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National Insurance Co. Ltd vs Rina Das & Ors
2024 Latest Caselaw 5174 Cal

Citation : 2024 Latest Caselaw 5174 Cal
Judgement Date : 7 October, 2024

Calcutta High Court (Appellete Side)

National Insurance Co. Ltd vs Rina Das & Ors on 7 October, 2024

                        In The High Court At Calcutta
                          Civil Appellate Jurisdiction
                                 Appellate Side
Present:-
The Hon'ble Justice Ananya Bandyopadhyay


                                    FMA 705 of 2023
                                     CAN 1 of 2023
                                     CAN 2 of 2023
                                     CAN 3 of 2024
                               National Insurance Co. Ltd.
                                         Versus
                                     Rina Das & Ors.

Mr. Guddu Singh               ...for the Appellant/Insurance Company.

Mr. Jagannath Ganguly
                                    ...for the Respondents/Claimants.

Heard on: 07.10.2024.
Judgment on: October 07, 2024.

     Ananya Bandyopadhyay, J:- Both the Learned Advocates for the

appellant/insurance company and the respondents/claimants are present.

     The instant appeal has been filed against the judgment and award

dated 30th July, 2022 passed by the Learned Motor Accident Claims

Tribunals, cum Additional District and Sessions Judge, 7 th Court, Barasat,

North 24 Parganas in M.A.C. Case No. 549 of 2015.

     Learned Advocate appearing on behalf of the appellant/insurance

company disputed the grant of compensation by the Learned Tribunal

considering the computations denoted in Serial No. 6, 7 and 9 of the table

delineated in the impugned judgment and award whereby the sum of Rs.

100000/-, 25000/-, and 100000/- had been granted respectively against the
                                           2



loss of estate/love and affection, funeral expenses and cost of litigation and

loss of consortium.

      The Learned Advocate for the respondent/claimants opposed the

contention of the Learned Advocate for the appellant/insurance company

emphasising that the Learned Tribunal had correctly computed the amount

of compensation.

      An application under Section 166 of the Motor Vehicles Act had been

filed by the claimants seeking compensation for the death of the victim in an

accident which occurred on 6th September, 2014 at about 4.00 p.m. with the

involvement of the offending vehicle bearing Registration No. WB-04E/1886

(Auto Rickshaw) near Lake Town Police Station due to the rash and negligent

driving of the driver of the offending vehicle which hit the victim resulting in

his death at N.R.S Medical College and Hospital, eventually.

      The Learned Tribunal did not consider the propositions of the Hon'ble

Supreme Court as decided in National insurance company Ltd. Vs. Pranay

Shetty & Anr. and erroneously granted the amount stipulated in serial No. 6,

7 and 9 of the table as mentioned in the impugned judgment and award.

      The Learned Tribunal had granted liberty to the appellant/insurance

company to recover the amount of compensation from the owner of the

offending vehicle and the said direction of the Learned Tribunal is not

interfered with.

      The impugned award of Rs. 7,28,749/- is modified as follows:-
                                              3



                    Monthly Income                                     Rs.    3,000/-

                    Annual Income                                      X             12
                                                                       ------------------

After deducting one third of the personal Rs. 36,000/-

                    expense                                            -      12000/-
                                                                       -------------------
                                                                       Rs. 24,000/-
                    Add Future Prospects (25%)                         Rs. 30,000/-

                                                                       _______________
                    Multiplier to be "13"                               Rs. 3,90,000/-

                    Loss of estate/love and affection                  Rs.    15,000/-

                    Funeral expenses and cost of litigation            Rs.    15,000/-

                    Medical expenses                                   Rs. 1,13,749/-

                    Loss of consortium                                 Rs. 40,000/-

                    Increase of    10%      from   2017   on   other   Rs. 7000/-
                    damages                                            ______________
                                                                       Rs. 5,80,749/-




The application being CAN 3 of 2034 had been filed inter alia, stated that the

respondent No.2 expired on 03.10.2018 during the pendency of the appeal filed

under Section 166 of the Motor Vehicles Act resulting in MAC Case No. 549 of 2015.

The Learned Advocate for the appellant/insurance company had mentioned

the name of the respondent No.2 in cause title of the memo of appeal and the same

should be deleted owing to the death of the respondent Nos.2 during the pendency of

the aforesaid MAC case No. 549 of 2015.

The impugned judgment and award dated 30th July, 2022 passed by the

Learned Motor Accident Claims Tribunals, cum Additional District and

Sessions Judge, 7th Court, Barasat, North 24 Parganas in M.A.C. Case No.

549 of 2015 did not mention the name of the respondent No.2 to be one of the

claimants to have received the compensation amount in certain proportion.

It was further submitted by the Learned Advocate for the appellant/insurance

company that the Appellant/Insurance Company had deposited the entire awarded

amount with an interest of 6 % per annum from the date of filing of the claim

application i.e. 10,52,470/- as per the challan filed by the Learned Advocate for the

Appellant/Insurance company. The present respondents/claimants is entitled to

receive the balance amount of Rs. 5,80,749/- at the rate of 6% per cent per annum

from the date of filing of the claim application till the date of actual realization.

The office of the Registrar General, High Court at Calcutta is to deduct the

entire amount inclusive of the awarded amount as aforesaid along with an interest

of 6 % per annum on the same from the date of filing of the claim application till the

date of realization, from the deposited amount in this Court and refund the balance

amount through a cheque to the Learned Advocate for the insurance company for

the accounts of the insurance company. The interest generated on the sum of money

deposited by the appellant/insurance company at the office of the Learned Registrar

General, High Court at Calcutta which had been further deposited in the

nationalized bank by the office of the Learned Registrar General, High Court at

Calcutta should be apportioned and the sum of interest accrued on the aforesaid

amount should be disbursed in favour of the respondents/claimants and the

balance sum of interest to be refunded to the insurance company through distinct

account payee cheques.

The instant appeal is disposed of accordingly.

The applications are disposed of.

The interim order if any stand vacated.

The Trial Court record be sent down forthwith to the concerned tribunal.

Copy of the order be sent to the Department as well as the concerned tribunal

as expeditiously as possible.

(Ananya Bandyopadhyay, J.)

 
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