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National Insurance Co. Ltd. vs Mr. Jitendra Arvind Sinroja And Ors.
2025 Latest Caselaw 7376 Bom

Citation : 2025 Latest Caselaw 7376 Bom
Judgement Date : 11 November, 2025

Bombay High Court

National Insurance Co. Ltd. vs Mr. Jitendra Arvind Sinroja And Ors. on 11 November, 2025

2025:BHC-AS:48651

                      Shubhada S Kadam                                               54-fa-556-2022.doc

                               IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                                               CIVIL APPELLATE JURISDICTION
                                                 FIRST APPEAL NO. 556 of 2022


                             National Insurance Company Ltd.                    ...       Appellant/s
                             Mumbai Regional Office I,                                  (Original Opp.
                             5th Floor, Sterling Cinema Bldg.,                          No.2)
                             65, Murzban Road, Fort,
                             Mumbai - 400 020.
                             versus
                      1      Jitendra Arvind Sinroja.                           ....      Respondent
                             Age : 40, Occ: Service.                                    Nos.1 to 2 are
                                                                                        the Original
                                                                                        Claimants.
                      2      Monika Jitendra Sinroja,
                             Age : 35 years, Occ:- Housewife.

                             Both Residing at : Bindu Bunglow,
                             Village :- Saravali, Manfodpada,
                             Near Kainad Phata, Tal: Dahanu,
                             Dist. Thane.

                      3      Mr. Salim Munaf Shaikh,
                             Age:- Adult, Occ : Tempo Owner,                            Respondent
                             R/o.:2, Dhanashri Residency,                               No.3-Ori. Opp.
                             Maatoshri Nagar, Upnagar,                                  No.1.
                             Nashik-422 001.
                             (Owner of Tempo No.MH-15-DK-2604)


                      Mr. Amol Gatne, Advocate for the Appellant.


                                                           CORAM : R. M. JOSHI, J.
                                                           DATE     : 11th NOVEMBER, 2025.

                      Oral Judgment :
SHUBHADA

SHANKAR 1. This appeal under Section 173 of the Motor Vehicles Act, 1988 KADAM

is filed by the appellant/insurer against judgment and award dated 25th

Shubhada S Kadam 54-fa-556-2022.doc

June 2015 passed in M.A.C.No.111 of 2013 whereby respondent Nos.1

and2/claimants are granted compensation to the extent of Rs. 2,00,000/-

(Rupees Two lakhs) with interest at the rate of 7% p.a..

2. The claimants filed proceedings bearing M.A.C.No.111 of 2013

for seeking compensation in case of motor vehicular accident death of

deceased - Yash. It is the case of the claimants that the deceased died in

accident occurred on 6th July 2013 involving motor vehicle bearing

No. MH-15-DK-2604 which is owned by respondent No.3 and insured by

the appellant.

3. The insurer filed written statement and apart from denying

contentions of the claimants, a specific plea was raised with regard to the

breach of condition of policy on the ground that driver of the offending

vehicle having no valid driving license during the relevant period. There is,

however, no dispute made about the coverage of vehicle under insurance

policy issued by Insurer. The claim petition proceeded ex-parte against

owner of vehicle.

4. On behalf of the claimants, 1 witness viz.respondent No.1-

father of the deceased, was examined at Exhibit-13. No evidence was led

by the owner and insurer of the offending vehicle. The Tribunal partly

allowed the petition directing payment of compensation of Rs.2,00,000/-

(Rupees Two Lakhs) with interest.

5. This appeal has been filed by the insurer essentially on the

ground that at the relevant time there was no evidence available indicating

Shubhada S Kadam 54-fa-556-2022.doc

the driver of the offending vehicle not having valid driving license. It is

contended in memo of appeal that RTO informed by letter dated

3rd November 2015 that license in question came to be renewed on

20th August 2016 and, hence, it will have to be held that driver was not

holding valid license at relevant point of time. Learned counsel for the

appellant/insurer submits that subsequent to the passing of the judgment

and award by the Tribunal, the appellant could lay hand on the evidence

which according to him indicates that there is a breach of condition of the

policy and consequently the liability of insurer to pay the compensation

could be discharged. He, therefore, seeks remand of claim to Tribunal for

consideration afresh.

6. There is no dispute about the fact that the appellant/insurer

being party respondent to the original proceedings before the Tribunal

was given an opportunity of hearing and to lead evidence to substantiate

its case. The petition came to be filed in 2013 and decided on 25 th June

2015 and thus it cannot be said that the proceeding was decided in haste.

7. This is not the case wherein the insurer was prevented from

leading evidence before the Tribunal. Merely because the insurer gets

evidence post passing of the impugned judgment and award, it does not

become a ground for setting aside the award and to relegate the claim

petition back to the Tribunal for decision of fresh.

8. In order to succeed in seeking leading of additional evidence in

appeal or the remand of the proceedings, the appellant must show due

Shubhada S Kadam 54-fa-556-2022.doc

diligence or cause which has prevented the appellant from leading the

evidence during the trial. Except for the bare statement that the appellant

received information from R.T.O. after the decision of the original

proceedings, it cannot become a ground for setting aside the impugned

award.

9. Moreover, when the Tribunal has granted minimal

compensation of Rs.2,00,000/-, this court does not find it appropriate to

relegate death claim petition back to the Tribunal for decision afresh. Any

such order will cause grave prejudice to the claimants and since they

cannot be said to be at fault for non-leading of the evidence by the

appellant/insurer at the relevant time, they cannot be compelled to

undergo rigors of the trial again.

10. Having regard to the above facts, there is no merit in the

appeal. The appeal is dismissed.

11. In view of dismissal of the appeal, Civil Application No.2762 of

2016 will not survive for consideration and the same stands disposed of.

(R. M. JOSHI, J.)

 
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