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Smt. Rukhmani Devi vs Ameer Das
2025 Latest Caselaw 12 Chatt

Citation : 2025 Latest Caselaw 12 Chatt
Judgement Date : 1 April, 2025

Chattisgarh High Court

Smt. Rukhmani Devi vs Ameer Das on 1 April, 2025

Author: Parth Prateem Sahu
Bench: Parth Prateem Sahu
                                                                                   Page No.1




                                                                          2025:CGHC:15250
                                                                                    NAFR

                               HIGH COURT OF CHHATTISGARH AT BILASPUR

                                              MAC No. 815 of 2020

                            1. Smt. Rukhmani Devi Wife Of Late Pardeshi Ram Kenwat
                               Aged About 48 Years Resident Of Mangaon, Laxman
                               Nagar, Tahsil-Katghora, District-Korba Chhattisgarh.
                            2. Vimalkant Son Of Late Pardeshiram Kenwat Aged About 30
                               Years Resident Of Mangaon, Laxman Nagar, Tahsil-
                               Katghora, District-Korba Chhattisgarh.
                            3. Neelkanth Son Of Late Pardeshiram Aged About 28 Years
                               Resident Of Mangaon, Laxman Nagar, Tahsil-Katghora,
                               District-Korba Chhattisgarh.
                            4. Mohitram Son Of Late Jageshwar Aged About 72 Years
                               Resident Of Mangaon, Laxman Nagar, Tahsil-Katghora,
                               District-Korba Chhattisgarh.
                            5. Smt Dujbai Wife Of Mohitram Aged About 70 Years
                               Resident Of Mangaon, Laxman Nagar, Tahsil-Katghora,
                               District-Korba Chhattisgarh.
                                                                              ... Appellants
                                                versus
                            1. Ameer Das Son Of Santuram Aged About 36 Years
                               Resident of Chunchuni, Gevra, Korba, Tahsil & District
                               Korba (CG.
                            2. Prithvi Rikal Transporter Private Limited Director-Santosh
                               Singh Aged About 36 Years Son Of Late Rup Singh,
         Digitally signed      Resident of In Front of Shahri Park, Kanshinagar, Raipur,
NISHA by NISHA
      DUBEY

DUBEY 2025.04.08
      Date:

         10:22:14 +0530
                               Tahsil And District-Raipur Chhattisgarh.
                                                                              Page No.2

    3. H.D.F.C.        Ergo     General       Insurance       Company         Limited
        Through       Branch        Manager,        H.D.F.C.       Ergo      General
        Insurance Company Limited Raipur Office-Devendra Nagar
        Tiraha,      Commercial          Building      Raipur,       District-Raipur
        Chhattisgarh.
                                                                   .. Respondents
----------------------------------------------------------------------------------------

For Appellant : Mr. Aditya Khare, Advocate For Respondent No.1 & 2 : None.

For Respondent No.3 : Ms. Priya Mishra, Advocate on behalf of Mr. N.K. Thakur, Adv.

----------------------------------------------------------------------------------------

Hon'ble Shri Justice Parth Prateem Sahu Judgment On Board 01/04/2025

1. Heard on I.A. No.1, which is an application for condonation

of delay of 339 days in filing this appeal.

2. On due consideration of submissions of counsel for

respective parties and the reasons assigned in the

application, it is allowed. Delay in preferring this appeal is

hereby condoned.

3. There is no dispute regarding the accident, the cause of

accident as also liability to indemnify the insured owner of

offending vehicle by the insurance company. Sole question

involves in this appeal for consideration is whether or not

the Claims Tribunal has awarded adequate compensation

to the claimant. In such circumstance, issuance of notice

to respondent Nos.1 & 2, who are driver and registered

owner of offending vehicle respectively, is dispensed with.

With the consent of the parties, appeal is being heard finally

at the admission stage itself.

4. Appellants-claimants have filed this appeal seeking

enhancement of compensation awarded by learned

Additional Motor Accident Claims Tribunal, Katghora,

District Korba (for short 'the Claims Tribunal') vide award

dated 28.3.2019 passed in Claim Case No.11/2017.

5. Facts of the case, in brief, are that on 16.12.2016 at about

11:00 p.m. in the night Pardeshi Ram Kenwat (since

deceased) was going on his motorcycle to his place of

work, when he reached near Soni Dhaba, Kusmunda, the

non-applicant No.1, driver of truck bearing registration

number CG04-JC-7571 (for short 'the offending vehicle'),

while reversing the offending vehicle has dashed

motorcycle of Pardeshi Ram and caused accident. In the

said accident, Pardeshi Ram suffered grievous injuries and

died instantaneously. Accident was reported in concerned

police station based on which Crime No.204/2016 for the

alleged offence punishable under Section 304A of IPC was

registered against the non-applicant No.1.

