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New India Assurance Company Ltd. Thr. ... vs Manisha Sampat Bhange And Others
2025 Latest Caselaw 8523 Bom

Citation : 2025 Latest Caselaw 8523 Bom
Judgement Date : 4 December, 2025

[Cites 4, Cited by 0]

Bombay High Court

New India Assurance Company Ltd. Thr. ... vs Manisha Sampat Bhange And Others on 4 December, 2025

2025:BHC-AUG:33524
                                                                              FA-5065-2017.odt




                      IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                                 BENCH AT AURANGABAD

                              FIRST APPEAL NO. 5065 OF 2017
                          WITH CIVIL APPLICATION NO. 15925/2016

          New India Assurance Company Ltd.,
          Through Branch Manager,
          Branch Office at Shivaji Chowk, Jalna Road,
          Beed, Taluka & District Beed

          Through its Divisional Manager/Authorized
          Signatory, Adalat Road, Aurangabad                               ...Appellant
                                                                   (Org. Respondent No.2)

                Versus

          1)    Manisha w/o Sampat Bhange,
                Age: 24 years, Occu: Household,

          2)    Shivam S/o. Sampat Bhange,
                Age: 5 years, Occu. Nil,

          3)    Jayesh S/o Sampat Bhange,
                Age: 3 years, Occu. Nil,

                No. 2 & 3 are Minors, U/g of their mother,
                Respondent No. 1 Manisha

          4)    Ganpat S/o Babasaheb Bhange,
                Age: 49 years, Occu: Nil,

          5)    Kamal W/o. Ganpat Bhange,
                Age: 57 years, Occu. Household,

                All R/o Jamgaon,
                Taluka Ashti, District Beed.

          6)    Hanumant S/o. Balu Dhonde,
                Age: Major, Occu. Owner-Driver,
                R/o. Murshadpur, Taluka Ashti,
                District Beed.                                            ...Respondents
                                                             (Rspdt Nos. 1 to 5 - Org. Claimants
                                                                Rspdt No. 6 - Org. Rspdt Nos.1)


                                               PAGE 1 OF 9
                                                                 FA-5065-2017.odt




                                     ***
• Mr. S. S. Rathi, Advocate for the Appellant
• Mr. S. B. Choudhari, Advocate for the Respondent Nos. 1 to 5
                                     ***
                              CORAM             : ABHAY S. WAGHWASE, J
                              RESERVED ON       : DECEMBER 03, 2025
                              PRONOUNCED ON : DECEMBER 04, 2025
JUDGMENT :

1. In this appeal, at the instance of insurance company, there is

challenge to the judgment and order dated 07.06.2016 passed by learned

MACT, Beed in MACP No. 93/2014 filed by heirs of deceased Sampat under

Section 166 of the Motor Vehicles Act.

2. MACP No. 93/2014 was filed before Tribunal, Beed by heirs of

Sampat Bhange on the premise that on 06.12.2013 around 08.00 pm while

deceased was traveling with pillion rider Shafiq Gani Khan Pathan on

motorcycle bearing no. MH-23-AG-2451 near Pavansut Mangal Karyalaya on

Beed-Nagar Road dash was given to the motorcycle by truck bearing no.

MH-18-M-8327 coming from rear side. Due to the dash, deceased suffered

head injury and while undergoing treatment, he succumbed to the same.

Having lost source of income, his heirs-claimants sought compensation from

respondent no. 1 owner/driver and respondent no. 2 insurance company

jointly and severally.

After appreciating the oral and documentary evidence, learned

Tribunal allowed the claim petition and granted compensation to the tune of

Rs. 33,10,000/- to be paid jointly and severally with 6% rate of interest by

PAGE 2 OF 9 FA-5065-2017.odt

respondent nos. 1 and 2.

Above award is taken exception to by filing instant appeal.

3. Learned counsel for insurance company would point out that

claim itself is false. That, there was no involvement of truck as alleged.

