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Mukti Bagchi & Ors vs National Insurance Company ...
2023 Latest Caselaw 1521 Cal

Citation : 2023 Latest Caselaw 1521 Cal
Judgement Date : 1 March, 2023

Calcutta High Court (Appellete Side)
Mukti Bagchi & Ors vs National Insurance Company ... on 1 March, 2023
    01
01.03.2023
Ct. No.237
    pg.
                        IN THE HIGH COURT AT CALCUTTA
                           CIVIL APPELLATE JURICTION
                                 APPELLATE SIDE

                                   IA No. CAN 1 of 2023
                                            in
                                    FMAT 748 of 2011

                                 Mukti Bagchi & Ors.
                                         Vs.
                     National Insurance Company Limited & Ors.



                      Mr. Amit Ranjan Roy
                           ... For the applicants/appellants/claimants

                      Mr. Afroze Alam
                            ... For the respondent no.1/Insurance Co.

In re: CAN 1 of 2023

This application has been filed for condonation of

delay in filing the Motor Accident Claim Appeal after 180

days.

Mr. Amit Ranjan Roy, learned advocate, appearing

on behalf of the applicants/appellants/claimants has

referred to the contents of the application and submits

that delay of 180 days has been explained in the

application itself.

Mr. Afroze Alam, learned advocate, appearing on

behalf of the respondent no.1/Insurance Company left the

matter to the discretion of the Court.

After considering the explanations assigned in the

application itself and also keeping an eye to the beneficial

legislation, I do not find any reason to stand in the way in

admitting the appeal. Thus, the prayer for condonation of

delay is allowed.

The application, being CAN 1 of 2023 stands

disposed of.

The Department is directed to register the appeal, if

the same is otherwise in form.

In re: FMAT 748 of 2011

Mr. Roy has submitted that notice upon the

owners/respondent nos.2 and 3 may be dispensed with, as

the owners did not appear before the learned Tribunal.

On such prayer, service of notice upon the

respondent nos.2 and 3 stands dispensed with, as they did

not contest before the learned Tribunal.

At this stage, learned advocate appearing on behalf

of the appellants/claimants has submitted that he has

prepared informal paper books and already supplied to the

learned advocate appearing on behalf of the respondent

no.1/Insurance Company. Accordingly, he prays for

disposal of the appeal.

On such prayer, the appeal is taken up for hearing.

This appeal is directed against the judgment and

award dated 27th September, 2010 passed by the learned

Judge, Motor Accident Claims Tribunal and District Judge,

Nadia, in connection with MAC Case No.535 of 2008

whereby the learned Tribunal assessed compensation at

Rs.14,23,964/- but awarded compensation to the tune of

Rs.7,11,982/- to the claimants in terms of contributory

negligence.

The claimants, being legal representatives of one

Biman Gopal Bagchi, since deceased, filed one claim

petition under Section 166 of the Motor Vehicles Act, 1988

on account of death of the said Biman Gopal Bagchi in a

road traffic accident occurred on 25th August, 2008 at

about 1.35 p.m. when the said Biman Gopal Bagchi along

with his daughter were proceeding from Chakdah side

towards Ranaghat side. At the relevant point of time, one

Lorry, bearing registration no.WBQ-8830, coming from

opposite direction, i.e., from the side of Ranaghat towards

Chakdah with high speed and in rash and negligent

manner, dashed against the motor cycle of the deceased.

As a result of which Biman Gopal Bagchi sustained severe

injuries and ultimately succumbed to his injuries. His

daughter also sustained severe bleeding injuries. The

accident took place only due to rash and negligent driving

of the lorry.

After the accident, Chakdah Police Station Case

No.321 of 2008 dated 25th August, 2008 under Sections

279/304A of the Indian Penal Code was started and after

investigation, charge sheet submitted against the driver of

that lorry. That is why the claim petition was filed with a

prayer for compensation to the tune of Rs.14,30,000/-.

Joint owners of the lorry did not contest the claim

petition but the respondent no.1/National Insurance

Company Limited contested the case by filing written

objection denying all material averments in the claim

petition contending, inter alia, that there was negligence

on the part of the lorry and the claimants are not entitled

to any compensation, as prayed for.

