

He submits that in light of the direction of the learned Tribunal, the insurance

company has already satisfied the award and recovery proceeding has been

filed for recovery of the amount.

5. Learned counsel for respondent nos. 2 to 4-claimants submits that in

light of the award, the claimants have received the amount paid by the

insurance company.

6. In view of the above submissions of the learned counsel for the parties,

the Court finds that the learned Tribunal in paragraph 14 of the judgment and

award has gone through the evidence as well as Ext.A/1, which was the report

of the investigator and found that the driving license of the appellant herein

issued by the D.T.O. office, Lohardaga, which was marked as Ext.-A, was not

valid and effective at the time of accident and it was valid from 07.10.2013 to

06.10.2016 only, whereas, the accident took place on 27.09.2018. Thus, it is

an admitted position that there is violation of terms and conditions of the

insurance policy and in view of that, the learned Tribunal has rightly passed

the judgment and award and right of recovery was provided to the insurance

company. There is no illegality in the finding of the learned Tribunal.

2025:JHHC:11592

7. In course of the argument, learned counsel for the insurance company

has produced the carbon copy of the order dated 19.08.2019 and submits

that notice has been effected upon the appellant before the learned Tribunal

and track report was also on the record, which was considered by the learned

Tribunal and in view of that, ex-parte proceeding has been proceeded against

the appellant herein.

8. The carbon copy of the order dated 19.08.2019 is taken on record.

9. In view of the above facts, there is nothing on merit also and, as such,

this appeal is dismissed.

10. Since on merit, the appellant has not been able to satisfy the Court,

consequently, I.A. No.10648 of 2024 filed for condonation of delay of 505

days in preferring this miscellaneous appeal, wherein, proper document with

regard to illness is also produced is also dismissed.

11. Statutory amount deposited by the appellant shall be transmitted back

to the learned Tribunal where the recovery proceeding is pending.

(Sanjay Kumar Dwivedi, J.) Ajay/

 
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