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The Oriental Insurance Co. Ltd vs Shibnath Chowdhury & Ors
2022 Latest Caselaw 6705 Cal

Citation : 2022 Latest Caselaw 6705 Cal
Judgement Date : 19 September, 2022

Calcutta High Court (Appellete Side)
The Oriental Insurance Co. Ltd vs Shibnath Chowdhury & Ors on 19 September, 2022
    23
19.09.2022
Ct. No.237
    pg.
                       IN THE HIGH COURT AT CALCUTTA
                          CIVIL APPELLATE JURICTION
                                APPELLATE SIDE

                               FMA 626 of 2012
                                     with
                   IA No. CAN 3 of 2016 (CAN 7105 of 2016)
                          (Application not in the file)

                            The Oriental Insurance Co. Ltd.
                                          Vs.
                             Shibnath Chowdhury & Ors.

                    Mr. Parimal Kumar Pahati
                                ... For the appellant/Insurance Co.

                    Mr. Uday Sankar Chattopadhyay
                    Mr. Suman Sankar Chattopadhyay
                    Ms. Trista Rakshit
                                ... For the respondents/claimants

Parties to this appeal are represented.

This appeal is directed against the judgment and

order passed on 7th July, 2010 by the learned Judge,

Motor Accident Claims Tribunal, 3rd Court, Burdwan, in

MAC Case No.100 of 2008 under Section 166 of the Motor

Vehicles Act, 1988.

The claim petition was filed on account of death of

one Mantu Choudhury, aged about 22 years, who met with

an accident on 8th August, 2008 by the involvement of a

vehicle (Mini Truck) bearing registration no.WB-41C/7253

at Tejganj at about 1.45 p.m. under Burdwan Police

Station. The injured Mantu Choudhury succumbed to his

injuries and Burdwan Police Station Case No.422 of 2008

was started.

One of the petitioners Rekha Choudhury and one

Kumaresh Biswas and one Pradip Kumar Biswas were

examined as PW-1, PW-2 and PW-3. In course of their

evidence, all police reports, insurance policy of the

offending vehicle and post-mortem report were admitted in

evidence as Exhibits 1 to 8.

After considering all the evidence on record, the

learned Tribunal assessed the monthly income of the

deceased as Rs.2,500/- and annual income as

Rs.30,000/- after deduction of the 1/3rd and applying

multiplier 16 in terms of the average age of the parents.

The learned Tribunal awarded Rs.3,24,500/- including

funeral expenses and loss of estate.

In this appeal, the learned advocate appearing on

behalf of the appellant/Insurance Company has contended

that the deduction of 1/3rd for personal expenses was not

correct. It should be 50% and multiplier should be 18

instead of 16 in terms of average age of the parents. It is

also submitted on behalf of the appellant/Insurance

Company that the driver of the offending vehicle was

carrying a fake licence and thereby he was in violation of

the policy for which the Insurance Company is not liable to

pay.

Considering all facts and circumstances, I find it

justified to determine the award as follows:-

  Annual Income                                 Rs. 30,000/-





  Deduction 50%                                      Rs. 15,000/-
                                                     Rs. 15,000/-

  Multiplier 18 (Age 22 yrs.) Loss of dependency     Rs.2,70,000/-
  (Rs.15,000/- x 18)

  Add: Funeral Expenses & Loss of Estate             Rs. 33,000/-

                                            Total    Rs.3,03,000/-



It is submitted on behalf of the appellant/

Insurance Company that total awarded amount of

Rs.3,24,500/- has already been deposited with the learned

Registrar General and the appellant/Insurance Company

has not deposited any interest on the awarded

compensation.

The appellant/Insurance Company is directed to

deposit interest @ 6% per annum on the amount of

Rs.3,03,000/- from the date of filing of the claim petition,

i.e., on 19th September, 2008, till the actual deposit of the

amount before the learned Registrar General of this Court

within six weeks from the date of this order.

The learned Registrar General will disburse the

amount equally among the respondents/claimants of

Rs.3,03,000/- along with interest @ 6% per annum from

the date of filing of the claim petition till the actual

deposit.

In case of any excess amount after disbursement of

the awarded amount with interest to the respondents/

claimants, the same shall be returned to the appellant/

Insurance Company.

Considering all facts and circumstances, the

appellant/Insurance Company is at liberty to claim the

awarded amount from the owner of the vehicle through

separate proceedings.

With the above observation, the appeal, being FMA

626 of 2012, stands disposed of.

All pending applications, if any, also stand

disposed of.

Records of the learned Tribunal be transmitted

back immediately.

Urgent photostat certified copy of this order, if

applied for, be given to the parties, upon compliance of

necessary formalities.

(Bibhas Ranjan De, J.)

 
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