According to him, rather deceased had given dash to a cow and had suffered

injury. That, there was no accident on account of dash by truck. He pointed

out that even in medico legal certificate (MLC) while injured was taken to

the hospital, it was informed in the hospital that, motorcycle gave dash to

the cattle, which came on the road. That, initially accidental death is

registered on 13.12.2013. He pointed out that, subsequently on 18.12.2013

alleged pillion driver Shafique lodged report with police contending that

there was dash by truck. Said Shafique had not stepped into witness box.

That, insurance company in Tribunal had taken specific plea regarding non

involvement of truck and there to be no evidence of any mishap between

motorcycle and truck, but same has not been considered and appreciated.

4. Learned counsel pointed out that even in the spot panchnama,

there is reference of cow but still claimants case has been accepted and

directly finding is recorded regarding involvement of truck, which according

to him, is contrary to the evidence on record. He pointed out that, there is

no evidence to show that either informant Shafique suffered any injury or it

is shown that there was any damage to the vehicle and even spot

PAGE 3 OF 9 FA-5065-2017.odt

panchnama does not refer to any signs of vehicle meeting dash from rear

side and it further going and giving dash to the cow.

5. He further pointed out that even Tribunal in spite of claimant

setting up a case that deceased earned Rs.8,000/- per month by rendering

work of driver, has held monthly income of deceased Rs.15,000/-. On this

count, he took this Court to the observations of Tribunal in paragraph 21

and thereby finds fault on the part of Tribunal to that extent.

For above reasons, he urges to allow the appeal.

6. In answer to above, learned counsel for respondents claimants

would support findings and conclusion reached by Tribunal. According to

him, though there is delay in lodging first information report, according to

him, only after thorough investigation, charge-sheet has been filed against

owner/driver of the truck against whom FIR was lodged. Thus, according to

him, impugned judgment and award is perfectly legal, needs no

interference. To support his submissions, he relied on judgments of Hon'ble

Apex Court in cases of Geeta Dubey and Others vs. United India Insurance

Co. Ltd. and Ors, AIROnline 2024 SC 867 & Ranjeet and Another vs. Abdul

Kayam Neb and Another, 2025 LJSoft (SC) 598.

7. In the light of above submissions, evidence is put to scrutiny.

Papers show that one Shafique Gani Khan Pathan lodged report with police

PAGE 4 OF 9 FA-5065-2017.odt

on 18.12.2013 contending that on 06.12.2013 he and Sampat were

proceeding on motorcycle MH-23-AG-2451 and around 08.15 pm, their

motorcycle given dash by a truck from rear side and their motorcycle further

went and gave dash to the cow and they both fell. Sampat who was rider

suffered head injury and he claims that he saw number of the truck as

MH-18-M-8327 and the driver of the truck fled. On above report,

Shivajinagar police station seems to have registered crime bearing no.

39/2013 for offence under sections 279 and 304A of the Indian Penal Code.

8. Charge-sheet carries spot panchnama, which is marked as

exhibit 28 and same seems to be drawn on 13.12.2013. As pointed out, in

the said panchnama, there is reference about witness Jawkar Deepak Sagar

informing that on 06.12.2013, while he and his friend Atul Thorat were

proceeding on Beed-Nagar Road, near Pavansut Mangal Karyalaya suddenly

motorcycle rider and a pillion rider gave dash to cattle and fell down. The

motorcyclist suffered head injury and fell unconscious and other person got

injured and they were taken to Civil Hopsital but Sampat, being serious, was

shifted to Lifeline Hospital but he expired while undergoing treatment.

Therefore, as pointed out by learned counsel for appellant, in

the spot panchnama there is eye witness account of Jawkar Deepak Sagar

who had narrated about seeing motorcycle giving dash to cow and

incumbents of the motorcycle falling. He does not speak about any dash by

PAGE 5 OF 9 FA-5065-2017.odt

any truck.

9. Apparently, as pointed out, regarding occurrence dated

06.12.2013 so called pillion rider Shafique has reported police about dash

being given by truck on 18.12.2013. As pointed out, he has not stepped into

witness box and there is only evidence of PW1, who is wife of deceased

Sampat. If at all dash was given by truck and if at all Shafique claims to

have noted the number of truck, he ought to have lodged prompt report to

that extent. He is not shown to be admitted anywhere nor he shown to be

incapacitated for any reason to lodge report belatedly. Even, as pointed out,

when injured was taken to the hospital, in MLC information is passed about

motorcycle was giving dash to cattle and there is no reference of

involvement of any truck. Therefore, the above material creates doubt about

involvement of truck.