6. Claimants/appellants herein, who are widow, children and

parents of deceased respectively, filed an application

seeking compensation to the tune of Rs.1,13,00,000/- under

various heads inter alia on the ground that the deceased

was sole earning member in the family and they were

dependent on the income of the deceased.

7. Non-applicant No.1 & 2 / respondents No.1 & 2 herein did

not appear before the Claims Tribunal and therefore, they

were proceeded exparte.

8. Non-applicant No.3- Insurance Company submitted its

written statement denying the averments made in

application. It was pleaded that deceased himself was

responsible for the accident and not the non-applicant No.1

because the deceased himself collided with the offending

vehicle. In the given facts and circumstances of the case,

the principle of contributory negligence attracts in present

case. On the date of accident, non-applicant No.1 was not

having valid and effective driving license to drive offending

vehicle and further, the offending vehicle was plied on road

without there being valid permit and fitness. Since the

offending vehicle was plied in violation of essential

conditions of insurance policy, therefore, the insurance

company is not liable to indemnify the insured.

9. The Claims Tribunal after appreciating the pleadings and

evidence placed on record (oral and documentary both) by

the respective parties has arrived at the conclusion that the

accident occurred due to rash and negligent driving of

offending vehicle by its driver; there was no element of

contributory negligence and consequently, allowed claim

application in part; awarded compensation of

Rs.56,96,173/- along with interest @ 7% p.a. and fastened

liability upon non-applicant No.3/respondent No.3 herein to

satisfy the impugned award.

10. Learned counsel for the claimants/appellant submits that on

the date of accident, deceased was 52 years old and was in

employment of permanent nature, however, while

assessing income of the deceased the Claims Tribunal has

not added anything towards future prospects. He further

submits that the compensation awarded by the Claims

Tribunal under other conventional head is also on lower

side and deserves to be enhanced. Hence, he prays that

this appeal may be allowed and the amount of

compensation be enhanced suitably.

11. Per contra, learned counsel for respondent No.3 argues that

the amount of compensation as assessed and granted by

the learned Claims Tribunal does not call for any

interference. He,however, does not dispute that nothing has

been added towards future prospect in the income of

deceased. He submits that in case the amount of

compensation is enhanced, interest for the period of delay

in filing this appeal may not be awarded.

12. Heard learned counsel for the parties and perused the

record of Claims Tribunal.

13. Fact of accident so also liability is not disputed by learned

counsel representing the Insurance Company, therefore, this

Court is not entering into the said aspect. The only grievance

of claimant-appellant is with regard to quantum of

compensation awarded.

14. Perusal of the impugned award would show that while

assessing income of the deceased, the Claims Tribunal has

not added anything towards the loss of future prospects. The

Hon'ble Supreme Court in case of National Insurance

Company Ltd. vs. Pranay Sethi, reported in (2017)16 SCC

680 has held that 15% of the assessed income is to be

added towards future prospects in cases where victim of a

road accident was in the age group of 50 to 60 years and in

permanent employment. In case at hand, there is no dispute

that at the time of accident, deceased was 52 years old, he

was in permanent employment, working as as Electrical

Fitter in South Eastern Coalfields Ltd, Dhelwadih. Hence, it

is ordered that appellants are entitled for addition of 15% of

assessed income towards future prospects in the income of

deceased.

15. The Claims Tribunal awarded a lump sum amount of

Rs.75,000/- under other conventional head of loss of love

and affection and Rs.25,000/- for funeral expenses. There

has been a thumb rule in this aspect. The Constitution

Bench of Hon'ble Supreme Court in Pra-52 of Pranay Sethi's

case (supra) has opined that reasonable figures on

conventional head namely 'loss of estate‟, 'loss of

consortium‟ and 'funeral expenses‟ should be Rs.15,000/-,

Rs.40,000/- and Rs.15,000/- respectively. Hence, award of

lump sum compensation of Rs.75,000/- awarded under other

conventional head i.e. loss of love and affection as well

funeral expenses, is erroneous and requires to be

reassessed as per the law settled by Hon'ble Supreme Court

in case of Pranay Sethi (supra).

