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Smt. Man Kumari Khalling vs The Oriental Insurance Company Limited ...
2024 Latest Caselaw 4795 Cal

Citation : 2024 Latest Caselaw 4795 Cal
Judgement Date : 18 September, 2024

Calcutta High Court (Appellete Side)

Smt. Man Kumari Khalling vs The Oriental Insurance Company Limited ... on 18 September, 2024

                     IN THE HIGH COURT AT CALCUTTA

                       (Civil Appellate Jurisdiction)

                            APPELLATE SIDE



Present:

The Hon'ble Justice Shampa Dutt (Paul)



                          FMAT No. 409 of 2016
                                   with
                              CAN 1 of 2024


                        Smt. Man Kumari Khalling

                                    Vs

            The Oriental Insurance Company Limited & Anr.

For the Appellant/                        : Mr. Jayanta Banerjee,
Claimant                                    Mr. Sandip Bandyopadhyay,
                                            Mr. Rakib Hussain,
                                            Ms. Rukmini Basu Roy.

For the Respondent No.1/                  : Mr. Parimal Kumar Pahari.
Insurance Company


For the Respondent No.2/                  : None.
Owner

Hearing concluded on                      : 21.08.2024

Judgment on                               : 18.09.2024
                                        2


Shampa Dutt (Paul), J.:

1. The present appeal has been preferred by the claimant against the

Judgment and Award dated 31.08.2015 passed by Judge, Motor

Accident Claims Tribunal, 1st Court, Additional District Judge, Siliguri

in M.A.C. Case No. 09(02) of 2012, under Section 166 of the Motor

Vehicles Act, 1988.

2. THE FACTS :-

"..............On 08.05.2010 at about 10.30p.m.her son Sewak Khaling was returning from his working place at Royal Sarovar Hotel at Sevoke Road, Siliguri to his home. On the way at Siliguri Salugara Road in front of Sona Motor, one Motor Cycle being No. WB-74P-1962 being driven rashly and negligently hit her son, as a result of which he sustained severe injuries and he was immediately shifted to Anandalok Nursing Home where he died on 12.05.2010.

At the time of accident her son was 22 years old, and used to earn Rs. 6,000/- per month from his job of painter and polish. She herself along with her family were totally dependent upon the income of her son as her husband is a patient of Glaucoma since long and is almost blind.

The offending Vehicle being Regd. No. WB-74P- 1962 was insured with the Oriental Insurance Co. Limited. She prays for compensation amounting to Rs. 8,25,500/-............."

3. O.P. No.1/Oriental Insurance Co. Ltd. is contested the case by filing

written statement denying the materials averments of the petition and

contended inter alia that the case is not maintainable in law and the

case is liable to be dismissed.

4. The Claimant examined two witnesses and proved relevant documents

which were marked Exhibit 1 to 9.

5. The opposite parties cross examined the P.W's but did not adduce any

evidence on behalf of the opposite party.

6. The Tribunal finally held as follows :-

".........MAC Case No. 09(02) 2012

Dated 31st August, 2015

...........The amount of compensation is thus as follows:-

1/2 of Rs. 15000/- x 15 (multiplier) = Rs. 1,12,500/-

I am also inclined to grant a sum of Rs. 2,000/- as funeral expenses and a sum of Rs. 2,500/- as loss of estate. In all it comes to the tune of Rs. 1,17,000/- to which the petitioner, Smt. Man Kumari Khaling (being the mother & legal heir of the deceased) is entitled to get as compensation................

Sd/-

Tribunal Judge, MAC Cases & Addl. Dist. Judge, 1st Court, Siliguri, Darjeeling........"

7. Beings aggrieved, the claimant has preferred the present appeal

on appeal on the ground :-

That the learned tribunal without considering the actual

income of the victim, did not grant „Just Compensation‟ to

the claimant, in accordance with the relevant provision of

law.

8. From the materials including the evidence on record, the

following is evident :-

i) From the FIR and seizure list (Exhibit-4 and 5) it appears that

the victim died on 12.05.2010, in the accident by the

offending vehicle, caused by its rash and negligent driving.

ii) The offending vehicle had valid Insurance (Ext. 8).

iii) Income of the deceased be taken as Rs. 3000/- p.m.

considering that the accident occurred in 2010 and the salary

certified/proved was not in accordance with law.

iv) The age of the victim was 25 years (voter card Ext.1) so

multiplier 18 will be applicable. (Sarla Verma (Smt) & Ors.

Vs. Delhi Transport Corporation and Anr. (2009) 6 SCC

121)

v) Future prospect shall be 40% of income. (National

Insurance Co. Ltd. Vs. Pranay Sethi & Ors., (2017) 16 SCC

680)

vi) Deceased being a bachelor, 50% deduction of income to be

made. (Sarla Verma & Ors. Vs. Delhi Transport

Corporation and Anr. (Supra))

vii) General damages of Rs. 70,000/- under the conventional heads

of Loss of estate: Rs.15,000, Loss of consortium: Rs.40,000,

Funeral expenses: Rs.15,000. (National Insurance Company

Ltd. Vs Pranay Sethi & Ors., (Supra)). General damages to be

enhanced at the rate of 10% every three years. So 10% every

three year since 2017 on 70,000/- will be Rs. 84,000/-. (Being

20%).

9. Thus the "Just Compensation" in this case would be as follow:-

        Monthly Income                                 Rs. 3,000/-
        Annual Income                                  Rs. 36,000/-
        (3,000 x 12)
        Less : Deduction on Income 50% (Bachelor)      Rs. 18,000/-
                                                       Rs. 18,000/-
        Add : Future prospects @ 40% of the annual     Rs. 7,200/-
        income of the deceased
                                                       Rs. 25,200/-
        Multiplier x 18 (25, 200 x 18)                 Rs. 4,53,600/-
        Add: General damages Loss of estate:           Rs. 84,000/-

Rs.15,000/- Loss of consortium: Rs.40,000/- Funeral expenses: Rs.15,000/. (Rs. 70,000 + 20% = Rs. 84,000) Total amount:- Rs. 5,37,600/-

10. Admittedly, the Claimant has received an amount of compensation of

Rs. 1,17,000/- together with interest in terms of order of the learned

Tribunal. Accordingly, the Claimant is now entitled to the balance

amount of compensation of Rs. 4,20,600/- together with interest

at the rate of 6% per annum from the date of filing of the claim

application till deposit.

11. Taking into consideration, the amount already received by the

Claimant/Appellant, the Respondent No. 1/Insurance Company shall

deposit the balance amount, along with the interest, with the learned

Registrar General, High Court, Calcutta, within a period of six weeks,

who shall release the amount in favour of the claimant, upon

satisfaction of her identity and payment of ad-valorem Court fees, if

not already paid.

12. The appeal being FMAT 409 of 2016 stands disposed of. The

impugned judgment and award of the learned Tribunal under appeal

is modified to the above extent.

13. All connected applications, if any, stand disposed of.

14. There will be no order as to costs.

15. Interim order, if any, stands vacated.

16. Copy of this Judgment be sent to the Learned Tribunal, along with the

trial court records, if received.

17. Urgent certified website copy of this judgment, if applied for, be supplied

expeditiously after complying with all, necessary legal formalities.

(Shampa Dutt (Paul), J.)

 
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