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Jaideep Halwasiya vs Kanchan Devi Kochar
2026 Latest Caselaw 2586 Cal/2

Citation : 2026 Latest Caselaw 2586 Cal/2
Judgement Date : 2 April, 2026

[Cites 1, Cited by 0]

Calcutta High Court

Jaideep Halwasiya vs Kanchan Devi Kochar on 2 April, 2026

Author: Debangsu Basak
Bench: Debangsu Basak
OD-11                                                                             2026:CHC-OS:114-DB
                     IN THE HIGH COURT AT CALCUTTA
                          Civil Appellate Jurisdiction
             In Appeal from its Ordinary Original Civil Jurisdiction
                                  ORIGINAL SIDE

                                  APD/1/2024
                                With CS/71/2020

                               JAIDEEP HALWASIYA
                                      -VS-
                              KANCHAN DEVI KOCHAR


BEFORE:
The Hon'ble JUSTICE DEBANGSU BASAK
                    -AND-
The Hon'ble JUSTICE MD. SHABBAR RASHIDI



For the Appellant                 :    Mr. Debnath Ghosh, Sr. Adv.
                                       Mr. Biswarup Mukherjee, Adv.
                                       Mr. A. P. Gomes, Adv.


HEARD ON                          :    02.04.2026
DELIVERED ON                      :    02.04.2026



DEBANGSU BASAK, J.:-

        1.     Appeal is at the behest of a defendant and directed against

               judgment and order dated July 7, 2023 passed by the Learned

               Single Judge in IA GA/1/2020 in CS/71/2020.

        2.     By the impugned judgment and order, learned Single Judge

               decreed the suit on admission. The decree is for a sum of Rs.

               64,71,312/-.

        3.     Learned Senior Advocate appearing for the appellant submits

               that, there is an issue of limitation involved. He submits that,
                                2
                                                                           2026:CHC-OS:114-DB

     initially loan transaction as pleaded in the plaint is of July 2,

     2016. The suit was filed in 2020.

4.   Learned Senior Advocate appearing for the appellant submits

     that, appellant never acknowledged its liability to the plaintiff.

     He contends that Annexure-D at page-38 of the paper book does

     not bear the signature of the appellant. The appellant is a

     natural person. The signature appears to a different natural

     person.

5.   Learned Senior Advocate appearing for the appellant relies upon

     an unreported decision of the Co-ordinate Bench dated April 22,

     2014 passed in APO/264/1999 CS/170/1998 (The Tata Iron

     & Steel Co. Ltd. Vs. Mideast Integrated Steels Ltd.) to

     contend that, the so called admission allegedly made prior to the

     filing of the suit is of no consequence in the case of adjudication

     of an application for judgment on admission.

6.   None appears for the respondent even in the second call.

7. Respondent filed a suit for recovery of money lent and advanced.

8. Money that the respondent lent to the appellant was Rs.

50,00,000/-. It was so done on real time gross settlement

(RTGS) transfer through bank account on July 2, 2016. Money

went into the bank account of the appellant from the

respondent.

9. Respondent as the plaintiff claims that the appellant paid

interest till March 31, 2018. In response to such claim, the case

of the appellant is that, the entire loan amount stood repaid.

2026:CHC-OS:114-DB

10. This stand of the appellant that, entire loan amount stood

repaid, by itself, amounts to an admission of receipt of the loan.

There is no document of repayment excepting the respondent

acknowledging receipt of interest payment on March 31, 2018.

These facts establish that the suit is within the period of

limitation. Suit was filed in 2020. Therefore, the suit cannot be

said to be barred by limitation.

11. There is an acknowledgment in writing at page 38 of the paper

book. The admission quantifies the amount payable by the

appellant to the respondent. There is no material on record to

take a view contrary that was taken by the learned Single Judge

with regard to the admission appearing in the application.

12. The acknowledgement in writing contains entries of bank

transactions between the parties. Appellant is not denying the

bank transactions recorded in the acknowledgment of liability.

The acknowledgement of liability is a statement of amount

which also reflects the bank transactions. The statement of

account is not per se denied. What is being claimed by the

appellant it was not signed by a person authorised by it. That

claim is moonshine given the contents of the statement of

account as also the conduct of the parties.

13. In The Tata Iron & Steel Co. Ltd. (Supra), Co-ordinate Bench

noted that, the admission of fact was required to be made either

in the pleadings or otherwise. The Co-ordinate Bench was of the

view that, an admission which was made prior to the filing of the

2026:CHC-OS:114-DB

suit cannot be construed to be admission within the meaning of

Order XII Rule 6 of the Code of Civil Procedure, 1908.

14. In the facts of that case, there was a letter dated May 24, 1997

issued by the defendant in such suit which offered payment of

an amount in a phased manner. Such factual situation is not

obtaining in the present case.

15. Order XII Rule 6 of the Code of Civil Procedure allows the Court

to pass a decree, at any stage of the suit, either on the

application of any party to the suit or on its own motion and

without waiting for the determination of any other question

between the parties, on the basis of the admission of fact made

either in the pleadings or otherwise.

16. The words 'or otherwise' used in Order XII Rule 6 is to be

understood in the context of the word 'pleadings' used

immediately before these two words. The irresistible inference is

that such words allow consideration of admission made

otherwise than by way of pleadings. That would enlarge the area

of operation to events that is admission occurring outside of

pleadings and therefore encompass admissions made prior to

institution of suit also.

17. Legislature, therefore, entrusted the Court with the power to

pass a decree on admission of fact notwithstanding no

application being made in that regard by any of the parties and

notwithstanding determination of any other issues between the

parties to the suit, if the Court found that there is an admission,

2026:CHC-OS:114-DB

appearing in the pleadings or otherwise. Provisions of Order XII

Rule 6 of the Code of Civil Procedure, 1908 do not prescribe any

limitation in the manner the appellant seeks to introduce to it.

18. The word 'otherwise' means when, used in the context of Order

XII Rule 6 is that, such admission may appear de hors the

pleadings. It necessarily means that, de hors the pleadings filed,

there can be an admission, upon which, the Court can act upon.

19. Order XII Rule 6 of the Code of Civil Procedure, 1908 as

appearing, does not put a time limit as to the admission

appearing otherwise than the pleadings that the Court can take

notice of the same and pass a decree thereon.

20. In this context reference can be made to 2025 SCC Online SC

751 (Rajiv Ghosh -Vs- Satya Narayan Jaiswal) where it is held

as follows:

"35. The words "or otherwise" are wide enough to include all cases of admissions made in the pleadings or de hors the pleadings. Under Rule 6, as originally enacted, it was held that the words "or otherwise" without the words "in writing" used in Rule 1 showed that a judgment could be given upon oral or verbal admission also. [See : Beeny, re, (1894) 1 Ch D 499] The Amendment Act of 1976, however, made the position clear stating that such admissions may be "in the pleading or otherwise" and "whether orally or in writing". Thus, after the amendment in Rule 6, the admissions are not confined to Rule 1 or Rule 4 of Order 6, but are of general application. Such admissions may be express or implied (constructive); may be in writing or oral; or may be before the institution of the

2026:CHC-OS:114-DB

suit, after the suit is brought or during the pendency of proceedings."

21. In such circumstances, we find no merit in the present appeal.

22. APD/1/2024 is dismissed without any order as to costs.

(DEBANGSU BASAK, J.)

23. I agree

(MD. SHABBAR RASHIDI, J.)

sp3

 
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