10. Learned Tribunal has straight away accepted the charge-sheet

and has recorded the finding in paragraph 11 holding that evidence of

witness is not challenged in cross-examination. Exhibit 27 has been straight

away accepted coupled with inquest and post mortem report to hold that

deceased Sampat met with vehicular accident. While recoding affirmative

findings on the point of rash and negligence, there is discussion in

paragraph 12 and learned Tribunal by referring to the judgment of The New

India Assurance Co. vs. Keshar Manikrao Mete and others , 2010 (2) B.C.J.

PAGE 6 OF 9 FA-5065-2017.odt

417, observed that investigating machinery has seized the vehicle truck

involved in the accident and accused no. 1 has been charge-sheeted and

accused no. 1 had applied for return of property vide application exhibit 34

and the said has been allowed and therefore, such evidence shows

involvement of offending vehicle.

In considered opinion of this Court, such findings are contrary

to the very contents of spot panchnama and MLC papers. Obviously, when

vehicle is seized by police, its owner is bound to apply for its return and

merely because of it, no conclusion can be drawn regarding involvement or

rashness or negligence. Merely because charge-sheet has been filed,

inference cannot be drawn that truck was really involved, more particularly,

when the contents of charge-sheet like spot panchnama reflect another

reason of dash, on a belated FIR, it is unsafe to hold involvement of truck

and further directly award compensation.

11. In the considered opinion of this Court, the approach of learned

Tribunal is erroneous. No doubt, in cases of such nature, there is no rule of

strict evidence and preponderance of probabilities are sufficient to record

findings, however, here, there is documentary evidence showing dash being

given by motorcycle to a cattle and thereafter incumbents on the motorcycle

falling down. Spot panchnama speaks to that extent. There is no distinct

evidence that motorcycle suffered dash from rear side and, therefore, on

PAGE 7 OF 9 FA-5065-2017.odt

mere belated FIR by so called pillion rider, who refrained from stepping in

the witness box, above findings about involvement of truck, cannot be

allowed to be sustained.

12. Though learned counsel for respondents claimants relied on

above rulings of Hon'ble Apex Court, the facts in those cases are distinct and

cannot be equated with the facts of case in hand. In the first judgment of

Geeta Dubey (supra), Hon'ble Apex Court has held that claimant is only

expected to prove on preponderance of probabilities and not beyond

reasonable doubt. There is no dispute about such settled legal position,

however, here, case is also not proved on preponderance of probabilities

rather facts narrated in the case are shrouded by mischief for various

reasons spelt out in the aforesaid paragraphs. Further in that case, regarding

occurrence dated 18.06.2018 FIR was registered within a short time i.e. on

21.06.2018. Here it is not so. Here, there is FIR but after almost a week. In

the second judgment of Ranjeet (supra), Hon'ble Apex Court has held that

non-examination of eye witness is not fatal, however, here informant had

not suffered any serious injury and was not shown to be admitted anywhere

and, therefore, he was in a position to lodge prompt report regarding being

hit by truck. However, surprisingly he did not promptly lodged report in

spite being pillion rider and eye witness and further did not stepped in the

witness box for the reasons best known to him. For above reasons, the

PAGE 8 OF 9 FA-5065-2017.odt

rulings relied by learned counsel for respondents does not come to his

rescue.

13. For above reasons, this Court finds it a fit case for interference

on the ground that there is improper and incorrect appreciation of evidence

on record by learned Tribunal. Hence, appellant succeeds. Accordingly, I

proceed to pass following order:

ORDER

(i) First Appeal is allowed.

(ii) Impugned judgment and award dated 07.06.2016 passed by learned MACT, Beed in MACP No. 93/2014 is quashed and set aside.

(iii) Pending civil application(s), if any, stands disposed of.

(ABHAY S. WAGHWASE, J.) Umesh

PAGE 9 OF 9

 
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