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Sk. Mainul vs The Oriental Insurance Co. Ltd
2024 Latest Caselaw 4653 Cal

Citation : 2024 Latest Caselaw 4653 Cal
Judgement Date : 11 September, 2024

Calcutta High Court (Appellete Side)

Sk. Mainul vs The Oriental Insurance Co. Ltd on 11 September, 2024

11.09.2024
Piya
ct no. 30                   FMA 805 of 2006
sl no. 6                           With
                               CAN 2 of 2015
                       (Old No.: CAN 4462 of 2015)
                                   With
                             CAN 3 of 2017
                       (Old No.: CAN 3876 of 2017)
                                   With
                             CAN 4 of 2023

                            Sk. Mainul
                                 Vs.
                   The Oriental Insurance Co. Ltd.




             For the Appellant            : Mr. Krishanu Banik.


             For the Respondent/          : Ms. Gopa Das Mukherjee.

Insurance Company

Re : IA No.: CAN 4 of 2023

1. IA No.: CAN 4 of 2023 is not pressed by the learned

counsel for the appellant and is thus rejected being

not pressed.

2. The present appeal has been preferred by the claimant

against the Judgment and Award dated 6th day of

December, 2004 passed by the learned Judge, Motor

Accident Claims Tribunal (Fast Track, 2nd Court),

Asansol, Burdwan in MAC Case No.45/2002 &

78/2001, under Section 166 of the Motor Vehicles

Act.

3. Facts :-

"..........On 07.12.2000 the petitioner Sk. Mainul was travelling in a dumper bearing No.WB- 37/6705 being Khalasi (worker) of the same. The said dumper was proceeding towards Churulia after unloading coal at Charanpur siding. At that time the dumper over turned. In the said accident four fingers of the petitioner cut down. Accident was caused due to fault of the driver of dumper. He was treated in the Nursing Home. He used to earn Rs.1800/- as his remuneration. He is now unable to do any work due to his injured hand and operation of abdomen. He is not able to do daily usual work. So the injured has filed this case and prayed for compensation of Rs.3 lakhs................"

4. The case was contested by Oriental Insurance Co. Ltd.

By filing written statement denying all facts as made

in the plaint and contending inter alia, that the

petitioner has no cause of action and this case is not

maintainable. The specific defence of the opposite

party/Insurance Company is that the petitioner

sustained no injury in his hand due to any accident

on 07.12.2000 near Charanpur. He was not admitted

in any Hospital namely Asansol Medical Centre

Private Ltd. The alleged accident had not taken place

due to fault of the driver. The petitioner is able to do

his usual work with his right hand. The driver of the

offending vehicle had no valid driving licence. So, the

O.P/Insurance Co. is not liable to make any payment

to the petitioner. So, this case is liable to be

dismissed.

5. The claimants examined two witnesses and proved

relevant documents which were marked as Exhibit-1

to 2 series.

6. Considering the materials on record the learned

tribunal held as follows:-

".......... MAC Case No. 45/2002 and 78/2001

Dated 06.12.2004 ............Considering evidence and the injury of the petitioner, I find that the petitioner sustained grievous injuries. As his four fingers were amputed. So, I like to award Rs.5,000/- as compensation for pain and sufferings. Accordingly, the victim is entitled to compensation of Rs.65,000/-. The amount, if any, paid in any case under Section 140 of the M.V. Act over the self same incident, that shall be deducted from the total awarded amount...........

Sd/-

Judge, MACT (Fast Track 2nd Court) Asansol......"

7. From the materials including evidence on record,

the following is evident:-

i) The claimant in the present case is the injured

and admittedly he lost his four fingers of his left

hand (Exhibit-3).

ii) The disability certificate of the medical board is

prima facie valid and has been marked as

exhibit-3 by the tribunal. The said certificate

shows that the claimant injured had suffered

permanent disability to the extent of 25%. The

certificate was issued in July, 2001. The accident

in this case occurred in December, 2000.

iii) Age of the injured in 2001 is shown as 20 years,

so multiplier 18 will be applicable.

iv) Motor Accident case no.3 of 2000 dated

07.12.2000 of Barabali Police Station has been

proved by appellant/claimant (Exhibit-6 series).

The said document proved the accident in the

present case and also that the offending vehicle

is a dumper. The said offending dumper caused

the accident in the present case in which the

victim suffered the injuries.

v) Exhibit-4 is the copy of the Insurance certificate

showing that the offending vehicle had valid

insurance at the relevant time.

vi) The victim in this case has claimed that he was

the 'Khalasi' of the offending dumper and used to

get monthly salary of Rs.1800/- per month. No

documents were produced in support of the said

income.

vii) The learned Tribunal considering the said fact

held the income in respect of the victim as

notional income of Rs.1500/- (exhibit-2).

viii) As the accident occurred in year 2000, income is

taken as Rs. 3000/- per month.

ix) Exhibit-2, proves that the victim was aged 20

years old at the time of accident.

x) Exhibit-2 is the discharge certificate, which also

shows that the injured was admitted in Hospital

from 07.12.2000 to 18.12.2000 (10 days).

8. Accordingly, the "just compensation" in the present

case would be as follows:-

     3000x12x18x25%                    Rs. 1,62,000/-
     Towards Medical expenses          Rs.50,000/-
     Non-pecuniary damages             Rs.50,000/-
     Loss of earning                   Rs.50,000/-
     Total amount                      Rs.3,12,000/-



9. Admittedly, the Claimant/Appellant has received the

amount of compensation of Rs. 65,000/- together

with interest in terms of order of the learned

Tribunal. Accordingly, the claimant is now entitled to

the balance amount of compensation of Rs.

2,47,000/- together with interest at the rate of

6% per annum from the date of filing of the claim

application till deposit.

10. Taking into consideration, the amount already

received by the Claimant/Appellant, the

Respondent No. 1/Insurance Company shall

deposit the balance amount, along with the interest,

with the learned Registrar General, High Court,

Calcutta, within a period of six weeks, who shall

release the amount in favour of the Claimant, upon

satisfaction of his identity and payment of ad-

valorem Court fees, if not already paid.

11. The appeal being FMA 805 of 2006 stands

disposed of. The impugned judgment and award

of the learned Tribunal under appeal is modified

to the above extent.

12. No order as to costs.

13. All connected applications, if any, stand disposed of.

14. Interim order, if any, stands vacated.

15. Copy of this Order be sent to the Learned

Tribunal, along with the trial court records, if

received.

16. Urgent Photostat certified copy of this order, if

applied for, be given to the parties on usual

undertaking.

(Shampa Dutt (Paul), J.)

 
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