To prove the case, claimants examined as many as

four witnesses, namely, Mukti Bagchi, widow of the

deceased, as PW-1, one Subol Kumar Patra as PW-2, one

Bappa Ghosh as PW-3 and one Dr. Susmita Sen as PW-4.

PW-1 corroborated the entire averments of the

claim petition and she denied all suggestions thrown at

her in course of cross-examination. PW-2, a non-teaching

staff of Anulia High School, Ranaghat, deposed in this

case. He proved the salary and Acquittance Roll of Biman

Gopal Bagchi, since deceased. PW-3 claiming himself to be

an eyewitness to the alleged accident, testified that on 25th

August, 2008 he was travelling by a bus towards Ranaghat

but near Palagachha More on NH-34, he noticed a lorry,

bearing registration no.WBQ-8830, coming from the

opposite direction in a high speed and in rash and

negligent manner and ultimately lost its control and came

straight to the right side of the road and dashed against

the motor cycle. As a result, Biman Gopal Bagchi

sustained severe injury on his person and his daughter

also sustained injury. On way to hospital, Biman Gopal

Bagchi died. His motor cycle was also damaged. PW-4,

being a medical officer attached to JNM Hospital, Kalyani,

proved the post-mortem report and she specifically

testified that all the injuries she found may be caused by

heavy motor vehicle accident.

In course of their evidence, a good number of

documents were admitted in evidence, including copy of

First Information Report, charge sheet, post-mortem

report, insurance policy and Acquittance Roll of deceased

showing his employment as teacher of Anulia High School,

Ranaghat.

Learned District Judge, Nadia, being the Presiding

Officer of the Motor Accident Claims Tribunal, disposed of

the claim petition after evaluating the evidence on record.

Learned Tribunal awarded compensation to the tune of

Rs.7,11,982/- out of the assessed compensation of

Rs.14,23,964/- on the ground of contributory negligence.

Learned Judge deducted 50% of the award towards

contributory negligence on the part of the deceased

motorcyclist.

Being aggrieved by and dissatisfied with the said

judgment, the instant appeal has been filed by the

appellants/claimants on the ground that the learned

Tribunal deducted 50% towards contributory negligence

without evaluation of the evidence on record, particularly,

the evidence of PW-3 together with the charge sheet

admitted in evidence.

In course of argument, Mr. Roy, learned advocate,

appearing on behalf of the appellants/claimants also

harped on the same string of 50% deduction as well as

non-applying the principle laid down in the case of

National Insurance Co. Ltd. v. Pranay Sethi & Ors.

reported in (2017) 16 SCC 680 = 2017 ACJ 2700 with

regard to future prospect as well as general damages.

Mr. Afroze Alam, learned advocate, appearing on

behalf of the respondent no.1/National Insurance

Company Limited has tried to make this Court

understand, by referring to the cross-examination of PW-3,

that the witness though claimed to be an eyewitness to the

accident but he testified before the Tribunal on the request

on behalf of the claimants. That apart, Mr. Alam has

further contended that PW-3 was a student of the

deceased. Thereby, Mr. Alam has contended that the

evidence of PW-3 cannot be relied upon to contradict the

issue of contributory negligence adjudicated by the learned

Tribunal.

So far as the accident alleged in this case is

concerned, no specific argument has been advanced before

this Court. From the claim petition as well as documents

admitted in evidence with regard to the accident, I find

that accident took place in between the lorry and the

motor cycle of the deceased but question remains whether

it was a case of contributory negligence or not.

Mr. Roy in support of his contention in this regard

relied on a case of Usha Rajkhowa & Ors. v. M/s.

Paramount Industries & Ors. reported in 2009 AIR SCW

1576 wherein the Hon'ble Apex Court applied the doctrine

res ipsa loquitur even if in absence of any specific evidence.

The Hon'ble Apex Court relied on the only answer to the

suggestion thrown at the eyewitness (PW-3) who denied

the suggestion that the accident took place because of

fault of Maruti Car.

