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National Insurance Company Limited vs Smt. Sarita Jaiswal And Ors
2024 Latest Caselaw 109 Chatt

Citation : 2024 Latest Caselaw 109 Chatt
Judgement Date : 24 June, 2024

Chattisgarh High Court

National Insurance Company Limited vs Smt. Sarita Jaiswal And Ors on 24 June, 2024

     Neutral Citation
     2024:CGHC:21140




                                    1

                                                                 NAFR
      HIGH COURT OF CHHATTISGARH, BILASPUR

                        MAC No. 709 of 2015

     National Insurance Company Limited Through The Branch
     Manager, Branch Office, Rajnandgaon, Chhattisgarh
                                                       ---- Appellant
                              Versus
  1. Smt. Sarita Jaiswal W/o Late Shri Omprakash Jaiswal Aged
     About 50 Years, R/o Kamthi Line, Rajnandgaon, Chhattisgarh
  2. Amit Jaiswal S/o Late Shri Omprakash Jaiswal Aged About 29
     Years, R/o Kamthi Line, Rajnandgaon, Chhattisgarh
  3. Sumit Jaiswal S/o Late Shri Omprakash Jaiswal Aged About 21
     Years, R/o Kamthi Line, Rajnandgaon, Chhattisgarh
  4. Harinarayan Singh S/o Babu Singh Rajput Aged About 31 Years
     R/o Hadaypur, District - Damoh M.P. (Truck Driver), Through-
     Prahlad Trading Company, Kailash Nagar, Rajnandgaon,
     Chhattisgarh
  5. Prahlad Trading Company, Kailash Nagar, Rajnandgaon,
     Chhattisgarh (Owner of Truck No.CG 08 B 1590)
                                                  ---- Respondents


For Appellant         :      Mr. Qamrul Aziz, Advocate
For Respondents 1 to 3 :     Mr. Rakesh Thakur, Advocate
For Respondents 4 & 5 :      None


           Hon'ble Shri Justice Sanjay Kumar Jaiswal, J.

Order on Board (24.06.2024)

1. This is an insurer appeal challenging the award dated 03.01.2015 passed by 1st Additional Motor Accident Claims Tribunal, Rajnandgaon (C.G.) in Claim Case No.64/2014 awarding a total compensation of Rs.7,11,000/- with interest @ 6% per annum, from the date of application till its realization, in favour of the claimants for their irreparable loss.

2. The gist of claim before Claims Tribunal was that on 16.03.2009 at about 10:30 p.m., when deceased Omprakash Jaiswal along with Ramswarup was returning from Higher Secondary School, Neutral Citation 2024:CGHC:21140

Chhuikhadan on his motorcycle, near village Badhaitola on Rajnandgaon-Khairagh road, respondent Harinarayan Singh driving the offending vehicle i.e. Truck bearing registration No.CG 08 B 1590 rashly and negligently dashed his motorcycle, as a result of which, Omprakash Jaiswal sustained grievous injures on his body and died during the course of treatment at Apollo Hospital, Bhilai on 19.03.2009. The claimants (respondents 1 to 3) who are the wife and children of the deceased preferred a claim application before the Tribunal claiming compensation of Rs.30,48,000/-. Learned Claims Tribunal, on a close scrutiny of the evidence available on record, awarded total compensation of Rs.7,11,000/- with interest @ 6% per annum, from the date of application till its realization, in favour of the claimants, against which this appeal has been preferred by the Insurance Company.

3. The main ground of challenge to the impugned award by the Insurance Company is that the offending vehicle was not involved in the accident as on the date of accident the vehicle was not in Khairagarh but was about 250 Km away from the place of incident in Korba for carrying Tendu leaves. He further submits that there is a delay of about 40 days in lodging the FIR as the incident took place on 16.03.2009 and the FIR was lodged on 24.04.2009. Therefore, the Tribunal has erred in passing the award holding that the vehicle in question was involved in the accident. Hence, prayed for allowing the appeal.

4. On the other hand, it has been argued on behalf of learned counsel for respondents 1 to 3 claimants that in the facts and circumstances of case, the award passed by the Claims Tribunal is just and proper and requires no interference.

5. Heard learned counsel for the parties and perused the record.

6. So far as the main ground of challenge to the impugned award regarding non-involvement of the offending vehicle in the Neutral Citation 2024:CGHC:21140

accident is concerned, the Insurance Company has examined three witnesses namely Rajkumar Netam (NAW-1), Nagin Bhai (NAW-2) and Saroj Rajput (NAW-3) and has also produced Ex.D-6 to Ex.D-9 in support of their argument. The main defence on behalf of the Insurance Company is that as per Ex.P-8 TP, Tendu Pata was loaded on the offending vehicle from Pali Godown on 16.03.2009 and as per Toll Post Slip Ex.D-7, the vehicle left from Korba district on 16.03.2009 at 21.21 p.m. and as per the seal of Forest Produce Check Post which is behind Ex.D-8, the offending vehicle reached Rajnandgaon on 17.03.2009 at 7.55 a.m.