16. In Magma General Insurance Co. Ltd. vs. Nanu Ram

alias Chuhru Ram and Others, reported in (2018) 18 SCC

130, Hon'ble Apex Court has explained the concept of

consortium in para No.21 to 25 as under:

21.A Constitution Bench of this Court in Pranay Sethi (supra) dealt with the various heads under which compensation is to be awarded in a death case. One of these heads is Loss of Consortium. In legal parlance, "consortium" is a compendious

term which encompasses „spousal consortium‟, „parental consortium‟, and „filial consortium‟. The right to consortium would include the company care help comfort, guidance, solace and affection of the deceased, which is a loss to his family. With respect to a spouse, it would include sexual relations with the deceased spouse.

21.1.Spousal consortium is generally defined as rights pertaining to the relationship of a husband wife which allows compensation to the surviving spouse for loss of "company, society, co-operation,affection, and aid of the other in every conjugal relation."

21.2. Parental consortium is granted to the child upon the premature death of a parent, for loss of"parental aid, protection, affection, society, discipline, guidance and training."

21.3. Filial consortium is the right of the parents to compensation in the case of an accidental death of a child. An accident leading to the death of a child causes great shock and agony to the parents and family of the deceased. The greatest agony for a parent is to lose their child during their lifetime. Children are valued for their love, affection, companionship and their role in the family unit.

24.The amount of compensation to be awarded as consortium will be governed by the principles of awarding compensation under "loss of consortium" as laid down in Pranay Sethi². In the present case, we deem it appropriate to award the father and the sister of the deceased, an amount of Rs 40,000 each for loss of filial consortium."

17. From perusal of the above it is apparent that spousal

consortium is awarded to the surviving spouse for loss of

"company, society, co-operation,affection, and aid of the

other in every conjugal relation. Parental Consortium is

awarded to children who lose their parents in motor vehicle

accidents for loss of 'parental aid, protection, affection,

society, discipline, guidance and training'. Whereas, filial

consortium is awarded to the parents who lose their child

during their lifetime in a motor accident. In the case at

hand, perusal of the award would show that the learned

Claims Tribunal has not awarded any amount towards

spousal, parental and filial consortium to the widow,

children and parents of the deceased, for which they are

otherwise entitled as per decision of Hon'ble Supreme

Court in case of Magma Insurance (supra).

18.For the foregoing, this Court proposes to recalculate

amount of compensation payable to the

claimants/appellants.

19.Accordingly, income of deceased is taken as Rs.56,527/-/-

per month and after adding 15% towards future prospects

because on the date of accident, age of deceased was 52

years and in permanent job, the monthly income of

deceased would come to Rs.65,006/- (56527+15% of

56527) and annual income would be Rs.7,80,072/-

(65006x12). After deducting one-fourth towards personal

and living expenses of deceased, as rightly deducted by the

Claims Tribunal, annual loss of dependency would come to

Rs.5,85,054/-. As the deceased was 52 years, multiplier of

11 is applicable and therefore, applying multiplier of 11, the

loss of dependency would be Rs.64,35,594/- (585054x11).

Besides this, appellant No.1 is entitled for a sum of

Rs.40,000/- towards spousal consortium; appellants No.2 &

3 are entitled for a sum of Rs.40,000/- each towards

parental consortium being children of deceased and

appellant No.4 & 5 are entitled for Rs.40,000/- each

towards filial consortium being parents of the deceased, as

held by Hon'ble Supreme Court in the matters of Pranay

Sethi (supra) and Nanu Ram @ Chuharu Ram (supra).

In addition to aforesaid amount, appellants are also entitled

to get a sum of Rs.15,000/- for funeral expenses and

Rs.15,000/- for loss of estate. Thus, total amount of

compensation comes to Rs.66,65,594/- (6435594 +

2,00,000 + 30,000) recoverable from the respondents,

jointly and severally. Rest of the conditions mentioned in the

impugned award shall remain intact. Any compensation

disbursed to appellants pursuant to impugned award shall

be adjusted.

20.In view of decision of Hon'ble Supreme Court in the matter

of Lakkamma vs. United India Insurance Co. Ltd.

reported in (2021) 20 SCC 797, it is directed that the

appellant will not be entitled for the interest on the

additional amount of compensation for the delayed period,

which is of 339 days, as pointed out by the Registry vide

office note dated 26.6.2020.

21.In the result, the appeal is allowed in part and the impugned

award stands modified to the extent indicated above.

Sd/-

(Parth Prateem Sahu) Judge nisha

 
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