In our case, PW-3 also claimed himself to be an

eyewitness to the accident and at that time he was

travelling by a bus and he testified that at the time of

accident, the lorry was coming from the opposite side with

high speed and in rash and negligent manner. He testified

that the lorry lost its control due to high speed and

ultimately came to the right side of the road and dashed

the motor cycle of the deceased. But I do not find any

substance in cross-examination of that particular witness

to shake his credibility. In this case PW-3 also denied the

suggestion of contributory negligence. That apart,

Chakdah Police Station initiated the case after the

accident and after investigation submitted charge sheet

against the driver of the lorry.

Admittedly, this is an incident between a lorry and

a motor cycle. So, we can also apply the doctrine of res

ipsa loquitur to come to an opinion that the accident took

place due to rash and negligent driving on the part of the

lorry.

In the aforesaid facts and circumstances, I find

hardly any merit in the submission advanced by Mr. Alam

on behalf of the respondent no.1/Insurance Company.

There is no dispute regarding profession, income

and age of the deceased. It is also not disputed that the

learned Tribunal could not consider the principle laid

down in Pranay Sethi (supra).

In that view of the matter, I need to modify the

award as follows:-

 Monthly Income                                     Rs.      22,101/-

Annual Income (Rs.22,101/- x 12)                    Rs. 2,65,212/-

Less: 1/3rd Deduction (personal expenses)           Rs. 88,404/-
                                                    -------------------
                                                    Rs. 1,76,808/-

Add: Future prospect (@ 15%)                        Rs. 26,521/-
                                                    -------------------
                                                    Rs. 2,03,329/-

Multiplier by 9 [as per age (Second Schedule)]       x         9
                                                    Rs.18,29,961/-

Add: General Damages                                Rs.     70,000/-

                     Total Compensation             Rs.18,99,961/-

Less - Awarded by ld. Tribunal already recd.        Rs. 7,11,982/-

                      ENHANCEMENT                   Rs.11,87,979/-
                                                    -------------------


       For     the   reasons,     it   is    seen         that        the

appellants/claimants       are    entitled     to      the        total

compensation    to   the   tune   of   Rs.18,99,961/-.           It    is

submitted by the learned advocate for the appellants/

claimants that they have already received the awarded

amount of Rs.7,11,982/- from the learned Tribunal but no

interest was received on that amount.

Therefore, the appellants/claimants are entitled to

the balance compensation amount of Rs.11,87,979/- along

with interest @ 6% per annum from the date of filing of the

claim petition, i.e., on 24th September, 2008, till the

deposit of the amount. The appellants/claimants are also

entitled to interest @ 6% per annum on the amount of

Rs.7,11,982/- from the date of filing of the claim petition,

i.e., on 24th September, 2008 till the date of deposit of the

cheque by the Insurance Company before the learned

Tribunal.

Accordingly, the respondent no.1/National

Insurance Company Limited is directed to deposit the

enhanced compensation amount of Rs.11,87,979/- along

with interest @ 6% per annum from the date of filing of the

claim petition i.e., on 24th September, 2008, till the actual

deposit of the amount before the office of the learned

Registrar General of this Court, within six weeks from the

date of this order.

The respondent no.1/National Insurance Company

Limited is also directed to deposit interest @ 6% per

annum on the amount of Rs.7,11,982/-, which was

deposited by the Insurance Company and already

withdrawn by the claimants, from the date of filing of the

claim petition, i.e., on 24th September, 2008 till the date of

deposit of the cheque by the Insurance Company before

the learned Tribunal, before the office of the learned

Registrar General of this Court, within six weeks from

date.

The appellants/claimants are entitled to withdraw

the balance compensation amount with interest, subject to

payment of additional ad valorem court fees on the

amount of Rs.4,69,961/- (Rs.18,99,961/- -

Rs.14,30,000/-) before the learned Tribunal.

The learned Registrar General is requested to

disburse the amount with interest to the appellants/

claimants in equal share on proper identification and

proof.

With the above observations, the appeal, being

FMAT 748 of 2011, is disposed of.

All pending applications, if there be any, stand

disposed of.

A copy of this order be forwarded to the learned

Tribunal immediately.

Urgent photostat certified copy of this order, if

applied for, be given to the parties, upon compliance of

necessary formalities.

(Bibhas Ranjan De, J.)

 
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