7. However, the Tribunal has not believed the evidence of the Insurance Company as the offending vehicle belongs to Prahlad Trading Company, the owner of which is not residing in Rajnandgaon and witness Nagin Bhai (NAW-2) has been given the power for conducting the affairs of the company. Nagin Bhai (NAW-2) has stated that the company has many vehicles and no such Register is maintained in the company as to which truck went when & where and they came back from where & when and which driver drove them. This witness has further stated that Ex.D-6 & D-7 do not bear the signature of any person. Saroj Rajput (NAW-3) has made similar statement as has been stated by Nagin Bhai. Saroj Rajput has clearly stated that there is cancel seal on Ex.D-8 T.P. So the Tribunal has disbelieved on their evidence and relied on the evidence of the eye witness Ramswarup who was travelling on the motorcycle along with the deceased at the time of accident. If the vehicle had actually passed through that spot, the driver should have told that he had taken the vehicle and this is the T.P. which was received that day but the driver has not even been examined.

8. From the evidence it is clear that the statement of injured eye witness Ramswarup that the accident was caused by the offending vehicle driven by Harinarayan, could not be refuted. Neutral Citation 2024:CGHC:21140

The report of the accident was made against driver Harinarayan and a criminal case is pending against him which also could not be refuted. Though charge sheet has been filed against the driver of the offending vehicle, he has not been examined. In such a situation, it cannot be accepted that the offending vehicle was not involved in the accident merely on the ground that the FIR was lodged after about 40 days and the seizure was made after about two and a half months of the accident. Hence, the ground of the Insurance Company regarding non-involvement of the offending vehicle in the accident is not acceptable.

9. So far as the ground of delay in lodging FIR is concerned, Hon'ble Supreme Court in the case of Ravi v. Badrinarayan & Ors reported in 2011 LawSuit(SC) 97 while dealing this issue has held as under:

"20. It is well-settled that delay in lodging FIR cannot be a ground to doubt the claimant's case. Knowing the Indian conditions as they are, we cannot expect a common man to first rush to the Police Station immediately after an accident. Human nature and family responsibilities occupy the mind of kith and kin to such an extent that they give more importance to get the victim treated rather than to rush to the Police Station. Under such circumstances, they are not expected to act mechanically with promptitude in lodging the FIR with the Police. Delay in lodging the FIR thus, cannot be the ground to deny justice to the victim. In cases of delay, the courts are required to examine the evidence with a closer scrutiny and in doing so; the contents of the FIR should also be scrutinized more carefully. If court finds that there is no indication of fabrication or it has not been concocted or engineered to implicate innocent persons then, even if there is a delay in lodging the FIR, the claim case cannot be dismissed merely on that ground."

Neutral Citation 2024:CGHC:21140

10. In the case of Pawan Kumar and Others v. Satpal Singh and Others reported in 2022 (4) T.A.C. 10 (S.C.) the Supreme Court held as under:

"4. The driver and owner of the vehicle are facing trial which is stated to be pending. The postmortem report also clearly establishes that the deceased Subhash Yadav died on account of the injuries suffered in a motor Vehicular accident. In light of these admitted facts and in view of the scope of the powers conferred upon the Tribunal under the Motor Vehicles Act, 1988, we fail to understand the logic which prompted the Tribunal to reject the Claim Petition on the premise that the factum of death of Subhash Yadav in the reported accident is not proved. One of the reasons, namely, the delay in registration of FIR is a question to be gone into by the Criminal Court where the driver and owner of the delinquent vehicle are facing trial. The Tribunal ought not to have influenced by these irrelevant considerations. We do not want to observe anything further as it would amount to expression of views on merits. Suffice it to say that the claim of the appellants requires to be determined on merits and in accordance with law."

11. Reverting to the facts of the present case, it is clear from the evidence that the accident took place on 16.03.2009. FIR in this regard was lodged on 24.04.2009 i.e. after about about 40 days of the incident. The eye witness to the accident namely Ramswarup who was travelling along with the deceased Omprakash Jaiswal had informed the son of the deceased about the incident. But at that time, he had not told the vehicle number to the son of the deceased and after 13-day rituals of the deceased he told him the vehicle number and after that the FIR was lodged. Therefore, the delay occurred in lodging the FIR. Hence, in the light of the aforesaid judgments of the Hon'ble Supreme Court and taking into consideration the facts and circumstances of the case, the ground of delay in lodging the FIR raised by the Insurance Company also stands negated.

Neutral Citation 2024:CGHC:21140

12. In that view of the matter, the finding of the Tribunal is found to be justified and the same does not require any interference.

13. Accordingly, the present appeal of the Insurance Company being devoid of merit is hereby dismissed.

Sd/-

Sanjay Kumar Jaiswal Judge

Khatai

 
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